CAROLINA FOOTHILLS FEDERAL CREDIT UNION

Welcome to Carolina Foothills, your trusted financial partner in the heart of Spartanburg, SC! Since our establishment in 1960, we have been dedicated to serving our community with integrity and care. Our branch, located at 520 N Church St, Spartanburg, SC 29303, is more than just a place for transactions; it's a hub where members can find support and guidance on their financial journey. At Carolina Foothills, we pride ourselves on our robust financial health. With total assets amounting to an impressive $200,655,366 and total deposits reaching $5,462,965, we stand strong as a reliable institution for our 19,472 members. We offer a wide range of services tailored to meet your needs, whether you're looking for personal banking options like checking accounts and auto loans or business banking solutions. Our commitment to you goes beyond numbers. Under the leadership of CEO Scott Weaver and Board President Isaac Dickson, our team of 62 employees works tirelessly to ensure that you receive personalized service every time you walk through our doors or call us at 864-585-6838. We are proud to have a significant net worth of $24,029,000 and a healthy cash balance of $3,720,265 to support our lending capabilities. While members can visit us at our physical location, official correspondence should be sent to our mailing address: PO Box 1411, Spartanburg, SC 29304. We invite you to explore the various opportunities we provide and see how we can help you achieve your financial goals. So why wait? Visit us today or check out our website at Carolina Foothills for more information on how we can assist you!

At Carolina Foothills, we believe that everyone deserves a place to belong, and becoming a member is the first step toward joining our supportive community. If you live, work, worship, or attend school in Spartanburg County or surrounding areas, you're already eligible to join us! We welcome individuals from diverse backgrounds and are committed to providing personalized financial services that cater to your needs. By becoming a member of Carolina Foothills, you'll gain access to a variety of benefits including competitive rates on loans and savings accounts, as well as top-notch customer service. Getting started is simple! To learn more about the eligibility criteria and see if you qualify, just visit our website at http://www.carolinafoothillsfcu.coop/become-a-member . Once you're ready to open an account, head over to http://www.carolinafoothillsfcu.coop/loan-opportunities for easy guidance. If you have any questions along the way, feel free to give us a call at 864-585-6838. We can't wait to welcome you into our family at 520 N Church St Spartanburg, SC 29303!

At Carolina Foothills, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We want to assure you that our financial health is robust and designed to serve your needs effectively. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. With a net worth of $24,029,000, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.96% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $37,966,763 in share certificates and $21,129,123 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $437, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $23,752,896 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Additionally, with $16,614,000 in used auto loans and $143,794,839 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our recent performance shows a net income of -$145,787, reflecting some challenges; however, we remain committed to operational efficiency which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 57 full-time employees and 5 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Our total share accounts stand at 34,460, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Carolina Foothills is your trusted partner. Visit us at 520 N Church St Spartanburg SC 29303 or call 864-585-6838 to learn more about how we can help you achieve your financial goals.

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