Cape Regional Credit Union Jackson MO | Affordable Auto Loans & Business Banking

Introduction

Welcome to Cape Regional, your trusted financial partner located at 5721 Us Highway 61, Jackson, MO 63755. Established in 1971, our credit union has been dedicated to serving our community for over five decades, fostering a spirit of cooperation and support among our 2,454 members. With total assets exceeding $17,619,586 and total deposits amounting to $455,605, we pride ourselves on being a reliable choice for individuals and families looking to enhance their financial well-being. At Cape Regional, we understand that every member's needs are unique. That's why we offer a variety of personal banking services including checking and savings accounts, auto loans, mortgage loans, and even credit cards with rewards! Our commitment to providing excellent service is evident in our dedicated team of 10 employees, led by our CEO James Cauble and Board President John Creutz. We believe in building lasting relationships with our members based on trust and transparency. While you can visit us at our branch for assistance during our operating hours Monday through Wednesday from 8 AM to 5 PM, Thursday and Friday from 8 AM to 6 PM, and Saturday from 9 AM to 12 PM official correspondence should be sent to the same address: 5721 US Highway 61, Jackson, MO 63755. Our goal is not just to provide financial services but also to empower you on your financial journey. Whether you're considering a loan or looking for ways to save better, we're here to help. Feel free to call us at 573-388-2330 for any inquiries or assistance. Join us at Cape Regional today! Your financial future starts here. For more information about membership and services, visit us online at Cape Regional.

Branch History & Mission

Community Engagement

Community support is at the heart of what we do. Our branch actively participates in local initiatives and partnerships aimed at uplifting those around us. We take pride in being involved in charitable events and educational programs that help strengthen our community ties. While members can visit us at 5721 Us Highway 61, official correspondence should be sent to 5721 US Highway 61, Jackson, MO 63755 if different from the branch address. With operating hours from Monday to Wednesday 8 AM - 5 PM and extended hours on Thursday and Friday until 6 PM, along with Saturday hours from 9 AM - 12 PM, we strive to be available when you need us most.

Modern Banking Solutions

As part of our commitment to serve you better, Cape Regional offers online banking and person-to-person payment options. While we currently do not have ATM services on-site, our drive-thru facility ensures quick access for deposits and withdrawals without leaving your vehicle. Join us today at Cape Regional! Experience firsthand how we combine tradition with modern banking solutions for all your financial needs. Visit us or call us at 573-388-2330; let's work together towards achieving your financial dreams!

Our Mission

At Cape Regional, our mission is simple yet profound: to empower our members by providing accessible financial services while fostering community connections. We believe that everyone deserves a chance to thrive financially. That's why we focus on offering competitive rates and personalized support tailored to each member's unique situation. We understand that banking isn't just about numbers; it's about relationships. Our staff is dedicated to helping you make informed financial decisions that align with your goals. Whether you're looking to save for a home or need assistance with debt consolidation, we're here for you every step of the way.

Branch Location & Accessibility

Connect With Us

If you have any questions or need further assistance, don't hesitate to give us a call at 573-388-2330. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to the same address: 5721 US Highway 61, Jackson, MO 63755. We invite you to come in and experience firsthand the friendly service and comprehensive financial solutions we offer at Cape Regional Credit Union. Join our community today!

Convenient Access and Features

At our Fruitland Branch, we strive to make your visit as smooth as possible. We offer ample parking and have made sure our facilities are ADA compliant, featuring ramps for easy access. If you prefer to handle your banking from your vehicle, we're pleased to offer drive-thru banking services for deposits, withdrawals, and simple transactions.

Operating Hours That Fit Your Schedule

We understand that life can get busy! That's why our lobby hours are designed with your convenience in mind: we're open Monday through Wednesday from 8 AM to 5 PM, Thursday and Friday until 6 PM, and Saturday mornings from 9 AM to 12 PM. Whether you need assistance during the week or want to stop by on the weekend, we're here for you.

Member Eligibility

At Cape Regional, we believe that everyone deserves a place in our welcoming community. Becoming a member is easy and open to anyone who lives, works, worships, or attends school in our service area. Whether you're looking for a supportive bank for your everyday needs or exciting opportunities for loans and financial services, we have you covered. Our friendly team at 5721 Us Highway 61, Jackson, MO 63755, is here to guide you through the membership process and answer any questions you may have. If you'd like more details on eligibility criteria, feel free to visit our website at https://caperegionalcu.com/become-a-member/ . To open an account and start enjoying the benefits of being part of Cape Regional, just head over to https://caperegionalcu.com/apply-now/ . You can also give us a call at 573-388-2330 if you need assistance or want to learn more about what we offer. Join us today, and let's build a brighter financial future together!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. Additionally, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions tailored to various needs.

Merchant Services

In today's fast-paced market, having reliable payment processing can make all the difference. Our merchant services are designed to streamline transactions, allowing you to focus on what truly matters growing your business. Imagine a busy restaurant where customers can easily pay with their cards or mobile wallets, enhancing their experience while boosting your sales. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses. At Cape Regional, we're dedicated to being your partner in success. Visit us at 5721 Us Highway 61 Jackson Mo 63755 or call us at (573) 388-2330 to learn more about how we can help your business flourish!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about buying a new car? Our auto loans and vehicle financing options provide competitive rates that can help make your dream car a reality. Whether you're eyeing a brand-new model or a reliable used vehicle, we've got you covered with flexible loan terms that suit your budget.

Business Banking Solutions

For our local entrepreneurs, Cape Regional provides robust business banking services, including merchant services and business loans. We know running a business comes with its own set of challenges; let us help simplify your banking needs so you can focus on what matters most growing your business.

Convenient Access Options

We prioritize convenience for all our members. With features like ATM and cash withdrawal services, along with basic drive-thru banking for deposits and withdrawals, accessing your money has never been easier. At Cape Regional, we pride ourselves on being more than just a bank; we're part of the community. Our dedicated team is always ready to assist you with personalized service that makes financial management simpler and more accessible. For any questions about our services or how we can help you today, don't hesitate to call us at 573-388-2330. Explore what Cape Regional can do for you by visiting us online at Cape Regional. We look forward to serving you!

Credit Cards with Rewards

Our credit cards with rewards offer more than just purchasing power they reward you for spending! Enjoy cashback on everyday purchases or points toward travel and experiences. It's an easy way to earn while you spend.

Mortgage Loans & Refinancing

Homeownership is within reach with our mortgage loans. If you're ready to take the plunge into owning a home, our friendly team will walk you through the process, making it simple and stress-free. Already have a mortgage? Consider our refinancing options to potentially lower your monthly payments or access cash for other projects.

Personal Banking Services

Whether you're starting your first savings account or looking for a comprehensive checking solution, our personal banking services are tailored to fit your lifestyle. With options like checking and savings accounts, we help you manage your day-to-day finances with ease. Imagine being able to check your balance or transfer funds right from your phone our online and mobile banking features make this possible.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. That's where our personal loans and debt consolidation services come in handy. Whether it's for home repairs, medical bills, or consolidating higher-interest debts into one manageable payment, we're here to assist you every step of the way.

Digital & Online Banking

Key Features

Our online banking platform allows you to easily check your account balances, view transactions, and transfer money between accounts. You can also take advantage of our person-to-person transfers, making it easy to send money to friends or family with just a few clicks.

Security and Ease-of-Use

We prioritize your security while ensuring a user-friendly experience. Although we do not currently offer electronic signature authorization or e-statements, rest assured that our systems are built with the latest security measures to protect your information. While mobile payments and a dedicated mobile application are not available at this time, our online banking service provides a straightforward way to manage your finances efficiently. With real-time account management features, you will always be in control of your financial situation. Whether you're looking to pay bills or keep track of spending, everything is right at your fingertips. In summary, Cape Regional makes digital banking accessible and convenient for all members. Experience hassle-free banking by visiting us at https://caperegionalcu.com/ today!

Financial Strength

Growing Member Base

Total Share and Deposit Accounts stand at 3,989, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Cape Regional is your trusted partner. Visit us at 5721 Us Highway 61 Jackson Mo 63755 or call (573) 388-2330 to learn more about how we can help you achieve your financial goals.

Member Savings and Security

Members' savings are secured through $361,857 in share certificates and $283,238 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $81,204 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 7 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment in Member Services

With $669,617 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our $612 in used auto loans and $13,450,782 in total loans and leases show that our lending capacity supports your financial goals across various sectors.

Strong Financial Health

With a net worth of $1,422,088, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $806 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $9,228,110 in used vehicle loans and $2,301,438 in new vehicle loans already helping members get on the road. Our financing options are designed to fit your budget and needs. We also provide refinancing opportunities to ensure you have the best terms possible.

Credit Lines and Personal Loans

For those who need flexibility in their finances, our credit lines totaling $855,000 can provide the assistance you need. Whether it's for unexpected expenses or planned purchases, having access to extra funds can be invaluable.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. While we currently do not offer Junior Lien 1-4 Family Residential Properties loans at this time, we encourage you to check back as we continuously expand our offerings.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans; however, at this time, there are no loans available in this category. Please reach out to us for potential updates on future offerings. Our dedicated team is here to help guide you through every step of the loan process. If you have any questions regarding eligibility or how to apply for a loan, please don't hesitate to contact us at 573-388-2330. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Visit us today at 5721 Us Highway 61, Jackson MO 63755, or explore more about our services online at Cape Regional. We're committed to serving our community and helping our members succeed financially!

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures fair and transparent offers, giving users confidence in the information they receive.

Benefits of Using LendMesh

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CAPE REGIONAL CREDIT UNION - Jackson, MO

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