Caprock Credit Union Seminole TX | Best Auto Loans & Business Banking

Introduction

Welcome to Caprock Federal Credit Union Seminole, where your financial journey is our top priority. Nestled at 116 Sw Avenue B, Seminole, TX 79360, we have proudly served our community since 1965. With a strong commitment to our members, we currently boast a membership of over 3,197 individuals, all supported by assets totaling an impressive $38,431,410. At Caprock, we believe in fostering lasting relationships with our members and providing personalized services that cater to their unique needs. Whether you're looking for checking and savings accounts, auto loans, or credit cards with rewards, we've got you covered! Our total loans exceed 2,066, reflecting our dedication to helping you achieve your financial goals. While members can visit us at our branch location, official correspondence should be sent to PO Box 2171, SEMINOLE, TX 79360-4319. Our team of 14 dedicated employees, led by CEO Dale Hansard and Board President Dionicio Garza, is always ready to assist you from 9 AM to 4 PM, Monday through Friday. With total deposits amounting to $163,054 and a net worth of $4,779,251, Caprock Federal Credit Union stands as a reliable partner in your financial endeavors. Our commitment goes beyond just numbers; we aim to make a positive impact in the community we serve. Ready to take the next step? Visit us today or give us a call at 806-872-5151. Let's work together towards a brighter financial future!

Branch History & Mission

Community Engagement

Caprock Federal Credit Union Seminole thrives on its partnerships within the community. We actively engage in local events and initiatives aimed at strengthening ties and supporting those in need. Our team believes that when our community flourishes, we all benefit. We invite you to be part of our story! Join us at Caprock Federal Credit Union Seminole today and discover how we can help you achieve your financial goals while contributing to the vibrant community of Seminole. Reach out at 806-872-5151 or visit us online at caprockcu.com for more information on becoming a member. Together, let's build a brighter financial future!

Our Mission

Our mission is simple yet profound: to provide exceptional financial services while fostering community growth and empowerment. We believe that everyone deserves access to quality banking solutions tailored to their needs. This means offering everything from personal checking and savings accounts to auto loans and mortgage refinancing. We also prioritize community outreach programs that positively impact the lives of those we serve. As part of our ongoing dedication to innovation and accessibility, we have embraced digital advancements. With features like online banking and mobile payments available to our members, managing finances has never been easier. While we currently do not offer ATM services or drive-thru banking, we remain committed to ensuring a seamless experience for all members who visit us during our operating hours: Monday through Friday from 9:00 AM to 4:00 PM.

Branch Location & Accessibility

Get in Touch

If you have any questions or need assistance, don't hesitate to call us at 806-872-5151. We invite you to visit us soon and discover how Caprock Federal Credit Union can help you manage your finances effectively!

Operating Hours

We understand that life can be busy, which is why we offer convenient lobby hours from 9:00 AM to 4:00 PM, Monday through Friday. Our staff is here during these hours to assist you with everything from personal banking services like checking and savings accounts to auto loans and mortgages.

Services Offered

At Caprock Federal Credit Union Seminole, we provide a range of services tailored to meet your needs. From personal loans and credit cards with rewards to business banking options like merchant services, we're committed to helping you achieve your financial goals. Although we currently do not have ATM or drive-thru services available at this location, our online and mobile banking options make accessing your accounts easier than ever.

Member Eligibility

At Caprock, we believe that becoming a member is like joining a close-knit community where everyone supports one another. If you're looking to join us, you'll find that eligibility is quite inclusive. We welcome individuals who live, work, worship, or attend school in the areas we serve. This means that if you're part of our local community here in Seminole, TX, you likely qualify! Plus, becoming a member at Caprock opens doors to a range of benefits, including competitive rates on loans and savings accounts, as well as personalized service that truly cares about your financial well-being. Getting started is simple and straightforward. Just visit us at 116 Sw Avenue B Seminole Tx 79360 or give us a call at (806) 872-5151 for more details on how you can become a member today. For up-to-date information on eligibility requirements, check out our resource page at . Ready to take the next step? You can also open an account easily through this link: https://www.mobicint.net/cfc/login/loanapp . We can't wait to welcome you into the Caprock family!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine running your business without worrying about payment processing. Our merchant services streamline transactions, making it easy for you to accept payments from customers anywhere, anytime. This allows you to focus on what really matters growing your business. Visit us at 116 Sw Avenue B Seminole Tx 79360 in Seminole, TX, or give us a call at (806) 872-5151 to explore how our business banking and commercial services can elevate your enterprise!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

When it comes to purchasing a vehicle, our auto loans and vehicle financing options are here to assist you every step of the way. Whether you're buying a new car or refinancing an existing loan, we aim to offer competitive rates that make financing easier on your budget.

Business Banking

For small business owners, we offer business banking services, including merchant services and business loans. These resources are crucial in helping you grow and manage your business effectively while ensuring you have access to necessary funds when needed.

