CARTER FEDERAL CREDIT UNION

Welcome to Carter, your trusted financial partner since 1954! Located at 100 W Church St, Springhill, LA 71075, we proudly serve our community with a commitment to exceptional service and member satisfaction. With a robust membership of 34,736 and total assets reaching an impressive $763,835,042, our credit union is dedicated to helping you achieve your financial goals. At Carter, we understand that every member's needs are unique. That's why we offer a wide range of services tailored just for you, from personal banking options like checking and savings accounts to auto loans and mortgage refinancing. Whether you're looking to consolidate debt or explore business banking solutions, we have the tools and expertise to guide you through it all. Under the leadership of our CEO, Joe Arnold, and Board President, Joyce Butler, our team of 131 employees is here to assist you. We take pride in our strong financial standing, with total deposits of $59,232,313 and a net worth of $66,839,468. Our resources ensure that we can provide you with competitive loan rates and personalized services that make a real difference in your life. While members can visit us at our branch location, official correspondence should be sent to the same address: 100 W Church St, Springhill, LA 71075. If you have any questions or need assistance, don't hesitate to reach out by phone at 318-539-3502. Join us at Carter today and discover how we can help you thrive financially. Visit our website at cartercu.org for more information or to apply for a loan. We look forward to welcoming you into our family!

Welcome to Carter, where our rich history and unwavering mission come together to serve the vibrant community of Springhill, Louisiana. Since opening our doors in 1954, we have been dedicated to fostering financial well-being for our members and neighbors alike. Today, with a total membership of over 34,736 and assets reaching $763,835,042, we continue to grow and adapt to meet the needs of those we serve. Located at 100 W Church St, our branch stands as a cornerstone of the community. It's not just a place for banking; it's a hub where relationships are built and dreams are nurtured. Whether you're stopping by for personal banking services or simply to say hello, you'll find a welcoming atmosphere designed for your comfort. At Carter, we believe in more than just providing financial services; our mission is rooted in supporting the community. We strive to empower individuals and families with the tools they need to achieve their financial goals. This means offering products like auto loans, mortgage refinancing, credit cards with rewards, and more all tailored to fit your unique circumstances. Our commitment extends beyond banking. We actively engage in partnerships and outreach efforts that uplift our local community. From sponsoring events that bring people together to participating in initiatives aimed at promoting financial literacy, we aim to make a positive impact every day. While members can visit us at 100 W Church St, official correspondence should be sent to 100 W Church St, Springhill, LA 71075 if you need to reach us via mail. For any inquiries or assistance, feel free to call us at 318-539-3502 during our operating hours: Monday through Thursday from 8:30 a.m. to 5:30 p.m., and Saturday from 9:00 a.m. to 1:00 p.m. In this age of technology, we've embraced digital advancements too. Our online banking platform allows you to manage your finances from anywhere while ensuring ADA compliance so everyone can access our services easily. Whether it's using mobile payments or enjoying the convenience of ATM access available at our branch you'll find that we prioritize your experience. Carter is more than just a credit union; it's your partner in financial success. Join us today and discover how being part of Carter can benefit you and your family. Together, let's build a stronger community!

At Carter, we believe that becoming a member means joining a welcoming community where your financial goals are understood and supported. If you're wondering if you qualify, let us reassure you: eligibility is easier than you might think! Generally, anyone who lives, works, or worships in our local area can join. This includes family members of existing members too! For more specific details on eligibility, feel free to check out our dedicated page at . Joining is a breeze and opens the door to fantastic benefits like lower loan rates, personalized service, and access to exclusive financial products tailored just for you. Ready to take the next step? You can find information on how to open an account easily at http://www.cartercu.org/loans/auto/apply-for-a-loan . If you have any questions or need assistance, don't hesitate to reach out to us at (318) 539-3502. We're here to help you every step of the way!

At Carter, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. With a strong foundation, we are dedicated to providing you with the best banking experience possible. With a net worth of $66,839,468, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 872 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $242,990,729 in share certificates and $39,406,617 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $110,507,208, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to growth is reflected in our $41,305,971 in undivided earnings. This allows us to reinvest in innovative banking tools and stronger lending options to serve you better. With $8,572 in used auto loans and an impressive $612,511,020 in total loans and leases, our lending capacity supports your financial goals across various sectors. Our operational efficiency shines through with a net income of $656,854, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 124 full-time employees and 7 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Total Share and Deposit Accounts stand at 59,984, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments) amount to $683,326. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Carter is your trusted partner. Visit us at 100 W Church St Springhill LA 71075 or call 318-539-3502 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.