Caribe Credit Union San Juan PR | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Caribe, your trusted financial partner located in the heart of San Juan, PR. Established in 1951, we have been dedicated to serving our community for over seven decades, fostering a sense of belonging and empowerment among our 55,581 members. At Caribe, we pride ourselves on being more than just a credit union; we are a community resource where you can find not only personal banking services but also the support you need to achieve your financial goals. Our branch is conveniently situated at Federal Bldg, San Juan, PR 00918. While you're welcome to visit us there, please note that official correspondence should be sent to our mailing address: 195 Calle Oneill, San Juan, PR 00918-2404. With total assets amounting to an impressive $699,475,328, we offer a wide range of services tailored to meet your needs. From checking and savings accounts to auto loans and business financing, we're here to help you navigate your financial journey. Our commitment to providing accessible financial solutions is reflected in our total deposits of $11,189,439 and a robust loan portfolio with 38,376 loans and leases. Under the leadership of our CEO, Jorge Vadell, and Board President, Benito Rodriguez, our experienced team of 149 employees is ready to assist you. We understand that every member's situation is unique; that's why we prioritize personalized service and community involvement. At Caribe, we believe in building strong relationships with our members while ensuring their financial well-being. Whether you're looking for advice on securing a loan or simply want assistance with online banking through our website at caribefederal.com, we're just a phone call away at 787-474-5151. Join us as we continue to support our members and contribute positively to the San Juan community. Visit us today or give us a call we're eager to help you succeed!

Branch History & Mission

Embracing Innovation

As we look toward the future, Caribe embraces innovation to enhance member experience. We offer online and mobile banking services that make managing your finances easier than ever. From secure online transactions to mobile payments, we ensure that our members have access to their accounts anytime, anywhere. We also maintain a strong focus on accessibility by ensuring ADA compliance across all platforms and services. Whether you prefer traditional banking or modern digital solutions, Caribe is equipped to meet your needs.

Join Us!

With total assets amounting to $699,475,328, Caribe stands as a pillar of stability in San Juan. We encourage anyone looking for a trustworthy financial partner to reach out or stop by. Experience firsthand what it means to be part of the Caribe family where your financial well-being is our top priority! For official correspondence or inquiries beyond visits at Federal Bldg San Juan Pr 00918, please send mail to 195 Calle Oneill, San Juan, PR 00918-2404. Feel free to call us at (787) 474-5151 for any questions or assistance. Join us today at Caribe your journey towards financial empowerment starts here!

Our Mission

At Caribe, our mission is simple yet powerful: we strive to empower our members by offering comprehensive financial services tailored to their needs while making a positive impact in the communities we serve. From checking and savings accounts to auto loans and business banking solutions, we are here to help you achieve your financial goals. In addition to providing essential banking services, we are deeply committed to community outreach. Over the years, we have engaged in various partnerships and initiatives aimed at supporting local organizations and enhancing the lives of those around us. Our goal is not just about numbers; it's about building relationships and creating opportunities for everyone.

Branch Location & Accessibility

Call to Action

We invite you to come visit us at Caribe! If you have any questions or need assistance before your visit, feel free to give us a call at 787-474-5151. We look forward to helping you achieve your financial goals!

Nearby Landmarks and Accessibility

Our branch is conveniently situated near popular spots in San Juan, making it a breeze to stop by while you're out and about. Whether you're visiting the local shops or enjoying a day at the park, we are just a short walk away.

Operating Hours

Our friendly staff is here to assist you during lobby hours from Monday to Friday, opening bright and early at 7:30 am and closing at 10:30 am. Whether you need help with personal banking services like checking accounts or loans, we're ready to serve you!

Parking and Features

We understand how important accessibility is for our members. Our branch offers ample parking and features designed for everyone, including ADA-compliant entrances and ramps. We strive to make your banking experience as comfortable as possible.

Services Offered

At Caribe, we offer a variety of services tailored to meet your financial needs. From personal banking options such as checking and savings accounts to auto loans and credit cards with rewards, we've got you covered. You can also enjoy convenient ATM access for cash withdrawals and balance checks.

Member Eligibility

At Caribe, we believe that becoming a member is like joining a warm, welcoming family where your financial well-being is our top priority. If you're looking to join us at our Federal Building location in San Juan, PR 00918, you'll be pleased to know that membership is open to individuals who share a commitment to community and financial empowerment. Whether you're a resident or working in the area, we encourage you to explore how you can become part of our cooperative. For specific eligibility details, feel free to check out this resource: . Joining Caribe is simple and straightforward; all you need to do is reach out to us at (787) 474-5151 or visit our website for information on account opening procedures. Our friendly team is ready to guide you through every step of the process, ensuring that you feel supported as you embark on your financial journey with us. We can't wait for you to experience the benefits of being a member at Caribe!

