Affordable Vehicle Loans & Personal Banking | Capital Flasher ND Credit Union

Introduction

Welcome to Capital, your trusted credit union located at 105 N Main St, Flasher, ND 58535. Since our establishment in 1939, we have proudly served our community with a commitment to excellence and member satisfaction. With over 32,188 members and total assets reaching an impressive $798,011,260, we are dedicated to helping you achieve your financial goals. Under the leadership of CEO Jon Griffin and Board President Faye Miller, our team of 159 employees is here to offer personalized financial solutions tailored just for you. Whether you're looking for auto loans, mortgage financing, or everyday banking services, we have options designed to meet your needs. Our total deposits stand at $7,102,635, ensuring that your money is safe and sound with us. While members can visit us at our branch location in Flasher, official correspondence should be sent to our mailing address: 204 W Thayer Ave, Bismarck, ND 58501. We invite you to reach out to us at 701-597-3391 or explore more about our offerings on our website: capitalcu.com. At Capital Credit Union, we believe in building strong relationships with our members and supporting the local community. With total loans amounting to 19,278, and a net worth of $103,298,247, we take pride in not just being a financial institution but a partner in your success. Come visit us during our lobby hours from 8 AM to 4:30 PM, Monday through Friday. Let's work together to secure your financial future!

Branch History & Mission

At Capital, located at 105 N Main St in Flasher, ND, we take pride in our rich history and deep-rooted commitment to the community. Since opening our doors in 1939, we have been dedicated to providing exceptional financial services while fostering a spirit of collaboration and support among our members. With over 32,188 members and total assets amounting to $798,011,260, our growth is a testament to the trust placed in us by the community. From our humble beginnings, Capital has evolved significantly over the decades. We began as a small credit union aimed at serving the local population's basic banking needs. Today, we offer a wide range of services including personal banking, auto loans, mortgages, and business banking solutions. Our mission remains simple yet impactful: to empower our members through accessible financial services that promote stability and growth. Our branch is conveniently situated near local landmarks that make it easy for you to visit us. While members can come see us at our Flasher location, official correspondence should be sent to our mailing address at 204 W Thayer Ave, Bismarck, ND 58501. At Capital, we are committed not only to providing top-notch financial products but also to making a positive difference in the community. Through various partnerships and outreach programs, we actively support local initiatives aimed at improving the quality of life for all residents. Our focus on customer service extends beyond transactions; we aim to build lasting relationships based on trust and mutual benefit. In keeping with modern advancements, we ensure that all our services are ADA compliant and user-friendly. Our digital platforms allow members to manage their finances conveniently through online and mobile banking options. Though we currently do not offer ATM or drive-thru services at this branch, we remain dedicated to meeting your needs with personalized assistance during our operating hours from Monday to Friday between 8:00 AM and 4:30 PM. Join us at Capital and experience firsthand how we strive to create a welcoming environment where your financial goals can thrive. Whether you're looking for guidance on managing your money or seeking out loans for your next big purchase, our team is here to help you every step of the way. Together, let's build a stronger future for you and our community!

Branch Location & Accessibility

Connect With Us

Ready to experience friendly service and financial solutions tailored just for you? Feel free to call us at 701-597-3391 or stop by today! We look forward to helping you achieve your financial goals right here at Capital in Flasher.

Nearby Landmarks and Accessibility

Situated right in the heart of Flasher, our branch is close to local favorites like the Flasher Community Center and just a short drive from the scenic Missouri River. This makes us not only a central point for banking but also a part of your daily community life. Our location features ample parking, ensuring that you can stop by without any hassle. For those who require it, we offer ADA-compliant facilities, including ramps for easy access.

Operating Hours

We know how busy life can get, so we're here for you Monday through Friday with lobby hours from 8 AM to 4:30 PM. This schedule allows you to visit us during times that fit comfortably into your day.

Services Offered

At Capital, we strive to meet all your banking needs under one roof. Our services include personal banking options such as checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and even business banking solutions. While we currently do not have ATM access or drive-thru services at this location, our dedicated team is ready to assist you with online and mobile banking options for your convenience. If you need to send official correspondence, please note that our mailing address is 204 W Thayer Ave, Bismarck, ND 58501.

Member Eligibility

At Capital, we believe that everyone deserves a place in our supportive community. Becoming a member is easy and open to anyone who lives, works, or worships in the Flasher area, along with their family members. This means you can enjoy all the perks of membership while being part of a caring network that prioritizes your financial well-being. If you're interested in joining us at our convenient location at 105 N Main St Flasher Nd 58535, just give us a call at (701) 597-3391 for more details on how to get started. For further information about eligibility requirements. We're excited to welcome you into the Capital family, where your financial goals are our top priority!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,002 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $4 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $269,510,201, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to our loan offerings, we provide merchant services tailored to simplify payment processing for your business. Imagine being able to accept payments seamlessly while focusing on what you do best running your business. Our solutions help streamline transactions, improve cash flow, and enhance customer satisfaction. Let us partner with you on your journey toward success. Visit us today at 105 N Main St Flasher Nd 58535, Flasher, ND, or give us a call at (701) 597-3391 for more information on how we can assist your business!

