CAROLINA FOOTHILLS FEDERAL CREDIT UNION

The mission of Carolina Foothills is clear: we strive to enhance the financial well-being of our members while fostering strong community ties. We believe that when our members thrive, so does the entire community. Our focus goes beyond traditional banking; we are committed to supporting local initiatives and partnerships that uplift those around us. Whether it's sponsoring local events or participating in outreach programs, Carolina Foothills aims to make a positive impact right here in Spartanburg. Our operating hours are designed with your convenience in mind Monday through Thursday from 9 AM to 5 PM and Friday from 8 AM to 6 PM. We also offer ATM availability and drive-thru banking for those who prefer quick transactions on-the-go. While members can visit us at 1540 John B White Sr Blvd, official correspondence should be sent to 1540 John B White Sr Blvd, Spartanburg, SC 29301 if needed. In addition to our physical presence, we've embraced technology to enhance your banking experience. Our online and mobile banking platforms allow you to manage your finances anytime, anywhere. From electronic statements to mobile payments, we ensure that our services are accessible and user-friendly for everyone. As part of our commitment to inclusivity and accessibility, Carolina Foothills complies with ADA standards so everyone can enjoy our services without barriers. We invite you to join our family at Carolina Foothills! Experience firsthand how we prioritize your financial needs while nurturing a strong sense of community. Visit us today or check out more about becoming a member here. Together, let's build a brighter financial future!

Have questions or want to learn more about becoming a member? Feel free to give us a call at 864-327-1667 or visit our website at Carolina Foothills. We look forward to serving you!

We're here for you during the week! Our lobby hours are Monday through Thursday from 9 AM to 5 PM and on Friday from 8 AM to 6 PM. Whether you're stopping by for everyday banking or specific inquiries, our friendly team is ready to assist you during these hours.

At Carolina Foothills, we offer a variety of services tailored to meet your needs. You can enjoy personal banking options like checking and savings accounts, auto loans, mortgage loans, and even credit cards with rewards. We also provide business banking solutions including merchant services and business loans. For those on the go, our online and mobile banking features make it simple to manage your finances wherever you are. Need cash? We have an ATM available on-site for quick withdrawals and balance checks. If you prefer face-to-face service, our drive-thru banking option allows you to complete deposits and withdrawals without leaving your vehicle.

In addition to loans, our merchant services help streamline your operations. Imagine easily accepting payments from customers through various platforms whether online or in-person ensuring you never miss a sale. This not only enhances customer satisfaction but also boosts your bottom line. Located at 1540 John B White Sr Blvd Spartanburg Sc 29301 in Spartanburg, SC, our team is ready to assist you with tailored banking solutions that fit your needs. Reach us at (864) 327-1667 to learn more about how we can help your business thrive!

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $125 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $29,040,980, we continue to drive economic growth by financing new and expanding businesses.

We understand that businesses need reliable financial support too. Our Business Banking services include merchant services and business loans designed to empower local entrepreneurs and support growth in our community. We're here to help turn your business dreams into reality.

With Online & Mobile Banking, accessing your accounts has never been easier. You can check balances, transfer funds, and pay bills anytime and anywhere right from your phone or computer. Plus, we offer ATM & Cash Withdrawal Services so you can get cash when you need it without hassle. For those who prefer face-to-face interactions, our branch features basic drive-thru banking for simple transactions like deposits and withdrawals. Members from partner credit unions can also take advantage of shared branch transactions for added convenience.

Sometimes life throws unexpected expenses your way. Our Personal Loans & Debt Consolidation options allow you to take control of your finances without added stress. We can assist you in consolidating debts into one manageable payment, making it easier for you to stay on track. Additionally, our Credit Cards with Rewards program offers great perks that can enhance your everyday spending. Earn rewards on purchases that matter most to you and enjoy the benefits of being a valued member.

We invite you to visit us at Carolina Foothills or call us at 864-327-1667 to learn more about how we can assist you in achieving your financial goals. With friendly staff ready to help and a variety of services tailored just for you, we're excited to be part of your financial journey! For more details about becoming a member or opening an account, please check out our website at Carolina Foothills.

