Affordable Vehicle Loans & Quick Personal Banking | Capital Mandan ND Credit Union

Introduction

Welcome to Capital at 600 E Main St, Mandan, ND 58554, where our commitment to serving you is as strong as our roots in the community since 1939. As a proud member of the Capital family, you join over 32,188 fellow members who trust us with their financial needs. With total assets exceeding $798 million, we are here to provide personalized banking solutions that help you achieve your financial goals. Under the leadership of our dedicated CEO, Jon Griffin, and Board President, Faye Miller, we focus on delivering exceptional service tailored to each member. Our team of 159 employees works diligently to ensure your experience with us is positive and fulfilling. Whether you are looking for checking and savings accounts, auto loans, or business banking services, we offer a comprehensive range of options designed with you in mind. While members can visit us at our Mandan branch, official correspondence should be sent to our mailing address: PO Box 2096, Bismarck, ND 58502. We pride ourselves on being accessible and responsive; feel free to reach out at 701-255-0042 for any inquiries or assistance. At Capital, we believe in empowering our members through knowledge and support. Our current total deposits stand at $7,102,635, reflecting the trust placed in us by our community. We also maintain a robust net worth of $103,298,247, ensuring financial stability and security for all members. Join us as we continue to build stronger connections within Mandan and beyond. Explore how we can help you navigate your financial journey whether it's securing a loan or managing your savings by visiting our website at capitalcu.com or stopping by the branch today!

Branch History & Mission

Join Us

As we look toward the future, we invite you to become part of the Capital family. Experience firsthand the benefits of membership whether it's accessing financial products designed with your needs in mind or participating in community events that bring us closer together. Call us today at 701-255-0042 or visit our website for more information. Together, let's build a brighter financial future!

Our Journey

From our humble beginnings, Capital has evolved into a trusted financial partner for individuals and businesses alike. Initially opened to provide essential banking services, we've expanded our offerings to include personal banking options such as checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and business banking solutions. Over the years, we have embraced technological advancements to better serve our members. Today, we offer online and mobile banking services that allow you to manage your finances anytime, anywhere. Our commitment to accessibility is evident through features like ADA compliance and mobile payment options.

Our Mission

At the heart of Capital's mission is a dedication to enhancing the financial well-being of our members while contributing positively to the community. We believe in providing not just financial support but also resources that empower individuals and families. Our goal is to foster a supportive environment where members can achieve their financial dreams. We actively participate in community outreach initiatives and partnerships that aim to uplift those around us. Whether it's hosting financial literacy workshops or supporting local charities, we strive to make a meaningful impact in Mandan and beyond. While members can visit us at 600 E Main St, official correspondence should be sent to PO Box 2096, Bismarck, ND 58502. Our team is here for you during operating hours: Monday through Friday from 8:30 AM to 6:00 PM and Saturday from 9:00 AM to 1:00 PM for lobby access; drive-thru service is available from 7:30 AM to 6:00 PM on weekdays and from 9:00 AM to 1:00 PM on Saturdays.

Branch Location & Accessibility

Contact Us

Have questions? Feel free to reach out! You can call us at 701-255-0042. We're always ready to assist you with any inquiries or support you might need. We invite you to stop by Capital today and discover how we can help you achieve your financial goals. Your journey toward better banking starts here!

Nearby Landmarks and Parking

You'll find us near local favorites like the Mandan City Park and just a stone's throw from the historic downtown area. With ample parking available, you can visit us hassle-free. Our branch is designed with accessibility in mind; we comply with ADA standards, ensuring that everyone can navigate comfortably.

Operating Hours

We understand that life can get busy! That's why our lobby hours are designed to fit your schedule: Monday through Friday from 8:30 AM to 6:00 PM, and Saturdays from 9:00 AM to 1:00 PM. If you prefer drive-thru service, we're open Monday to Friday from 7:30 AM to 6:00 PM, and on Saturdays from 9:00 AM to 1:00 PM as well.

Services Offered

At Capital, we pride ourselves on providing a variety of services tailored to meet your needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Need cash? Enjoy the convenience of our ATM services right at the branch or through our drive-thru banking.

Member Eligibility

At Capital, we believe that everyone deserves a chance to be part of a supportive community. Becoming a member is easy and welcoming! If you live, work, or attend school in the area, you're likely eligible to join us. We cherish diversity and aim to serve our local community by offering tailored financial products that meet your needs. You can check out the full eligibility criteria on our website at for more details. Opening an account with us is a straightforward process that allows you access to a range of services like checking and savings accounts, loans, and more all designed to help you thrive financially. If you're ready to take the next step or have any questions, don't hesitate to call us at (701) 255-0042. We're here to help you every step of the way! Visit us at 600 E Main St Mandan Nd 58554 and see how being part of Capital can benefit you today.

Business Banking & Commercial Services

Commercial Loans That Drive Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,002 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $4 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $269,510,201, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Simplify Transactions

In today's fast-paced world, having effective merchant services is vital for any business owner. Imagine being able to process payments swiftly at your storefront or online without worrying about delays. Our merchant services are designed to help you accept payments easily, allowing you to focus on what matters most growing your business. Located conveniently at 600 E Main St Mandan Nd 58554, Mandan, ND, our team is ready to assist you with personalized service that fits your unique needs. Call us at (701) 255-0042 or visit us today to learn more about how we can support your business journey!

Comprehensive List Of Services

Business Banking

Are you a business owner? Our Business Banking services include everything from Merchant Services to secure funding through Business Loans. We believe in supporting local businesses and helping them thrive.

