Caribe Credit Union San Juan PR | Convenient ATM Access & Services

Introduction

Welcome to Caribe at Guaynabo Las Cumbres, your trusted partner in financial services since 1951. Located conveniently at 195 Calle Oneill, San Juan, PR 00918, we are committed to serving our community and providing exceptional support to our 61,224 members. Our team is here to help you navigate your financial journey with confidence. At Caribe, we understand that banking needs vary from person to person. That's why we offer a comprehensive range of services designed for everyone. From personal savings and loans to business financing, we have solutions tailored just for you. With total assets exceeding $752 million and total deposits amounting to $10,215,532, our robust financial foundation ensures that your money is safe and secure. While members can visit us at our branch location for in-person assistance, official correspondence should be sent to our mailing address: 195 Calle Oneill, San Juan, PR 00918-2404. Our CEO, Jorge Menendez, alongside Board President Benito Rodriguez, leads a dedicated team of 172 employees who work tirelessly to foster a welcoming environment and deliver top-notch service. Whether you need assistance with loans over 40,633 already funded or wish to learn more about investment options, we're here for you. In addition to competitive rates on loans and deposits, we take pride in our commitment to the local community. We strive not only to meet but exceed your expectations by actively participating in community initiatives and supporting local businesses with a net member business loan balance of $6,373,018. Feel free to reach out by phone at 787-474-5151 or visit us online at caribefederal.com for more information about our services or if you have any questions. We invite you to experience the difference of being part of the Caribe family where your financial well-being is our top priority!

Branch History & Mission

Community Focus

We believe in giving back to the communities we serve. Through partnerships with local organizations and outreach programs, we actively participate in initiatives aimed at improving lives within San Juan. By supporting education, health care access, and other vital community needs, we aim to make a positive impact. If you're looking for a financial partner that truly cares about your future and the well-being of the community, look no further than Caribe. Experience firsthand how we can help you thrive financially while also contributing positively to the world around us. Join us today at Caribe! You can reach us at 787-474-5151 or visit our website at caribefederal.com for more information about membership benefits and services. Together, let's build a stronger future!

Our Journey

Caribe started with a simple mission: to provide accessible financial services to the community. Over the years, we have adapted to meet the changing needs of our members while staying true to our core values of integrity, service, and community support. From our humble beginnings at 195 Calle Oneill in San Juan, PR, we've made it our goal to offer products that not only enhance financial well-being but also foster a sense of belonging among our members. Our branch is conveniently located near various local landmarks, making it easy for you to visit us during our operating hours from 7 am to 4 pm Monday through Friday. Whether you're stopping by for ATM services or seeking guidance on loans and savings options, we're here for you.

Our Mission

At Caribe, our mission goes beyond just banking; it's about building relationships and supporting our community. We strive to empower each member with the financial tools they need to achieve their goals. Whether you're saving for a home or planning for retirement, we are dedicated to providing personalized service and competitive rates. In addition to traditional banking services, we leverage technology to ensure that your banking experience is smooth and efficient. Our digital advancements include online banking and mobile payment options that allow you access anytime and anywhere. We are committed to being ADA compliant so that all members can enjoy our services without barriers.

Branch Location & Accessibility

Banking Services Just for You

While we currently offer ATM services only, rest assured that our machines provide easy access to cash withdrawals and balance checks when you need them. Although we do not have a drive-thru option or shared service center at this location, our friendly team is always available inside to assist with any banking needs you may have.

Contact Us Today!

If you have questions or would like to learn more about our services, don't hesitate to reach out! Give us a call at 787-474-5151. We look forward to welcoming you at Caribe in San Juan!

Easy Access and Parking

At Caribe, we understand that accessibility matters. Our branch features ADA-compliant facilities, including ramps to ensure everyone can enter without hassle. Plus, parking is available nearby, making your visit even more convenient.

Operating Hours That Fit Your Schedule

We're here for you during the week! Our lobby hours run from 7 AM to 4 PM, Monday through Friday. Whether you're stopping by for a quick transaction or need assistance with your accounts, we're ready to help during these hours.

Member Eligibility

Becoming a member of Caribe is like joining a caring family that looks out for your financial well-being. If you're looking to be part of our community, the good news is that eligibility is quite simple! At Caribe, we welcome individuals who live, work, or worship in the area around 195 Calle Oneill San Juan Pr 00918. This means that whether you're a local resident or just part of the vibrant community here, you can enjoy all the benefits we offer. Plus, being a member gives you access to competitive rates on loans, savings accounts, and personalized financial services that truly cater to your needs. If you're ready to take this step, opening an account with us is straightforward. Just give us a call at (787) 474-5151, and our friendly team will guide you through the process. For more detailed information about membership criteria, feel free to check out our website at . We can't wait to welcome you into our Caribe family!

Business Banking & Commercial Services

Merchant Services Made Easy

In today's fast-paced market, efficient payment processing is crucial for success. Our merchant services offer easy payment solutions that help streamline your transactions. Imagine being able to accept payments from customers seamlessly, whether they are using credit cards or mobile wallets. This means faster sales and happier customers a win-win for your business! Visit us at 195 Calle Oneill San Juan Pr 00918 in San Juan, PR or give us a call at (787) 474-5151 to learn more about how we can support your business needs!

