Caprock Santa Fe Credit Union Slaton TX | Affordable Auto Loans & Business Banking

Introduction

Welcome to Caprock Santa Fe Credit Union, your trusted financial partner located at 405 Railroad Ave, Slaton, TX 79364. Since our establishment in 1954, we have been committed to serving our community with integrity and a personal touch. With over 4,510 members, we pride ourselves on creating a welcoming environment where everyone can achieve their financial goals. At Caprock Santa Fe, we understand that your finances are more than just numbers; they represent your dreams and aspirations. That's why we offer a full range of services tailored to meet your needs, including personal banking, auto loans, mortgages, credit cards with rewards, and business banking options. Our total assets amount to an impressive $49,486,419, reflecting our strength and stability as a member-focused institution. Additionally, we manage total deposits of $15,556,431, ensuring that your money is secure with us. Led by our dedicated CEO Ann Marie Wright and Board President George Green, our team of 11 employees is here to provide you with personalized service every step of the way. Whether you're looking for support in financing a new vehicle or need help managing your savings account, we're here to assist you. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to our mailing address: PO Box 100, Slaton, TX 79364. We invite you to explore the benefits of membership with us and see how we can help you thrive financially. For inquiries or assistance, don't hesitate to reach out at 806-828-5825 or visit our website at csfcu.com. Join us today and discover the Caprock Santa Fe difference!

Branch History & Mission

At Caprock Santa Fe, we proudly carry a rich legacy that began in 1954 in the heart of Slaton, TX. Over the decades, our commitment to serving our community has only grown stronger. From humble beginnings, we have evolved into a trusted financial partner for 4,510 members and counting. Our dedicated team has consistently worked towards providing quality financial services while fostering a sense of belonging and support for everyone who walks through our doors. Located at 405 Railroad Ave, Slaton, TX 79364, we are easily accessible and positioned near local landmarks that make us a part of the everyday lives of our members. While members can visit us at this location, official correspondence should be sent to PO Box 100, Slaton, TX 79364 if necessary. Our mission is straightforward: to empower our members by offering comprehensive financial services that enhance their lives. We believe in building lasting relationships with our members based on trust and transparency. Whether it's personal banking, auto loans, or business services, we strive to meet your needs with personalized care. Our total assets have reached an impressive $49,486,419, reflecting our growth and stability as a credit union. In recent years, we've embraced modern advancements to ensure everyone feels welcome and supported. We offer online banking options and mobile applications for convenience and accessibility while maintaining ADA compliance throughout our services. Additionally, our drive-thru banking allows for quick transactions without sacrificing service quality. We are deeply rooted in community outreach and partnerships that uplift those around us. By participating in local events and initiatives, we aim to make a positive impact beyond just financial services. As we look ahead to the future, we invite you to join us at Caprock Santa Fe Credit Union. Experience firsthand how our member-centric approach can help you achieve your financial goals. Together, let's build a brighter future for our community! For more information or to become a member today, give us a call at 806-828-5825 or visit us online at Caprock Santa Fe.

Branch Location & Accessibility

Welcome to Caprock Santa Fe, your friendly neighborhood credit union located at 405 Railroad Ave, Slaton, TX 79364. Our branch is easy to find and conveniently situated near local landmarks, making it a breeze for you to stop by whenever you need assistance with your financial needs. At Caprock Santa Fe, we pride ourselves on accessibility. Whether you're driving in or walking over, you'll find ample parking available right outside our doors. We also ensure that everyone can visit us comfortably, as our branch is designed to be ADA compliant with features like ramps for easy access. Our dedicated team is ready to serve you during our welcoming operating hours: Monday through Friday from 9 AM to 4 PM, and on Thursdays, we extend our hours until 6 PM. Need assistance? Don't hesitate to give us a call at 806-828-5825. For those who prefer the convenience of drive-thru banking, we offer basic services including deposits and withdrawals right from your vehicle. Unfortunately, we do not have ATM services available at this location. While members can visit us at 405 Railroad Ave, please note that any official correspondence should be directed to our mailing address: PO Box 100, Slaton, TX 79364. We invite you to experience all the personal banking services we offer, from checking and savings accounts to auto loans and credit cards with rewards. Come see us today at Caprock Santa Fe Credit Union; we're here to help you every step of the way!

Member Eligibility

Becoming a member of Caprock Santa Fe is like joining a close-knit family that truly cares about your financial well-being. If you live, work, worship, or attend school in the area, you're already eligible to become part of our community. We believe everyone deserves access to friendly banking services that help you thrive. At Caprock Santa Fe, located at 405 Railroad Ave Slaton Tx 79364, you can enjoy personalized service and a range of financial products designed just for you. Getting started is simple! You can find more detailed eligibility criteria by visiting http://www.csfcu.com/our-membership . If you're ready to open an account or have questions, feel free to reach out to us at (806) 828-5825. We're excited to welcome you into our community!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine being able to process payments quickly and efficiently while enhancing customer satisfaction. Our merchant services provide just that, allowing you to accept various payment types seamlessly. This means faster transactions and happier customers two key ingredients for any successful business. Visit us at 405 Railroad Ave Slaton Tx 79364 in Slaton, TX to explore how our business banking solutions can empower your enterprise today! For more information, feel free to call us at (806) 828-5825 or check out our website at Caprock Santa Fe Credit Union.

