Carter Credit Union Shreveport LA | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Carter, your trusted financial partner located at 4646 Hilry Huckaby III Ave, Shreveport, LA 71107. Since our establishment in 1954, we have been dedicated to serving our community with integrity and commitment. With a robust membership of 34,736 individuals, we pride ourselves on providing personalized banking solutions tailored to meet the unique needs of each member. At Carter, we understand that financial decisions can be overwhelming. That's why we focus on building lasting relationships with our members, offering a wide range of services from checking and savings accounts to auto loans, mortgage refinancing, and more. Our total assets stand strong at $763,835,042, reflecting our stability and commitment to your financial well-being. Our CEO, Joe Arnold, along with Board President Joyce Butler, lead a dedicated team of 131 employees who are always ready to assist you. Whether you're seeking advice on loans or looking for the best savings options, we're here for you every step of the way. We also maintain a solid net worth of $66,839,468, showcasing our reliability as a credit union. While members can visit us at our branch for friendly service, official correspondence should be sent to the same address: 4646 Hilry Huckaby III Ave, Shreveport, LA 71107-5707. We invite you to explore our website at www.cartercu.org for more information about our offerings and how we can assist you in achieving your financial goals. Feel free to reach out by calling us at 800-367-5026 or drop by during our operating hours from Monday through Friday between 9:00 AM and 4:30 PM (please note we close for lunch from 1:15 PM to 2:00 PM). Join us today and discover the difference that community-focused banking can make in your life!

Branch History & Mission

Join Us

As you consider your financial journey, we invite you to join Carter Credit Union. Experience firsthand the benefits of being part of a community-focused institution that prioritizes your needs. Whether you're looking for personal banking solutions or seeking advice on your financial goals, we're here for you. Feel free to reach out at 800-367-5026 during our operating hours Monday through Friday from 9:00 am to 4:30 pm (closed for lunch from 1:15 pm to 2:00 pm). Join us today and become part of a legacy built on trust and service! For more information about what we offer or how you can become a member, please visit our website.

Mission Statement

At Carter, our mission is straightforward: to serve our members with integrity and dedication while actively contributing to the well-being of the communities we serve. We believe in empowering individuals through education and access to reliable financial products. Our success is measured not just by our growth but by the positive impact we have on the lives of those around us. We are proud of our partnerships and outreach efforts that support local initiatives and charities. By investing in our community, we help create a brighter future for all residents of Shreveport and beyond. While members can visit us at 4646 Hilry Huckaby III Ave, official correspondence should be sent to 4646 Hilry Huckaby III Ave, Shreveport, LA 71107-5707 if different from the branch address.

Our Journey

Over the years, Carter has evolved significantly, adapting to the changing needs of our members while maintaining our core mission: to provide exceptional financial services that uplift our community. We've embraced technological advancements, ensuring that we offer modern banking solutions like online and mobile banking, e-statements, and person-to-person payments. This commitment to innovation aligns with our goal of making banking easier and more accessible for everyone. Our branch not only focuses on personal banking services such as checking and savings accounts but also offers auto loans, mortgages, personal loans, credit cards with rewards, and business banking solutions. We strive to meet the diverse needs of our members while fostering financial literacy and stability within our community.

Branch Location & Accessibility

Banking Hours

We understand that your time is valuable! That's why we're open Monday through Friday from 9:00 am to 4:30 pm. Please note that we close for lunch daily from 1:15 pm to 2:00 pm. Our friendly team is ready to assist you during these hours with a range of services tailored to meet your financial needs.

Convenient Access

At Carter Credit Union, we prioritize accessibility. Our branch features ample parking spaces, including spots for those with disabilities. We are committed to providing an inclusive environment for everyone. If you need assistance entering the building, our ADA-compliant ramps are available for your convenience.

Get in Touch

Ready to experience convenient banking? We invite you to visit us at our Shreveport location or give us a call at 800-367-5026. We're excited to help you reach your financial goals!

Services Offered

At Carter Credit Union, we offer a variety of personal banking services including checking and savings accounts, auto loans, mortgage loans and refinancing options, as well as personal loans and credit cards with rewards. For businesses, we provide merchant services and business loans too! Need cash? Enjoy easy access to our ATM on-site which allows for quick withdrawals and balance checks. Plus, if you're a member of a partner credit union, feel free to utilize basic shared branch transactions right here! While we don't have a drive-thru service currently available, our welcoming lobby is always open for you to come in and talk with our knowledgeable staff.

Member Eligibility

At Carter, we believe in creating a welcoming community where everyone can thrive. Becoming a member is simple and open to anyone who lives, works, or worships in our area. We are dedicated to serving our members with tailored financial solutions that meet your unique needs. To check if you qualify, feel free to visit our eligibility page at for the latest details. We're here to support you on your financial journey, whether you're looking for a checking account, an auto loan, or other services that help you manage your money effectively. Opening an account is straightforward and hassle-free! Just reach out to us at (800) 367-5026 or explore the easy steps outlined on our account opening page at http://www.cartercu.org/loans/auto/apply-for-a-loan . We look forward to welcoming you into the Carter family and helping you achieve your financial goals right here at our branch located at 4646 Hilry Huckaby Iii Ave Shreveport La 71107.

