CARDINAL CREDIT UNION, INC. CREDIT UNION

Welcome to Cardinal Credit Union, Inc., your trusted financial partner located at 7700 Clocktower Dr Bldg A, Kirtland, OH 44094. Established with a commitment to serve our community, we have grown to support over 23,470 members with a strong foundation built on trust and reliability. Our total assets amount to an impressive $306,790,023, reflecting our dedication to providing safe and sound financial services. At Cardinal Credit Union, we believe in empowering our members with the tools they need to achieve their financial goals. With a total of $23,489,614 in deposits and 11,981 loans and leases, we offer a variety of services tailored for personal banking, including checking and savings accounts, auto loans, mortgages, personal loans, and credit cards with rewards. Our team is here to support you every step of the way. The heart of our organization lies in its leadership. Under the guidance of our CEO, Christine Blake, and Board President Sandy Hamo, we strive to create a welcoming environment where every member feels valued. Together with our dedicated staff of 82 employees, we are committed to making a positive impact in Kirtland and beyond. While members can visit us at the above address for all your banking needs, official correspondence should be directed to the same location: 7700 Clocktower Dr Bldg A, Kirtland, OH 44094-5198. We invite you to explore our website at cardinalcu.com for more information on how we can help you manage your finances effectively. If you have questions or need assistance, please don't hesitate to reach out by calling us at 440-266-2276. We're here to help!

Becoming a member of Cardinal Credit Union, Inc. is like joining a family that truly cares about your financial well-being. Located at 7700 Clocktower Dr Bldg A Kirtland Oh 44094, we welcome anyone who lives, works, or worships in our community, as well as their immediate family members. It's simple and inclusive; we believe everyone deserves access to the financial tools they need to thrive. By joining us, you'll enjoy benefits such as personalized service, competitive rates, and a range of products designed to meet your unique needs. If you're ready to take the next step, opening an account with us is straightforward. You can find all the details about eligibility and how to become a member by visiting our website at . Should you have any questions or need assistance, feel free to give us a call at (440) 266-2276. We're excited to welcome you into our community!

At Cardinal Credit Union, Inc., financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share that our financial health is robust, ensuring you can trust us with your savings and loans. With a net worth of $35,806,933, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1167 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $74,586,292 in share certificates and $37,050,820 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $1,810,561, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. We also have $29,127,271 in undivided earnings, which means we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, with $28,819,201 in used auto loans and a total of $227,109,340 in loans and leases available to our members, our lending capacity supports various financial goals across different sectors. Our operational efficiency is reflected in our net income of $211,779, enabling us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 70 full-time employees and 12 part-time employees, ensuring that our branches are always ready to serve you with a knowledgeable and committed team. In total, we manage 42,159 share accounts, showing a strong and growing member base that trusts us with their finances. This commitment translates into the net shares available for lending and investments amounting to $167,901. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing or planning for the future, Cardinal Credit Union is your trusted partner. Visit us at 7700 Clocktower Dr Bldg A Kirtland Oh 44094 or call 440-266-2276 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.