Comprehensive List Of Services

Business Banking Solutions

For business owners, we offer essential tools to keep your operations running smoothly. Our Business Banking services include Merchant Services that facilitate easy payment processing and Business Loans to help you invest in growth opportunities. We understand the challenges of managing a business, and we're here to support you with customized financial solutions.

Customer Support

At Caprock Santa Fe Credit Union, customer service is at the heart of everything we do. Whether you have questions about your account or need assistance with loans, our friendly staff is always ready to help. You can reach us at 806-828-5825 during our operating hours: Monday through Friday from 9 AM to 4 PM and Thursday until 6 PM. In conclusion, no matter what your financial goals are, Caprock Santa Fe is here for you with a comprehensive suite of services tailored to meet your needs. Visit us today at 405 Railroad Ave, or check out our website at Caprock Santa Fe Credit Union for more information on how we can assist you on your financial journey!

Digital Banking Features

We know convenience is key in today's fast-paced world. That's why our online and mobile banking platforms allow you to manage your accounts anytime, anywhere. With features like online transactions and e-statements, handling your finances has never been easier. While we don't have ATMs at this location, our drive-thru service enables quick deposits and withdrawals without leaving your car.

Personal Banking Services

Our personal banking options are designed with you in mind. Start by exploring our Checking and Savings Accounts, which offer flexible features to manage your everyday finances effortlessly. If you're considering buying a new car, our Auto Loans and Vehicle Financing services provide competitive rates that can make your dream ride a reality. For those thinking about homeownership or refinancing an existing mortgage, our Mortgage Loans come with personalized support to guide you through the process. Need some extra cash for unexpected expenses? Our Personal Loans and Debt Consolidation options can help simplify your financial life by rolling multiple debts into one manageable payment. And don't forget about our Credit Cards with Rewards, perfect for those who love to earn while they spend!

Digital & Online Banking

Key Features

Our online banking service at https://csfcu.com/ allows you to check your balances, transfer funds, and pay bills with just a few clicks. Whether you're at home or on the go, you'll have 24/7 access to all your banking needs. Plus, for those who prefer their statements electronically, we provide e-statements for quick and easy access to your account information without the clutter of paper.

Security and Convenience

We prioritize your security with features that protect your sensitive information while ensuring an easy-to-navigate experience. Although we currently do not offer electronic signature authorization for transactions, our robust security measures ensure that your personal data remains safe while you manage your accounts online. If you're always on the move, our mobile application makes it even simpler to stay connected with your finances. You can easily view account details and make transactions right from your smartphone. Additionally, while mobile payments aren't available yet, our app is designed to keep things straightforward and efficient.

Staying Connected

Need to send money to a friend? While person-to-person transfers are not currently offered at Caprock Santa Fe, our other services are built to help streamline your banking experience. We're committed to continuously improving our offerings based on member feedback. Whether you're checking balances or looking for ways to simplify bill payments, our digital banking services provide the accessibility and ease-of-use that today's members expect. Visit us online at https://csfcu.com/ today and explore how we can help you take charge of your finances!

Financial Strength

Commitment to Growth

With $19,600,450 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports members' financial goals with $5,980 in used auto loans and a total of $16,852,786 in loans and leases available.

Growing Member Base

Total Share Accounts stand at 6,347, showing a strong and growing member base that trusts us with their finances. This growth allows us to enhance the services we provide while ensuring your investments remain secure. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Caprock Santa Fe is your trusted partner. Visit us at 405 Railroad Ave or call (806) 828-5825 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*

Member Savings and Security

Members' savings are secured through $8,662,439 in share certificates and $3,456,456 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our financial performance reflects our operational efficiency with a net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 10 full-time employees and 1 part-time employee, ensuring our branch is always ready to serve you with a knowledgeable team.

Strong Financial Health

With a net worth of $19,735,495, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 3977 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $7,921,372 in used vehicle loans and $3,391,119 in new vehicle loans already helping members get on the road. We provide flexible terms to make sure you find a loan that fits your budget. Whether it's for a brand-new model or a reliable used car, we are here to support you every step of the way.

Credit Lines and Credit Cards

For those needing extra flexibility in their finances, we offer total credit lines amounting to $900,000. Additionally, we also provide unsecured credit card loans with a total of $103,127 in loans helping members manage their finances effectively. These options can be an excellent choice if you're looking for accessible funds for everyday expenses or unexpected costs.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. While we currently do not have Junior Lien 1-4 Family Residential Property loans available, our team is ready to assist you with other financing solutions tailored to your needs.

Refinancing Options

If you're considering refinancing existing loans or exploring eligibility options for any of our offerings, our knowledgeable staff at Caprock Santa Fe can guide you through the process. We believe in making financing as straightforward as possible. We invite you to visit us at our branch located at 405 Railroad Ave Slaton TX 79364, or give us a call at 806-828-5825 during our operating hours Monday through Friday from 9 AM to 4 PM and Thursday until 6 PM to discuss how we can help you achieve your financial dreams. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

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CAPROCK SANTA FE CREDIT UNION - Slaton, TX