Call Credit Union Midlothian VA | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Call Federal Credit Union, your trusted financial partner located at 3640 Call Federal Dr, Midlothian, VA 23112. Since our establishment in 1962, we have been committed to serving our members with integrity and dedication. With a total membership of 28,445 and assets exceeding $520 million, we take pride in being a reliable resource for all your banking needs. At Call Federal, we understand that every financial journey is unique. Whether you're looking for a personal loan, seeking to finance a new vehicle, or exploring mortgage options, our dedicated team is here to guide you every step of the way. We offer a range of services including checking and savings accounts, auto loans, credit cards with rewards, and business banking solutions tailored to meet your needs. While members can visit us at our branch location, official correspondence should be sent to 3640 Call Federal Dr, Ste 100, Midlothian, VA 23112-3457. Our branch has a friendly staff of 113 employees, led by CEO John West and Board President James Horne, Jr., who are passionate about enhancing your banking experience. With total deposits of $42,876,438 and loans totaling 12,454, our financial health speaks volumes about our commitment to you. Additionally, we maintain a strong net worth of $56,556,122 and have cash in hand amounting to $3,999,468, ensuring that we can continue supporting our community's financial well-being. We invite you to explore what Call Federal has to offer. Feel free to call us at 804-276-2666 or visit our website at callfcu.org for more information. Let us help you achieve your financial goals today!

Branch History & Mission

At Call Federal Credit Union, our story began in 1962, rooted deeply in the community of Midlothian, VA. Over the years, we have grown from a small credit union into a vibrant financial institution that proudly serves more than 28,000 members. Our branch is located at 3640 Call Federal Dr, right in the heart of Chesterfield County. This location has become a familiar and welcoming place for individuals and families seeking trusted financial services. Our mission is clear: to enhance the lives of our members through personalized financial solutions while actively supporting our community. We believe that banking should be more than just transactions; it should be about building relationships and fostering growth. With total assets exceeding $520 million, we are well-equipped to provide a range of services, including personal banking, auto loans, mortgage financing, and credit card options with rewards. In addition to our core services, we take pride in our commitment to community outreach. Whether it's sponsoring local events or partnering with organizations that aim to improve lives in Chesterfield County, we strive to make a positive impact beyond just financial assistance. While members can visit us at our branch for friendly service during our operating hours of 9 AM to 5 PM on weekdays, official correspondence can be sent to our mailing address at 3640 Call Federal Dr, Ste 100, Midlothian, VA 23112-3457 if needed. We understand the importance of accessibility in today's world. That's why we offer convenient ATM services and drive-thru banking for quick deposits and withdrawals. Furthermore, we have embraced digital advancements with online banking and mobile applications so members can manage their finances anytime, anywhere. Call Federal Credit Union is not just a place to bank; it's a community where your needs come first. Join us today and experience the benefits of being part of a family-oriented credit union dedicated to helping you achieve your financial goals. We invite you to reach out at 804-276-2666 or visit us online at callfederal.org to learn more about how we can support you on your financial journey!

Branch Location & Accessibility

Convenient Access

At our Chesterfield location, you can enjoy hassle-free parking right outside our doors. We prioritize accessibility for all our members, ensuring that our branch is compliant with ADA standards. This means you'll find ramps and wide doorways to make your visit smooth and comfortable.

Operating Hours

We are open Monday through Friday from 9 AM to 5 PM, giving you plenty of time during the week to visit us. If you have any questions or need assistance, feel free to give us a call at 804-276-2666. Our friendly staff is always ready to help!

Services Offered

The Call Credit Union Chesterfield Office offers a variety of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. We also provide convenient ATM access and drive-thru banking for quick transactions. While members can visit us at 3640 Call Federal Dr, official correspondence should be sent to our mailing address at 3640 Call Federal Dr, Ste 100, Midlothian, VA 23112-3457 if needed. We invite you to come by the Call Credit Union Chesterfield Office today! Experience the personalized service that sets us apart from other banks. Whether you're looking to open an account or need assistance with a loan, we're here for you!

Member Eligibility

At Call, we believe that becoming a member is like joining a close-knit family where everyone supports each other. If you live, work, worship, or attend school in the Chesterfield area, you're already on your way to enjoying the benefits of our community-focused services! We welcome individuals who are looking for personalized banking solutions tailored just for them. Whether you're interested in opening a checking account, taking out a loan, or simply exploring your financial options, we've got you covered. To kick off your membership journey with us at Call, all you need to do is visit our website and check out the eligibility details here. It's simple and straightforward! If you have any questions or want to chat about your options, feel free to give us a call at (804) 276-2666. We're excited to help you take this important step towards better banking!

Business Banking & Commercial Services

Merchant Services that Make a Difference

In addition to loans, we offer comprehensive merchant services designed to simplify transactions for your business. Whether it's accepting credit cards or managing payments online, our solutions provide the tools you need to succeed. Picture this: with our merchant services, you can focus on serving your customers while we handle the behind-the-scenes financial processes. Located conveniently at 3640 Call Federal Dr Midlothian Va 23112 in Midlothian, VA, we're dedicated to helping local businesses flourish. Contact us today at (804) 276-2666 to learn more about how we can assist you!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We also support the broader business community with $33 in non-member commercial loans, providing flexible financing solutions. Imagine being able to purchase new equipment or hire additional staff without the financial strain. That's the power of our tailored loan options at Call.

