Capital Area Realtors Credit Union Rockville MD | Affordable Vehicle Loans & Quick Personal Loans

Introduction

At Capital Area Realtors, we believe in building strong financial futures for our members and the communities we serve. Located at 15201 Diamondback Dr, Rockville, MD 20850, our branch has been a trusted partner since 1971, proudly supporting over 1,000 members with personalized banking solutions tailored to their unique needs. With total assets reaching an impressive $21,354,844 and deposits amounting to $2,346,698, we are committed to providing exceptional service and value. Under the guidance of our CEO, Rajan Mahajan, and Board President, Balaram Owens, our dedicated team of 9 employees works tirelessly to ensure you receive top-notch assistance. Whether you need help with auto loans, mortgages, or business banking services, we're here for you every step of the way. While members can visit us at our Rockville location, official correspondence should be sent to our mailing address at P.O. Box 1573, Rockville, MD 20849-1573. We're proud of our community impact and strive to make a difference through our financial services. Join us today! For inquiries or assistance, feel free to call us at 240-314-0734 or explore more about what we offer by visiting our website at carfcu.org. We look forward to being part of your financial journey!

Branch History & Mission

Community Engagement

We understand that being a credit union means more than just managing finances it's about building relationships within the community. Our team actively participates in local events and collaborates with organizations dedicated to improving the quality of life in Montgomery County. Whether it's supporting local charities or hosting financial literacy workshops, our goal is to make a positive impact.

Embracing Technology

In today's world, accessibility is key. While we currently do not offer ATM services or drive-thru banking, we ensure convenience through robust online and mobile banking platforms. Members can easily manage their accounts from anywhere at any time. This approach allows us to cater to your banking needs while prioritizing safety and efficiency.

Join Us Today!

We invite you to experience what makes Capital Area Realtors special. As we continue our journey into the future, we remain focused on providing excellent service tailored to your needs. Join us today and become part of a credit union that truly cares about its members and community. For more information about becoming a member or our services, please call us at 240-314-0734 or visit our website at www.carfcu.org. We look forward to welcoming you!

Our Mission

At the heart of Capital Area Realtors is our mission to deliver exceptional financial services that enhance our members' lives. We focus on providing personalized banking experiences be it through checking and savings accounts, auto loans, or mortgage refinancing. Our commitment extends beyond just financial transactions; we aim to uplift the communities we serve through various outreach initiatives and partnerships. While members can visit us at 15201 Diamondback Dr, official correspondence should be sent to P.O. Box 1573, Rockville, MD 20849-1573 if needed.

Branch Location & Accessibility

Welcome to Capital Area Realtors, your friendly neighborhood credit union located at 15201 Diamondback Dr in Rockville, MD. Nestled in the heart of Montgomery County, our branch is not just a place for transactions; it's a community hub where members can access personalized financial services. Whether you're stopping by for a quick consultation or need assistance with your banking needs, our convenient location makes it easy to visit us. While members can visit us at 15201 Diamondback Dr, official correspondence should be sent to our mailing address: P.O. Box 1573, Rockville, MD 20849-1573. Our branch is close to several well-known landmarks, making it easy to find just a short drive from the bustling shops and restaurants of downtown Rockville. At Capital Area Realtors, we prioritize accessibility for all our members. Our branch is designed to accommodate everyone, featuring ADA-compliant entrances and ample parking nearby. You'll find that our operating hours are quite inviting too! We are open from 9:30 AM to 2:00 PM Monday through Friday, so you can plan your visit around your schedule. While we currently do not have ATM services or drive-thru banking available, our dedicated team is always ready to assist you inside the branch. We offer a range of services including checking and savings accounts, auto loans, mortgage loans, personal loans, and credit cards with rewards tailored just for you. If you have any questions or would like more information about our services, feel free to call us at 240-314-0734. We look forward to welcoming you into the Capital Area Realtors family come by and discover how we can help you achieve your financial goals!

Member Eligibility

Joining the Capital Area Realtors community is like finding a welcoming home where your financial needs are understood and prioritized. To become a member of our credit union, you need to meet a few simple eligibility criteria. If you're a member of the Capital Area Realtors Association or someone who works in the real estate industry, you're already on the right track! Additionally, family members of current members are also welcome to join us. This inclusive approach means we're dedicated to supporting not just individuals, but families too. Becoming a member comes with fantastic benefits like personalized service and competitive loan rates that can make a real difference in your financial journey. Opening an account is straightforward and can be done online just check out our account opening details here. If you have any questions or want more information about membership, feel free to give us a call at 240-314-0734. For further details on eligibility, don't forget to visit our website at this link. We can't wait to welcome you into our family at Capital Area Realtors!

Business Banking & Commercial Services

Business Loans Tailored for Growth

Imagine having the financial backing to expand your operations, purchase new equipment, or invest in marketing. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. Additionally, we support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions tailored to your needs.

Merchant Services That Make Sense

In today's market, efficient payment processing can make a huge difference. With our merchant services, you can easily accept payments from customers, enhancing their experience while keeping your cash flow steady. Whether it's in-person transactions or online sales, we provide the tools you need to thrive. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses right here in Rockville, MD. Partner with us at Capital Area Realtors, located at 15201 Diamondback Dr Rockville Md 20850, and let's take your business to the next level together! For more information, give us a call at (240) 314-0734 or visit our website at https://www.carfcu.org/.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Dreaming of a new car? Our auto loans and vehicle financing options make it easier for you to hit the road in style. With competitive rates and flexible terms, we ensure that you find a loan that fits comfortably within your budget.

