CARTER FEDERAL CREDIT UNION

At Carter, we believe in building strong, lasting relationships with our members and the community. Located at 133 S Main St, Springhill, LA 71075, our branch has been a trusted financial partner since 1954. With a proud membership of 34,736, we are committed to providing personalized service and financial solutions tailored to meet the unique needs of each member. While members can visit us at our branch location, official correspondence should be sent to PO Box 814, Springhill, LA 71075. We understand that every dollar counts, which is why we manage over $763,835,042 in assets and have facilitated 29,130 loans and leases to help our community thrive. Our total deposits stand at $59,232,313, ensuring that your savings are safe with us. Under the leadership of our CEO, Joe Arnold, and Board President, Joyce Butler, we pride ourselves on fostering an environment where members can feel secure and supported in their financial journeys. Our dedicated team of 131 employees works tirelessly to provide exceptional service and innovative financial products that can help you achieve your goals. With a net worth of $66,839,468 and cash reserves of $9,529,078, you can trust that Carter is financially stable and ready to assist you when it matters most. Whether you're looking for loans or just need reliable banking services, we're here for you every step of the way. Ready to take control of your financial future? Visit us today or give us a call at 318-539-4655. Experience the difference with Carter where your success is our priority! For more information about our services or to apply for a loan online, check out our website at cartercu.org.

At Carter Credit Union, we take pride in our rich history and unwavering commitment to serving our community in Springhill, Louisiana. Established in 1954, our branch has become a cornerstone of financial support for local residents. Over the years, we have grown from a small group of members into a thriving credit union with a total membership of over 34,700 individuals, all benefiting from our personalized financial services. Located at 133 S Main St Springhill, LA 71075, Carter Credit Union is situated in the heart of our vibrant community. Just a stone's throw from popular local landmarks, our branch is easily accessible for anyone seeking reliable financial solutions. While members can visit us at this address, official correspondence should be sent to PO Box 814, Springhill, LA 71075. Our mission at Carter is simple yet impactful: to provide exceptional financial services while fostering a sense of community and support among our members. We believe that by empowering individuals with the right tools and knowledge, we can help them achieve their financial goals and dreams. Our dedicated team works hard to ensure that each member feels valued and supported throughout their journey with us. As we look back on our achievements, it's clear that innovation has been key to our success. We continually adapt to meet the changing needs of our members by offering modern conveniences such as online banking and mobile payments. These advancements allow for greater accessibility and flexibility in managing finances. Moreover, we are proud to maintain ADA compliance across all our facilities, ensuring that everyone in the community can access our services without barriers. Although we do not currently offer ATM or drive-thru services at this location, we remain committed to finding ways to serve you better. Carter Credit Union also places great importance on community outreach. We partner with local organizations and initiatives to make a positive difference beyond just banking. Whether it's through sponsoring events or volunteering time and resources, we strive to strengthen the fabric of Springhill. With total assets nearing $763 million, we are well-positioned to continue supporting our members now and into the future. Our stability allows us to offer competitive rates on loans and savings accounts while ensuring that your funds are safe with us. We invite you to join the Carter family today! Experience firsthand how we can help you navigate your financial journey while making meaningful contributions to the community around us. Visit us during our operating hours Monday through Friday from 8:00 a.m. to 5:00 p.m. or give us a call at 318-539-4655 for more information about membership opportunities. Together, let's build a brighter financial future!

At Carter, we believe that everyone deserves a place in our community, and becoming a member is as easy as making a new friend! If you're looking to join us at our welcoming location on 133 S Main St Springhill La 71075, you'll find that eligibility is open to individuals who live, work, worship, or attend school in the area. We're especially proud to support our local community, so if you have ties here, you're likely already eligible. There are also options for family members of existing members, which makes it even easier to share the benefits of being part of our credit union family. Once you've confirmed your eligibility, opening an account with us is straightforward and hassle-free. Just visit our website for more details on how to get started: Account Opening Details. If you have any questions or want to learn more about what membership entails, feel free to give us a call at (318) 539-4655. We're excited to welcome you into our supportive community where you can enjoy financial services tailored just for you! For full eligibility criteria and updates, check out this resource: [Eligibility Details]().

At Carter, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that you want to know your money is safe and working hard for you. That's why we're proud to share our financial strength with you, reinforcing our commitment to serving your needs. Our financial health is reflected in our net worth of $66,839,468, which allows us to offer competitive rates and lower fees. This strong foundation enables us to invest back into services that directly benefit you, our valued member. Additionally, our net worth ratio of $872 demonstrates a solid capital foundation, ensuring we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $242,990,729 in share certificates and $39,406,617 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $110,507,208, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $41,305,971 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is evident with $8,572 in used auto loans and $612,511,020 in total loans and leases, supporting your financial goals across various sectors. We also take pride in having 124 full-time employees and 7 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Our operational efficiency shines through with a net income of $656,854, allowing us to continue offering competitive loan rates and solid financial products for all members. With net shares available for lending at $683,326, along with a robust base of 59,984 total share accounts, it's clear that many trust us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Carter is your trusted partner. Visit us at 133 S Main St Springhill La 71075 or call (318) 539-4655 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*