Call Credit Union Chester VA | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Call at our Chester Office, located conveniently at 10712 Iron Bridge Rd, Chester, VA 23831. Since our establishment in 1962, we have been dedicated to serving our community and providing exceptional financial services tailored to your needs. With a robust membership of 28,445, we pride ourselves on being more than just a credit union; we are a trusted partner in your financial journey. At Call, we understand the importance of security and growth in your finances. Our total assets reach an impressive $520,547,272, ensuring that your funds are not only safe but also working for you. We currently hold $42,876,438 in deposits, which reflects the trust our members place in us every day. Furthermore, our strong net worth of $56,556,122 demonstrates our commitment to maintaining stability and reliability for all our members. Led by our experienced CEO, John West, and Board President, James Horne, Jr., we have a team of 113 employees ready to assist you with personal banking needs including checking and savings accounts, auto loans, mortgage refinancing, and much more. Whether you're looking to apply for a loan or simply want guidance on managing your finances better, we're here to help. While you can visit us at our Chester location for all your banking needs, official correspondence should be sent to the same address: 10712 Iron Bridge Road, Chester, VA 23831. If you have any questions or need assistance right away, feel free to call us at 804-274-1200. We invite you to explore how Call can enhance your financial future. Visit our website at callfederal.org or stop by today your financial goals are just a conversation away!

Branch History & Mission

Community Engagement

Our commitment extends beyond banking; it's about being an active participant in the community. We regularly engage in outreach efforts and partner with local organizations to support various initiatives that uplift our neighbors in Chester. Whether it's sponsoring local events or participating in charity drives, we understand that when our community thrives, we all benefit. While you can visit us at our branch location for all your banking needs during our operating hours Monday through Friday from 9 AM to 6 PM and Saturday from 9 AM to 12 PM official correspondence should be directed to our mailing address at 10712 Iron Bridge Road, Chester, VA 23831 if it differs from your visit. We invite you to experience everything Call Credit Union has to offer. Join us today and discover how we can help you achieve your financial goals while supporting the vibrant community around us. For any inquiries or assistance, feel free to reach us at (804) 274-1200. Together, let's build a brighter future!

Our Mission

At the heart of Call Credit Union is our mission: to empower our members through accessible financial solutions and community support. We strive to make a positive impact on the lives of those we serve by offering personal banking options like checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and business banking services. We aim not just to provide financial products but also to build a supportive environment where every member feels valued and heard. In addition to delivering quality financial services, we focus on enhancing digital advancements for your convenience. With features such as online banking and mobile application access, managing your finances has never been easier. We are committed to ensuring our services meet ADA compliance standards so that everyone can access the resources they need without barriers.

Branch Location & Accessibility

Convenient Access

At Call, we prioritize convenience and accessibility for our members. Our branch is designed with ADA-compliant features to ensure everyone can navigate comfortably. Ample parking is available right outside, so you can park with ease when you come by. While our physical address is where you'll find us, any official correspondence should be sent to the same address: 10712 Iron Bridge Road, Chester, VA 23831.

Get in Touch

If you have questions or need assistance, don't hesitate to give us a call at 804-274-1200. We're looking forward to serving you! Visit us today and experience the welcoming atmosphere that sets Call apart from the rest.

Operating Hours

We're open during the week from Monday to Friday between 9 AM and 6 PM, and on Saturdays from 9 AM to 12 PM. This schedule makes it easy for you to fit banking into your busy day.

Services Offered

We provide a wide range of services tailored to meet your needs. From checking and savings accounts to auto loans and credit cards with rewards, we've got you covered! Plus, our ATM is available for quick cash withdrawals and balance checks anytime you need them.

Member Eligibility

At Call, we believe that everyone deserves a chance to be part of a welcoming and supportive community. Becoming a member is straightforward and open to those who live, work, or worship in our local area. If you're looking for personalized financial services and a community that cares about your needs, you've come to the right place! We invite you to explore the benefits of membership, which include access to competitive rates on loans and savings accounts, as well as a range of convenient services tailored just for you. To learn more about the specific eligibility criteria and ensure you meet all the requirements, please visit our detailed page. Once you're ready to join us, opening an account is easy; simply follow the instructions available at https://callfederal.org/apply-for-loan/. If you have any questions or need assistance, don't hesitate to reach out to us at (804) 274-1200. We look forward to welcoming you to Call located at 10712 Iron Bridge Rd Chester Va 23831!

Business Banking & Commercial Services

Merchant Services Made Easy

In addition to loans, we offer merchant services that make transactions simple and efficient. Picture this: you're serving customers at your shop and they can pay seamlessly using their preferred method be it card or mobile payment. This convenience not only enhances customer satisfaction but also helps streamline your business operations. With our dedicated team at Call, located at 10712 Iron Bridge Rd Chester Va 23831 in Chester, VA, you can count on personalized service tailored to meet your specific needs. Let us help you take your business to new heights!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We also support the broader business community with $33 in non-member commercial loans, providing flexible financing solutions. Imagine having the funds you need at your fingertips whether it's for purchasing new equipment, hiring staff, or expanding your operations. Our loan options are crafted to give you the financial backing required to seize those moments.