In today's busy world, having easy access to your finances is crucial. That's why we offer Personal Banking services like checking and savings accounts that are straightforward and user-friendly. Imagine effortlessly managing your money online or through our mobile app while enjoying the peace of mind that comes with competitive interest rates. If you're in the market for a new vehicle, our Auto Loans & Vehicle Financing options can help you hit the road in no time. We provide flexible loan terms tailored to fit your budget, ensuring that you can drive away with confidence. For those considering homeownership or refinancing their current mortgage, our Mortgage Loans & Refinancing services come with expert guidance and attractive rates. Let us help you navigate this important step toward building your future.

Experience the ease of modern banking with Carolina Foothills's digital and online services. From mobile payments to convenient account management through our apps, we strive to make banking straightforward for all our members. Join us today and discover how easy managing your money can be!

Our online banking platform at https://www.carolinafoothillsfcu.coop/ offers a range of features that make handling your finances a breeze. You can check your balances, transfer funds, and pay bills all from the comfort of your home or on the go. Plus, if you prefer paperless statements, our e-statements feature allows you to access your financial documents securely online. Need to send money to a friend? Our person-to-person transfer service makes it simple and quick. Just enter their details, and the money is sent instantly no need for cash or checks. And for those who like convenience at their fingertips, our mobile application offers everything you need in one user-friendly app.

Your security is our top priority. At Carolina Foothills, we provide electronic signature authorization for added protection when completing transactions online. Our systems are equipped with advanced security measures to ensure that your information remains safe while you bank online. Whether you're using our website or mobile app, you'll enjoy 24/7 access to your accounts. This means you can check your balance before heading out or make payments late at night without any hassle.

We have established trust within the community as demonstrated by our total share accounts reaching 34,460. This growing membership base reflects the confidence that more individuals place in Carolina Foothills for their financial needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Carolina Foothills is your trusted partner. Visit us at 1540 John B White Sr Blvd Spartanburg SC 29301 or call us at 864-327-1667 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Members' savings are secured through $37,966,763 in share certificates and $21,129,123 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $437, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Our operational efficiency is reflected in our recent performance with a net income of -$145,787, which shows our commitment to adjusting strategies for sustainable growth. We also take pride in having 57 full-time employees and 5 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

With a net worth of $24,029,000, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.96% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

With $23,752,896 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports your financial goals with $22,155,612 in used auto loans and a total of $143,794,839 in loans and leases across various sectors.

If you're considering refinancing or want to know more about eligibility options for any of these products, don't hesitate to reach out! You can contact us at 864-327-1667 or visit us at 1540 John B White Sr Blvd Spartanburg SC 29301. Our team is ready to help you navigate your borrowing options. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Explore how Carolina Foothills can assist you in achieving your financial aspirations today!

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $22,074,905 in new vehicle loans and $22,155,612 in used vehicle loans already helping members get on the road. We provide both new and used vehicle financing options that make purchasing your next vehicle straightforward and affordable.

For business owners, our outstanding commercial loans totaling $29,040,980 provide the capital needed to grow and expand. We understand that running a business comes with its own set of challenges; our commercial loans are designed to support your unique needs.

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $8,552,938, make buying or refinancing simple. Whether you're a first-time homebuyer or looking to refinance your existing mortgage, our dedicated team is here to guide you through every step of the process.

We also offer flexible terms on unsecured credit card loans, with a total of $3,435,874 in loans helping members manage their finances effectively. These cards provide an excellent way to cover unexpected expenses while enjoying benefits like rewards programs.

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. You can trust that the information you see is genuine and reliable. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. This means you get a level playing field when comparing loan options. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions quickly. You don't have to waste time searching through various websites; everything you need is in one place. Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights the reliability of LendMesh as a valuable resource for finding competitive loan rates. Ready to find the best rates for your needs? Compare real-time loan offers today at LendMesh. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to accuracy ensures that users receive fair and transparent offers. Each loan comparison reflects current market conditions without the influence of marketing tactics or promotions.