Comprehensive List Of Services

Business Banking Made Easy

For our business members, we have comprehensive Business Banking solutions that include merchant services and business loans. Whether you're just starting out or looking to expand, our team is ready to assist with tailored financing options that suit your business needs.

Digital Convenience at Your Fingertips

In today's fast-paced world, convenience is key. That's why we offer robust Online & Mobile Banking features. With just a few clicks on your smartphone or computer, you can manage your accounts, transfer funds, and pay bills anytime, anywhere. Plus, if you need cash quickly, our ATM & Cash Withdrawal Services are readily available to ensure you're never left without access to your funds. Our branch also provides basic drive-thru banking for deposits, withdrawals, and simple transactions making banking easier than ever when you're on the go.

Financial Assistance When You Need It

In addition to mortgages and auto loans, we also offer Personal Loans & Debt Consolidation options. If you're feeling weighed down by debt, consolidating your payments into one manageable loan can ease financial stress and help you get back on track. To add more value to our offerings, we feature Credit Cards with Rewards. These cards not only provide purchasing power but also reward you with points for every dollar spent perfect for those who love to travel or shop!

Get Started Today!

At Call, we're committed to making banking accessible and convenient for everyone in Midlothian and beyond. If you're interested in exploring any of our services or have questions about how we can assist you with your financial journey, don't hesitate to reach out! Give us a call at (804) 276-2666 or visit us at Chesterfield Office today!

Personal Banking Solutions

We understand that managing your finances can sometimes feel overwhelming. That's why we offer Personal Banking options, including checking and savings accounts designed to fit your lifestyle. Imagine easily accessing your funds and keeping track of your budget with tools that work for you. If you're in the market for a new vehicle, our Auto Loans & Vehicle Financing options can help make that dream a reality. We provide competitive rates and flexible terms, making it simple for you to drive away in your new car. For those looking to invest in their future home, our Mortgage Loans & Refinancing services are tailored to meet your unique needs. Our knowledgeable staff can guide you through the entire process, ensuring you find the right mortgage solution that fits your budget.

Digital & Online Banking

Convenient Online Services

With 24/7 online banking available at https://callfederal.org/ , you can check your account balances, pay bills, and transfer funds anytime, anywhere. Whether you're at home, at work, or traveling, our online services ensure that you have access to your finances right when you need them. Plus, our person-to-person transfer feature makes sending money to friends or family a breeze.

Easy Account Management

Managing your accounts has never been simpler. We provide electronic statements for all members, allowing you to go paperless while keeping track of your transactions easily. If you're looking for an extra layer of convenience, our mobile application gives you access to all these features right in the palm of your hand. You can download it today and start banking from your smartphone!

Security You Can Trust

Your security is our top priority. Our platform utilizes advanced encryption technology to keep your information safe while providing easy access to essential services. For added convenience, we support electronic signature authorization, making it simple for you to complete transactions securely without the hassle of paperwork. At Call, we believe in providing financial tools that fit into your life seamlessly. Explore our digital and online banking options today and experience the difference!

Financial Strength

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Call is your trusted partner. Visit us at 3640 Call Federal Dr Midlothian Va 23112 or call (804) 276-2666 to learn more about how we can help you achieve your financial goals.

Dedicated Team

We also take pride in having 110 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. With total share accounts reaching 58,450, it's clear that many trust us with their finances.

Lending Capacity

Our lending capacity supports members' financial goals across various sectors with $2,348 in used auto loans and $259,616,181 in total loans and leases. Our operational efficiency is highlighted by our $0, which enables us to keep offering competitive loan rates and solid financial products for our members.

Member-Centric Savings Options

Members' savings are secured through $38,970,268 in share certificates and $87,660,887 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvestment for Better Services

With $55,062,675 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment allows us to continually improve our offerings while ensuring your money is safe.

Strong Capital Foundation

With a net worth of $56,556,122, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,086 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Financing Options

In addition to our core offerings, we provide personal loans and debt consolidation options that can help ease financial burdens. If you're considering refinancing any existing loans or looking for eligibility options, our team is ready to assist you. We want to ensure you have all the information needed to make informed decisions regarding your finances. To learn more about our loan offerings or start your application today, feel free to reach out at (804) 276-2666 or visit us at 3640 Call Federal Dr Midlothian Va 23112 in Midlothian, VA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Call, we're here to help you take control of your financial future with confidence!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $33,739,143 in used vehicle loans and $14,984,171 in new vehicle loans already helping members get on the road. Whether you're considering a brand-new model or a reliable pre-owned vehicle, we have financing options that work for you.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $54,172,833, make buying or refinancing simple. We guide you through each step of the mortgage process, ensuring you understand your options and helping you secure the best possible rate.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $11,825,235 in loans helping members manage their finances effectively. These credit cards come with rewards and no annual fees, allowing you to use them without worrying about extra costs.

Loan Aggregator

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CALL FEDERAL CREDIT UNION