Comprehensive List Of Services

Banking at Your Fingertips

In today's busy world, having access to your finances on the go is essential. That's why we offer robust online and mobile banking services. You can check balances, transfer funds, and pay bills anytime from anywhere making banking as convenient as possible for you. Our branch also provides ATM and cash withdrawal services for when you need cash quickly. With basic ATM access available for balance checks and withdrawals, managing your finances is straightforward.

Connect With Us!

At Call, we pride ourselves on making banking accessible and enjoyable for everyone in Chester and beyond. To learn more about how we can assist you or to explore any specific service in detail, feel free to reach out at (804) 274-1200 or visit us at our branch location. We look forward to helping you achieve all your financial dreams!

Home Financing Solutions

For those ready to purchase their first home or refinance an existing mortgage, our mortgage loans and refinancing options provide the support you need. Imagine moving into your dream home with a manageable monthly payment that fits comfortably within your budget.

Personal Banking Made Easy

Whether you're looking to open a checking or savings account, our personal banking options cater to everyone. You might be saving for a vacation or setting up an emergency fund; whatever your goal, we have the right accounts with features that suit your lifestyle. If you're considering buying a new car, our auto loans and vehicle financing solutions can help turn that dream into reality. We offer competitive rates and flexible terms that make it easy for you to drive away in your new vehicle without breaking the bank.

Rewarding Credit Options

Looking to build or improve your credit? Our credit cards with rewards allow you to earn points on everyday purchases. It's a simple way to get more from what you spend while helping strengthen your credit score.

Simplifying Borrowing

Sometimes life throws unexpected expenses our way, and that's where our personal loans and debt consolidation services come in handy. You can tackle those urgent costs or consolidate multiple debts into one easy-to-manage payment.

Supporting Local Businesses

We are proud to support local entrepreneurs through our business banking services. Whether you're looking for merchant services or business loans, we have tailored solutions that meet the specific needs of small businesses in our community.

Digital & Online Banking

Key Features

Our online banking service operates 24/7, so whether it's early morning or late at night, you can check your account balance, make transfers, and pay bills without any hassle. If you prefer to handle things on the go, our mobile application is ready to assist you with real-time account management right in your pocket. Need to send money to a friend? Our person-to-person transfer feature makes it easy and quick. You'll appreciate how simple it is to send funds directly from your account, making those shared expenses a breeze. Plus, if you're looking for a greener option, we offer e-statements that you can access anytime no more waiting for paper statements in the mail!

Security and Convenience

Security is at the heart of what we do at Call. We use electronic signature authorization to keep your transactions safe and secure. You can trust that your information is protected while enjoying the ease of digital banking. In today's fast-paced world, having control over your finances shouldn't be complicated. With our user-friendly features and robust security measures, managing your money has never been easier or safer. Whether you're at home or out and about, Call gives you the tools you need for effective financial management right at your fingertips. Join us today and experience the convenience of modern banking with Call!

Financial Strength

Committed to Growth

With $55,062,675 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity for lending is robust as shown by $2,348 in used auto loans and $259,616,181 in total loans and leases. This supports your financial goals across various sectors.

Member-Centric Savings Options

Members' savings are secured through $38,970,268 in share certificates and $87,660,887 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $286,156 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. With a dedicated workforce of 110 full-time employees and 3 part-time employees, our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Foundation

With a net worth of $56,556,122, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.86% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Strong Member Base

Total Share Accounts stand at 58,450, showing a strong and growing member base that trusts us with their finances. Our commitment to transparency ensures you can feel confident in your choice of banking partner. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Call is your trusted partner. Visit us at 10712 Iron Bridge Rd Chester Va 23831 or call (804) 274-1200 to learn more about how we can help you achieve your financial goals.

Loan Offering

Additional Financing Options

If you're considering starting a business or need additional capital, our commercial loans may be an option for you. While we currently have no outstanding commercial loans available, we continually assess our offerings to better serve our members' needs.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $33,739,143 in used vehicle loans and $14,984,171 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or opting for a reliable used car, our flexible terms can fit your budget.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $11,825,235 in loans helping members manage their finances effectively. Our credit cards come with various benefits designed to help you maximize your spending power while keeping your finances on track.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $54,172,833, make buying or refinancing simple. We work with you to ensure that you find the right solution for your housing needs.

Refinancing Options

Are you looking to refinance an existing loan? At Call, we provide options that could lower your monthly payments or help you pay off debt more efficiently. Contact us for details about eligibility and how we can assist you through the refinancing process. For more information about any of these loan products or to get started with your application, feel free to visit us at our branch located at 10712 Iron Bridge Rd Chester Va 23831 in Chester, VA, or give us a call at (804) 274-1200. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step toward achieving your financial aspirations!

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CALL FEDERAL CREDIT UNION - Chester, VA

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