Affordable Vehicle Loans & Business Banking | Capital Bismarck ND Credit Union

Introduction

Welcome to Capital Credit Union, your trusted financial partner located at 835 S Washington St, Bismarck, ND 58504. Established in 1939, our commitment to serving the community has only grown stronger over the years. With a total membership of 32,188 and total assets amounting to an impressive $798,011,260, we strive to provide financial services that truly make a difference in the lives of our members. At Capital, we understand that every member has unique financial needs. That's why we offer a wide range of services including personal banking, auto loans, mortgages, business banking, and more. We are proud to have 159 employees dedicated to assisting you with all your banking requirements. Our CEO, Jon Griffin, along with Board President Faye Miller, lead our team with integrity and a focus on community impact. While members can visit us at our branch location, official correspondence should be sent to PO Box 2096, Bismarck, ND 58502. This ensures you always reach us with ease. With total deposits standing at $7,102,635 and cash in hand of $6,421,353, we maintain a strong financial position to serve our members effectively. Our dedication is reflected in our total loans of 19,278, empowering individuals and businesses alike to achieve their goals. Whether you're looking for competitive rates on loans or personalized service for your banking needs, Capital Credit Union is here for you. Feel free to call us at 701-255-0042 or visit our website at Capital Credit Union for more information. We invite you to join us in making financial dreams come true!

Branch History & Mission

Accessibility and Convenience

To ensure all members have access to our services, we offer ATM availability and drive-thru banking options for quick transactions. Our lobby hours are convenient as well open from 9:00 AM to 7:00 PM on weekdays and even on weekends making it easy for you to visit when it suits you best. In an age where technology plays a vital role in finance, we're proud to be ADA compliant and continuously improve our digital offerings for an inclusive experience.

Community Commitment

We take pride in our community involvement and outreach initiatives. Partnering with local organizations allows us to support various causes that enhance the lives of those around us. From financial literacy programs to charitable contributions, we're passionate about making a difference right here in Bismarck.

Join Us Today!

At Capital, we invite you to be part of something bigger than just banking; join us in building a financially healthy community together! Experience firsthand how we can help you achieve your financial goals while also contributing positively to the place we call home. For more information or to get started today, give us a call at 701-255-0042 or visit us online at www.capitalcu.com. Let's create a brighter financial future together!

Our Mission

At Capital, our mission is simple yet profound: we are committed to providing exceptional financial services while fostering community growth and well-being. We believe in empowering our members through personalized banking solutions that cater to their unique needs. Whether it's helping families secure auto loans or assisting businesses with financing options, we strive to make banking straightforward and beneficial for everyone. Our dedicated team focuses on not just meeting but exceeding your expectations. We provide a wide range of services including checking and savings accounts, mortgage loans, personal loans, and business banking solutions. With features like online banking and mobile payments available, managing your finances has never been easier.

Branch Location & Accessibility

Call to Action

We invite you to come visit us at Capital! Whether you have questions about your account or want to explore new financial options, our friendly team is here to help. Feel free to give us a call at 701-255-0042 if you need assistance before your visit. We look forward to welcoming you!

Nearby Landmarks

Our branch is conveniently situated near popular spots like the Dakota Zoo and the State Capitol, making it easy to drop by while you're out and about. With ample parking available right at our location, you won't have to worry about finding a spot when you come to see us. Plus, our facilities are designed with accessibility in mind, featuring ADA-compliant ramps and pathways so everyone can enjoy a smooth visit.

Operating Hours and Services

We're here for you during flexible hours. Our lobby is open Monday through Friday from 9 AM to 7 PM, Saturday from 9 AM to 1 PM, and Sunday from 11 AM to 2 PM. If you prefer drive-thru banking, we've got you covered with service available Monday through Friday from 7:30 AM to 7 PM and on weekends too! At Capital, we offer a variety of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we aim to provide everything you require under one roof. Our ATM is also available for quick cash withdrawals and balance checks whenever you need it.

Member Eligibility

At Capital, we believe that everyone deserves a chance to be part of a supportive and thriving community. Joining us is simple! If you live, work, or worship in the Bismarck area or are a family member of an existing member, you're already eligible to become part of our credit union family. We're here to provide you with personalized financial services that can truly make a difference in your life. For more specific details about eligibility requirements. Opening your account is just as easy! You can start your journey towards better banking today by visiting us at 835 S Washington St Bismarck Nd 58504 or giving us a call at (701) 255-0042. Our friendly team is ready to assist you through the process and answer any questions you might have. We're excited to welcome you into the Capital community, where your financial well-being is our top priority!

Business Banking & Commercial Services

Merchant Services Made Easy

In addition to loans, our merchant services streamline everyday transactions, allowing you to focus on what matters most growing your business. Imagine being able to accept payments easily and securely from your customers, whether they're shopping in-store or online. Our services help you manage sales efficiently and enhance customer satisfaction. Visit us at 835 S Washington St Bismarck Nd 58504 in Bismarck, ND, or call us at (701) 255-0042 to learn more about how we can help your business thrive!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,002 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $4 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $269,510,201, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Accessibility and Convenience

To ensure that banking is as easy as possible for everyone, we provide access to ATM & Cash Withdrawal Services, along with basic drive-thru banking for deposits and withdrawals. You can count on us for simple transactions without the hassle of long lines. In addition, enjoy the convenience of basic ATM access for balance checks and withdrawals whenever you need cash. With everything from personal accounts to business solutions available under one roof, Capital strives to be your trusted partner in finance. If you have questions about any of our services or want personalized assistance, feel free to reach out at (701) 255-0042. Ready to take control of your financial future? Visit us today at 835 S Washington St Bismarck Nd 58504 or explore more online at South. We're excited to help you achieve your goals!

