Cambridge Municipal Employees Credit Union North Billerica MA

Introduction

Welcome to Cambridge Municipal Employees! Located at 96 High St, North Billerica, MA 01862, our credit union has been serving the community since 1939. With a commitment to providing exceptional financial services, we proudly support over 1,331 members, helping them achieve their financial goals with trust and reliability. At Cambridge Municipal Employees, we understand that financial well-being is essential for our members. That's why we've built a solid foundation of resources, boasting total assets of $10,751,352 and total deposits amounting to $1,681,275. Our dedication to you doesn't stop there; we also offer various loan options with 232 loans and leases issued to date. While you can visit us at our branch location for all your banking needs, please note that official correspondence should be directed to our mailing address at P.O. Box 27128, New York, NY 10087 if different from your visit. Under the leadership of our CEO, David Kale, and Board President, Louis DePasquale, we strive to create a welcoming atmosphere where everyone feels valued. Our small yet dedicated team of 4 employees works diligently to ensure you receive personalized service tailored just for you. We invite you to explore the many ways we can assist you on your financial journey. Whether it's opening an account or discussing loan options, we're here for you! Feel free to reach out by phone at 978-667-9999 during our lobby hours from Monday through Friday, 8:00 AM to 5:00 PM. Visit us online at cambridgefcu.com to learn more about our services and how we can help you thrive financially!

Branch History & Mission

Commitment to Community

We are dedicated not only to serving our members but also to enhancing the communities we are part of. Through various outreach programs and partnerships with local organizations, we work hard to give back and support initiatives that make a difference in people's lives.

Join Us Today!

If you're looking for a credit union that prioritizes its members and community above all else, look no further than Cambridge Municipal Employees. Experience firsthand how we can help you achieve your financial goals while making a positive impact in North Billerica. Come visit us or reach out at 978-667-9999 we can't wait to welcome you into our family!

Modern Banking Solutions

As technology advances, so do we. Although we currently do not offer ATMs or drive-thru services at this branch, our focus remains on providing personalized service during our operating hours: Monday through Friday from 8:00 AM to 5:00 PM. We understand the importance of accessibility and are continually exploring ways to enhance your banking experience.

Our Mission

At Cambridge Municipal Employees, our mission goes beyond just banking. We aim to empower our members by providing accessible financial solutions tailored to their unique needs. Whether it's securing loans or managing savings, we strive to create lasting relationships built on trust and transparency. We believe that everyone deserves the opportunity to thrive financially and contribute positively to the community. While members can visit us at 96 High St, official correspondence should be sent to our mailing address: P.O. Box 27128, New York, NY 10087.

Branch Location & Accessibility

Convenient Features

Our branch is designed with accessibility in mind. We offer parking right outside for your convenience, and our building meets ADA compliance standards, ensuring that everyone can access our services comfortably. We understand that time is valuable, which is why we operate Monday through Friday from 8:00 AM to 5:00 PM. Feel free to stop by during these hours; we're here to help you manage your finances effectively.

Services Available

At our Cambridge Municipal Employees branch, we provide essential banking services tailored to meet your needs. Although we do not currently offer ATM services or drive-thru banking, our dedicated staff is always ready to assist you with any inquiries or transactions inside the branch. If you're looking for assistance or have questions about your accounts, don't hesitate to give us a call at 978-667-9999. Our knowledgeable team is eager to help! We invite you to visit us soon and experience the community-focused service that sets Cambridge Municipal Employees apart. Your financial well-being is our priority!

Member Eligibility

Becoming a member of Cambridge Municipal Employees is like joining a caring family that values your financial well-being. If you live, work, or attend school in the community surrounding 96 High St North Billerica Ma 01862, you're already on the path to membership! This means that whether you're a local resident or just passing through, you have the opportunity to enjoy the personalized services and benefits we offer. At Cambridge Municipal Employees, we pride ourselves on providing accessible banking solutions that cater to your unique needs, making it easier for you to manage your finances effectively. To get started, simply reach out to us at (978) 667-9999 for any questions about eligibility or the account opening process. You can also find more detailed information about who can join by visiting our website. We look forward to welcoming you into our community and helping you achieve your financial goals!

Business Banking & Commercial Services

Financing for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make a Difference

In addition to loans, we offer practical merchant services that streamline payment processing for your business. Imagine effortlessly accepting payments from customers with various methods, making transactions smooth and hassle-free. This not only enhances customer experience but also improves your cash flow. Visit us at 96 High St North Billerica Ma 01862 in North Billerica, MA, or call us at (978) 667-9999 to learn how our business banking and commercial services can empower you to reach new heights!