Business Banking & Commercial Services

Merchant Services

In addition to loans, we offer essential merchant services that simplify transactions for your business. Picture a busy retail day where every sale counts. Our merchant services allow you to process payments quickly and securely, freeing you up to focus on what matters most your customers. From point-of-sale systems to online payment solutions, we provide the tools you need to thrive in today's competitive market. Located at Federal Bldg San Juan Pr 00918, our team is ready to assist you with all your business banking needs. Reach out today at 787-474-5151 and let us partner with you on your journey to success!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $93 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $16,483,224, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Accessibility and Support

We understand that financial services should be accessible for everyone. That's why Caribe provides basic ATM access at various locations for quick cash withdrawals and balance inquiries. If you need assistance or have questions about any of our offerings, don't hesitate to reach out! You can contact us at (787) 474-5151, and our friendly staff will be happy to assist you. At Caribe, we are committed to supporting your financial journey with comprehensive services tailored just for you. Visit us today or explore more about what we offer at Fede by visiting our website at https://caribefederal.com/. Let's work together towards achieving your financial goals!

Business Banking

For entrepreneurs and business owners, Caribe offers specialized banking solutions. From merchant services that simplify transactions to business loans designed to fuel growth, we are invested in the success of local businesses.

Digital Banking Convenience

In today's fast-paced world, convenience is key. Our online and mobile banking platforms allow you to manage your finances anytime and anywhere. With features like ATM access for quick withdrawals and balance checks, you'll never feel disconnected from your money. Plus, our person-to-person payment service makes it easy to send or receive money with just a few taps on your device.

Loans and Debt Solutions

Life can sometimes lead us into unexpected expenses. That's where our personal loans and debt consolidation services come into play. We understand that managing debt can be challenging, so we're committed to providing flexible solutions tailored to your situation. Additionally, if you're looking for a way to earn rewards while spending, check out our credit cards that offer great benefits.

Personal Banking

Our personal banking services provide essential options for managing your money. With checking and savings accounts, you can easily handle everyday transactions while saving for your goals. For those considering a new car or needing vehicle financing, we offer competitive auto loans that make purchasing your dream vehicle more attainable. If homeownership is on your horizon, our mortgage loans and refinancing options will guide you through the process smoothly.

Digital & Online Banking

Key Services

Our online banking service is available 24/7, allowing you to access your accounts whenever it suits you best. Whether you're checking your balance, transferring funds, or paying bills, everything is just a few clicks away. You can also enjoy the benefits of e-statements, making it easy to keep track of your finances without the clutter of paper documents. Need to make payments on the go? Our mobile application provides all the features you need right in your pocket. From mobile payments to person-to-person transfers, managing money has never been this simple. Plus, with electronic signature authorization, signing important documents is quick and secure.

Security & Accessibility

Your security is our top priority. We implement robust measures to ensure that your personal information remains safe while you bank online. You can rest assured knowing that accessing your accounts through our platform is not only convenient but also protected. With Caribe's digital banking services, you're empowered to manage your finances in real-time, anytime, anywhere. Join us today and experience how easy banking can be!

Financial Strength

Commitment to Growth

With $61,934,494 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $7,434 in used auto loans and $541,481,352 in total loans and leases.

Member-Centric Approach

Members' savings are secured through $222,327,209 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $205,930, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $9,649,204 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 148 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Foundation

With a net worth of $81,380,389, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,147 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Strong Membership Base

Total Share and Deposit Accounts: 74,496, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Caribe is your trusted partner. Visit us at Federal Bldg San Juan Pr 00918 or call (787) 474-5151 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $157,674,806 in used vehicle loans and $116,901,035 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, we have options that fit your budget.

Business Solutions

For business owners, our outstanding commercial loans totaling $16,483,224 provide the capital needed to grow and expand. We understand the unique needs of businesses and are here to support your endeavors with tailored lending solutions. At Caribe, we believe that everyone deserves access to financial resources that can improve their lives. Our refinancing options are available if you're looking for better terms on existing loans just ask us how we can assist! Our performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. For more information or to speak with one of our team members about your loan options, call us at (787) 474-5151 or visit us at https://caribefederal.com/ . Let's work together towards achieving your financial goals!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $966,560, make buying or refinancing simple. We can guide you through the mortgage process to find a plan that works for you.

Unsecured Credit Card Loans

Managing everyday expenses? We also offer flexible terms on unsecured credit card loans, with a total of $18,620,020 in loans helping members manage their finances effectively. Enjoy the convenience of having access to funds when you need them most.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ), ensuring fair and transparent offers. This rigorous sourcing process guarantees that users receive accurate information when comparing loans.

CARIBE FEDERAL CREDIT UNION