Carter Credit Union Mansfield LA | Affordable Auto Loans & Personal Banking

Introduction

At Carter, located at 7288 Highway 509, Mansfield, LA 71052, we believe in building strong relationships with our members and the community. Established in 1954, we have grown to serve over 34,736 members, helping them achieve their financial goals with trust and reliability. With total assets of $763,835,042 and a net worth of $66,839,468, we pride ourselves on maintaining a solid foundation that supports our diverse range of services. Our dedicated team of 131 employees, led by CEO Joe Arnold and Board President Joyce Butler, is here to provide personalized service tailored to your needs. Whether you're looking for checking accounts, auto loans, or business banking solutions, we offer a variety of options designed to help you succeed financially. While members can visit us at our branch location, official correspondence should be sent to the same address: 7288 Highway 509, Mansfield, LA 71052. For any inquiries or assistance, feel free to call us at 318-872-2711 during our operating hours from 8:30 AM to 5:30 PM on weekdays. Join us at Carter Credit Union today and experience the difference that comes from being part of a community-focused organization that truly cares about your financial well-being. Visit our website at cartercu.org to learn more about our services or to apply for a loan. We're excited to support you on your financial journey!

Branch History & Mission

Welcome to Carter, where our journey began in 1954. Nestled in the heart of Mansfield, LA, at 7288 Highway 509, we have proudly served our community for decades. Over the years, we have witnessed remarkable growth and transformation, blossoming from a small credit union into a vital financial resource for more than 34,736 members. With total assets now reaching an impressive $763,835,042, we continue to be a trusted partner in achieving financial goals for individuals and families alike. Carter was founded with a simple yet powerful mission: to provide accessible financial services while uplifting our community. We believe that everyone deserves the opportunity to thrive financially, and our commitment to member service reflects this philosophy. Whether you're seeking personal banking solutions like checking and savings accounts or need assistance with auto loans, mortgages, or business banking services, we're here to help. Our branch is not just about transactions; it's about building relationships. We take pride in being ADA compliant and offering modern conveniences such as online banking and mobile payments. Additionally, we have ATM availability and drive-thru services to make banking easier for you. While members can visit us at 7288 Highway 509, official correspondence should be sent to the same address. Our operating hours are Monday through Friday from 8:30 a.m. to 5:30 p.m., ensuring we're available when you need us most. Carter is also dedicated to giving back. Our partnerships with local organizations and outreach programs reflect our deep commitment to enhancing the quality of life in Mansfield. From sponsoring local events to supporting educational initiatives, we strive to make a positive impact every day. As we look towards the future, we invite you to join our family at Carter. Experience firsthand the benefits of being part of a credit union that truly cares about its members and community. Together, let's build a stronger financial future! For more information or assistance, feel free to call us at 318-872-2711 or visit our website at cartercu.org.

Branch Location & Accessibility

Welcome to Carter, your friendly local credit union located at 7288 Highway 509 in the charming town of Mansfield, LA. Situated conveniently near key landmarks, our branch is easily accessible for all your banking needs. Whether you're headed to visit a nearby park or running errands around town, stopping by our branch is a breeze. At Carter, we prioritize accessibility for all our members. Our facility is equipped with features such as ramps and designated parking spots to ensure everyone can visit us comfortably. Plus, we offer a drive-thru service for quick transactions without leaving your vehicle perfect for those on the go! You can count on us to be here when you need us. Our lobby hours are Monday through Friday from 8:30 a.m. to 5:30 p.m., giving you plenty of time to stop by after work or during your lunch break. If you're looking for a cash withdrawal or need to deposit checks, we've got an ATM available right at our branch too! While members can visit us at our physical address, official correspondence should be sent to the same address at 7288 Highway 509, Mansfield, LA 71052. Ready to experience the difference with Carter? Give us a call at 318-872-2711 or drop by today! We look forward to serving you and helping you achieve your financial goals.

Member Eligibility

Becoming a member of Carter means joining a welcoming community where your financial needs come first. If you're looking to join us, you'll be happy to know that membership is open to anyone who lives, works, worships, or attends school in the area around 7288 Highway 509 Mansfield La 71052. This means that whether you're a local resident or just passing through, we invite you to enjoy the benefits of being part of our family. At Carter, we focus on providing personalized service and competitive rates for all your banking needs. Opening an account is a breeze! Simply visit our website for detailed information on how to get started. You can also reach out to us directly at (318) 872-2711 if you have any questions or need assistance. We encourage you to check out our eligibility details, where you'll find everything you need to know about becoming a valued member of our credit union. We can't wait to welcome you!

