CAPITAL CREDIT UNION

Welcome to Capital Credit Union, your trusted financial partner located at 3101 N 11Th St, Bismarck, ND 58503. Since our establishment in 1939, we have been dedicated to serving our community and providing exceptional financial services to our 32,188 members. With a strong commitment to local values and a focus on member satisfaction, we take pride in helping you achieve your financial goals. At Capital, we're more than just a credit union; we're a part of the community. Our total assets amount to an impressive $798,011,260, with total deposits reaching $7,102,635. This reflects our ability to support you with various loans and services that meet your needs offering 19,278 loans and leases to date. We ensure that your money is safe and working hard for you, as shown by our net worth of $103,298,247 and cash in hand totaling $6,421,353. Led by our CEO Jon Griffin and Board President Faye Miller, our team of 159 employees is here to provide personalized service every step of the way. Whether you're looking for checking and savings accounts or need assistance with auto loans and mortgages, we offer a full suite of banking services tailored for both personal and business needs. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to PO Box 2096, Bismarck, ND 58502. We invite you to reach out at 701-255-0042 or explore our website at www.capitalcu.com for more information about how we can assist you today. Join us in making a difference in your financial life let's build a brighter future together!

At Capital, located at 3101 N 11th St, Bismarck, ND 58503, our story began in 1939. Since then, we have grown into a trusted financial institution with over 32,188 members and total assets amounting to $798,011,260. Our rich legacy reflects our commitment to serving the community and adapting to its changing needs. From our humble beginnings, we have evolved significantly. Our mission is not just about providing excellent financial services; it's about uplifting the community we serve. We believe in empowering our members through personal banking solutions like checking and savings accounts, auto loans, mortgage refinancing, and credit cards with rewards. Our dedicated team is here to support both individuals and businesses with personalized service that makes a difference. While you can visit us at our branch address for all your banking needs, if you prefer to send official correspondence, please use our mailing address: PO Box 2096, Bismarck, ND 58502. We invite you to explore the various services we offer during our operating hours: Monday through Friday from 9 AM to 7 PM and Saturday from 9 AM to 1 PM. Our mission emphasizes not only providing excellent financial products but also fostering community spirit through outreach programs and partnerships. We understand that strong communities build strong futures. That's why we actively participate in local initiatives that benefit our neighbors and local businesses. In today's fast-paced world, we've embraced technology to enhance your banking experience. With features like online banking, mobile payments, and e-statements available at your fingertips, managing your finances has never been easier or more secure. We're proud of our ADA compliance initiatives ensuring that everyone has access to our services. Our branch also features an ATM for quick cash withdrawals along with a drive-thru option for your convenience. Join us at Capital as we continue this journey together! Experience the benefits of being a part of a credit union that truly cares about its members and the community. For more information or to get started today, call us at 701-255-0042 or visit our website. Your future begins here!

At Capital, we believe in creating a welcoming community where everyone can thrive together. If you're wondering how to become a part of our family, it's easier than you might think! Membership is open to anyone who lives, works, or worships in the area surrounding our branch at 3101 N 11Th St Bismarck Nd 58503. We also welcome those related to current members, making it a truly inclusive experience. By joining us, you'll gain access to a range of financial services designed to help you achieve your goals whether that's saving for a dream vacation, buying your first car, or planning for retirement. To get started on your journey with Capital, just give us a call at (701) 255-0042 or visit our website for more details on eligibility and account opening processes. You can find all the information you need about becoming a member at this link: . We're excited to have you join our community!

At Capital, we understand that managing your finances should be as easy and secure as possible. That's why we offer a range of digital and online banking services designed to provide you with convenience at your fingertips, anytime and anywhere. With our user-friendly online banking platform available at https://www.capitalcu.com/ , you can access your accounts 24/7. Whether you need to check your balance, transfer funds, or pay bills, our online banking service makes it simple and efficient. Plus, with features like electronic signature authorization, signing documents has never been easier or more secure. For those who prefer going paperless, we provide e-statements that allow you to view your account statements digitally. This not only helps in reducing clutter but also makes it easier to keep track of your financial activity. You can rest assured knowing that these documents are stored securely and can be accessed whenever you need them. If you're always on the go, our mobile application is here to help. You can manage your accounts from your smartphone with ease. Need to make a quick payment? Our mobile payments feature lets you send money directly from your device. And for quick transactions with friends or family, our person-to-person transfer option is just a few taps away. At Capital, we prioritize your security and ease of use. Our online banking services are designed to give you real-time access to your financial information while keeping it safe. So whether you're at home or out and about, you'll have complete control over your finances without any hassle. We invite you to explore all the digital banking options we offer. With tools that empower you to manage your money effectively, Capital is committed to helping you reach your financial goals effortlessly!

At Capital, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. With our commitment to maintaining strong financial health, you can trust that your money is in safe hands. With a net worth of $103,298,247, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 12.94% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $190,384,689 in share certificates and $94,397,518 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $2,396,131, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $95,404,509 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports members' financial goals across various sectors with $41,128,195 in used auto loans and a total of $610,086,375 in loans and leases. Our operational efficiency is reflected in our net income of $5,386,036, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 136 full-time employees and 23 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. The strength of Capital is further highlighted by our total share accounts of 88,860, showing a strong and growing member base that trusts us with their finances. Our net shares available for lending stand at $0, demonstrating our commitment to utilizing all resources for member benefits. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Capital is your trusted partner. Visit us at 3101 N 11Th St Bismarck Nd 58503 or call 701-255-0042 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.