CAROLINA FOOTHILLS FEDERAL CREDIT UNION - Gaffney, SC

Welcome to Carolina Foothills, your trusted financial partner in Gaffney, SC! Located at 760 Hyatt St, our branch has been serving the community since 1960. With a strong commitment to our members and a focus on personalized service, we pride ourselves on being more than just a credit union; we are a vital part of the Gaffney community. At Carolina Foothills, we understand that financial needs can vary widely among our members. That's why we offer a diverse range of services designed to empower you. Whether you're looking for personal banking options such as checking and savings accounts, or need assistance with auto loans, mortgages, or business banking solutions, we have you covered. Our total assets amount to an impressive $200,655,366, reflecting our stability and dedication to your financial well-being. With over 19,000 members and growing, we're here to support you every step of the way. Our dedicated team of 62 employees is led by CEO Scott Weaver and Board President Isaac Dickson, who are committed to ensuring that every member receives top-notch service. You can reach us at (864) 488-2855 for any inquiries or assistance. While members can visit us at our branch location in Gaffney, official correspondence should be sent to the same address: 760 Hyatt St, Gaffney, SC 29341. We invite you to explore all that Carolina Foothills has to offer by visiting our website at carolinafoothillsfcu.coop. Join us in experiencing a credit union that prioritizes your needs and works tirelessly to help you achieve your financial goals. Come visit us today or give us a call; we're excited to assist you!

At Carolina Foothills, we believe that everyone deserves a chance to be part of a caring and supportive financial community. Becoming a member is straightforward and welcoming! If you live, work, worship, or attend school in Cherokee County or have family ties to our existing members, you're already on your way to joining us. We are dedicated to helping our members achieve their financial goals with a range of services tailored just for them. For more details about eligibility requirements, feel free to check out our website at this link. Opening an account is just as simple! You can find all the information you need about the account opening process at this page. If you have any questions or need assistance, don't hesitate to give us a call at 864-488-2855. We're here to help you every step of the way and look forward to welcoming you to the Carolina Foothills family!

At Carolina Foothills, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that knowing your credit union is financially strong helps you feel confident in your decision to bank with us. Our commitment to sound financial practices is reflected in our impressive net worth of $24,029,000, which ensures we can offer better rates, lower fees, and enhanced services to our members. The strength of our finances is further illustrated by our net worth ratio of 11.96%, demonstrating a solid capital foundation that allows us to provide loans and competitive savings rates without interruption even during economic uncertainty. Members' savings are secured through $37,966,763 in share certificates and $21,129,123 in money market shares, offering stable and rewarding growth opportunities for those looking to save wisely. Unlike traditional banks, we prioritize our members; we have $437 in non-member deposits, which allows us to focus our resources on benefiting you through better loan rates and exclusive perks. With $23,752,896 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to enhance your experience. Our lending capacity is robust as shown by the $16,614,000 in used auto loans and $143,794,839 in total loans and leases available for our members' various financial goals. Although we faced a net income loss of $145,787, this reflects a commitment to investing back into our community and services rather than just profits. We also take pride in having 57 full-time employees and 5 part-time employees, ensuring that our branches are always ready to assist you with a knowledgeable team dedicated to your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Carolina Foothills is your trusted partner. Visit us at 760 Hyatt St Gaffney SC 29341 or call 864-488-2855 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.