Cascade Credit Union Vancouver WA | Low Mortgage Rates & Auto Loans

Introduction

At Cascade Credit Union, located at 805 Ne 98Th Cir Ste 106, Vancouver, WA 98665, we take pride in being a trusted partner in your financial journey. Since our establishment in 1952, we have been dedicated to serving our community with exceptional banking services and personalized support. With a total membership of 10,897 and total assets reaching an impressive $347,352,927, we are committed to helping you achieve your financial goals. Our mission is simple: to provide reliable banking solutions that empower our members. Whether you're looking for personal banking options like checking and savings accounts, or need assistance with auto loans, mortgages, or business financing, Cascade Credit Union is here for you. With total loans amounting to 7,662 and deposits of $12,218,752, our strong financial foundation allows us to offer competitive rates and flexible terms tailored to your needs. Led by our dedicated CEO, Sam Jimenez, and Board President, John Graham, our team of 38 employees is passionate about supporting the community we serve. We understand that every member's financial situation is unique, which is why we focus on providing personalized service that makes banking easier for you. For any official correspondence, please use our mailing address: 805 NE 98th Cir Ste 106, Vancouver, WA 98665-9134. We invite you to visit us in person or reach out via phone at 360-695-0577 during our operating hours from 9:00 AM to 5:00 PM, Monday through Friday. Discover how Cascade Credit Union can help you thrive financially. Visit our website at Cascade Credit Union or stop by today!

Branch History & Mission

At Cascade Credit Union, we pride ourselves on a rich history that began in 1952. Since our opening, located at 805 Ne 98Th Cir Ste 106 in the heart of Vancouver, WA, we have been committed to serving our community with integrity and dedication. Over the years, we have grown significantly, now boasting a total membership of over 10,897 individuals who trust us with their financial needs. Our mission is simple yet profound: to empower our members through accessible financial services while fostering a sense of community and support. We believe that everyone deserves the opportunity to achieve their financial goals, whether it's purchasing a new home, financing a vehicle, or simply saving for the future. This mission drives us daily as we strive to provide excellent service and innovative solutions tailored to the unique needs of our members. With total assets amounting to $347,352,927, Cascade has become a cornerstone in Vancouver's financial landscape. We are proud to offer a variety of services including personal banking, auto loans, mortgages, credit cards with rewards, and business banking options. Our focus on member satisfaction is evident in our commitment to modern banking solutions such as online and mobile banking. While members can visit us at 805 Ne 98Th Cir Ste 106 Vancouver Wa 98665, official correspondence should be sent to 805 NE 98th Cir Ste106, Vancouver, WA 98665-9134. We operate from Monday to Friday between 9:00 AM and 5:00 PM, ensuring that our doors are open for all your financial needs. Although we currently do not offer ATM or drive-thru services, our friendly staff is always ready to assist you inside our branch. As part of our ongoing efforts to serve the community better, we engage in various outreach programs and partnerships aimed at supporting local initiatives. We recognize that strong communities build strong credit unions; hence, we actively participate in events and activities that uplift those around us. If you're looking for a credit union that prioritizes people over profits and invests in the community's well-being, we invite you to join Cascade Credit Union today. Experience firsthand how we can help you navigate your financial journey with confidence and care. Visit us at Cascade Credit Union or call us at (360) 695-0577 for more information!

Branch Location & Accessibility

A Personal Touch with Comprehensive Services

While we currently do not offer ATM services or drive-thru banking at this location, our dedicated team is here to help you with all your financial needs right inside the branch. From personal loans and credit cards with rewards to business banking solutions, we strive to provide tailored services that fit your lifestyle. If you're looking for a credit union that values community and personalized service, Cascade is the place for you! We invite you to visit us today or reach out by phone if you have any questions. We can't wait to welcome you into our family!

Convenient Access and Amenities

At Cascade, we prioritize your comfort and convenience. While our branch address is 805 Ne 98Th Cir Ste 106, official correspondence can be sent to the same location, ensuring you have everything in one place. Our branch is situated in Clark County, close to local shops and eateries, providing a familiar atmosphere for our members. We understand that accessibility is important for everyone. That's why our branch features ADA-compliant facilities, including ramps and designated parking spaces. You can easily navigate our space without any hassle.

Friendly Hours Just for You

Our operating hours are designed with your busy schedule in mind. We are open Monday through Friday from 9:00 AM to 5:00 PM, ready to assist you with personal banking services like checking and savings accounts, auto loans, mortgage loans, and more. If you ever have questions or need support outside of these hours, feel free to give us a call at 360-695-0577.

Member Eligibility

At Cascade, we believe that becoming a member is like joining a welcoming family that truly cares about your financial well-being. If you're interested in joining us, you'll be happy to know that membership is open to anyone who lives, works, worships, or attends school in Clark County. This means whether you're a longtime resident of Vancouver or new to the area, you can take advantage of our services designed with you in mind. Plus, members enjoy exclusive benefits such as lower loan rates and personalized service tailored just for you. Getting started is easy! You can find all the details on eligibility by visiting this link. When you're ready to open your account, head over to our account opening page or simply give us a call at (360) 695-0577. Our friendly team at Cascade, located at 805 Ne 98Th Cir Ste 106 Vancouver Wa 98665, is here to assist you every step of the way!