Comprehensive List Of Services

ATM Services

While we currently do not have ATMs or drive-thru service at our branch located at 105 N Main St Flasher Nd 58535, we ensure easy access to cash withdrawal services through partnerships that allow you to find nearby ATMs conveniently. With all these services designed with your needs in mind, we're committed to supporting you in achieving your financial goals. If you have any questions or would like more information about how we can assist you further, don't hesitate to reach out! Call us today at (701) 597-3391, or visit us at our branch in Flasher, ND. Join us at Flasher, where your financial wellness is our priority!

Business Banking Services

For entrepreneurs and small business owners in our community, we provide robust Business Banking services. This includes everything from essential Merchant Services for processing payments to tailored Business Loans designed to help you grow your operations.

Credit and Rewards

Looking for a rewarding way to spend? Our Credit Cards with Rewards program offers you benefits for everyday purchases, giving you more value from your spending.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why at Capital, we offer state-of-the-art Online & Mobile Banking platforms. Access your accounts anytime and anywhere whether you want to transfer funds, pay bills, or check balances. Plus, with features like mobile payments and person-to-person transfers, managing your finances has never been easier.

Personal Banking Solutions

Managing your personal finances is easier than ever with our Personal Banking options. We offer various Checking & Savings Accounts designed to help you reach your savings goals while keeping your money accessible. For those considering a new vehicle, our Auto Loans & Vehicle Financing solutions make it simple to get behind the wheel without breaking the bank. If homeownership is on your mind, explore our Mortgage Loans & Refinancing services. We understand that buying a home is a significant step, and our team is here to guide you through every part of the process. Additionally, if you're looking to consolidate debt or cover unexpected expenses, our Personal Loans & Debt Consolidation options provide flexible solutions tailored to your situation.

Digital & Online Banking

Accessibility and Ease of Use

All these features come together to provide real-time account management that fits into your lifestyle. With Capital, you have everything you need for a modern banking experience right at your fingertips. Discover how our digital services can simplify your life by visiting us online today!

Key Features

Our electronic signature authorization means you can sign documents securely online without needing to visit the branch. Plus, with e-statements available, you can receive your account statements electronically, helping you stay organized and reducing paper clutter. Making payments is hassle-free with our mobile payments feature. Whether it's splitting a dinner bill or sending money to a friend, our person-to-person transfer option makes transactions quick and easy. Just think of it as handing cash to someone but with the added benefit of security. We prioritize your safety with secure login processes and encryption technology. Your financial information is protected, so you can bank with peace of mind.

Financial Strength

Commitment to Growth

With $95,404,509 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, with $4,128 in used auto loans and $610,086,375 in total loans and leases, our lending capacity supports members' financial goals across various sectors.

Growing Membership Trust

Total Share and Deposit Accounts: 88,860, show a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $0. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Capital is your trusted partner. Visit us at 105 N Main St Flasher Nd 58535 or call (701) 597-3391 to learn more about how we can help you achieve your financial goals.

Member Savings Security

Members' savings are secured through $190,384,689 in share certificates and $94,397,518 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $2,396,131, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our financial success is reflected in our $2,187,893, which showcases our operational efficiency. This allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 136 full-time employees and 23 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Health

With a net worth of $103,298,247, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 12.94% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $58,705,595 in used vehicle loans and $13,932,272 in new vehicle loans already helping members get on the road. Whether you're eyeing that brand-new model or a reliable pre-owned vehicle, we have options to suit every budget and preference.

Business Financing

For business owners, our outstanding commercial loans totaling $269,510,201 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to boost an existing business, our lending solutions are tailored for success.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $52,849,007, make buying or refinancing simple. We understand that securing a mortgage can be daunting, but our dedicated team is here to guide you through the process. Explore eligibility options and see how we can help you achieve your dream of owning a home.

Personal Loans

In addition to all these options, we offer personal loans for various needs, from debt consolidation to unexpected expenses. Our team is ready to help you navigate your choices and find the right fit for your situation. At Capital, we're proud to serve the community of Flasher, ND, located at 105 N Main St Flasher Nd 58535. If you have any questions or want more information about our loan offerings, don't hesitate to reach out at (701) 597-3391. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Your financial journey begins here let us assist you every step of the way!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $8,771,976 in loans helping members manage their finances effectively. These credit cards are designed to provide you with purchasing power while keeping your budget in check.

Loan Aggregator

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CAPITAL CREDIT UNION - Flasher, ND

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