Caltech Employees Credit Union La Canada CA | Affordable Auto Loans & Low Mortgage Rates

Introduction

Welcome to Caltech Employees, your trusted partner in financial growth and community support! Located at 801 Foothill Blvd, La Canada, CA 91011, we have been serving our members since 1950. With a strong commitment to putting people first, we proudly serve over 34,310 members and manage total assets of more than $2 billion. At Caltech Employees, we believe that everyone deserves access to financial services that meet their needs. Whether you're looking for personal banking options like checking and savings accounts, auto loans, or mortgage refinancing, our dedicated team is here to help you make informed decisions. Our total deposits currently stand at $216,230,844, showcasing our stability and reliability as a member-focused credit union. While you can visit us at our branch for face-to-face assistance, please note that official correspondence should be sent to our mailing address: P.O. Box 11001, La Canada, CA 91012. This ensures your important documents reach us securely. Under the leadership of CEO John Meeker and Board President Stephen Proia, we are committed to fostering a welcoming environment where every member feels valued. With a robust team of 74 employees, we strive to deliver personalized service that reflects the unique needs of our community. Ready to take the next step? Give us a call at 800-592-3328 during our operating hours from Monday to Friday, 9:00 a.m. to 4:00 p.m., or explore more about our services online at Caltech Employees. Join us today and experience the difference of being part of a credit union that truly cares!

Branch History & Mission

Community Connection

Caltech Employees is not just about numbers and transactions; it's about building relationships and supporting the community. We actively engage in outreach efforts to give back to La Canada and surrounding areas. Whether through partnerships with local organizations or initiatives aimed at promoting financial literacy, we strive to uplift those around us. While members can visit us at 801 Foothill Blvd, official correspondence should be sent to P.O. Box 11001, La Canada, CA 91012 if needed. Join us at Caltech Employees and discover how we can help you achieve your financial goals while being part of a vibrant community. Experience the difference of personalized service and dedicated support because at Caltech Employees, you're not just another member; you're family. Reach out today at 800-592-3328 to learn more about how we can assist you!

Our Mission

The mission of Caltech Employees is simple yet profound: to empower our members by offering exceptional financial services while fostering community support. We believe in putting people first whether it's helping you secure a personal loan, opening a checking account, or providing guidance on mortgage options. Our commitment extends beyond transactions; we aim to make a meaningful impact in the lives of our members. As part of this commitment, we embrace technological advancements that enhance your banking experience. With online and mobile banking options available, managing your finances has never been easier. While we currently do not offer ATMs or drive-thru services at this location, we ensure that all your banking needs can be met through our user-friendly digital platforms.

Branch Location & Accessibility

Welcome to the Caltech Employees branch, your friendly financial partner located at 801 Foothill Blvd in La Canada, CA. Nestled within the vibrant community of Los Angeles County, our branch is conveniently situated near local landmarks that make it easy for you to visit us. Whether you're heading to nearby parks or exploring shops, we're just a short drive away. At Caltech Employees, we prioritize accessibility and convenience for all our members. Our branch features ADA-compliant facilities, ensuring everyone can easily access our services. Plus, ample parking is available, making your visit hassle-free. We understand how busy life can get, which is why we keep our doors open Monday through Friday from 9:00 a.m. to 4:00 p.m. We're here when you need us! Although we currently do not offer ATM services or drive-thru banking at this location, our dedicated team is ready to assist you with personal banking needs like checking and savings accounts, auto loans, mortgage loans, and more. For any official correspondence, please send it to our mailing address at P.O. Box 11001, La Canada, CA 91012. If you have questions or need assistance before visiting, feel free to give us a call at 800-592-3328. We look forward to welcoming you into our branch and helping you achieve your financial goals!

Member Eligibility

Becoming a member of Caltech Employees feels like joining a close-knit family where your financial well-being is our priority. If you live, work, or study in the area, you're likely eligible to become a part of our community. We welcome individuals connected to Caltech and those who share our mission of fostering financial growth and support. The best part? Membership comes with incredible benefits, including access to personalized services and competitive rates on loans and savings. To learn more about the specific eligibility criteria, check out this page. We've made it easy to join; all you need to do is visit us at 801 Foothill Blvd La Canada Ca 91011 or give us a call at (800) 592-3328. Let's take this step together toward a brighter financial future!

Business Banking & Commercial Services

Merchant Services That Matter

In today's fast-paced market, having reliable merchant services can make all the difference. Our offerings ensure that you can accept payments quickly and securely, freeing you to focus on what you do best growing your business. Picture this: a customer walks into your store, makes a purchase effortlessly using their card or mobile payment app, and leaves satisfied. That's the kind of seamless experience we aim to provide through our services. Let us help you navigate the path to success with confidence. For more information about how we can assist your business at our branch located at 801 Foothill Blvd La Canada Ca 91011, La Canada, CA, please contact us at (800) 592-3328.

Tailored Financing Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We also support the broader business community with $27 in non-member commercial loans, providing flexible financing solutions. Imagine having the capital to purchase new equipment, hire more staff, or even open a new location. With our accessible loan options, you can turn these aspirations into reality. We work closely with you to craft a financial solution that fits your specific requirements.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

While we currently do not offer ATM services directly at our branch, our network ensures that cash withdrawal options are available whenever needed. If you're ready to take advantage of these great services or have any questions about how we can assist you further, don't hesitate to reach out! Call us at 800-592-3328 during our lobby hours from Monday to Friday between 9:00 a.m. and 4:00 p.m., or visit us online at Caltech Employees. We look forward to supporting your financial goals!

