Low Mortgage Rates & Quick Personal Loans | Capital Hazen ND Credit Union

Introduction

Welcome to Capital, your trusted credit union located at 145 Main Rd E, Hazen, ND 58545. Established in 1939, we have proudly served our community for over eight decades, building a strong foundation of trust and financial well-being for our members. With a total membership of 32,188, we are dedicated to providing personalized banking solutions that meet your unique needs. At Capital, we understand the importance of financial security. That's why we manage an impressive $798,011,260 in assets and maintain a solid net worth of $103,298,247. Our commitment to you extends beyond numbers; it's about creating lasting relationships and empowering you to achieve your financial goals. Our branch not only offers essential banking services but also focuses on helping you navigate life's financial milestones. Whether you're looking for auto loans where we've facilitated over 19,278 loans and leases or personal banking options like checking and savings accounts, we're here to help you every step of the way. While members can visit us at 145 Main Rd E, official correspondence should be sent to our mailing address: 145 Main Rd E, Pick City, ND 58545-7067. We also take pride in our local presence with a friendly team of 159 employees, led by CEO Jon Griffin and Board President Faye Miller, who are both committed to enhancing your banking experience. To learn more about how we can assist you or to discuss any financial questions you might have, feel free to give us a call at 701-748-6868 or visit our website at www.capitalcu.com. We look forward to welcoming you into the Capital family!

Branch History & Mission

Commitment to Innovation

In today's fast-paced world, we understand the importance of convenience. That's why Capital embraces modern technology while ensuring ADA compliance. Our branch offers ATM availability and drive-thru banking services for quick transactions without sacrificing personal touch. Plus, with features like online banking, mobile payments, and e-statements, managing your finances has never been easier. As we look toward the future, we remain committed to maintaining strong relationships with our members through transparency and support. Your financial journey is important to us; let us walk alongside you every step of the way. We invite you to join the Capital family today! Experience firsthand how we blend tradition with innovation to meet your financial needs while making a positive impact in our community. For more information or inquiries, feel free to reach out at 701-748-6868 or visit our website at www.capitalcu.com. Let's build a brighter future together!

Our Mission

At Capital, our mission is clear: we strive to provide exceptional financial services while enhancing the lives of those in our community. We believe that everyone deserves access to reliable banking options that empower them to achieve their goals. This philosophy shapes everything we do, from offering competitive rates on auto loans and mortgages to providing robust online and mobile banking solutions. Our dedication extends beyond just financial transactions. We actively engage in community outreach efforts and partnerships that promote local development and well-being. By prioritizing member needs and supporting local initiatives, we aim to foster a thriving environment where everyone can succeed. While members can visit us at 145 Main Rd E, official correspondence should be sent to 145 Main Rd E, Pick City, ND 58545-7067.

Branch Location & Accessibility

Call or Visit Us Today!

While members can visit us at our Hazen branch address, please note that any official correspondence should be sent to our mailing address at 145 Main Rd E, Pick City, ND 58545-7067. If you have any questions or need assistance, don't hesitate to give us a call at 701-748-6868. We look forward to welcoming you soon!

Convenient Location

Situated near local landmarks that many residents know well, our Hazen branch is just a short drive from the heart of town. You can find us right off Main Road East, making it easy to drop by for any of your banking needs. Our location is equipped with ample parking and features that ensure accessibility for everyone, including ADA-compliant ramps.

Operating Hours and Services

We understand that life gets busy, which is why we offer flexible operating hours to accommodate your schedule. Visit us Monday through Friday from 8:30 AM to 5:00 PM in the lobby, and take advantage of our drive-thru service from 8:00 AM to 5:30 PM on weekdays and from 8:30 AM to 12:00 PM on Saturdays. At Capital, we provide a wide range of services tailored to meet your financial needs. From checking and savings accounts to auto loans and credit cards with rewards, we've got you covered. Need cash? Our ATM is available on-site for quick withdrawals or balance checks.

Member Eligibility

Becoming a member of Capital is like joining a close-knit family where your financial well-being is our top priority. If you live, work, worship, or attend school in the Hazen area, you're already on your way to enjoying all the benefits we offer. At Capital, we believe everyone deserves access to personalized banking services that empower them to achieve their financial goals. The membership process is straightforward and welcoming, ensuring that you feel at home from day one. To explore the specific eligibility requirements and see if you qualify, please visit our website at . We're here to help you every step of the way, so if you have any questions or need assistance, don't hesitate to give us a call at (701) 748-6868. Ready to take the next step? You can find details on how to open your account easily by visiting . Join us at Capital, located at 145 Main Rd E Hazen Nd 58545, and start experiencing the advantages of being part of our community today!

Business Banking & Commercial Services

Commercial Loans That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,002 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $4 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $269,510,201, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Simplify Transactions

Imagine having a reliable partner who simplifies your payment processes. Our merchant services offer just that, allowing you to focus on what you do best running your business. Whether it's accepting credit cards or managing point-of-sale transactions, we provide practical solutions that make transactions seamless for both you and your customers. Explore how Capital can be the cornerstone of your business success. Visit us at 145 Main Rd E Hazen Nd 58545 or give us a call at (701) 748-6868 to learn more about our offerings!

