Carolina Foothills Credit Union Greenville SC | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Carolina Foothills, your trusted financial partner located at 280 Commonwealth Dr, Greenville, SC 29615. Since our establishment in 1960, we've been dedicated to serving our community with a personal touch and unwavering commitment. With a strong membership base of 19,472 individuals, we pride ourselves on offering solutions tailored to meet the unique needs of each member. At Carolina Foothills, we understand that financial matters can be complex, which is why we strive to simplify them for you. Our total assets stand at an impressive $200,655,366, reflecting our solid foundation and reliability. We offer various services including personal banking, auto loans, mortgages, and business banking to ensure all your financial needs are covered. Our CEO, Scott Weaver, alongside Board President Isaac Dickson, leads a team of 62 dedicated employees who are here to support you every step of the way. Whether you're looking for guidance on loans or assistance with your accounts, our knowledgeable staff is just a phone call away at 864-404-3420. While members can visit us at our branch location, official correspondence should be sent to the same address: 280 Commonwealth Dr, Greenville, SC 29615. We invite you to explore our website at Carolina Foothills for more information on how we can assist you. Join us in building a brighter financial future together!

Branch History & Mission

Community Engagement

Our commitment extends beyond financial services. Carolina Foothills actively engages in community outreach programs aimed at making a difference in the lives of those around us. We partner with local organizations to provide resources and support for educational initiatives, health programs, and economic development efforts within Greenville. As we look toward the future, we invite you to join the Carolina Foothills family. Experience firsthand the benefits of being part of a credit union that values its members and community alike. Visit us today or contact us at 864-404-3420 for more information about how we can assist you on your financial journey. Together, let's build a brighter future!

Our Mission

The mission of Carolina Foothills is clear: we strive to improve the financial well-being of our members while fostering a sense of community. We believe that every member deserves personalized attention and innovative solutions tailored to their unique circumstances. Whether you are opening your first savings account or seeking assistance with a loan, our dedicated team is here to support you every step of the way. We recognize the importance of staying current with technology while remaining committed to ADA compliance and customer-centric initiatives. Members can enjoy the convenience of online banking, mobile payments, and access to ATMs across various locations.

Branch Location & Accessibility

Come Visit Us!

Ready to experience all that Carolina Foothills has to offer? We invite you to come by our branch or give us a call at 864-404-3420. Our dedicated team looks forward to serving you and helping you achieve your financial goals!

Convenient Access and Parking

At Carolina Foothills, we prioritize your comfort and convenience. Our branch features ample parking, making it easy for you to stop by without any hassle. We're committed to ensuring everyone can access our services, which is why our location meets ADA compliance standards with ramps and other accessibility features.

Operating Hours That Fit Your Schedule

We know your time is valuable. That's why we're open from 9 AM to 5 PM on weekdays, providing you plenty of opportunities to visit us. Whether you need assistance with personal banking, loans, or just have questions about your account, our friendly staff is ready to help you during these hours.

Services Tailored Just for You

When you visit us, you'll find a range of services designed to meet all your banking needs. From checking and savings accounts to auto loans and mortgage refinancing, we have options that fit every lifestyle. Plus, enjoy the convenience of our ATM availability and drive-thru banking for quick transactions on the go! If you ever need to send official correspondence, please use our mailing address: 280 Commonwealth Dr, Greenville, SC 29615.

Member Eligibility

At Carolina Foothills, we believe in creating a welcoming community where everyone can thrive. Becoming a member is easy and opens the door to a variety of financial benefits tailored just for you. If you live, work, or worship in certain areas of South Carolina, you might already be eligible to join our family. We also welcome family members of existing members, so even if you're not directly located in our service area, there's a good chance you can still come aboard! For more detailed eligibility criteria, feel free to check out our dedicated page at http://www.carolinafoothillsfcu.coop/become-a-member . Once you're ready to take the next step towards joining us at 280 Commonwealth Dr, Greenville, SC 29615, opening an account is straightforward! Our friendly team is here to guide you through the process and answer any questions. You can reach us at 864-404-3420 for assistance or visit http://www.carolinafoothillsfcu.coop/loan-opportunities to learn more about your options. We can't wait to welcome you into our community!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $125 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $29,040,980, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, our merchant services make transactions easier for your customers. Whether you run a retail shop or provide services, our solutions help streamline payments, so you can focus on what you do best serving your clients and growing your brand. Located conveniently at 280 Commonwealth Dr Greenville Sc 29615 in Greenville, SC, we invite you to discover how Carolina Foothills can be a partner in your business journey. For more information, call us at (864) 404-3420 today!

Comprehensive List Of Services

Accessibility and Convenience

Our branch includes a convenient drive-thru service for quick transactions without leaving your car. And if you're in need of cash after hours, our ATMs are available for withdrawals and balance checks around the clock. Whether you're exploring options for personal finance or seeking assistance with your business needs, Carolina Foothills is dedicated to providing friendly service and effective solutions. Don't hesitate to reach out! Give us a call at 864-404-3420 or visit us online at Carolina Foothills for more information about how we can assist you today!

