CARDINAL CREDIT UNION, INC. CREDIT UNION - Willoughby, OH

Welcome to Cardinal Credit Union, Inc., your trusted financial partner in the heart of Willoughby, Ohio! Located at 34465 Euclid Ave Unit 2, we take pride in serving our community with dedication and care. Established to support our members' financial needs, we now proudly serve over 23,470 members, helping them achieve their goals through a range of personalized services. At Cardinal Credit Union, we believe in building lasting relationships. With total assets exceeding $306 million, and deposits amounting to $23,489,614, our commitment to your financial well-being is evident. We understand that every member has unique needs; that's why we offer tailored solutions such as auto loans, mortgages, personal loans, and business banking services. Our leadership team is here to guide you. Under the direction of CEO Christine Blake and Board President Sandy Hamo, our dedicated staff of 82 employees ensures you receive top-notch service every time you visit or call us at 440-946-1270. While members can visit us at our branch for all their banking needs, official correspondence should be sent to our mailing address at 8500 Westport Dr, Mentor, OH 44060. Experience the difference with Cardinal Credit Union by exploring our website at www.cardinalcu.com. Whether you're looking for a new loan or simply want to learn more about our services like online banking and drive-thru access, we're here to help! Join us today and let's work together towards a brighter financial future!

Becoming a member of Cardinal Credit Union, Inc. is like joining a welcoming family that prioritizes your financial well-being. If you live, work, worship, or attend school in the area around Willoughby, you're likely eligible to join our community. We embrace everyone who shares our values and seeks a supportive financial partner. The membership benefits are plenty think lower fees, personalized service, and a range of products designed with you in mind. To explore detailed eligibility criteria, check out our website at . Ready to open an account? It's simple! You can start the process online by visiting https://online.cardinalcu.com/registration , or feel free to give us a call at (440) 946-1270 if you have any questions. We look forward to welcoming you into the Cardinal Credit Union, Inc. family at 34465 Euclid Ave Unit 2 Willoughby Oh 44094!

At Cardinal Credit Union, Inc., financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to ensuring your trust through our strong financial position, allowing us to serve you better every day. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. With a net worth of $35,806,933, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.67% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $74,586,292 in share certificates and $37,050,820 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $1,810,561, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $29,127,271 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $2,819 in used auto loans and $227,109,340 in total loans and leases. Our net income of $211,779 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 70 full-time employees and 12 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $167,901. Total Share Accounts: 42,159, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Cardinal Credit Union is your trusted partner. Visit us at 34465 Euclid Ave Unit 2 Willoughby Oh 44094 or call 440-946-1270 to learn more about how we can help you achieve your financial goals.