Comprehensive List Of Services

Conclusion

At Cambridge Municipal Employees, we believe in providing comprehensive financial solutions that align with your lifestyle. From easy access through our ATM services to the supportive environment created by our team, we're here for you every step of the way. Ready to take control of your finances? Visit us today at 96 High St, North Billerica, MA 01862, or give us a call at 978-667-9999! We look forward to serving you!

Digital Banking Features

Although our current offerings include primarily ATM services, we recognize the importance of digital banking in today's world. While we don't have mobile banking or online account management features right now, we're committed to enhancing your experience. We encourage you to stay tuned for future updates as we aim to expand our service options and embrace technology that simplifies your banking journey.

Member Support

Our friendly staff is always ready to assist you during lobby hours, which are Monday through Friday from 8:00 AM to 5:00 PM. Whether you have questions about your account or need help with transactions, we're just a phone call away at 978-667-9999. Your financial well-being is our priority, and we're here to ensure you feel confident in managing your money.

Our Services

We understand that banking should be accessible and straightforward. That's why at our branch, we focus on offering essential services designed for your everyday needs. One of the key offerings is our ATM services. This allows you to access your funds quickly and conveniently, whether you're withdrawing cash for a weekend outing or checking your balance on the go. Imagine being able to pull up to an ATM whenever you need cash without worrying about long lines or waiting times. With our ATM services, you can enjoy that peace of mind knowing that your money is always within reach.

Digital & Online Banking

At Cambridge Municipal Employees, we understand that managing your finances should be as simple and secure as possible. Our digital and online banking services are designed to give you the freedom to handle your accounts anytime, anywhere, with peace of mind. With our user-friendly online banking platform available at https://cambridgefcu.com/, you can check your account balances, pay bills, and transfer funds with just a few clicks. This 24/7 access means you're never far from your money, allowing for real-time account management whenever it suits you. While we currently do not offer features like electronic signatures or e-statements, we prioritize your security and provide a reliable online experience. Although mobile payments and a dedicated mobile application are not available right now, we're committed to enhancing our services in the future. For those who like to send money easily, keep in mind that person-to-person transfers are also not available at this time. However, our focus remains on ensuring that all existing services are efficient and safe for our members. Whether you're checking your balance during lunch or making a quick payment after hours, Cambridge Municipal Employees is here to support your financial needs every step of the way. We look forward to continually improving your digital banking experience!

Financial Strength

Committed Team

Our dedicated team consists of 2 full-time employees and 2 part-time employees, ensuring that our branches are always ready to serve you with knowledgeable and committed staff. We believe that great service starts with great people.

Growing Member Base

Our total share accounts stand at 1,331, showcasing a strong and growing member base that trusts us with their finances. Your confidence in us is what drives our mission forward. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Cambridge Municipal Employees is your trusted partner. Visit us at 96 High St North Billerica Ma 01862 or call 978-667-9999 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Lending Capacity

We are proud to support our members' financial goals with $2,822,843 in total loans and leases. This includes 32 used auto loans, demonstrating our capacity to help you secure the financing you need for your aspirations. Our financial strength means that whether you're looking to buy a car or consolidate debt, we have the resources to assist you.

Member-Centric Focus

Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. This commitment is further supported by our $1,674,485 in undivided earnings, which allows us to reinvest in innovative banking tools and stronger lending options.

Strong Financial Health

With a net worth of $2,154,995, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 2004 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Information

If you're considering refinancing your current loans or need assistance determining eligibility for any of our products, don't hesitate to reach out! Our knowledgeable team at Cambridge Municipal Employees is ready to assist you with personalized solutions tailored to your financial situation. For more details about our loan offerings or to discuss your options further, feel free to contact us at 978-667-9999. You can also visit us at 96 High St North Billerica Ma 01862 during our operating hours from Monday through Friday, 8:00 AM to 5:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step towards achieving your financial dreams!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $684,910 in used vehicle loans and $728,336 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates that make financing your vehicle straightforward and affordable.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $701,113, make buying or refinancing simple. Whether you are a first-time homebuyer or looking to refinance an existing mortgage, our dedicated team is here to guide you through the process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. Although currently we have not issued any unsecured credit card loans yet, our approach is designed to help members manage their finances effectively when this option becomes available.

Loan Aggregator

Accurate Loan Comparisons

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Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. You can trust that the rates you see are accurate and reflect current market conditions. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. This feature allows users to make informed choices without being influenced by advertising dollars. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions quickly. By accessing current information, you can seize opportunities as they arise. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback underscores the effectiveness of LendMesh in helping individuals secure better financing options. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

CAMBRIDGE MUNICIPAL EMPLOYEES FEDERAL CREDIT UNION - North Billerica, MA

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