Business Banking Services

For local entrepreneurs and businesses, Carolina Foothills offers comprehensive Business Banking solutions. With our Merchant Services & Business Loans, we provide the tools you need to keep your business thriving. Our team understands the unique challenges businesses face and is ready to assist you every step of the way.

Credit Cards and Personal Loans

Managing unexpected expenses? Our Personal Loans & Debt Consolidation services are designed to help you tackle those financial bumps in the road without stress. Plus, our Credit Cards with Rewards give you the opportunity to earn points on everyday purchases perfect for those who love to travel or dine out.

Digital Banking Features

Embracing technology, we also offer robust Online & Mobile Banking features that allow you to manage your accounts anytime, anywhere. Need cash? Our ATM & Cash Withdrawal Services ensure you have access whenever you need it. For quick transactions, take advantage of our basic drive-thru banking for deposits and withdrawals. If you're a member of another credit union, our Basic Shared Branch Transactions make it simple for you to perform transactions at our location too!

Personal Banking Solutions

For individuals looking to manage their everyday finances, we provide a variety of personal banking options. Start with our Checking & Savings Accounts that offer competitive interest rates and no hidden fees. Whether you're saving for a vacation or just managing daily expenses, our accounts make it easy to stay on top of your finances. If you're in the market for a new vehicle, consider our Auto Loans & Vehicle Financing services. We understand how important reliable transportation is, which is why we offer flexible terms and competitive rates. Additionally, if homeownership is your goal, our Mortgage Loans & Refinancing options can help you take that significant step toward owning your dream home.

Digital & Online Banking

Convenience and Security

For those who prefer banking on their phones, our mobile application is designed with security in mind while still being easy to navigate. With features like electronic signature authorization, you can sign documents securely without needing to visit a branch. And rest assured, our 24/7 online banking services mean you're never alone in managing your finances. Whether it's day or night, help is just a click away. In summary, at Carolina Foothills, we are committed to providing accessible and secure banking solutions that cater to your needs. Experience convenience like never before with our digital banking services!

Key Features

Our online banking platform, available at https://www.carolinafoothillsfcu.coop/ , provides a user-friendly experience where you can manage all your accounts in one place. You can check your balances, view transaction history, and even set up e-statements for quick access to your financial records. Yes, we offer e-statements, allowing you to go paperless and stay organized without the clutter. Need to send money to a friend or family member? Our person-to-person transfer feature makes it simple and fast. You can easily send funds directly from your account without any hassle. Plus, if you're out shopping, our mobile payments option ensures that you can pay with just a tap on your phone no need to carry cash or cards.

Financial Strength

Growing Membership Base

The trust placed in us by our community is evident in our growing member base with 34,460 total share accounts. This strong membership signifies confidence in Carolina Foothills as your reliable financial partner. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Carolina Foothills is your trusted partner. Visit us at 280 Commonwealth Dr Greenville SC 29615 or call 864-404-3420 to learn more about how we can help you achieve your financial goals.

Investing in Your Future

With $23,752,896 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with 1,614 used auto loans and a total of $143,794,839 in loans and leases available.

Member Savings and Security

Members' savings are secured through $37,966,763 in share certificates and $21,129,123 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $437, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our commitment to operational efficiency is reflected in our current standing with a net income of -$145,787. While this figure indicates areas for growth, it also underscores our dedication to improving services for our members. We also take pride in having 57 full-time employees and 5 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable team.

Our Financial Health

With a net worth of $24,029,000, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.96% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $22,174,905 in new vehicle loans and $22,155,612 in used vehicle loans already helping members get on the road. Whether you're considering financing for a brand-new model or a reliable used vehicle, our team is here to assist you every step of the way.

Credit Lines and Other Options

If you're looking for more flexibility in managing your expenses or unexpected costs, our total credit lines amount to $54,253,500, providing you with an additional layer of financial security. For those interested in refinancing options or checking eligibility for any of our loan products, we encourage you to reach out. Our friendly representatives are available at 864-404-3420 and would be happy to help answer any questions you may have. At Carolina Foothills located at 280 Commonwealth Dr., Greenville, SC 29615, we're committed to supporting our members' financial journeys with transparent information and competitive rates. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Visit us online at Carolina Foothills to learn more about our loan offerings and how we can assist you today!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We provide various solutions for different needs, including Junior Lien 1-4 Family Residential Properties loans totaling $8,552,938. Our knowledgeable staff can guide you through the process and help you find the right mortgage product that fits your budget.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. With a total of $3,435,874 in loans helping members manage their finances effectively, our credit cards come with rewards and benefits designed to enhance your purchasing power without the stress of high-interest rates.

Loan Aggregator

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CAROLINA FOOTHILLS FEDERAL CREDIT UNION