Business Banking

For our business members, we offer tailored solutions including Merchant Services & Business Loans designed to help your business thrive. We understand the challenges entrepreneurs face and aim to simplify banking for them.

Credit Options

If you're looking for ways to consolidate debt or fund personal projects, our Personal Loans & Debt Consolidation services can help streamline your finances. Plus, don't forget about our Credit Cards with Rewards, which not only provide purchasing power but also let you earn rewards on everyday spending.

Personal Banking

Starting with personal banking, we offer Checking & Savings Accounts that help you manage your everyday expenses while also saving for future goals. Imagine easily accessing your funds through our Online & Mobile Banking platforms, which allow you to check balances, transfer money, and pay bills from anywhere whether you're at home or on the go. When it's time to make a big purchase like a car or home, our Auto Loans & Vehicle Financing and Mortgage Loans & Refinancing options provide flexible terms and competitive rates to fit your budget. We know how important it is to get the best deal possible on loans, which is why our friendly loan officers are ready to guide you through the process.

Digital & Online Banking

Key Features of Our Digital Banking Services

With our online banking services, you can enjoy features like electronic signature authorization, which allows you to complete transactions securely without needing to visit a branch. Plus, our e-statements keep your financial information organized and accessible, reducing paper clutter while ensuring you have everything you need at your fingertips. If you're always on the move, our mobile application makes banking even more convenient. You can manage your accounts, deposit checks, and transfer money quickly and easily. With person-to-person transfers available, sending money to friends or family is just a few taps away. Plus, our mobile payments feature lets you make purchases directly from your phone no wallet needed! Security is our top priority. We implement robust measures to protect your personal information, so you can bank with peace of mind knowing that your data is safe.

Real-Time Account Management

Managing your finances has never been easier. With real-time account management through our online banking services, you can check balances, review transactions, and track spending all in one place. Need assistance? Our friendly team is just a phone call away at (701) 255-0042. Embrace the future of banking with Capital. Experience the ease and flexibility that comes with our digital services today!

Financial Strength

A Solid Foundation

With a net worth of $103,298,247, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 12.94% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Efficiency That Counts

Our operational efficiency is reflected in our $2,187,893, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 136 full-time employees and 23 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Together

Total Share and Deposit Accounts: 88,860, show a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $0 confirms our readiness to support your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Capital is your trusted partner. Visit us at 835 S Washington St Bismarck Nd 58504 or call (701) 255-0042 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $190,384,689 in share certificates and $94,397,518 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $2,396,131, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Smart Investments for Your Future

With $95,404,509 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is significant; with $4,128 in used auto loans and $610,086,375 in total loans and leases, we support our members' financial goals across various sectors.

Loan Offering

Additional Options

If you're considering refinancing options or want to know more about eligibility for any of our products, our friendly staff is here to assist you. Feel free to reach out at 701-255-0042 for more information. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Capital, we are committed to helping you achieve your financial dreams with personalized service and competitive loan offerings. Visit us at 835 S Washington St Bismarck Nd 58504 and let's work together towards a brighter financial future!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $58,705,595 in used vehicle loans and $13,932,272 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates tailored to fit your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $269,510,201 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to enhance your current business operations, we have solutions tailored just for you.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $52,849,007, make buying or refinancing simple. We guide you through the process and help you find a loan that meets your needs.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $8,771,976 in loans helping members manage their finances effectively. These cards come with no collateral requirement and are perfect for day-to-day purchases or unexpected expenses.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. Users can trust that the rates they see reflect current offerings from reputable lenders. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. This commitment to neutrality means users get a straightforward view of their options without hidden agendas. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions quickly. Whether looking for a mortgage or an auto loan, LendMesh keeps information current so you can act when the timing is right. Thousands of users trust LendMesh for loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the platform's effectiveness in delivering real savings and peace of mind. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This rigorous sourcing ensures that users receive fair and transparent offers without the confusion often associated with loan shopping.

CAPITAL CREDIT UNION - Bismarck, ND

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Loan rates in Bismarck, ND (58504)

Introduction

Branch History & Mission

Accessibility and Convenience

Community Commitment

Join Us Today!

Our Mission

Branch Location & Accessibility

Call to Action

Nearby Landmarks

Operating Hours and Services

Member Eligibility

Business Banking & Commercial Services

Merchant Services Made Easy

Tailored Loan Solutions

Comprehensive List Of Services

Accessibility and Convenience

Business Banking

Credit Options

Personal Banking

Digital & Online Banking

Key Features of Our Digital Banking Services

Real-Time Account Management

Financial Strength

A Solid Foundation

Efficiency That Counts

Growing Together

Member-Centric Savings

Smart Investments for Your Future

Loan Offering

Additional Options

Auto Loans

Business Loans

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

Ensuring Accurate Comparisons

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