California Credit Union Santa Ana CA | Low Mortgage Rates & Auto Loans

Introduction

Welcome to California, your trusted credit union located at 1313 W 17Th St Ste C, Santa Ana, CA 92706. Since our establishment in 1933, we have been committed to serving the financial needs of our community with integrity and care. With a strong membership base of 196,473 individuals, we pride ourselves on being more than just a financial institution; we're a partner in your journey toward financial wellness. At California, our total assets amount to an impressive $5,134,469,225, which reflects our stability and dedication to providing exceptional services. We understand that each member's financial situation is unique, which is why we offer a variety of personalized solutions, including auto loans, mortgage options, personal loans, and credit cards with rewards tailored to meet your specific needs. We are proud to report that our total deposits stand at $648,852,129, showcasing the trust our members place in us. Additionally, our net worth of $467,195,510 underlines our commitment to maintaining a solid foundation for future growth and member support. Our CEO, Steven O'Connell, along with Board President Walton Greene, leads our team of 527 employees who are dedicated to ensuring you receive top-notch service every time you interact with us. While members can visit us at our branch for all their banking needs or to speak with one of our friendly staff members about loans or savings options, official correspondence should be sent to the same address: 1313 W. 17th ST STE C, Santa Ana, CA 92706. Whether you're looking for advice on managing your finances or need assistance with a loan application process our door is always open. For any inquiries or assistance, feel free to reach out at 800-334-8788 during our lobby hours from Monday to Friday. Join us as we continue to make a positive impact in the lives of our members and the Santa Ana community. Visit us today or explore more about what we offer on our website: www.ccu.com. Your financial journey starts here!

Branch History & Mission

Our Mission

At California Credit Union, our mission goes beyond just providing banking services; it's about empowering individuals and families to achieve their financial goals. We believe that everyone deserves access to quality financial resources and support. Our team is dedicated to offering personalized service, whether it's through traditional banking options or innovative digital tools. Our branch hours are designed for your convenience: we're open Monday through Thursday from 9 AM to 4 PM and Friday from 9 AM to 5 PM. We also offer ATM services for easy access to your funds anytime you need them. Although we currently do not have drive-thru banking available, we ensure that your experience inside our branch is efficient and friendly. As part of our ongoing commitment to serve all members of the community, we focus on providing comprehensive services such as personal banking accounts, auto loans, mortgage financing, business banking options, and more. We also embrace digital advancements with online and mobile banking solutions that allow you to manage your finances at your fingertips. While members can visit us at 1313 W 17th St Ste C, official correspondence should be sent to 1313 W. 17th ST STE C, Santa Ana, CA 92706. We invite you to join California Credit Union today! Experience the benefits of being part of a supportive financial community where your needs come first. For more information on how to become a member or take advantage of our services, please reach out at 800-334-8788 or visit us online at ccu.com. Together, let's build a brighter financial future!

Branch Location & Accessibility

Welcome to California Credit Union's Santa Ana branch! Conveniently located at 1313 W 17th St Ste C, our branch is easy to find and accessible for all members. Nestled in the heart of Santa Ana, you can spot us near popular local landmarks that make it a breeze to stop by for your banking needs. Our branch is designed with your convenience in mind. You'll find ample parking available, along with features that ensure everyone can access our services comfortably, including ADA-compliant entrances. We understand that every visit is important, which is why we strive to create a welcoming atmosphere for all our members. Our friendly team is here during our operating hours from Monday to Thursday, 9 AM to 4 PM, and Friday from 9 AM to 5 PM. Whether you need assistance with personal banking, auto loans, or credit cards with rewards, we are ready to help you achieve your financial goals. For those who prefer self-service options, we offer ATM availability right at our location for quick cash withdrawals and balance checks. While we don't currently have drive-thru services, our lobby is open and waiting for you. If you have any questions or want more information about what we offer, feel free to give us a call at 800-334-8788. We're excited to assist you and hope you'll visit us soon! Remember, while members can visit us at 1313 W 17th St Ste C, official correspondence should be sent to the same address for your convenience.

Member Eligibility

At California, becoming a member feels like joining a close-knit community where your financial needs are understood and prioritized. If you're interested in membership, you'll be pleased to know that eligibility is designed to be accessible and welcoming. Generally, anyone who lives, works, worships, or attends school in the area can join us. This means we embrace our neighbors and those who contribute to our vibrant community here in Santa Ana. Plus, as a member of California, you'll enjoy a range of benefits, from competitive loan rates to personalized service that helps you reach your financial goals. To start your journey with us, simply check out the detailed eligibility criteria at https://www.ccu.com/join/. It's straightforward! Once you're ready to open an account, you can find all the information you need at https://www.ccu.com/join/. If you have any questions or need assistance, don't hesitate to give us a call at (800) 334-8788. We're excited to welcome you to the California family!

Business Banking & Commercial Services

Loan Options That Make a Difference

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $765 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $240 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $413,773,027, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Tailored for You

In addition to loans, our merchant services simplify transactions, making it easier for you to manage payments. Picture this: your customers walk into your store, make purchases seamlessly using their cards or mobile payments, and you receive those funds quickly. That's the kind of convenience we offer. At California, we're here to ensure that your financial journey is smooth, so you can focus on what truly matters growing your business. Visit us at 1313 W 17Th St Ste C Santa Ana Ca 92706 in Santa Ana, CA or call us at (800) 334-8788 to learn how we can support your business goals today!

