California Credit Union San Diego CA | Quick Personal Loans & Top Checking Accounts

Introduction

Welcome to California, a trusted credit union serving our vibrant community since 1933. Located at Building 318 Nasni, San Diego, CA 92135, we take pride in being a cornerstone of financial support for our 196,473 members. At California, we understand that your financial journey is unique, and we're here to provide personalized solutions that fit your needs. With over $5.13 billion in total assets and $648.85 million in total deposits, our commitment to your financial well-being is reflected in our robust offerings. From auto loans and mortgages to personal banking services, we ensure that you have access to the resources necessary to achieve your goals. Our team of 527 dedicated employees, led by CEO Steven O'Connell and Board President Walton Greene, works tirelessly to create a welcoming environment where every member feels valued. While members can visit us at our physical location, official correspondence should be sent to our mailing address: PO Box 85833, San Diego, CA 92186. We invite you to explore our services further on our website at www.ccu.com or give us a call at 619-656-7156. Join us today and experience the California difference where community matters and your financial success is our priority!

Branch History & Mission

Community Focus

California Credit Union actively participates in local initiatives that strengthen our communities. From supporting local events to partnering with organizations that uplift those in need, we're dedicated to giving back where it matters most. Our goal is not only to provide financial security but also to contribute positively to the lives of those we serve. As we continue into the future, we are committed to enhancing our digital capabilities while ensuring ADA compliance for all facilities. We recognize the importance of customer-centric initiatives and strive to improve every aspect of your experience with us.

Join Us

We invite you to become part of our journey at California Credit Union! Whether you're looking for reliable banking services or seeking ways to engage with your community more deeply, we are here for you. Visit us or call us at (619) 656-7156 today to learn how you can benefit from membership with us! Together, let's build a brighter financial future.

Our Mission

Our mission is clear: to provide accessible financial services that empower individuals and families to achieve their goals while fostering a spirit of community engagement. We believe that when our members succeed, so does the entire community. This philosophy drives us to offer diverse services such as personal banking including checking and savings accounts auto loans, mortgage refinancing, and business banking solutions. While members can visit us at Building 318 Nasni San Diego Ca 92135, official correspondence should be sent to PO Box 85833, San Diego, CA 92186. We aim for convenience by providing online and mobile banking options along with ATM access for quick cash withdrawals and balance checks.

Branch Location & Accessibility

Welcome to the California credit union branch located at Building 318 Nasni in beautiful San Diego, CA. Our friendly team is eager to assist you with all your banking needs right in the heart of the community. With a convenient location, we're easily accessible for all members, whether you're stopping by for a quick transaction or looking for personalized financial advice. While members can visit us at Building 318 Nasni, official correspondence should be sent to our mailing address: PO Box 85833, San Diego, CA 92186. We pride ourselves on being located near notable landmarks, making it easy for you to find us. Plus, ample parking is available nearby, ensuring that you won't have to worry about finding a spot when you arrive. Our branch is fully compliant with accessibility standards, featuring ramps and other accommodations to ensure everyone can access our services without any hassle. We understand that your time is valuable, which is why we offer flexible operating hours: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 2 PM. Whether you're visiting during the week or on the weekend, we're here to serve you! At our California branch, you'll find a range of services designed to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Plus, enjoy the convenience of ATM access for withdrawals and balance checks whenever you need it. We invite you to come by and discover how we can support your financial journey. If you have any questions or need assistance before your visit, don't hesitate to call us at 619-656-7156. We look forward to welcoming you soon!

Member Eligibility

At California, we believe that everyone deserves access to a supportive financial community. Becoming a member is simple and welcoming! If you live, work, or worship in the area around our branch at Building 318 Nasni San Diego Ca 92135, you're likely eligible to join us. We strive to make membership accessible for all, offering a range of services tailored to meet your needs. To get started, you can learn more about the specific eligibility requirements by visiting our website at https://www.ccu.com/join/. Opening an account is just as easy! Whether you're looking for personal banking solutions or loans, we have options that can help you achieve your financial goals. If you have any questions or need assistance, feel free to reach out to us at (619) 656-7156. Join us today and experience the advantages of being part of the California family!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $765 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $240 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $413,773,027, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we provide essential merchant services designed to simplify transactions and enhance customer experiences. Imagine accepting payments on the go or managing payroll seamlessly all while having access to expert support right here at California. Our goal is to make banking easy so you can focus on what truly matters: growing your business. Visit us at Building 318 Nasni San Diego Ca 92135 or call us at (619) 656-7156 to learn more about how our business banking services can work for you!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash on the go? Our ATM services are readily available for quick cash withdrawals and balance checks without the hassle. Plus, with multiple ATMs throughout the area, accessing your funds has never been easier. At California, we are committed to making banking accessible and straightforward for everyone. If you're ready to explore how we can serve you better or if you have any questions about our offerings, don't hesitate to reach out! Call us at (619) 656-7156 or visit us at North Island today!

