Carpenters Credit Union Pewaukee WI | Affordable Auto Loans & Business Banking

Introduction

Welcome to Carpenters, your trusted partner in financial growth and community support, located at N25W23055 Paul Rd Ste 4, Pewaukee, WI 53072. Since our establishment in 1953, we've been dedicated to serving our members with a personal touch and unwavering commitment. With a strong membership base of 16,616 individuals, we pride ourselves on fostering relationships that go beyond banking. At Carpenters, we're not just about numbers; we're about people. Our total assets stand at an impressive $42,593,921, reflecting our stability and reliability. We have also facilitated 1,293 loans and leases, ensuring that our members have access to the financial resources they need for their dreams and ambitions. Our deposits total $-256,894, showcasing our unique approach to managing member funds effectively. Our experienced team of 8 dedicated employees, led by CEO Kimberly Waite and Board President Ryan Pecinvosky, works tirelessly to provide services that truly benefit you. Whether you're looking for checking accounts, auto loans, mortgages, or even business banking solutions, we are here to help you navigate your financial journey. While you can visit us directly at our Pewaukee branch for all your banking needs, please note that official correspondence should be directed to our mailing address: 720 Olive St, Saint Paul, MN 55130. With a focus on community impact and member satisfaction, we invite you to explore how Carpenters can assist you in achieving your financial goals. Feel free to reach out at 651-646-8827 or visit us online at mycarpenterscu.org for more information on services designed with you in mind. Join us today and experience the Carpenters difference!

Branch History & Mission

Join Us

The legacy of Carpenters is one of trust and community spirit. We invite you to become part of this journey. Experience firsthand the benefits of membership by exploring what we have to offer at mycarpenterscu.org. Together, let's build a brighter financial future!

Our Mission

At Carpenters, our mission is clear: we strive to empower individuals and families by providing personalized financial solutions that foster growth and stability. We believe that everyone deserves access to quality financial services without barriers. This mission drives us as we work hard to offer products such as checking and savings accounts, auto loans, mortgages, personal loans, and credit cards with rewards. Moreover, we pride ourselves on being a community-focused organization. Our partnerships with local organizations allow us to contribute positively to the lives of those around us through outreach programs and support initiatives. We are dedicated to ensuring that every member feels valued and supported. As part of our commitment to accessibility and convenience, we've made strides towards digital compliance while also ensuring that our services meet the highest standards of customer care. Although we currently do not offer ATM or drive-thru services at this branch location, we make it easy for you to connect with us online or via phone at 651-646-8827.

Our Story

Located at N25W23055 Paul Rd Ste 4 Pewaukee, WI 53072, our branch has always been more than just a place to manage finances; it's a hub for connection and support. As we celebrate our rich history, we also recognize the milestones that have shaped us. From introducing innovative banking solutions to embracing digital advancements like online and mobile banking, we've continuously adapted to serve you better. Our headquarters are situated in Saint Paul, MN, where our commitment to community service is firmly rooted. While members can visit us at our Pewaukee location for all their banking needs during our operating hours Monday through Friday from 9 AM to 4:30 PM official correspondence should be sent to our mailing address at 720 Olive St, Saint Paul, MN 55130.

Branch Location & Accessibility

Welcome to the Carpenters Pewaukee Branch, your friendly neighborhood credit union located at N25W23055 Paul Rd Ste 4 in beautiful Pewaukee, Wisconsin. Our branch is situated conveniently near popular local spots, making it easy for you to stop by while running errands or enjoying a day out. Whether you're headed to the nearby parks or local shops, we're just a short drive away. At Carpenters, we prioritize accessibility for all our members. Our branch is designed with features that accommodate everyone, including ADA-compliant entrances and convenient parking options. You can easily find a spot close to our door, ensuring a hassle-free visit. We know that time matters, which is why we are open Monday through Friday from 9:00 AM to 4:30 PM. Feel free to reach out with any questions at 651-646-8827; our friendly staff is always ready to help. While members can visit us at this location, please note that official correspondence should be sent to our mailing address at 720 Olive St, Saint Paul, MN 55130. At Carpenters, we offer a range of personal banking services tailored just for you whether it's checking and savings accounts, auto loans, mortgage loans, or credit cards with rewards. We also provide online and mobile banking services for your convenience. While we don't have ATM or drive-thru services available at this branch, our dedicated team is here to assist you in person or over the phone whenever you need support. We invite you to come visit us soon! Experience how Carpenters Credit Union can make your banking experience friendly and straightforward.

Member Eligibility

At Carpenters, we believe that becoming a member is not just about opening an account; it's about joining a community that truly cares. If you're looking to enjoy personalized financial services, you might be eligible to join us! Membership is open to anyone who lives, works, or worships in our area, along with their family members. This inclusivity ensures that more people can benefit from our competitive rates and friendly service. For detailed eligibility criteria, feel free to visit our website at https://mycarpenterscu.org/become-a-member-form/ . Joining is simple and welcoming! You can start the process by visiting us at N25W23055 Paul Rd Ste 4 Pewaukee Wi 53072 or by giving us a call at (651) 646-8827 for any questions. If you're ready to take the next step, check out how easy it is to open an account through this link: https://mycarpenterscu.org/loan-application/ . We can't wait to welcome you into the Carpenters family!

Business Banking & Commercial Services

Merchant Services that Make Sense

Imagine running your business without worrying about payment processing. Our merchant services simplify transactions so you can focus on what you do best. From credit card processing to online payment solutions, we help you accept payments easily and securely, ensuring a smooth experience for both you and your customers. Located at N25W23055 Paul Rd Ste 4 Pewaukee Wi 53072 in Pewaukee, WI, our team is dedicated to understanding your unique needs. Reach out to us at (651) 646-8827 during our hours of operation from Monday to Friday, 9 AM to 4:30 PM. Let's work together to turn your business goals into reality!