Business Banking & Commercial Services

Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $7 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $10,272,407, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine having the ability to accept payments easily from your customers, enhancing their shopping experience while streamlining your operations. Our merchant services offer just that making it simple for you to process transactions and manage your cash flow efficiently. Located at 805 Ne 98Th Cir Ste 106 Vancouver Wa 98665 in Vancouver, WA, our dedicated team is ready to support you on your journey. Contact us today at (360) 695-0577 to learn more about how we can partner with you for success!

Comprehensive List Of Services

Business Banking Services

We also cater to local entrepreneurs with our business banking solutions. From merchant services that simplify transactions for your customers to flexible business loans that fuel growth, Cascade is here to help you thrive in today's competitive market.

Credit Cards with Rewards

For those who love to earn while they spend, our credit cards with rewards offer fantastic benefits on everyday purchases. Enjoy cashback options or points redeemable for travel or gifts it's a smart way to maximize your spending.

Digital Banking Features

In this fast-paced world, convenience is key. That's why we provide robust online and mobile banking platforms that let you manage your accounts anytime, anywhere. You can easily make transfers, pay bills, or check balances from the comfort of your home or on the go. Plus, our ATM and cash withdrawal services ensure you have access to your funds whenever you need them. At Cascade, we're committed to making banking accessible and convenient for everyone in the community. If you have any questions about our services or want personalized advice tailored to your financial situation, don't hesitate to reach out! Feel free to call us at 360-695-0577 during our lobby hours from 9:00 AM to 5:00 PM on weekdays. We're here to help you navigate all of life's financial moments with ease! Explore all that we offer at Cascade.

Mortgage Loans & Refinancing

Thinking about buying a home? Our mortgage loans and refinancing solutions are crafted to guide you through the home-buying process smoothly. We take pride in helping members find the right mortgage products that suit their financial situation, ensuring they feel confident in their investment.

Personal Banking Solutions

We understand that managing personal finances can be challenging. That's why we offer checking and savings accounts designed to fit various lifestyles. For those planning for big purchases or simply wanting to save for the future, our accounts provide easy access and competitive interest rates. If you're considering purchasing a new car or refinancing an existing loan, our auto loans and vehicle financing options make it simple and straightforward. When life throws unexpected expenses your way, our personal loans and debt consolidation services can help you regain control over your finances. With flexible terms tailored to your needs, you can focus on what matters most without the burden of high-interest debt.

Digital & Online Banking

Key Features

For those who prefer managing their finances on the go, our mobile application allows you to handle transactions right from your smartphone. You can make person-to-person transfers with ease, send money to friends or family in seconds, and even set up mobile payments for quick and secure purchases. Keeping track of your statements has never been easier. With e-statements available, you can opt for paperless statements that are not only eco-friendly but also accessible anytime you need them. Plus, our electronic signature authorization feature means that you can sign documents digitally without the need to visit a branch.

Your Financial Management Made Easy

No more waiting in line or worrying about branch hours. At Cascade, we prioritize accessibility and ease-of-use so you can manage your money on your own terms. From setting up alerts to monitoring account activity in real-time, everything is designed with you in mind. Ready to take control of your banking? Explore all our digital offerings today at https://www.cascadefcu.org/ and see how easy it is to bank with us!

Financial Strength

Commitment to Innovation

With $40,348,084 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors, with $1,579 in used auto loans and $142,770,412 in total loans and leases.

Member-Centric Savings

Members' savings are secured through $125,257,166 in share certificates and $70,117,270 in money market shares, offering stable and rewarding financial growth opportunities. We prioritize our members over traditional banking models; with non-member deposits at $0, we ensure our resources focus on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We pride ourselves on having a dedicated team of 36 full-time employees and 2 part-time employees who are always ready to assist you. With net shares available for lending and investments at $0, along with a growing member base of 24,116, we are well-positioned to meet your needs.

Strong Financial Health

With a net worth of $49,033,020, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid foundation means you can trust that your money is safe with us. Our net worth ratio of $1,411 demonstrates our robust capital position. This strength enables us to continue providing loans, competitive savings rates, and uninterrupted services even during uncertain economic times.

Your Trusted Partner

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Cascade is your trusted partner. Visit us at 805 Ne 98Th Cir Ste 106 Vancouver Wa 98665 or call (360) 695-0577 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $27,259,185 in used vehicle loans and $23,891,964 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new or used vehicle, our team is here to assist you every step of the way.

Business Financing

For business owners, our outstanding commercial loans totaling $10,272,407 provide the capital needed to grow and expand. We are committed to supporting local businesses by offering personalized services and advice. At Cascade, we are dedicated to providing personalized service and support throughout your borrowing journey. Feel free to contact us at (360) 695-0577 or visit us at our location at 805 Ne 98Th Cir Ste 106 Vancouver Wa 98665, Vancouver, WA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $19,509,767, make buying or refinancing simple. We offer various mortgage solutions tailored to fit your lifestyle and budget. If you have questions about refinancing options or eligibility, don't hesitate to reach out.

Unsecured Credit Card Loans

Managing daily expenses can be challenging, which is why we also offer flexible terms on unsecured credit card loans. With a total of $8,722,226 in loans helping members manage their finances effectively, our credit cards come with various benefits to suit your spending habits.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: All loan offers are sourced from legitimate financial institutions. This guarantees that users can trust the information they receive. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions. The goal is to provide unbiased results so users can make informed decisions without any pressure. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, allowing them to easily assess their options in real time. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the impact LendMesh has had on its users' financial journeys. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Cascade