CAPITAL AREA FEDERAL CREDIT UNION

Welcome to Capital Area, your trusted financial partner since 1954. Located at 2010 N Belfast Ave, Augusta, ME 04330, we pride ourselves on providing a friendly and personalized banking experience tailored to the needs of our community. With a robust membership of over 4,045 members and total assets reaching an impressive $64,628,524, we are dedicated to fostering financial well-being for all who walk through our doors. At Capital Area, our commitment extends beyond numbers. We understand that every member's financial journey is unique, and that's why we offer a wide range of services from personal banking solutions like checking and savings accounts to auto loans and mortgage refinancing. Whether you're looking for a reliable credit card with rewards or business banking options such as merchant services and business loans, we're here to support you every step of the way. Our leadership team, led by CEO Diana Winkley and Board President Thomas Doore, ensures that we stay focused on our mission: serving our members with integrity and compassion. With a dedicated staff of 14 employees, we work hard to create a welcoming environment where you can feel confident in your financial choices. While members can visit us at our main office location, official correspondence should be directed to the same address: 2010 N Belfast Ave, Augusta, ME 4330. Feel free to reach out via phone at (207) 622-3442 or fax us at (207) 623-4133 for any inquiries you may have. Join us at Capital Area and experience banking that puts you first. Visit our website at capitalareafcu.org today or stop by to discover how we can help you achieve your financial goals!

Becoming a member of Capital Area is like joining a close-knit family where everyone is valued and supported. If you live, work, worship, or attend school in Kennebec County, you're already on your way to enjoying all the benefits that come with membership. At Capital Area, we pride ourselves on offering personalized service and a range of financial products tailored to meet your needs. Whether you're looking for checking and savings accounts, auto loans, or credit cards with rewards, our friendly team is here to help you every step of the way. Joining us is simple! To get started, just visit our website for more details on eligibility at , where you'll find everything you need to know about becoming part of our community. Once you're ready, opening an account is easy just head over to https://my.capitalareafcu.org/enroll to fill out your application online. If you have any questions or need assistance, feel free to call us at (207) 622-3442. We can't wait to welcome you into the Capital Area family!

At Capital Area, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that trusting your finances with us is an important decision, and we are proud to showcase our strong financial position. With a net worth of $10,861,778, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1680 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $7,827,896 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $6,588,914, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $10,823,438 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity is supported by $9,570 in used auto loans and an impressive total of $54,803,605 in loans and leases, empowering members to achieve their financial goals across various sectors. Our operational efficiency is reflected in our net income of $0, which allows us to continue providing competitive loan rates and solid financial products for our members. We also take pride in having 14 full-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. With 8,254 total share accounts, we have a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Capital Area is your trusted partner. Visit us at 2010 N Belfast Ave Augusta Me 04330 or call 207-622-3442 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.