Best Auto Loans & Business Banking | Capital Oshkosh WI Credit Union

Introduction

Welcome to Capital in Oshkosh, where our mission is to empower your financial journey. Located at 2495 Jackson St, Oshkosh, WI 54901, we have proudly served our community since 1934. With a deep commitment to our members, we now boast a total membership of 121,192 and total assets exceeding $2.5 billion. Our focus is on providing personalized banking solutions that suit your needs. At Capital, we believe that strong financial health is built on trust and transparency. That's why we offer a range of services including personal and business banking, auto loans, mortgages, and credit cards with rewards. Whether you're looking to save for a dream vacation or finance a new car, our dedicated team is here to support you every step of the way. Under the leadership of CEO Laurie Butz and Board President Melanie Haen, our team of 451 employees works tirelessly to ensure you receive exceptional service. We understand that each member has unique financial goals, which is why we tailor our offerings just for you. While members can visit us at 2495 Jackson St, official correspondence should be sent to P.O. Box 2526, Green Bay, WI 54306-2526 if needed. Feel free to reach out via phone at 920-494-2828 or explore more about us at our website. Join us today and experience the difference of being part of a credit union that truly cares about its members!

Branch History & Mission

Community Engagement

Beyond traditional banking services, Capital Credit Union actively engages in community outreach efforts. We partner with local organizations to support initiatives that uplift and empower residents in Oshkosh and beyond. Whether through financial education workshops or sponsorship of local events, we are dedicated to giving back and strengthening the ties within our community. Our facilities are equipped with an ATM for easy cash access and drive-thru banking for quick transactions. We understand that your time is valuable, so we aim to make your experience as efficient as possible during our operating hours: - Lobby Hours: - Monday - Wednesday: 9:00 AM - 5:00 PM - Thursday - Friday: 9:00 AM - 5:30 PM - Saturday: Closed - Drive-Up Hours: - Monday - Wednesday: 8:00 AM - 5:30 PM - Thursday - Friday: 8:00 AM - 6:00 PM - Saturday: 8:30 AM - 12:00 PM

Join Us Today!

We invite you to experience the benefits of membership at Capital Credit Union. Join us on this journey of growth and empowerment together we can achieve great things! For more information or assistance, feel free to reach out at (920) 494-2828 or visit our website at Capital Credit Union. Together, let's build a brighter financial future!

Our Mission

At Capital Credit Union, our mission is simple yet powerful: to provide exceptional financial services while promoting the well-being of our members and the communities we serve. We believe that everyone deserves access to quality banking solutions tailored to their unique needs. This mission drives us every day as we offer personal banking options such as checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. We strive to enhance member experiences through technology and accessibility. With features like online banking and mobile applications, we ensure that managing your finances is convenient and user-friendly. Our commitment to ADA compliance means that all members can access our services without barriers.

Branch Location & Accessibility

Convenient Access

At our Oshkosh branch, we prioritize accessibility for all members. The facility complies with ADA standards, ensuring that everyone can comfortably navigate our space. We also offer ample parking right outside the entrance, making it easy for you to visit us without any hassle. Plus, if you're in a hurry, take advantage of our drive-thru banking service for quick deposits and withdrawals.

Operating Hours

We understand that your time is valuable. That's why our lobby hours are designed to fit your schedule. Visit us Monday through Wednesday from 9:00 AM to 5:00 PM, and on Thursday and Friday from 9:00 AM to 5:30 PM. If you're using our drive-thru service, we're open earlier starting at 8:00 AM on weekdays! On Saturdays, we're available from 8:30 AM until noon to help with any last-minute banking needs.

Services Offered

At Capital Credit Union, we offer a wide range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgages, we've got you covered! You can also enjoy online and mobile banking for added convenience. And yes, we have an ATM available right at our location for quick cash withdrawals or balance checks. If you need assistance or have questions about our services, don't hesitate to reach out! Call us at 920-494-2828 or stop by during business hours we're excited to assist you in achieving your financial goals. While members can visit us at 2495 Jackson St, official correspondence should be sent to P O BOX 2526, Green Bay, WI 54306-2526. We can't wait to welcome you into the Capital family!

Member Eligibility

Becoming a member of Capital is like joining a close-knit community where everyone looks out for one another. If you live, work, or go to school in the Oshkosh area, you're already on the right path to enjoying all the benefits that come with membership. Our doors are open to individuals who appreciate personalized banking solutions and want to make their financial journey easier and more rewarding. To find out more about eligibility requirements, feel free to check out the detailed information at . Joining us is simple! You can easily open an account by visiting our branch located at 2495 Jackson St Oshkosh Wi 54901 or give us a call at (920) 494-2828 if you have any questions. At Capital, we pride ourselves on providing services that cater to your needs, whether it's checking and savings accounts, auto loans, or mortgage options. Come experience the supportive environment we offer and see how being part of our credit union can positively impact your financial life!

