Carter Credit Union Coushatta LA | Affordable Auto Loans & ATM Services

Introduction

At Carter Credit Union, located at 5120 Cutoff Rd, Coushatta, LA 71019, we pride ourselves on being more than just a financial institution. We are a vital part of our community, dedicated to helping our members achieve their financial goals since our establishment in 1954. With a total membership of 34,736 and assets totaling $763,835,042, we offer a wide range of services tailored to meet the unique needs of our members. Our commitment to you goes beyond traditional banking. We understand that life can be unpredictable, which is why we provide personalized solutions, whether you're looking for auto loans, mortgages, or simple checking accounts. Our total deposits stand at $59,232,313, reflecting the trust our members place in us. Plus, with $9,529,078 in cash readily available and a net worth of $66,839,468, you can feel confident knowing that your money is safe with us. While you can visit us at our branch for friendly service and support, please note that any official correspondence should be sent to our mailing address at 133 S Main St, Springhill, LA 71075. Our dedicated team of 131 employees, led by CEO Joe Arnold and Board President Joyce Butler, is here to assist you every step of the way. Whether you're accessing services online through our website at cartercu.org or visiting us in person during our convenient operating hours from Monday to Friday, we're committed to providing you with a welcoming experience. Join us today and discover how Carter Credit Union can help you take control of your finances! Feel free to call us at 318-932-5053 or drop by the branch we're here for you!

Branch History & Mission

Carter Credit Union, specifically our Coushatta Branch 22, has a rich history that dates back to 1954. Located at 5120 Cutoff Rd in Coushatta, Louisiana, we have served our community for decades with a commitment to providing personalized financial services. With a proud legacy and strong community ties, we've grown alongside our members to meet their evolving needs. From our humble beginnings, Carter Credit Union has blossomed into a trusted financial institution with over 34,736 members. Our total assets now stand at an impressive $763,835,042. We take pride in being more than just a credit union; we are a partner in your financial journey. Our mission is clear: to empower individuals and families through accessible banking solutions while fostering a sense of belonging and support within the community. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to our mailing address at 133 S Main St, Springhill, LA 71075. This ensures that your inquiries and communications are handled promptly. At Carter Credit Union, we believe in embracing innovation while maintaining personal touch. Our operating hours from Monday to Friday provide ample opportunity for you to connect with us whether through our drive-thru service or via our ATM availability. We also offer online banking features that allow you to manage your finances conveniently from anywhere. Our mission goes beyond traditional banking; we actively engage in community outreach efforts that make a difference. From educational programs to partnerships with local organizations, we strive to uplift those around us. We understand the importance of supporting not just individual members but the wider community as well. As we look towards the future, we invite you to join Carter Credit Union. Experience firsthand how we can assist you in achieving your financial goals while being part of a community-focused organization. Together, let's build a brighter financial future! For more information or to get started today, call us at 318-932-5053 or visit our website at Carter Credit Union.

Branch Location & Accessibility

Welcome to Carter Credit Union's Coushatta Branch 22, conveniently located at 5120 Cutoff Rd, Coushatta, LA 71019. Our branch is easily accessible and situated near popular landmarks like the Red River and Coushatta High School, making it a familiar stop for many in the community. Whether you are driving through or stopping by for your banking needs, we are here to serve you. At Carter, we understand that convenience matters. That's why our location features ample parking and is designed with accessibility in mind, ensuring that everyone can visit us comfortably. Our branch is ADA compliant with ramps and spacious pathways for easy navigation. We offer a range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans, mortgages, and credit cards with rewards, we've got you covered. Need to make a quick deposit or withdrawal? Our drive-thru service makes it simple and fast. We also have an ATM available on-site for your convenience. Our friendly team is ready to assist you during our operating hours: Monday through Thursday from 9:00 AM to 4:30 PM and Friday from 9:00 AM to 5:00 PM CST. If you have any questions or need assistance, feel free to give us a call at 318-932-5053. While members can visit us at the branch for their banking needs, please note that official correspondence should be sent to our mailing address at 133 S Main St, Springhill, LA 71075 if it's different from our physical location. We invite you to come experience the welcoming atmosphere of Carter Credit Union's Coushatta Branch! Stop by today or reach out via phone our team is eager to help you achieve your financial goals!

Member Eligibility

At Carter, we believe that everyone deserves access to a supportive financial community. Joining us as a member is easy and welcoming! If you live, work, or worship in our service area, you're likely eligible to become part of our family. We love seeing new faces and are committed to helping you achieve your financial goals. The benefits of membership include personalized service, competitive rates on loans and savings, and the peace of mind that comes with being part of a cooperative that truly cares about its members. To get started on your journey with us, you can find more detailed eligibility information at this link. When you're ready to open an account, simply follow the steps outlined at this page. If you have any questions, feel free to give us a call at (318) 932-5053. We're here for you every step of the way!