Comprehensive List Of Services

Accessibility and Support

At California, we strive to ensure all members feel supported in their banking journey. For any questions or assistance, don't hesitate to reach out at (800) 334-8788 during our lobby hours: Monday through Friday from 9 AM to 5 PM. Explore all that we have to offer at Santa Ana and discover how we can help you take control of your financial future today! For more information or to get started, visit us online at https://www.ccu.com/.

Business Banking

For business owners, we offer comprehensive Business Banking services including merchant services and business loans. Whether you're starting a new venture or expanding an existing one, we provide the support and resources necessary for success.

Credit Solutions

We understand that life can throw unexpected expenses your way. That's why our Personal Loans and debt consolidation options are designed to provide relief when you need it most. Plus, if you're looking to earn rewards while you spend, check out our Credit Cards with Rewards, which can add value to your everyday purchases.

Digital Banking Convenience

In today's fast-paced world, convenience is key. Our Online & Mobile Banking platforms allow you to manage your finances anywhere, anytime. With features like mobile payments and person-to-person transfers, handling your money has never been easier. You can also access your funds through our ATMs for quick withdrawals or balance checks without any hassle.

Personal Banking

For those looking for day-to-day banking solutions, our Personal Banking services offer everything from checking and savings accounts to auto loans and vehicle financing. Imagine having access to an account that helps you save for that dream vacation or a new car. Our competitive rates on Auto Loans make it easy for you to hit the road with confidence, while our Mortgage Loans and refinancing options can turn your homeownership dreams into reality.

Digital & Online Banking

Always Available and Secure

Your safety is our priority. All transactions through our online banking are protected by advanced security measures so you can bank with confidence. If you're interested in using mobile payments, we've got you covered there too! Enjoy the convenience of paying directly from your device. Whether you're checking your balance before making a purchase or need quick access to important financial information, California's digital banking services are designed for real-time management of your accounts. Join us today and experience banking made easy!

Key Services for You

With our online banking, you can easily check balances, transfer funds, and pay bills without ever stepping into a branch. Our mobile application makes it even more convenient; you can manage your finances right from your smartphone! Plus, with features like person-to-person transfers, sending money to friends or family has never been simpler. For those who prefer going paperless, we offer e-statements that let you view your account details securely online. This not only saves trees but also keeps your information organized and easy to access. Although we currently do not support electronic signature authorization, rest assured that our other features prioritize your security.

Financial Strength

At California, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that trust is built on strong financial foundations, and we are proud to share our commitment to your financial well-being. With a net worth of $467,195,510, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.08% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,177,299,189 in share certificates and $799,334,024 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $286,696,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $296,329,148 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $20,736 in used auto loans and $3,101,496,759 in total loans and leases, we support members' financial goals across various sectors. Our operational efficiency is reflected in our $5,538,680, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 477 full-time employees and 50 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. The trust placed in us is evident with a total of 269,326 accounts held by our growing member base. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, California is your trusted partner. Visit us at 1313 W 17Th St Ste C Santa Ana Ca 92706 or call (800) 334-8788 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $374,576,166 in used vehicle loans and $163,022,500 in new vehicle loans already helping members get on the road. We provide financing options that make it easy for you to drive away in the vehicle you desire.

Business Financing

For business owners, our outstanding commercial loans totaling $413,773,027 provide the capital needed to grow and expand. We recognize the importance of having access to funds that can help take your business to the next level. If you're considering refinancing or exploring eligibility options, we're here to assist you every step of the way. Visit us at 1313 W 17Th St Ste C Santa Ana Ca 92706 in Santa Ana, CA, or call us at (800) 334-8788 to learn more about how we can help fulfill your financial aspirations. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Whether you're ready to apply or just have questions, our team is dedicated to providing support tailored specifically for you. Let's work together towards achieving your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $325,320,391, make buying or refinancing simple. We are here to guide you through the process, ensuring you understand every step along the way.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $44,147,777 in loans helping members manage their finances effectively. These cards come with various benefits and rewards that can suit your spending habits while keeping your budget on track.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With so many options available, it is essential to have a reliable tool that helps you navigate through them efficiently. LendMesh ensures accurate loan comparisons by sourcing its data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to using verified information guarantees fair and transparent offers for users. One of the key benefits of using LendMesh is Verified Data. All loan offers are sourced from legitimate financial institutions, ensuring transparency in what you see. Additionally, LendMesh prides itself on having No Sponsored Listings. Unlike some comparison tools that may prioritize lenders based on paid promotions, LendMesh focuses solely on providing unbiased results to help you make informed decisions. Another advantage is Real-Time Rate Comparisons. The platform updates loan rates from multiple institutions regularly, allowing users to find the most current offers available in the market. This feature empowers borrowers by giving them access to relevant information when they need it most. Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the value and effectiveness of this comparison tool. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

KINZUA FEDERAL CREDIT UNION - Santa Ana, CA

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans

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