Cardinal Credit Union Mentor OH | Affordable Auto Loans & Business Banking

Introduction

Welcome to Cardinal Credit Union, Inc.! Located at 6477 Center St, Mentor, OH 44060, we are proud to serve our community with a commitment to trust and reliability. Established years ago, we have grown into a supportive financial partner for over 23,470 members, helping them achieve their financial goals. At Cardinal Credit Union, our total assets reach an impressive $306,790,023, showcasing our strength and stability in the financial landscape. With total deposits of $23,489,614 and a net worth of $35,806,933, we are well-equipped to provide exceptional services tailored to your needs. We offer a wide range of products, including personal banking options like checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. Our dedicated team is led by CEO Christine Blake and Board President Sandy Hamo, who prioritize member satisfaction above all else. Together with our team of 82 employees, we strive to make your banking experience seamless and enriching. While you can visit us at our branch for in-person assistance during our lobby hours on Wednesdays and Thursdays from 9:00 AM to 2:00 PM, official correspondence should be sent to our mailing address at 8500 Westport Dr, Mentor, OH 44060. We invite you to explore how we can help you succeed financially. Whether you're looking for loans or need assistance with your accounts, don't hesitate to give us a call at 440-266-2200. Join us today and become part of a community-focused credit union that truly cares about your financial well-being! For more information about our services or to get started online, visit us at Cardinal Credit Union.

Branch History & Mission

Community Engagement

We recognize the importance of giving back and actively engage in partnerships within the Mentor area. Whether through outreach programs or educational workshops, we aim to uplift those around us while ensuring that everyone feels included in their financial journey. Our dedication goes beyond banking; it's about nurturing lasting connections. As we move forward into an increasingly digital world, Cardinal Credit Union continues to evolve by implementing modern technology while ensuring ADA compliance for all members. From online banking options to mobile applications that allow easy access to accounts, we focus on enhancing your experience without sacrificing the personal touch you expect from your credit union. Join us at Cardinal Credit Union today! Experience firsthand how we can support your financial goals while being part of a community-driven organization dedicated to making a difference. Visit us or reach out at 440-266-2200 we look forward to welcoming you!

Our Mission

At the heart of Cardinal Credit Union's mission is the belief that every member deserves personalized service and support. We strive to provide not just financial products but also education and resources that foster financial literacy and independence. Our mission statement emphasizes community well-being alongside individual success. We understand that when our members thrive, so does the community as a whole. While members can visit us at our branch location for face-to-face assistance during our operating hours on Wednesday and Thursday from 9:00 AM to 2:00 PM, official correspondence should be sent to our mailing address at 8500 Westport Dr, Mentor, OH 44060 if different matters arise.

Branch Location & Accessibility

Branch Features and Accessibility

At Cardinal Credit Union, we understand the importance of accessibility. Our branch is designed with your needs in mind, including ADA-compliant features to ensure everyone can access our services comfortably. We offer ample parking right outside the entrance, so you won't have to worry about finding a spot during your visit.

Operating Hours

We are here for you on Wednesdays and Thursdays from 9:00 AM to 2:00 PM. Whether you're looking to open an account or discuss loan options, our friendly team is ready to assist you during these hours.

Services Offered

Our branch provides a wide range of personal banking services tailored to meet your financial needs. From checking and savings accounts to auto loans and credit cards with rewards, we have options that fit various lifestyles. If you're a business owner, we also offer merchant services and business loans to help you thrive. Although we currently do not have ATM availability or drive-thru service at this location, our dedicated staff is always on hand to help with transactions and inquiries in person. If you're interested in learning more about what we offer or if you have any questions, please don't hesitate to give us a call at 440-266-2200. We invite you to visit us soon and see how Cardinal Credit Union can help you achieve your financial goals!

Member Eligibility

At Cardinal Credit Union, Inc., we believe in creating a welcoming community where everyone can thrive. Becoming a member is simple and open to anyone who lives, works, worships, or attends school in the Mentor area. If you meet these criteria, you're already on your way to enjoying the benefits of membership! Our members enjoy personalized service, competitive rates, and a range of financial products tailored to their needs. To learn more about the specific eligibility details, feel free to check out our website at . Ready to join us? Opening an account is easy! Just visit us at our branch located at 6477 Center St Mentor Oh 44060, or you can start the process online by following this link: https://online.cardinalcu.com/registration . If you have any questions or need assistance, don't hesitate to reach out at (440) 266-2200. We can't wait to welcome you into our community!

Business Banking & Commercial Services

Merchant Services That Make Sense

In addition to loans, we offer merchant services that simplify daily transactions. Picture this: your customers make purchases easily through secure payment processing while you manage your cash flow efficiently. Our merchant services help streamline payments so you can focus on what matters most growing your business. Visit us at 6477 Center St Mentor Oh 44060 in Mentor, OH or call us at (440) 266-2200 to learn how we can partner with you for success!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $64 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $187 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $20,536,782, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

If you're considering purchasing a new car or refinancing an existing auto loan, our Auto Loans & Vehicle Financing services could be just what you need. We provide competitive rates and flexible terms to help you drive away in your dream vehicle without breaking the bank. Plus, our straightforward application process makes it easy to get started.