Business Banking & Commercial Services

Merchant Services That Matter

Alongside loans, we offer merchant services that simplify payment processing. Imagine being able to accept payments easily at your store or on-the-go our solutions help streamline your transactions so you can focus on what you do best: running your business. Visit us at 5120 Cutoff Rd Coushatta La 71019 or call (318) 932-5053 to explore how Carter can partner with you on your business journey!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $457 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $16 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $62,694,009, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Support

For business owners, we understand the unique challenges you face. That's why we offer comprehensive business banking solutions, including merchant services and business loans. Whether you need help managing cash flow or investing in growth, we're here to support your journey.

Convenient Access to Your Accounts

At Carter, we believe banking should be convenient. Our online and mobile banking features allow you to take control of your finances wherever you are. Need cash? Our ATMs provide easy access for withdrawals and balance checks. Plus, our drive-thru service makes quick transactions simple ideal for busy days when time is of the essence. We also participate in shared branching transactions, meaning if you're a member of a partner credit union, you can make deposits and withdrawals right here at our branch.

Flexible Loan Options

For unexpected expenses or plans that require extra cash, our personal loans and debt consolidation options can provide relief. You can consolidate multiple debts into one manageable payment, simplifying your financial life. Plus, with our credit cards featuring rewards programs, you can earn while you spend on everyday purchases.

Get Started Today!

Located at 5120 Cutoff Rd Coushatta La 71019, we invite you to explore all that Carter has to offer. If you have questions or want to learn more about any specific service, don't hesitate to reach out! Call us at 318-932-5053 during our lobby hours from Monday to Friday. Join us today and discover how Carter can help secure your financial future! For more information about opening an account or applying for a loan, visit us online at Carter Credit Union.

Personal Banking Solutions

Our personal banking services include checking and savings accounts that make managing your finances straightforward and hassle-free. Imagine having a checking account that suits your lifestyle, with easy access through online and mobile banking. You can check balances, transfer funds, and pay bills all from the comfort of your home or on the go. If you're considering buying a car, our auto loans and vehicle financing options come with competitive rates that help you hit the road without breaking the bank. We also offer mortgage loans and refinancing, perfect for those ready to buy their dream home or seeking better terms on their existing mortgage.

Digital & Online Banking

Key Services Offered

With our online banking platform, you can access your accounts 24/7, allowing you to check balances, transfer funds, and pay bills from the comfort of your home or on the go. Our user-friendly mobile application enhances this experience further, offering features like mobile payments and person-to-person transfers, making it easy to send money to friends or family instantly. For those who prefer paperless options, we provide electronic statements that keep you updated while helping you reduce clutter. Plus, our electronic signature authorization makes it simple to sign documents securely online no more printing or mailing required!

Security & Accessibility

We prioritize your security and peace of mind. Our online banking services are designed with robust security measures to protect your information. You can rest assured knowing that your financial data is safe as you manage your accounts from your computer or mobile device. At Carter, we strive to make banking accessible for everyone. Whether you're at home or out running errands, our digital services ensure you have real-time control over your finances without any hassle. Discover how easy banking can be by exploring our full range of digital services at Carter. Let us help you take charge of your financial journey today!

Financial Strength

At Carter, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. Our commitment to your financial well-being is reflected in our strong financial standing. With a net worth of $66,839,468, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid foundation is further emphasized by our net worth ratio of 872, which ensures that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $242,990,729 in share certificates and $39,406,617 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $110,507,208, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to serving our members is backed by $41,305,971 in undivided earnings. We reinvest these earnings into innovative banking tools and stronger lending options to serve you better. Additionally, with $8,572 in used auto loans and $612,511,020 in total loans and leases, our lending capacity supports your financial goals across various sectors. Our operational efficiency is highlighted by a net income of $656,854, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 124 full-time employees and 7 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments) amount to $683,326, while we proudly support a growing member base with a total of 59,984 share accounts. This reflects the trust our members place in us to manage their finances effectively. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Carter is your trusted partner. Visit us at 5120 Cutoff Rd Coushatta La 71019 or call 318-932-5053 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $115,206,975 in used vehicle loans and $34,882,082 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates that make financing your dream vehicle easier than ever.

Business Financing

For business owners, our outstanding commercial loans totaling $62,694,009 provide the capital needed to grow and expand. We understand the challenges small businesses face and are dedicated to supporting them with tailored financing solutions. In addition to these offerings, we encourage members to explore refinancing options if they are looking for better rates or terms on existing loans. Eligibility criteria may vary by product; please contact us directly for more information regarding your specific situation. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Carter, we're committed to providing transparent and accessible financial services tailored to meet your needs. Visit us today to learn more about how our loan offerings can help you secure your financial future!

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $24,964,635, making buying or refinancing simple. Our knowledgeable staff will work with you to ensure you find a mortgage that fits your budget and lifestyle.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $5,514,164 in loans helping members manage their finances effectively. These cards come with competitive rates and benefits that can help you take control of your spending while building your credit history.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This means that every loan offer you see is fair and transparent. LendMesh only includes offers from legitimate financial institutions, ensuring users can trust the information provided.

CARTER FEDERAL CREDIT UNION - Coushatta, LA

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