Supporting Your Growth with Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $89 in commercial loans for our members, helping businesses scale and succeed. If you're not yet a member, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. With an outstanding commercial loan portfolio of $15,109,519, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM Services

One of the key services available at Caribe is our ATM services. With easy access to ATMs, you can perform essential banking functions like cash withdrawals and balance checks without needing to visit a branch. Imagine being out and about perhaps at a local store or enjoying a weekend outing and needing cash for an unexpected purchase. Our ATMs are conveniently located so you can get cash when you need it most.

Commitment to Member Needs

We know that every member has different financial needs and goals. Whether you're saving for a new car, planning a vacation, or simply looking to manage your day-to-day expenses, Caribe is here to support you every step of the way. We encourage you to reach out if you have any questions about how we can assist with your specific financial situation. Our team is dedicated to providing personalized service and guidance tailored just for you. If you'd like more information about our services or need assistance, please don't hesitate to call us at (787) 474-5151. In summary, whether it's accessing funds through our ATM services or managing your finances digitally with ease, Caribe is committed to helping you navigate your financial journey effectively. We invite you to visit us at 195 Calle Oneill San Juan Pr 00918 in San Juan, PR, and discover how we can support your financial aspirations today!

Digital Banking Features

In today's fast-paced world, convenience is crucial. At Caribe, we understand this and offer robust digital banking options. Members can enjoy online banking that allows for quick transactions from the comfort of their home or on-the-go through our mobile application. You can check balances, transfer funds, and pay bills all with just a few taps on your smartphone. Plus, features like electronic statements help keep your financial information organized and accessible.

Digital & Online Banking

Always Available

With 24/7 online banking services, you never have to worry about banking hours again. Whether it's early morning or late at night, you can take care of your financial needs whenever it suits you best. And if you're out shopping, don't forget about our mobile payments feature which allows for easy checkout right from your phone. At Caribe, we're committed to making banking accessible and straightforward for all our members. Experience the convenience of modern banking today!

Key Services

Our online banking services allow you to manage your finances with ease. Visit us at https://caribefederal.com/ to explore all the features we offer. With just a few clicks, you can check your account balance, pay bills, and transfer money all from the comfort of your own device. Need to send money to a friend? Our person-to-person transfers make it simple and quick, allowing you to share funds instantly without any hassle. Plus, with our mobile application available for download, you'll have everything you need right in your pocket.

Security and Convenience

Your security is our top priority. That's why we offer electronic signature authorization to ensure that your transactions are protected. Enjoy peace of mind knowing that your information is safe as you navigate through your financial needs. Additionally, e-statements are available for those who prefer a paperless option. You can view your statements whenever you want no waiting for the mail! This means quicker access to important information while helping the environment.

Financial Strength

Investing Back into Our Community

With $68,885,122 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our ability to support your financial goals is evident with $7,646 in used auto loans and $571,907,871 in total loans and leases.

Member-Centric Savings

Members' savings are secured through $236,761,559 in share certificates, offering stable and rewarding financial growth opportunities. While our total amount non-member deposits of $207,112 show our capacity to serve the community, it's our members who truly benefit from this structure through better loan rates and exclusive perks.

Operational Efficiency

Our $30,618 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 170 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Foundation

With a net worth of $73,740,975, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $974 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trust Built on Transparency

Our total share accounts stand at 80,779, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending are currently at $0, reflecting our commitment to supporting your financial ambitions. In summary, the financial strength of Caribe means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Caribe is your trusted partner. Visit us at 195 Calle Oneill San Juan Pr 00918 or call (787) 474-5151 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Loan Offering

At Caribe, we understand that financial needs can vary greatly from one member to another. That's why we offer a wide range of loan products designed to help you achieve your goals, whether you're looking to buy a new car, purchase a home, or manage everyday expenses. Located at 195 Calle Oneill San Juan Pr 00918 in San Juan, PR, our friendly team is ready to assist you. You can reach us at (787) 474-5151 for any inquiries. With over 40633 loans issued, we've helped thousands of members achieve their financial goals. Our auto loans are particularly popular; if you're in the market for a vehicle, our rates are among the most competitive. We currently have over $163,160,807 in used vehicle loans and $117,176,633 in new vehicle loans already helping members get on the road. Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $1,185,029, making it easier than ever to invest in your future. For those managing business expenses or seeking growth opportunities, we have outstanding commercial loans totaling $15,109,519 available to support your ventures. Additionally, our flexible terms on unsecured credit card loans amounting to $19,335,943 can help you manage your finances effectively. At Caribe, we also believe in making financing accessible through refinancing options and various eligibility programs tailored to fit different needs. So whether you're planning a big purchase or just need some extra funds for unexpected expenses, we're here to help every step of the way. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We look forward to working with you!

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: All loan offers come from legitimate financial institutions. This ensures transparency and builds trust in the information presented. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions. The focus is solely on delivering unbiased results to users. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, allowing them to compare options effectively and choose what suits their needs best. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Ready to find the best rates for your needs? Compare real-time loan offers today at LendMesh. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ), ensuring fair and transparent offers. By using this reliable data, LendMesh provides users with accurate comparisons that reflect current market conditions.

CARIBE FEDERAL CREDIT UNION