Business Banking

For small business owners, our business banking services, including merchant services and business loans, are tailored to support growth. We know how important it is for businesses to have reliable financial backing, and we're here to help you thrive.

Credit Cards with Rewards

Enjoy shopping rewards with our credit cards that offer cashback and other incentives for every dollar spent. This way, not only do you get the purchasing power you need, but also enjoy benefits that add value to your everyday spending.

Digital Banking Services

In today's fast-paced world, convenience matters. That's why we offer robust online and mobile banking services, allowing you to manage your accounts anytime and anywhere. From checking balances to transferring funds or paying bills, everything is just a few clicks away. If you're in need of ATM or cash withdrawal services, we can guide you to nearby ATMs where you can access your funds easily. Our branch at 15201 Diamondback Dr Rockville Md 20850 is open from 9:30 AM to 2:00 PM Monday through Friday. Feel free to give us a call at (240) 314-0734 if you have any questions about our services or would like assistance setting up an account today! Join us at Main Office, where your financial well-being is our top priority!

Mortgage Loans & Refinancing

Buying a home is one of the biggest decisions you'll ever make. Our mortgage loans are crafted to help you secure the perfect home without unnecessary stress. If you're looking to refinance, we can help you navigate the process smoothly, potentially lowering your monthly payments.

Personal Banking

We understand that managing finances can be challenging, which is why our personal banking services include checking and savings accounts designed for convenience and growth. If you're planning a big purchase or saving for a future goal, our accounts come with features that help you stay on track.

Personal Loans & Debt Consolidation

Need extra funds for unexpected expenses or planning a vacation? Our personal loans provide quick access to cash when you need it most. Additionally, if managing multiple debts feels overwhelming, consider our debt consolidation options that can simplify your payments into one manageable monthly bill.

Digital & Online Banking

At Capital Area Realtors, we understand that convenience and security are essential in today's fast-paced world. That's why our digital and online banking services are designed to make managing your finances easier than ever, right from the comfort of your home or on the go. Our online banking platform is available 24/7, allowing you to check your account balances, view transaction history, and pay bills whenever it suits you. You can easily access these features by visiting us at https://www.carfcu.org/. With just a few clicks, you can keep track of your money without the hassle of waiting in line. We also offer e-statements, making it simple for you to stay organized and reduce paper clutter. By opting for e-statements, you can receive your monthly statements directly in your inbox secure and eco-friendly! Plus, with our person-to-person transfers, sending money to friends or family has never been easier. Just a few taps on your device can help you quickly send funds to someone who needs it. For those who prefer banking on their smartphones, our mobile application provides an intuitive way to manage your accounts. Whether you're checking balances or transferring money, everything is designed to be user-friendly. Although we currently do not support mobile payments, our focus remains on providing secure transactions through other robust features. While we don't use electronic signature authorization at this time, rest assured that all transactions performed online are protected with top-notch security measures, ensuring your information stays safe. In summary, with the tools provided by Capital Area Realtors, keeping track of your finances is straightforward and secure. Enjoy the benefits of real-time account management and discover how easy banking can be!

Financial Strength

A Growing Community

With a total of 2,436 share accounts, we demonstrate a strong and growing member base that trusts us with their finances. This trust is the cornerstone of everything we do at Capital Area Realtors. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Capital Area Realtors is your trusted partner. Visit us at 15201 Diamondback Dr Rockville Md 20850 or call (240) 314-0734 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Investing in Our Future

With $2,104,921 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is evident with $32 in used auto loans and $12,698,749 in total loans and leases, supporting our members' financial goals across various sectors.

Member-Focused Savings

Members' savings are secured through $6,237,640 in share certificates and $1,329,757 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $6,701,940, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $9,250 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 6 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Health

With a net worth of $2,340,034, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.96% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $520,412 in used vehicle loans and $820,514 in new vehicle loans already helping members get on the road. We provide competitive rates and terms that make it easier than ever to drive home in a vehicle you love.

Credit Lines and Unsecured Loans

For those looking for additional flexibility in managing expenses, we also offer credit lines totaling $6,770,000. Additionally, our unsecured credit card loans amounting to $254,630 can help you manage daily purchases without the need for collateral. With flexible terms and straightforward applications, it's easier than ever to access the funds you need.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $5,348,745, making buying or refinancing simple. Whether you're a first-time homebuyer or looking to refinance an existing mortgage, we have tailored solutions just for you.

Refinancing Options

If you're considering refinancing your current loans or mortgages, we encourage you to explore your eligibility options with us. Our team is here to assist you in finding the best possible rates and terms tailored specifically for your situation. For any questions or more information about our loan offerings at Capital Area Realtors located at 15201 Diamondback Dr Rockville Md 20850, feel free to call us at 240-314-0734. Our dedicated staff is ready to assist you during our operating hours of 9:30 AM - 2:00 PM from Monday through Friday. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you navigate your financial journey with confidence!

Loan Aggregator

Accurate Loan Comparisons

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Benefits of Using LendMesh

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CAPITAL AREA REALTORS FEDERAL CREDIT UNION - Rockville, MD

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