Tailored Business Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Convenient Access Anytime

In today's fast-paced world, convenience matters. That's why we provide various ways to access cash through our ATM & Cash Withdrawal Services (though please note that we currently do not have an ATM on-site). You can also take advantage of features like Mobile Payments and Person-to-Person transfers, making transactions simple and quick. If you're ready to explore what Carpenters has to offer or if you have any questions about our services, please don't hesitate to reach out! You can contact us at 651-646-8827 during our lobby hours from Monday through Friday, 9 AM to 4:30 PM. Visit us online at mycarpenterscu.org for more details or to start your membership journey today!

Financing Your Dreams

Are you dreaming of a new car? Our Auto Loans & Vehicle Financing options can help turn that dream into reality with competitive rates and flexible terms. Or perhaps you're considering buying a home? Our Mortgage Loans & Refinancing services provide personalized guidance through the process, ensuring you find the right loan for your needs. If you need extra funds for unexpected expenses or consolidating debt, our Personal Loans & Debt Consolidation solutions are here to help you regain control of your finances.

Personal Banking Made Simple

We understand that managing personal finances can sometimes feel overwhelming. That's why we offer Checking & Savings Accounts that are easy to set up and use. Imagine having a straightforward checking account that helps you track your spending while also building your savings effortlessly. With our digital banking features, you can monitor your accounts anytime, anywhere using our Online & Mobile Banking services.

Rewarding Credit Options

Looking for a way to make everyday purchases more rewarding? Our Credit Cards with Rewards program allows you to earn points for every dollar spent, making it easier to treat yourself or save up for something special.

Supporting Local Businesses

For our business members, we offer tailored solutions like Merchant Services & Business Loans. We recognize the unique challenges businesses face and are committed to supporting local entrepreneurs with financial tools designed just for them.

Digital & Online Banking

Key Features for Your Convenience

One of the standout features is our mobile application, which allows you to bank on the go. From making person-to-person transfers to setting up e-statements for paperless convenience, we've got you covered. You can say goodbye to waiting for your statements in the mail our e-statements are quick and easy to access right from your device. Security is a top priority at Carpenters. We utilize electronic signature authorization, so you can complete transactions securely without the need for physical paperwork. Plus, our mobile payments feature lets you shop with peace of mind, knowing your financial information is protected.

Why Choose Digital Banking?

With these user-friendly tools at your fingertips, managing your finances has never been easier. You can monitor your accounts in real-time, making it simple to stay on top of your budget and financial goals. Whether you're at home or out and about, the flexibility of our digital banking services allows you to handle everything on your own terms. Join us today at Carpenters and experience how our digital banking services can simplify your life! For more details on how to get started, visit us online at https://mycarpenterscu.org/ .

Financial Strength

Continuous Improvement

With $5,036,832 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Your trust enables us to grow and improve continuously. Our lending capacity supports members' financial goals across various sectors with $564 in used auto loans and $19,983,069 in total loans and leases. Whether you're looking to buy a new car or finance another need, we're here for you.

Focused on Members

Unlike traditional banks, we focus on serving our members first. With non-member deposits at $0, we ensure that our resources are directed towards benefiting you through better loan rates, lower fees, and exclusive perks tailored just for you.

Member-Centric Savings Options

We prioritize your financial future. Members' savings are secured through $1,063,481 in share certificates and $784,303 in money market shares, offering stable and rewarding financial growth opportunities. These options allow you to maximize your savings while enjoying peace of mind.

Operational Efficiency

Our $726,953 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. Efficient operations mean more benefits passed directly to you. We also take pride in having 8 full-time employees and 0 part-time employees dedicated to serving you with knowledge and care. Our team is always ready to assist with your banking needs.

Strong Financial Health

With a net worth of $5,763,785, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This robust net worth reflects our commitment to sustainable growth and responsible management of your funds. Our net worth ratio of $1,353 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. This means you can trust that your savings are safe with us.

Trustworthy Partnership

Net Shares (Funds available for lending and investments): $10,594,390 highlight our commitment to supporting your borrowing needs effectively. Additionally, Total Share Accounts stand at 32,702, showcasing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Carpenters is your trusted partner. Visit us at N25W23055 Paul Rd Ste 4 Pewaukee Wi 53072 or call (651) 646-8827 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $10,253,567 in used vehicle loans and $3,479,265 in new vehicle loans already helping members get on the road. We offer flexible terms and competitive rates to ensure that you can find a solution that works for you.

Credit Lines

For those looking for more flexible borrowing options, our credit lines totaling $6,000,000 allow you to access funds when needed while only paying interest on what you use. This can be especially useful for managing cash flow or unexpected expenses. If you're interested in any of these loan products or want to discuss refinancing options, don't hesitate to reach out! You can contact us at 651-646-8827 or visit us at N25W23055 Paul Rd Ste 4 Pewaukee Wi 53072 during our operating hours of Monday through Friday from 9 AM to 4:30 PM. Explore how we can help you navigate your financial journey today! For more details on eligibility and applications, please visit our website at Carpenters or check our eligibility page here.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. While we currently do not have Junior Lien 1-4 Family Residential Properties loans available, we encourage you to explore our other financing options.

Unsecured Credit Card Loans

Managing day-to-day expenses can sometimes be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $117,618 in loans helping members manage their finances effectively. This product is perfect for those who want an easy way to cover costs without tying up their savings.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This sourcing guarantees that all information is accurate and up-to-date, ensuring fair and transparent offers for users.

CARPENTERS FEDERAL CREDIT UNION - Pewaukee, WI