Business Banking & Commercial Services

Merchant Services That Matter

In addition to loans, we offer comprehensive merchant services that can simplify your payment processes. Imagine having a reliable system that allows you to accept payments seamlessly from your customers, whether they're shopping online or in-store. This not only enhances customer satisfaction but also streamlines your operations, letting you focus on what you do best running your business. Visit us at 2495 Jackson St Oshkosh Wi 54901 in Oshkosh, WI, or give us a call at (920) 494-2828 to learn how we can help your business thrive!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $340 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $43 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $224,759,938, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Drive-Thru Services

Need cash or want to make a quick transaction? Our ATM services are available for withdrawals and balance checks whenever you need them. Plus, our basic drive-thru banking allows for easy deposits and simple transactions without leaving your car ideal for those busy days. At Capital, we're dedicated to making banking as convenient as possible for our members in Oshkosh. For any questions about our services or how we can help meet your financial needs, don't hesitate to reach out at (920) 494-2828. Ready to explore all that we offer? Visit us today or check out more information online at Oshkosh. Your journey toward smarter banking starts here!

Business Banking Services

For our business members, we offer comprehensive business banking solutions, including merchant services and business loans. Whether you're starting a new venture or expanding an existing one, we have the resources and expertise to help your business thrive.

Convenient Digital Banking

In today's fast-paced world, having access to your finances at your fingertips is crucial. That's why at Capital, we provide robust online and mobile banking services that allow you to manage your accounts anytime, anywhere. Check balances, transfer funds, pay bills, and more all from the comfort of your home or on the go.

Credit Cards with Rewards

Don't forget about our credit cards with rewards! These cards not only provide convenience but also allow you to earn points on your everyday purchases. It's a smart way to manage spending while getting something back.

Home Financing

When it comes to mortgage loans and refinancing, we understand how important your home is to you. Our experienced staff can walk you through various mortgage options, helping you find the right fit for your budget and goals. Whether you're purchasing your first home or looking to refinance an existing loan, we are here to support you every step of the way.

Personal Banking Solutions

Our personal banking services include checking and savings accounts that fit various lifestyles. If you're saving for a big purchase or managing daily expenses, our accounts offer easy access and competitive rates. Need a little extra help? Our personal loans and debt consolidation options can assist you in managing your finances effectively, giving you peace of mind.

Vehicle Financing

Dreaming of a new ride? We offer auto loans and vehicle financing that can make that dream a reality. With flexible terms and competitive rates, you'll be on the road in no time. Plus, our team is here to help guide you through the process, ensuring that you get the best deal possible.

Digital & Online Banking

Accessibility and Ease of Use

At Capital, we believe in providing accessible financial services. Our online banking tools are user-friendly, allowing anyone regardless of tech-savviness to navigate their accounts with ease. You don't have to worry about complicated processes; everything is designed with you in mind. With these features combined, managing your finances has never been easier or more secure. Join us today at Capital and take advantage of our digital banking services that put control back in your hands!

Key Features

Our online banking platform allows you to check balances, transfer funds, and pay bills quickly and easily. You can enjoy the peace of mind that comes with knowing your information is safe, thanks to our electronic signature authorization feature. This means you can sign documents securely without needing to visit a branch. E-statements are also available, allowing you to keep track of your transactions in an eco-friendly way. No more waiting for paper statements in the mail! Instead, you can view your e-statements online whenever you need them. For those who are always on the go, our mobile application makes banking even more convenient. Whether you're out shopping or relaxing at home, you can manage your accounts right from your smartphone. And if you need to send money to friends or family, our person-to-person transfer service makes it simple and hassle-free.

Financial Strength

Commitment to Service

Net Shares (Funds available for lending and investments): $12,772,874. Total Share and Deposit Accounts: 245,089, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Capital is your trusted partner. Visit us at 2495 Jackson St Oshkosh Wi 54901 or call (920) 494-2828 to learn more about how we can help you achieve your financial goals.

Investment in Growth

With $207,565,204 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to support your financial goals is evident through $33,041 in used auto loans and $2,113,442,731 in total loans and leases.

Member-Centric Approach

Members' savings are secured through $596,160,865 in share certificates and $384,296,891 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $27,034,747, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $13,658,791 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 418 full-time employees and 33 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Foundation

With a net worth of $298,938,987, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,185 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $554,877,017 in used vehicle loans and $117,133,042 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new vehicle or a reliable used one, we have options tailored to fit your budget and lifestyle.

Business Financing

For business owners, our outstanding commercial loans totaling $224,759,938 provide the capital needed to grow and expand your business operations. We understand that every business has unique needs and are committed to finding financing solutions that work for you. At Capital, we believe in making financing accessible and straightforward. If you're considering refinancing or want to explore eligibility options for any of our loan products, please don't hesitate to reach out. Our team is here to assist you! For more information about our loan offerings or to get started today, call us at 920-494-2828 or visit our website at Capital Credit Union. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Mortgage Options

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $98,469,452, make buying or refinancing simple. We aim to provide competitive rates and terms that cater to your unique situation.

Personal and Credit Line Loans

In addition to auto and mortgage loans, we offer personal loan options designed to meet various needs. Our total credit lines amount to $720,679,597, providing you with the financial flexibility you may require for unexpected expenses or planned projects.

Unsecured Credit Card Loans

We also provide flexible terms on unsecured credit card loans. Currently, we have a total of $0 in unsecured credit card loans available. This product is ideal for managing your finances effectively without needing collateral.

Loan Aggregator

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CAPITAL CREDIT UNION