Business Banking & Commercial Services

At Carter, we understand the challenges and triumphs of running a business. Whether you're just starting or looking to expand, having the right financial partner can make all the difference. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $457 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $16 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $62,694,009, we continue to drive economic growth by financing new and expanding businesses. In addition to our loan offerings, we provide essential merchant services that streamline transactions and enhance customer experiences. Imagine having a reliable payment processing system that allows you to focus on what matters most growing your business. Our services help you accept payments easily and securely, ensuring that every sale is a step towards your success. Visit us at 4646 Hilry Huckaby III Ave, Shreveport, LA 71107 or call us at 800-367-5026 to learn how we can support your business journey today!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

With an ATM available at our branch and basic shared branch transactions such as deposits and withdrawals for partner credit union members, accessing cash has never been easier. Plus, our basic ATM access allows for quick withdrawals and balance checks without hassle. At Carter, we are dedicated to serving our community by offering these comprehensive financial services that cater to both personal and business needs. If you're ready to take the next step towards achieving your financial goals or simply have questions about any of our offerings, don't hesitate to reach out at 800-367-5026 or visit us online at cartercu.org. Your journey towards better financial health starts here!

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? Our auto loans come with competitive rates that can help you drive away in the vehicle of your dreams without breaking the bank. We understand that financing can be stressful, which is why we offer personalized assistance throughout the process, ensuring you get the best deal possible.

Business Banking

For entrepreneurs, Carter offers business banking solutions including merchant services and business loans. We know running a business comes with its challenges; our services are designed to support you as you grow and succeed in your ventures.

Credit Cards with Rewards

With our credit cards, you not only get convenience but also rewards on purchases. Imagine earning points every time you shop! These points can be redeemed for travel, merchandise, or even cash back making every dollar spent work harder for you.

Mortgage Loans & Refinancing

If buying a home is on your agenda, our mortgage loans provide flexible options suitable for first-time buyers and seasoned homeowners alike. Need to refinance? We'll guide you through the steps to potentially lower your monthly payments or access equity in your home.

Online & Mobile Banking

In today's fast-paced world, having 24/7 access to your accounts is essential. Our online and mobile banking features let you check balances, transfer funds, and pay bills anytime, anywhere. This means less time worrying about finances and more time enjoying life.

Personal Banking

Whether you're looking to open a checking or savings account, we have options that fit your lifestyle. Imagine having easy access to your funds through online and mobile banking, allowing you to manage your money right from your phone. Our personal banking services are designed to make your everyday transactions simple and convenient.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. That's where our personal loans come in handy. Whether it's for home repairs or consolidating debt into one manageable payment, we're here to help you find solutions that make sense for your budget.

Digital & Online Banking

Access Anytime, Anywhere

With our 24/7 online banking services available at https://www.cartercu.org/ , you can check your account balance, pay bills, or transfer money at any time. Whether you're at home or on the go, managing your finances is just a few clicks away. Our user-friendly mobile application further enhances this convenience, allowing you to access all your banking needs right from your smartphone.

Effortless Payments

Need to send money to a friend? Our person-to-person transfer feature allows you to easily and quickly send funds directly to another bank account. If you're shopping or dining out, take advantage of our mobile payments option just tap your phone to make secure transactions wherever you are. At Carter, we believe in empowering our members with tools that simplify their financial lives. Explore these digital services today and see how easy banking can be!

Secure and Efficient Transactions

We prioritize your security with features like electronic signature authorization, making it easy for you to sign documents safely online. Plus, our member-friendly services include e-statements that provide quick access to your financial information without the clutter of paper statements.

Financial Strength

Committed to Growth

With $41,305,971 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $8,572 in used auto loans and an impressive $612,511,020 in total loans and leases.

Member Trust

The trust of our members is evident as shown by our 59,984 total share accounts, indicating a strong and growing member base that trusts us with their finances. With net shares available for lending and investments totaling $683,326, we are well-positioned to help you achieve your financial dreams. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Carter is your trusted partner. Visit us at 4646 Hilry Huckaby III Ave Shreveport La 71107 or call us at 800-367-5026 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our operational efficiency is reflected in our net income of $656,854, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 124 full-time employees and 7 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Secure Savings Options

Members' savings are secured through $242,990,729 in share certificates and $39,406,617 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $110,507,208, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $66,839,468, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 872 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $115,206,975 in used vehicle loans and $34,882,082 in new vehicle loans already helping members get on the road. We also provide refinancing options if you want to lower your current payments or switch lenders. This way, you can enjoy the benefits of a better rate while keeping your budget in check.

Business Loans

For business owners, our outstanding commercial loans totaling $62,694,009 provide the capital needed to grow and expand. We know how crucial it is for businesses to have access to funds when they need them most. That's why we work closely with local businesses to ensure they have the resources necessary for success. At Carter, we're committed to supporting our community's financial health through transparent lending practices and personalized service. If you're interested in applying for any of our loan products or learning more about eligibility options available at our branch, please reach out at 800-367-5026 during our operating hours: Monday through Friday from 9:00 AM to 4:30 PM (Closed for lunch from 1:15 PM to 2:00 PM). Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Visit us today and let us help you achieve your financial dreams!

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $5,514,164 in loans helping members manage their finances effectively. These cards come with competitive interest rates and rewards programs to maximize your spending power while allowing you to stay within budget.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $24,964,635, making buying or refinancing simple. We aim to make the process as straightforward as possible so that you can focus on settling into your new home without unnecessary stress. If you're interested in refinancing your existing mortgage for better terms or rates, we can help with that too.

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CARTER FEDERAL CREDIT UNION