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? Our Auto Loans & Vehicle Financing options make it easier than ever to get behind the wheel of your ideal vehicle. With competitive rates and flexible terms, we can help you secure the financing you need while keeping your budget in check.

Business Banking Solutions

For entrepreneurs and small business owners, our Business Banking services include essential tools like Merchant Services and Business Loans. We understand that running a business requires financial flexibility and support, and we're here to help your business thrive.

Credit Cards with Rewards

Enjoy shopping with benefits through our Credit Cards with Rewards program. Earn points for every dollar spent, which you can redeem for travel, merchandise, or cash back. It's a great way to make your purchases work for you!

Mortgage Loans & Refinancing

Homeownership is within reach with our Mortgage Loans & Refinancing services. Whether you're a first-time homebuyer or looking to refinance an existing mortgage, we provide tailored solutions that can simplify the process and save you money over time.

Online & Mobile Banking

In today's fast-paced world, convenience matters. That's why we offer robust Online & Mobile Banking features that let you manage your accounts anytime, anywhere. Check balances, pay bills, transfer funds, and even deposit checks right from your smartphone or computer.

Personal Banking

Whether you're just starting out or looking to manage your wealth, our personal banking services have got you covered. We offer Checking & Savings Accounts that fit various lifestyles, helping you save for that dream vacation or simply manage your day-to-day expenses with ease.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. That's why we offer Personal Loans & Debt Consolidation options to help you manage those costs effectively. Whether it's for medical bills, home repairs, or consolidating debt into one manageable payment, we're here to assist.

Digital & Online Banking

Key Features

One of the standout features of our digital banking experience is the ability to set up e-statements. This means you can receive your bank statements electronically instead of waiting for them in the mail, making it both faster and more environmentally friendly. Plus, if you're on the go, our mobile application allows you to manage your accounts right from your smartphone. With mobile payments enabled, you can make purchases quickly and securely without needing cash or cards. Need to send money to a friend? Our person-to-person transfer feature makes it easy to send money instantly with just a few taps on your phone. You can also authorize transactions using electronic signatures when needed, adding an extra layer of convenience. Security is paramount in everything we do at California. We employ advanced security measures to ensure that your personal information remains protected while you enjoy all these convenient online features. In summary, whether you're looking for quick access to your funds or seamless transaction capabilities, our digital banking services have got you covered. Join us at California and experience how easy and secure managing your finances can be!

Financial Strength

Efficient Operations

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 477 full-time employees and 50 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Member Base

Total Share and Deposit Accounts: 269,326, showing a strong and growing member base that trusts us with their finances. This community of members strengthens our ability to provide outstanding service tailored to your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, California is your trusted partner. Visit us at Building 318 Nasni San Diego Ca 92135 or call (619) 656-7156 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $1,177,299,189 in share certificates and $799,334,024 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $286,696,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvestment for Growth

With $296,329,148 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, our lending capacity supports your financial goals with $20,736 in used auto loans and $3,101,496,759 in total loans and leases.

Solid Financial Health

With a net worth of $467,195,510, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $908 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $374,576,166 in used vehicle loans and $163,022,500 in new vehicle loans already helping members get on the road. We provide financing for both new and used vehicles to ensure you can find the right fit for your lifestyle. Our team is ready to assist you through the application process and answer any questions about eligibility or refinancing options.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $325,320,391, make buying or refinancing simple. We offer various mortgage products that cater to different needs, whether you're a first-time homebuyer or looking to refinance an existing mortgage.

Other Financing Options

In addition to these popular products, we provide personal loans for debt consolidation and other financial needs as well as business loans for entrepreneurs looking to grow their ventures. For business owners, our outstanding commercial loans totaling $413,773,027 provide the capital needed to grow and expand. Our dedicated team is here to help you navigate your options and find the best solutions for your financial journey. If you're interested in learning more about our loan offerings or want assistance in applying, don't hesitate to reach out at (619) 656-7156 or visit us at our location: Building 318 Nasni San Diego Ca 92135 in San Diego, CA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to assisting you with your financial needs!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $44,147,777 in loans helping members manage their finances effectively. Our credit cards come with competitive rates and rewards programs that can make everyday purchases more rewarding.

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov), ensuring fair and transparent offers. This commitment to accuracy means users can trust that the rates displayed reflect legitimate lending options available in their area.

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in the information provided. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that truly reflect market conditions. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, allowing for quick and informed decision-making. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This feedback highlights how effective LendMesh is in assisting consumers with their borrowing needs. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

California

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans