Welcome to Canals & Trails Credit Union, a trusted financial partner serving the community since 1959. Located in Lockport, IL, we are dedicated to empowering our members with exceptional banking services that prioritize their needs and aspirations. Under the leadership of CEO Janet Schuler and Board President James Wartenberg, we strive to foster a culture of service and commitment to our members, ensuring that everyone has access to the financial resources they require for personal and business growth.

As an NCUA-insured institution since January 22, 1971, Canals & Trails Credit Union offers peace of mind through secure banking practices. We understand the importance of modern technology in managing finances effectively. That's why we provide an array of convenient tools such as online banking, a mobile application for easy access on-the-go, person-to-person transfers for effortless transactions, e-statements for streamlined account management, mobile payments for quick purchases, and electronic signature authorization for added convenience. Our official website at https://canals-trailscu.org/ is always available for more information or assistance. For any inquiries or support, feel free to reach us via fax at 8158385581. Join us today and experience a member-first approach that prioritizes your financial well-being!

At Canals & Trails Credit Union, we pride ourselves on offering a comprehensive suite of financial services designed to meet the diverse needs of our members. Whether you're looking for personal banking options like checking and savings accounts, or need assistance with auto loans and vehicle financing, we've got you covered. Our mortgage loans and refinancing solutions can help you secure your dream home, while our personal loans and debt consolidation services provide financial flexibility. For small business owners, our business banking offerings include merchant services and business loans tailored to support your growth.

In today's digital age, managing your finances should be seamless and convenient. That's why we offer robust online banking features along with a mobile application that allows you to access your accounts anytime, anywhere. With tools like person-to-person transfers and mobile payments, staying on top of your finances has never been easier. Plus, our e-statements keep you organized while e-signatures streamline your transactions. At Canals & Trails Credit Union, we're committed to helping you navigate everyday banking needs while planning for significant life milestones or scaling your small business. To explore membership eligibility or learn more about our competitive loan rates, visit and https://www.lendmesh.com/loans/mortgage_loans . If you have questions or need personalized support, feel free to reach out to us at (815) 838-5581; we’re here to assist you!

Canals & Trails Credit Union stands as a trusted financial partner in the community, with a proud history dating back to 1959. With a total membership of 3,263, it is clear that many individuals have placed their trust in us. Our commitment to serving our members is reflected in our strong financial foundation, boasting total assets of 32,529,406 and a net worth of 3,230,720. This robust financial standing showcases not only our stability but also our ability to effectively manage resources for the benefit of our members.

We understand the importance of maintaining a healthy balance sheet, which is why we proudly report a net worth ratio of 993. This figure illustrates our commitment to sound financial practices, allowing us to provide competitive products and services while ensuring member security. Our total deposits amounting to 556,517 demonstrate the trust our members place in us to safeguard their savings.

At Canals & Trails Credit Union, we are dedicated to meeting the diverse needs of our members through various lending options. With a total loan and lease portfolio of 21,893, including an auto loan volume of 28,238 and credit card loan volume reaching 280, we are well-equipped to support our members' financial aspirations—whether they are purchasing a new vehicle or managing everyday expenses.

Our team, comprised of just 9 employees, works diligently to ensure that every member receives personalized service and expert guidance. We take pride in building lasting relationships based on transparency and reliability, which is vital in today's ever-changing financial landscape.

As part of the national credit union movement, Canals & Trails Credit Union is committed not only to its members but also to the community at large. Performance insights and financial data provided by the National Credit Union Administration (NCUA) at: https://www.ncua.gov affirm our dedication to responsible banking practices.

Explore your options today by comparing real-time loan offers at https://www.lendmesh.com/loans/mortgage_loans and discover how Canals & Trails Credit Union can help you achieve your financial goals with confidence.