Campus USA Credit Union Alachua FL | Affordable Auto Loans & Quick Personal Loans

Introduction

Welcome to Campus USA in Alachua, where we are dedicated to providing exceptional financial services tailored to meet the needs of our community. Located at 14759 Nw 157Th Ln, Alachua, FL 32615, our branch has been a cornerstone for local families since its establishment in 1935. With a strong commitment to service and support, we proudly serve over 163,000 members and manage total assets exceeding $3.4 billion. At Campus USA, we understand that financial health is crucial for achieving your dreams. That's why we offer a range of services from checking and savings accounts to auto loans and mortgages all designed with you in mind. Our total loans amount to 102,368, reflecting our dedication to helping members secure the funds they need for various life milestones. While members can visit us at 14759 Nw 157Th Ln, official correspondence should be sent to our mailing address at PO BOX 147029, Gainesville, FL 32614. Our team of over 430 employees, led by CEO Jerry Benton and Board President Paula Welch, is here to ensure that you receive personalized assistance every step of the way. With a net worth of $425,739,672 and total deposits reaching $151,428,280, we are well-equipped to support your financial journey. We also have cash on hand totaling $40,583,510, ensuring that we can provide immediate assistance when you need it most. Whether you're looking for competitive loan options or reliable banking services, Campus USA is here for you. Feel free to reach out via phone at 352-335-9090 or explore our offerings online at campuscu.com. We invite you to visit us today and discover how we can help you achieve your financial goals!

Branch History & Mission

Join Us

As we continue this journey together with you, we invite potential members to discover what makes Campus USA unique. With operating hours designed for your convenience Monday through Thursday from 9 AM to 5 PM and Fridays until 6 PM along with drive-thru services and ATM availability, we're here when you need us. Join us today at Campus USA! Experience firsthand how we blend financial expertise with a genuine commitment to our community. For more information or assistance, please call us at (352) 335-9090 or visit our website at Campus USA. Together, let's build a brighter financial future!

Our Journey

Over the decades, Campus USA has evolved significantly, driven by our commitment to providing exceptional financial services while fostering community growth. Established during a time when credit unions were just beginning to take root in America, we aimed not just to support individuals financially but also to uplift the entire community. As we expanded our services from personal banking options like checking and savings accounts to auto loans and mortgages we remained focused on our mission: helping our members achieve their financial goals. Our journey reflects a dedication not only to financial success but also to community involvement. We believe in giving back, which is why we actively engage in outreach initiatives that support local schools, charities, and events. Each milestone we reach is celebrated as a victory for everyone who is part of the Campus USA family.

Our Mission

At Campus USA, our mission transcends traditional banking. We strive to provide friendly service and innovative financial solutions tailored for every stage of life. Whether you are looking for a first car loan or planning for retirement, we are here to guide you every step of the way. We are proud to offer digital advancements that make banking easier than ever. With features like online and mobile banking, e-statements, and person-to-person payment options, managing your finances is convenient and secure. Our commitment extends beyond convenience; we ensure that our facilities meet ADA compliance standards so all members can access our services comfortably. While members can visit us at 14759 Nw 157Th Ln Alachua Fl 32615, official correspondence should be sent to PO BOX 147029, Gainesville, FL 32614 if necessary.

Branch Location & Accessibility

Accessibility Features

At Campus USA, we prioritize accessibility for all members. Our branch features ADA-compliant entrances and ramps, ensuring that everyone can navigate our space comfortably. Plus, with ample parking available right outside, visiting us is as easy as pie!

Get in Touch!

While members can visit us at our Alachua location, official correspondence should be sent to PO BOX 147029, Gainesville, FL 32614. If you have any questions or need assistance, feel free to give us a call at (352) 335-9090. We're excited to help you achieve your financial goals! Come see us today at Campus USA your trusted partner in banking!

Operating Hours & Services

We're here to serve you during convenient hours: Monday to Thursday from 9:00 AM to 5:00 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM to 12:00 PM making it easy for you to drop by when it suits you best. Our drive-thru service allows for quick deposits and withdrawals without leaving your vehicle. Members can also enjoy a variety of services including personal banking options like checking and savings accounts, auto loans, mortgages, credit cards with rewards, and business banking solutions. We even offer shared services for partner credit union members! And don't forget about our ATM availability for those quick cash needs.

Member Eligibility

At Campus Usa, we believe that joining our credit union is like stepping into a welcoming community where you can truly thrive. Becoming a member is open to anyone who lives, works, or attends school in the areas we serve. Whether you're looking for personal banking options, auto loans, or just a supportive financial partner, we've got you covered! You can check out all the specific eligibility details at for a comprehensive look at what it takes to become part of our family. Getting started is simple and straightforward. Just visit us at our branch located at 14759 Nw 157Th Ln Alachua Fl 32615, or give us a call at (352) 335-9090 if you have any questions. Ready to open an account? You can find all the information you need at http://www.campuscu.com/online-banking-enrollment/ . We can't wait to welcome you into our community!