Comprehensive List Of Services

Business Banking

For entrepreneurs and business owners, we provide essential business banking services including merchant services and business loans. We recognize the importance of having reliable financial tools for growing your business. With our support, you can focus on what really matters: running and expanding your enterprise.

Credit and Debt Management

Managing debt can be overwhelming, but at Capital, we're here to help simplify the process. Our personal loans and debt consolidation options allow you to take control of your finances. Picture this: combining multiple high-interest debts into one manageable monthly payment making it easier for you to budget and save over time. We also offer credit cards with rewards that fit your lifestyle. Whether you're earning cash back on everyday purchases or accumulating points towards travel, our credit cards give you added benefits while building your credit score.

Digital Convenience

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking services. Access your accounts anytime from anywhere with features like mobile payments, person-to-person transfers, and electronic statements. Need cash? Our ATM services ensure you're never far from accessing your funds. If you're on the go, don't worry; our drive-thru banking service makes quick transactions easy without having to step inside the branch. It's all about making banking work for you!

Get Started Today!

Whether you're looking for personal banking solutions or need assistance with business finances, Capital is here for you. Reach out to us at (701) 748-6868 or visit us in person at 145 Main Rd E Hazen Nd 58545 in Hazen, ND. Discover how our wide array of services can help simplify your financial journey today!

Personal Banking Solutions

We understand that personal banking is about more than just numbers; it's about helping you manage your life. Our checking and savings accounts offer flexibility and convenience, making it easy for you to access your money when you need it. Whether you're setting up an emergency fund or planning a vacation, our accounts can help you reach your goals. When it comes to financing, we offer competitive auto loans and vehicle financing options designed to fit your budget. Imagine driving off in that new car you've been dreaming about our team will work with you to make it happen! Additionally, if you're looking to buy a home or refinance an existing mortgage, our mortgage loans provide reliable solutions that cater to first-time buyers and seasoned homeowners alike.

Digital & Online Banking

Key Services

With our user-friendly online banking platform available at https://www.capitalcu.com/ , you can easily monitor your account balances, pay bills, and transfer funds with just a few clicks. Whether you're at home or on the go, our 24/7 online banking services ensure that you are always in control of your finances. We also offer electronic signature authorization, making it simpler than ever to complete transactions without needing to visit a branch. Say goodbye to paperwork! Plus, with e-statements available, you can access your financial statements digitally, saving both time and paper. For those who prefer mobile convenience, our mobile application provides the same great features right in the palm of your hand. You can make mobile payments effortlessly and send money to friends or family with our person-to-person transfer option.

Security and Accessibility

Your security is our top priority. All of our online banking features come equipped with advanced security measures to protect your personal information. You can bank with confidence knowing that your data is safe. Overall, Capital makes it easy to manage your finances with accessibility and ease-of-use at the forefront of our digital banking experience. Whether you're checking balances on the couch or making payments while out shopping, we have you covered every step of the way. Experience the freedom of banking on your terms today!

Financial Strength

Growing Together

Total Share Accounts stand at 88,860, showing a strong and growing member base that trusts us with their finances. With net shares available for lending and investments at $0, we are well-positioned to meet your needs now and in the future. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Capital is your trusted partner. Visit us at 145 Main Rd E Hazen Nd 58545 or call (701) 748-6868 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $190,384,689 in share certificates and $94,397,518 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $2,396,131, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Excellence

Our $5,386,036 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 136 full-time employees and 23 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinventing Member Services

With $95,404,509 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to lend is reflected in our $4,128 in used auto loans and $610,086,375 in total loans and leases, supporting members' financial goals across various sectors.

Solid Foundation

With a net worth of $103,298,247, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,294 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $58,705,595 in used vehicle loans and $13,932,272 in new vehicle loans already helping members get on the road. Whether you're looking for a brand-new model or a reliable used option, we have financing solutions tailored just for you.

Credit Lines and Unsecured Loans

In addition to auto and mortgage loans, we also provide flexible options for managing your finances. Our total credit lines amount to $130,717,941, giving you access to funds when you need them most. Plus, we offer unsecured credit card loans with a total of $8,771,976 available to help you manage expenses effectively without collateral. For those interested in refinancing or checking eligibility for any of these loan products, feel free to reach out to us at 701-748-6868. We're here to assist you in finding the right loan solution that fits your lifestyle and budget. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Capital, we are committed to providing transparent information and support as you explore your financial options.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $52,849,007, make buying or refinancing simple. We understand that purchasing a home is one of the biggest decisions you'll make, and our team is here to guide you through every step of the process.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. Users can trust that they are viewing accurate information. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. This means you get a genuine view of available loans without marketing spin. - Real-Time Rate Comparisons: The platform updates loan rates from multiple institutions regularly, enabling users to find the most current offers available in the market. Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness of this tool in helping individuals save money and make better financial choices. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to accuracy ensures that every offer displayed is fair and transparent, allowing users to make informed decisions without hidden agendas.

CAPITAL CREDIT UNION