Business Banking Services

For our business-minded members, we offer comprehensive Business Banking solutions including merchant services and business loans. Running a business comes with its own set of challenges, but having the right banking partner can ease some of that burden.

Convenient Access

At Cardinal Credit Union, Inc., we prioritize convenience and accessibility for all our members. Whether you're using our online banking features or visiting us at our branch located at 6477 Center St Mentor Oh 44060, we strive to ensure that banking is simple and efficient for everyone. If you have any questions or want to learn more about how we can assist you financially, don't hesitate to reach out! Call us at 440-266-2200 during our lobby hours on Wednesday and Thursday from 9:00 AM to 2:00 PM. We look forward to serving you! Explore all these services today by visiting our website at Cardinal Credit Union. Let's work together toward achieving your financial goals!

Financial Flexibility with Personal Loans

Sometimes life throws unexpected expenses your way. With our Personal Loans & Debt Consolidation services, you can find relief from high-interest debts or fund those surprise costs without stress. We offer personalized solutions that empower you to regain control of your finances.

Home Ownership Made Easy

Thinking about buying a home? Our Mortgage Loans & Refinancing options can guide you through this significant financial step. We know that homeownership is a big commitment, so we work with you to find the right loan product that fits your budget and lifestyle. Whether it's your first home or an investment property, we're here to support you every step of the way.

Personal Banking Solutions

We understand that managing personal finances can be overwhelming at times. That's why we offer Personal Banking options that include checking and savings accounts. You can easily monitor your spending and savings through our Online & Mobile Banking platforms, which give you 24/7 access to your accounts. Imagine checking your balance while on the go or transferring funds between accounts with just a few taps on your phone!

Rewards with Credit Cards

Our Credit Cards with Rewards program allows you to earn points on everyday purchases. From cashback on groceries to travel rewards, this card helps you make the most out of your spending while enjoying exclusive benefits.

Digital & Online Banking

Key Services

Our online banking is available 24/7, ensuring that you can check your balance, transfer funds, and pay bills whenever it suits you. No need to rush to the bank during business hours; everything is right at your fingertips! For those who enjoy the convenience of mobile banking, our mobile application lets you manage your finances on the go. Sending money to friends or family? Our person-to-person transfer feature makes it easy to send cash directly from your account without hassle. Plus, our e-statements allow you to stay organized by accessing your statements digitally no more paper clutter!

Security and Ease of Use

Security is a top priority for us. We employ advanced security measures to protect your personal information while you bank online. Our platform is designed to be intuitive, so whether you're tech-savvy or new to online banking, you'll find it easy to navigate. While we currently do not offer electronic signature authorization or mobile payments, our commitment remains focused on providing safe and accessible banking solutions tailored for you. Experience the freedom of managing your finances with confidence at Cardinal Credit Union, Inc.! Visit https://www.cardinalcu.com/ today and take advantage of all our digital banking services.

Financial Strength

A Trusted Partner

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Cardinal Credit Union is your trusted partner. Visit us at 6477 Center St Mentor Oh 44060 or call (440) 266-2200 to learn more about how we can help you achieve your financial goals.

Member-Focused Savings

Your savings are secure with us. Members' savings are backed by $74,586,292 in share certificates and $37,050,820 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members; with non-member deposits at $1,810,561, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operations reflect sound management practices as shown by our net income of $211,779, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 70 full-time employees and 12 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinforcing Our Commitment

With $29,127,271 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; we have $2,819 in used auto loans and $227,109,340 in total loans and leases to support your financial goals across various sectors.

Strong Financial Health

With a net worth of $35,806,933, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our commitment to our members is demonstrated through our net worth ratio of $1,167, showcasing a solid capital foundation that ensures we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Options

In addition to these primary loan products, we also provide various credit lines totaling $99,975,057, allowing for more flexible borrowing options. If you're considering refinancing any existing loans or want information on eligibility options, our team is here to assist you every step of the way. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. If you're ready to take the next step towards securing your financial future with one of our loan products or if you have any questions about what we offer at our branch located at 6477 Center St Mentor Oh 44060, please don't hesitate to reach out at 440-266-2200. Our team is dedicated to providing personalized service tailored to your needs.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $39,451,210 in used vehicle loans and $21,753,389 in new vehicle loans already helping members get on the road. Whether you are purchasing a new or used vehicle, we have tailored options to fit your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $20,536,782 provide the capital needed to grow and expand. We understand the unique challenges small businesses face and offer support to help you thrive.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $15,104,286, make buying or refinancing simple. We guide you through the process and provide competitive rates that can save you money over time.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $8,496,165 in loans helping members manage their finances effectively. This option is great for those looking to consolidate debt or make larger purchases without tying up cash reserves.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to sourcing ensures that every loan offer is fair and transparent. Users can trust that they are seeing reliable options when comparing loans.

CARDINAL CREDIT UNION, INC. CREDIT UNION