Credit Cards with Rewards

Our credit cards with rewards allow you to earn points or cashback on everyday purchases. This means every time you swipe your card, you're not just spending you're earning benefits that can help offset future expenses.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking platforms where you can perform transactions at any time. You can make cash withdrawals at ATMs conveniently located throughout the area though currently, we do not offer ATM services at this branch. With all these offerings available under one roof at Caprock Federal Credit Union Seminole, we're here to support every aspect of your financial journey. If you're ready to take control of your finances or simply want more information about how we can assist you, don't hesitate to reach out! Give us a call at 806-872-5151 or visit us in person. Let's explore how we can help you achieve financial success together!

Mortgage Loans & Refinancing

Thinking about buying a home? Our mortgage loans can help turn your dream into reality. We also provide refinancing options if you're looking to lower your monthly payments or access equity in your home. With our expert guidance, you'll be well on your way to securing the best mortgage solution for your needs.

Personal Banking

For those seeking reliable banking options, our personal banking services include checking and savings accounts designed to help you save for the future while managing your day-to-day expenses. Imagine having easy access to your funds with online and mobile banking that allows you to check balances, transfer money, and pay bills from anywhere.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way, but our personal loans are designed to give you the flexibility you need during tough times. Additionally, if you're juggling multiple debts, consider our debt consolidation services that simplify repayment into one manageable payment.

Digital & Online Banking

Access Anytime, Anywhere

With our 24/7 online banking services available at https://caprockcu.com/ , you can take control of your finances whenever it suits you. Want to check your balance? Pay bills? Transfer money? It's all just a few clicks away. Plus, our mobile application makes it even simpler to manage your account from your smartphone.

Easy Transactions

Need to send money to a friend? With our person-to-person transfer feature, you can quickly send funds directly from your account. And if you're a fan of mobile payments, you'll appreciate our mobile payments feature that lets you make purchases with ease. We know that life is busy, which is why we strive to make banking simple and accessible for everyone at Caprock. Whether you're using a desktop or your phone, managing your money has never been easier!

Secure and User-Friendly Features

Your security is our priority. We offer electronic signature authorization to ensure that your transactions are safe and secure. You can also opt for e-statements, giving you quick access to your financial information without the clutter of paper statements. Imagine having everything you need right at your fingertips!

Financial Strength

Commitment to Growth

With $4,690,057 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $923 in used auto loans and a total of $25,963,480 in loans and leases available. Additionally, our operational efficiency is reflected in our $-29,386, which allows us to continue offering competitive loan rates and solid financial products for you.

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Caprock is your trusted partner. Visit us at 116 Sw Avenue B Seminole Tx 79360 or call (806) 872-5151 to learn more about how we can help you achieve your financial goals.

Member Savings Security

Members' savings are secured through $8,591,995 in share certificates, offering stable and rewarding financial growth opportunities. Although our money market shares total $0, which currently stands at zero, rest assured that our focus remains on providing you with safe investment options. Unlike traditional banks, we prioritize our members. With non-member deposits at $6,778,620, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Our Financial Health

With a net worth of $4,779,251, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This robust net worth gives us the ability to respond effectively to any financial challenges while continuing to meet your needs. Our net worth ratio of $1,240 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Our Team

We also take pride in having 12 full-time employees and 2 part-time employees. This dedicated team ensures that our branches are always ready to serve you with knowledgeable support. With net shares available for lending and investments totaling $2,065,475, we demonstrate our commitment to growing together with our members. Our strong member base is reflected by the total number of share accounts: 5,749.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $11,351,279 in used vehicle loans and $8,075,503 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates to ensure that you can drive away with confidence.

Credit Lines

Our credit lines total $3,560,000, allowing you to access funds whenever you need them without the hassle of reapplying each time. This is ideal for managing unexpected expenses or planning for larger purchases. At Caprock, we are committed to providing personalized service and helping our members navigate their financial journeys. If you're interested in refinancing or would like more information about eligibility options, please don't hesitate to reach out. Contact us at (806) 872-5151, or visit us at our location: 116 Sw Avenue B Seminole Tx 79360 in Seminole, TX. Let us help you take the next step towards achieving your financial goals today!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. Although we currently have $0 in Junior Lien 1-4 Family Residential Properties loans available, our team can help you find the right mortgage solution tailored to your needs.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $0 in loans helping members manage their finances effectively. This option provides you with greater control over your spending while enjoying the benefits of a credit card.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. It serves as a reliable tool for consumers seeking to make informed financial decisions without the clutter of misleading advertising. LendMesh ensures accurate loan comparisons through rigorous standards. Loan data is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment guarantees fair and transparent offers for all users. One of the key advantages of using LendMesh is its Verified Data feature. All loan offers come from legitimate financial institutions, which enhances trust and transparency in the comparison process. Additionally, LendMesh operates without Sponsored Listings, meaning lenders are not prioritized based on paid promotions. This approach ensures that users receive truly unbiased results when exploring their options. With Real-Time Rate Comparisons, LendMesh provides up-to-date loan rates from multiple institutions, allowing users to see a wide array of choices at a glance. This data-driven insight helps individuals make decisions that align with their financial goals. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights how effective LendMesh can be in helping consumers secure better financing options. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

CAPROCK FEDERAL CREDIT UNION