Business Banking & Commercial Services

Merchant Services That Matter

Imagine running your business without worrying about payment processing or cash flow. Our merchant services are designed to simplify transactions so you can focus on what you do best. Accept payments seamlessly, manage your finances better, and enjoy peace of mind knowing that you have a reliable partner in Mansfield, LA. Visit us at 7288 Highway 509 Mansfield La 71052 or give us a call at (318) 872-2711 to learn how we can help your business thrive!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $457 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $16 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $62,694,009, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

Running a business is no small feat. That's why we offer specialized services like Business Banking, which includes merchant services and business loans to support your growth. We understand the unique challenges you face as a business owner, and we're here to help you navigate them.

Digital Banking Convenience

In today's fast-paced world, convenience is key. Our Online & Mobile Banking platforms allow you to manage your accounts anytime, anywhere. With features like mobile payments and person-to-person transfers, handling your finances has never been easier. Plus, our ATM services ensure that cash withdrawals are just around the corner no matter where you are.

Drive-Thru Services

For those who prefer face-to-face interactions but with added convenience, we offer basic drive-thru banking for deposits, withdrawals, and simple transactions. This allows you to complete your banking needs without leaving your vehicle.

Personal Banking

Imagine having the ability to effortlessly manage your day-to-day finances. With our Personal Banking services, including checking and savings accounts, you can easily keep track of your money. Need a little extra cash for a new car? Our Auto Loans & Vehicle Financing options are designed to get you on the road quickly and affordably. If you're considering buying a home or refinancing your existing mortgage, our Mortgage Loans & Refinancing services make the process straightforward and stress-free. For those unexpected expenses or projects, our Personal Loans & Debt Consolidation options provide the flexibility you need. Plus, if you're looking to earn rewards while spending, don't forget about our Credit Cards with Rewards perfect for everyday purchases!

Shared Branch Transactions

We also participate in shared branching services, allowing members from partner credit unions to perform basic transactions like deposits and withdrawals at our location. This feature enhances access for all members. At Carter, we strive to provide exceptional service with every interaction. Whether you're visiting us in person or using our digital tools, we're dedicated to making banking as easy as possible for you. If you're ready to explore how these services can benefit you or if you have any questions about what we offer, don't hesitate to reach out! Call us at 318-872-2711 or visit us online at cartercu.org. We're here to help!

Digital & Online Banking

Accessible Online Services

With our robust online banking platform, available at https://www.cartercu.org/, you can view account balances, transfer funds, and pay bills all from the comfort of your home or while traveling. Our 24/7 online banking services ensure that you're always connected to your finances, allowing for real-time account management whenever you need it.

Security You Can Trust

We know that security is a top concern when it comes to online banking. That's why we offer electronic signature authorization for added protection during transactions. With these features in place, you can have peace of mind knowing that your sensitive information is safe. At Carter, we're committed to providing accessible, user-friendly solutions that empower you to take control of your finances anytime, anywhere. Start enjoying the benefits of digital banking today!

User-Friendly Mobile Options

For those who prefer using their smartphones, our mobile application brings banking right to your fingertips. You can make payments using our mobile payments feature and enjoy quick person-to-person transfers with ease. Plus, if you're looking to stay organized, you can opt for electronic statements instead of paper ones. It's all about making banking easy and efficient for you!

Financial Strength

At Carter, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that in today's world, having a trusted financial partner is essential. That's why we're proud to share our strong financial standing with you. With a net worth of $66,839,468, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 872 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $242,990,729 in share certificates and $39,406,617 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $110,507,208, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $41,305,971 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports your financial goals across various sectors with $8,572 in used auto loans and a total of $612,511,020 in loans and leases available. Our operational efficiency is reflected in our net income of $656,854, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 124 full-time employees and 7 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Our net shares available for lending and investments amount to $683,326, while the total number of share accounts stands at an impressive 59,984, showcasing a strong and growing member base that trusts us with their finances. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Carter is your trusted partner. Visit us at 7288 Highway 509 Mansfield LA 71052 or call 318-872-2711 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $115,206,975 in used vehicle loans and $34,882,082 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles to suit your budget. Plus, refinancing options are available if you're interested in lowering your monthly payments or changing your loan term.

Business Loans

For business owners looking to grow and expand their operations, our outstanding commercial loans totaling $62,694,009 provide the capital needed to succeed. We understand that every business is unique; that's why we offer tailored financing solutions that fit various business models. At Carter Credit Union, we're committed to helping you achieve your financial goals through our diverse lending options. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Visit our website here or come by our branch today!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Property loans totaling $24,964,635. Our knowledgeable staff can guide you through the mortgage process and help you find the best solution for your housing needs.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $5,514,164 in loans helping members manage their finances effectively. This option allows you to handle everyday purchases without the need for collateral.

Loan Aggregator

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CARTER FEDERAL CREDIT UNION - Mansfield, LA

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