Digital Banking and Convenience

In today's fast-paced world, convenience is key. That's why we offer robust Online & Mobile Banking platforms that allow you to bank anytime, anywhere. You can quickly check balances, transfer funds, and even send money through our Person-to-Person payment feature. And if you prefer face-to-face service, our ATM & Cash Withdrawal Services ensure that you're never far from your money.

Drive-Thru and ATM Access

For quick transactions, our basic drive-thru banking provides a hassle-free way to make deposits and withdrawals without leaving your vehicle. Additionally, our ATMs give you access for balance checks and cash withdrawals around the clock. At Capital, we pride ourselves on being more than just a credit union; we're part of the community. With a commitment to excellent service and member satisfaction, we're here to help you achieve your financial goals. Feel free to reach out at (701) 255-0042 for any inquiries or visit us during our operating hours: Monday through Friday from 8:30 AM to 6:00 PM (lobby) and 7:30 AM to 6:00 PM (drive-thru), or Saturday from 9:00 AM to 1:00 PM (lobby) and 9:00 AM to 1:00 PM (drive-thru). Join us at Mandan today!

Loans and Credit Solutions

Managing debt can be overwhelming, but with our Personal Loans & Debt Consolidation services, we aim to make this process manageable for you. Plus, don't forget about our Credit Cards with Rewards, giving you benefits while making everyday purchases.

Personal Banking

For those just starting their financial journey or anyone wanting to simplify their banking, our Personal Banking options have got you covered. We offer Checking & Savings Accounts tailored to fit your lifestyle. Need a new car? Our Auto Loans & Vehicle Financing make it easier than ever to get behind the wheel without breaking the bank. If homeownership is on your mind, look no further than our competitive Mortgage Loans & Refinancing options designed to meet your specific needs.

Digital & Online Banking

Key Services for Your Convenience

With our 24/7 online banking services, you can access your accounts anytime, anywhere. Whether you're checking your balance or making a transfer, it's all just a few clicks away. Plus, our mobile application makes banking on the go simple. Need to pay a friend? With our person-to-person transfers, sending money is quick and hassle-free. Security is a top priority for us. We utilize electronic signature authorization to ensure that your transactions are safe and sound. Additionally, you can opt for e-statements, allowing you to view your account statements online while reducing paper clutter.

User-Friendly Features

Our mobile payments feature provides another layer of convenience, enabling you to make purchases using just your smartphone. No more fumbling with cash or cards just tap and go! And if you ever need assistance, our friendly staff is always ready to help. With Capital, managing your finances has never been easier or more secure. Embrace the future of banking with us and enjoy real-time account management right at your fingertips!

Financial Strength

Growing Membership Base

Our commitment to serving you is evident as we proudly support a growing member base with 88,860 accounts. This shows how many individuals trust us with their finances building a community centered around shared success. In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Capital is your trusted partner. Visit us at 600 E Main St Mandan Nd 58554 or call (701) 255-0042 to learn more about how we can help you achieve your financial goals.

Member-Focused Savings

Your savings are secure with us. Members' funds are backed by $190,384,689 in share certificates and $94,397,518 in money market shares, offering stable and rewarding growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $2,396,131, we ensure that our resources focus on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency shines through with a reported $5,386,036. This performance allows us to continue offering competitive loan rates and solid financial products tailored to your needs. We take pride in our dedicated team of 136 full-time employees and 23 part-time employees who are always ready to assist you.

Our Financial Health

With a net worth of $103,298,247, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,294 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Reinvestment for Your Benefit

We believe in reinvesting in our community. With $95,404,509 in undivided earnings, we enhance innovative banking tools, stronger lending options, and improved security measures to serve you better. Our capacity to lend is robust; with $4,128 in used auto loans and $610,086,375 in total loans and leases, we support your financial goals across various sectors.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans provide some of the lowest rates in the industry, with over $58,705,595 in used vehicle loans and $13,932,272 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used car, our team is here to guide you through the process.

Business Financing

For business owners looking to grow their operations, our outstanding commercial loans totaling $269,510,201 provide the capital needed to expand. Our experienced team understands the unique challenges businesses face and is ready to help you find solutions that work for your specific circumstances. At Capital, we pride ourselves on being more than just a lender; we're your partner in financial success. For any questions about eligibility or refinancing options available with our loan products, don't hesitate to reach out. Feel free to visit us at 600 E Main St Mandan Nd 58554, or give us a call at 701-255-0042. We're here to help you navigate your financial journey! Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Credit Lines and Unsecured Loans

For those needing extra flexibility, our total credit lines loans amounting to $130,717,941 provide an excellent option for managing expenses. Additionally, we also offer flexible terms on unsecured credit card loans, with a total of $8,771,976 in loans helping members manage their finances effectively.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $52,849,007, make buying or refinancing simple. We offer various mortgage products to fit your needs and can assist with refinancing options if you're looking to lower your monthly payments or tap into your home's equity.

Loan Aggregator

Benefits of Using LendMesh

One of the standout features of LendMesh is its dedication to providing verified data. All loan offers come from legitimate financial institutions, ensuring transparency in every comparison. Importantly, LendMesh does not prioritize lenders based on paid promotions; this means users can expect unbiased results without hidden agendas. Additionally, LendMesh offers real-time rate comparisons, providing up-to-date loan rates from multiple institutions. This capability empowers users to make informed decisions that align with their financial needs. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials underscore the effectiveness and reliability of this tool. To take control of your financial future, compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment ensures that users receive fair and transparent offers. By focusing on verified data, LendMesh builds trust with its users, knowing they are accessing accurate information when making financial decisions.

CAPITAL CREDIT UNION