Business Banking & Commercial Services

Merchant Services That Matter

Imagine having a payment solution that works as hard as you do. Our merchant services help streamline transactions so you can focus on what matters most growing your business. From credit card processing to mobile payments, we provide tools that enable you to serve your customers better and improve your cash flow. Located conveniently at 14759 Nw 157Th Ln Alachua Fl 32615, Alachua, FL 32615, we're here to discuss how our personalized services can meet your specific needs. Contact us at (352) 335-9090 today to learn more about how we can help your business thrive!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $519 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $31 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $308,556,292, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM and Drive-Thru Services

Our branch is equipped with an ATM for quick cash withdrawals and basic account transactions. If you prefer face-to-face service, take advantage of our Drive-Thru Banking, where you can complete deposits, withdrawals, and simple transactions without having to leave your vehicle.

Business Banking

For our business members, we offer tailored Business Banking solutions. This includes Merchant Services that simplify payment processing and Business Loans that can help fuel growth and expansion.

Credit Cards

To enhance your spending power, consider our Credit Cards with Rewards. These cards not only offer convenience but also give you cash back or points on purchases perfect for those who enjoy earning rewards while shopping.

Digital Banking Convenience

In today's fast-paced world, managing your finances online is essential. That's why we provide Online & Mobile Banking, allowing you to access your accounts anytime, anywhere. With features like mobile payments and person-to-person transfers, handling your finances has never been easier.

Mortgage Solutions

Thinking about buying a home? Our Mortgage Loans & Refinancing services provide competitive rates and flexible terms. We understand that homeownership is a significant step, and we're here to guide you through the process every step of the way.

Personal Banking Services

We offer Personal Banking options that include checking and savings accounts designed to fit your lifestyle. If you're planning a big purchase or want to consolidate debt, our Personal Loans can help ease your financial burden. Additionally, our Auto Loans & Vehicle Financing options make it simple for you to drive away in the car of your dreams without breaking the bank.

Shared Branching Opportunities

We also participate in Shared Branch Transactions, making it easy for members from partner credit unions to conduct deposits and withdrawals at our location. This added convenience ensures that no matter where you are in the credit union network, accessing your funds is straightforward. Whether you're stopping by our location at 14759 Nw 157Th Ln Alachua Fl 32615 or reaching out via phone at (352) 335-9090, we invite you to explore how Campus Usa can support your financial journey. Experience personalized service with us today! For more information on opening an account or learning about our services, visit us online at Alachua.

Digital & Online Banking

Accessibility and Ease of Use

We know that life can get busy, so we've made it easy for you to bank on your schedule. With features like mobile payments, you can make purchases quickly using just your smartphone. Everything is designed to give you real-time account management and peace of mind. At Campus Usa, we believe in empowering our members with accessible tools that simplify their financial lives. Discover how our digital banking services can help you today by visiting us online!

Key Features of Our Digital Banking Services

With our user-friendly online banking, you can easily view your account balances, transfer funds, and pay bills without stepping foot in a branch. Plus, our mobile application makes it even easier to manage your finances wherever you are. Need to send money to a friend? Our person-to-person transfer feature allows for quick and easy transactions, making it simple to share expenses. Security is a top priority for us. We provide electronic signature authorization, so you can safely sign documents from anywhere without the hassle of printing or mailing. Additionally, e-statements are available to help you stay organized while being environmentally friendly.

Financial Strength

Growing Trust

Total Share and Deposit Accounts: 269,176, show a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $0. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Campus Usa is your trusted partner. Visit us at 14759 Nw 157Th Ln Alachua Fl 32615 or call (352) 335-9090 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $1,137,309,443 in share certificates and $270,303,866 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $123,077,500, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $32,820,793 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 433 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Better Services

With $385,217,181 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment is reflected in our capacity to support various financial goals with $41,415 in used auto loans and $2,851,953,083 in total loans and leases.

Solid Financial Health

With a net worth of $425,739,672, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,249 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Financing Options

For those looking for more than just auto and mortgage solutions, we provide credit lines totaling $563,991,802, ensuring that you have access to funds when you need them most. For business owners, our outstanding commercial loans totaling $308,556,292 provide the capital needed to grow and expand. If you're considering refinancing or exploring eligibility options for any of our loan products, our dedicated team is here to assist you. We aim to make the application process as smooth as possible so you can quickly get back to what matters most. For any questions or assistance regarding our loan offerings at Campus Usa located at 14759 Nw 157Th Ln Alachua Fl 32615, feel free to call us at 352-335-9090. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Explore how our loan products can fit into your financial plans today!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $845,212,947 in used vehicle loans and $442,508,224 in new vehicle loans already helping members get on the road. We believe that financing your vehicle should be straightforward and accessible, which is why we have tailored our auto loan offerings to meet diverse needs.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $69,305,940, make buying or refinancing simple. We guide you through every step of the process so that you can focus on making your house a home.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $54,803,687 in loans helping members manage their finances effectively. Our credit cards come with features that cater to both everyday spending and larger purchases.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards. This commitment to transparency means you receive fair and reliable offers based on the latest results (Source: https://www.ncua.gov ). One of the key benefits of using LendMesh is its Verified Data. All loan offers come from legitimate financial institutions, which fosters trust and clarity in your decision-making process. Additionally, LendMesh features No Sponsored Listings; lenders are not prioritized based on paid promotions, which guarantees that you receive unbiased results tailored to your needs. With Real-Time Rate Comparisons, users can access up-to-date loan rates from multiple institutions, empowering them to make informed choices. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial reflects how LendMesh can effectively help individuals navigate their loan options. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

CAMPUS USA CREDIT UNION