Auto Loans & Vehicle Financing

Need a new car? Our auto loans and vehicle financing options can help make that dream a reality. We provide competitive rates and flexible terms so you can find a loan that fits your budget. Whether you're buying a brand-new vehicle or refinancing an existing loan, we're here to assist you every step of the way.

Business Banking

For our business members, we offer comprehensive business banking services, including merchant services and business loans. If you're starting or expanding a business, we understand how critical it is to have financial support tailored to entrepreneurs like you.

Credit Cards with Rewards

Our credit cards with rewards allow you to earn points for everyday purchases. Think about earning rewards just by using your card for groceries or gas! This program is designed to give back while helping you build credit responsibly.

Mortgage Loans & Refinancing

When it comes to homeownership, our mortgage loans and refinancing services are designed to guide you through the process smoothly. Picture yourself in your dream home our team will work with you to secure the best possible rates and terms, making it easier than ever to settle into that perfect space.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking services. With these tools, you can manage your accounts anytime, anywhere whether you're at home or on the go.

Personal Banking

We offer a variety of personal banking options, including checking and savings accounts that fit your lifestyle. With easy online access, managing your money has never been simpler. Imagine being able to check your balance or transfer funds from your phone while enjoying a coffee at your favorite café. Our accounts come with features that help you grow your savings and stay on top of your finances.

Personal Loans & Debt Consolidation

If you're facing unexpected expenses or need help managing debt, our personal loans and debt consolidation options can provide the relief you need. You can take control of your finances by consolidating high-interest debts into one manageable payment, allowing you to focus on what truly matters.

Digital & Online Banking

Key Features

Our online banking service operates 24/7, allowing you to check balances, pay bills, and transfer funds whenever it suits you. Whether you're at home or on the go, your financial information is always right at your fingertips. Plus, with the availability of e-statements, you can keep track of your transactions without the clutter of paper statements. If you need to send money to friends or family, our person-to-person transfer feature makes it easy and hassle-free. Just a few taps on your mobile device are all it takes to send funds securely. Speaking of mobile devices, our mobile application is designed for convenience, giving you quick access to all our banking features right from your smartphone.

Security and Accessibility

We prioritize your security with advanced measures to protect your account information. Although we don't currently support electronic signature authorization for transactions, rest assured that our other security features keep your data safe. While we don't offer mobile payments just yet, our existing tools make managing your finances straightforward and efficient. You can easily navigate through options and access everything needed for effective account management. At Caltech Employees, we're committed to providing you with accessible and reliable digital banking services that enhance your financial experience. Join us today and discover how easy it is to manage your money online!

Financial Strength

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Caltech Employees is your trusted partner. Visit us at 801 Foothill Blvd La Canada Ca 91011 or call (800) 592-3328 to learn more about how we can help you achieve your financial goals.

Dedicated Team

We also take pride in having 74 full-time employees ready to serve you with knowledge and commitment. Our team is dedicated to providing excellent service and ensuring your banking experience is smooth and beneficial.

Member-Centric Services

We prioritize our members above all else. Although we have $0 in non-member deposits, we focus our resources on benefiting you through better loan rates, lower fees, and exclusive perks tailored just for our members. Your savings are secure with us. Members' funds are backed by $0 in share certificates and $0 in money market shares, offering stable growth opportunities. These options allow you to earn more while having peace of mind about your investments.

Strong Financial Position

With a net worth of $210,879,561, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This robust net worth signifies our ability to withstand economic fluctuations while continuing to provide valuable services to our members. Our net worth ratio of $1,038 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Supporting Your Financial Goals

With $1,796 in used auto loans and a total of $591,525,244 in loans and leases, we proudly support our members' financial goals across various sectors. Whether you're looking to purchase a new vehicle or need funding for other life projects, we're here to help every step of the way. Our operational efficiency shines through with a net income of $0, which enables us to keep offering competitive loan rates and solid financial products for our members.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $29,230,091 in used vehicle loans and $26,328,063 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates to make your car-buying experience smooth and affordable.

Credit Lines

Need a little extra flexibility? Our total credit lines amount to $647,972,464, giving you access to funds when you need them most. Whether it's for unexpected expenses or planned purchases, our credit lines can provide the peace of mind you're looking for. We also offer refinancing options on many of our products. If you're interested in lower rates or better terms on existing loans or mortgages, feel free to reach out. Our team is here to help assess your eligibility and guide you through the process. For more information about our loan offerings or to discuss which option might be best for you, please contact us at 800-592-3328 or visit us at our branch located at 801 Foothill Blvd La Canada Ca 91011. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us assist you in making smart financial choices today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $73,613,097, make buying or refinancing simple. We offer personalized guidance throughout the process, ensuring you understand all your options and can make informed decisions.

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $8,043,337 in loans helping members manage their finances effectively. Our credit cards come with various rewards and benefits to suit your spending habits.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This strict adherence to regulatory guidelines ensures fair and transparent offers for users. By pulling data from legitimate financial institutions, LendMesh guarantees that all loan comparisons are based on verified information.

CALTECH EMPLOYEES FEDERAL CREDIT UNION