California Credit Union San Diego CA | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to California, your trusted partner in financial well-being, located at 9420 Mira Mesa Blvd, San Diego, CA 92126. Since our establishment in 1933, we've grown into a community cornerstone with a commitment to serving our 196,473 members and fostering financial health. At California Credit Union, we pride ourselves on being more than just a financial institution; we're a community-focused organization dedicated to helping you achieve your goals. With total assets exceeding $5.13 billion, and total deposits of $648,852,129, we are well-equipped to provide the resources you need for personal banking, auto loans, mortgages, and more. While members can visit us at our branch location, official correspondence should be sent to our mailing address: PO Box 85833, San Diego, CA 92186. Our friendly team is here to assist you with any inquiries; feel free to reach us at 619-656-7216. Under the leadership of CEO Steven O'Connell and Board President Walton Greene, our dedicated staff of 527 employees works tirelessly to ensure that you receive personalized service and support tailored to your financial needs. Our mission is simple: to empower our members through accessible financial solutions while maintaining a strong focus on community impact. Whether you're looking for checking accounts that fit your lifestyle or loans designed to help you reach your aspirations, California Credit Union has got you covered. Explore our services online at ccu.com and discover how we can make a difference in your financial journey. Join us today and experience the benefits of being part of a credit union that truly cares about its members. Visit us or give us a call we can't wait to help you thrive!

Branch History & Mission

Community Commitment

Over the years, we've proudly partnered with local organizations and initiatives aimed at bettering lives in San Diego. Our outreach programs focus on financial education, providing resources that help individuals understand and navigate their financial journeys effectively. We are dedicated to making a positive impact through volunteering efforts and charitable contributions. As we look toward the future, we're excited about embracing new technology that enhances your experience with us. From online banking services to mobile payments, we strive to make managing your finances easy and efficient all while ensuring ADA compliance so that all members feel welcome.

Join Us Today!

If you're looking for more than just a place to bank if you want to be part of a community-focused institution that truly cares about its members California is here for you. Stop by or give us a call at (619) 656-7216 today! Experience firsthand how we can help you reach your financial goals while contributing positively to our shared community. Together, let's build a brighter future!

Our Mission

At California, our mission is simple yet profound: to empower our members through accessible financial services while actively supporting and enriching the communities we serve. We believe that everyone deserves the opportunity to achieve their financial goals, whether it's saving for a dream home, financing a vehicle, or planning for retirement. Our services are designed with you in mind, ranging from personal banking solutions like checking and savings accounts to loans for auto financing and mortgages. We also offer business banking options to support local entrepreneurs. With convenient operating hours including extended hours on Fridays and Saturdays we ensure that our members can easily access their finances when it suits them best.

Branch Location & Accessibility

Welcome to the California Credit Union branch located at 9420 Mira Mesa Blvd, San Diego, CA 92126. Our Mira Mesa site is a friendly place where members can easily access a range of banking services. Nestled in a bustling area of San Diego, we're conveniently situated near popular spots like the Mira Mesa Community Park and the Mira Mesa Shopping Center, making us an ideal stop whether you're running errands or enjoying a day out. At our branch, we prioritize accessibility for all our members. We provide ample parking and have features that comply with ADA guidelines to ensure everyone can visit us comfortably. If you're in need of quick cash, you'll be glad to know we have an ATM on-site and offer drive-thru banking for those who prefer to bank without leaving their vehicles. Our operating hours are designed with your schedule in mind: we're open from 9 AM to 5 PM Monday through Thursday, extending our hours until 6 PM on Fridays, and even offering Saturday hours from 9 AM to 2 PM. Whether it's a weekday or weekend, we're here to help with your banking needs. In addition to standard banking services like checking and savings accounts, we also offer auto loans, personal loans, mortgages, and credit cards with rewards. If you have questions or want to learn more about any of our offerings, don't hesitate to give us a call at 619-656-7216. While members can visit us at our Mira Mesa branch for all their banking needs, please note that official correspondence should be sent to PO Box 85833, San Diego, CA 92186. We look forward to welcoming you soon!

Member Eligibility

At California, we believe that everyone deserves the chance to belong to a supportive community where financial dreams can flourish. Becoming a member is simple and welcoming. If you live, work, or worship in the San Diego area, you're already eligible! We also invite family members of existing members to join our credit union family. By signing up, you unlock access to a range of services designed to empower your financial journey, from personalized banking options to competitive loan rates. Ready to take the next step? Opening an account at California is straightforward and convenient. You can find all the details you need by visiting this link. If you have any questions or need assistance, feel free to call us at (619) 656-7216. We can't wait for you to join us at our branch located at 9420 Mira Mesa Blvd San Diego Ca 92126!

Business Banking & Commercial Services

Commercial Loans for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $765 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $240 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $413,773,027, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Made Easy

In addition to loans, we offer practical merchant services that simplify payment processing. Imagine being able to accept payments seamlessly whether it's via credit cards, mobile payments, or online transactions. This not only enhances customer experience but also helps streamline your operations. Located at 9420 Mira Mesa Blvd San Diego Ca 92126 in San Diego, CA, we're dedicated to empowering local businesses. Visit us today or call us at (619) 656-7216 to learn more about how our business banking and commercial services can fuel your success!

Comprehensive List Of Services

Accessibility

Our commitment extends beyond digital services. We also offer basic drive-thru banking for those who prefer face-to-face interactions without leaving their vehicle. This includes deposits, withdrawals, and simple transactions all designed with your convenience in mind. Whether you're visiting us in person at 9420 Mira Mesa Blvd San Diego Ca 92126 or engaging through our online platforms, we aim to make every interaction smooth and enjoyable. If you have any questions about our services or want to get started with an account today, feel free to reach out at (619) 656-7216. At California, we're not just about transactions; we're about building relationships and helping you thrive financially. Explore all the ways we can assist you by visiting us today!

Business Banking

For entrepreneurs and small business owners, our business banking services include everything from merchant services that make accepting payments easy to tailored business loans designed to help your company grow. We believe in supporting local businesses and are dedicated to offering solutions that fit your unique needs.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking options so you can manage your accounts anytime, anywhere. Whether you're making deposits, checking balances, or transferring funds, our user-friendly platforms ensure that banking is accessible on the go. For cash withdrawals or quick transactions, we have ATMs available for easy access.

Personal Banking

Our personal banking services cater to individuals looking for reliable financial products. Whether you're opening a checking or savings account to manage your daily finances or seeking an auto loan for that new vehicle you've been eyeing, we've got you covered. We offer flexible mortgage loans and refinancing options, perfect for first-time homebuyers or those looking to lower their monthly payments. If you're facing unexpected expenses or need to consolidate debt, our personal loans can provide the funds you need when it matters most. Plus, our credit cards with rewards allow you to earn points on everyday purchases, making your spending work for you.

Digital & Online Banking

Key Features for Your Convenience

We offer a range of features to make banking with us hassle-free. For instance, you can set up electronic statements to keep track of your transactions without cluttering your mailbox. If you need to send money quickly, our person-to-person transfer feature allows you to send funds directly to friends or family in just moments. Security is also a top priority for us. While we don't currently support electronic signature authorization, rest assured that all transactions are protected with robust security measures. Your peace of mind matters.

Mobile Payments and More

Our members enjoy the added benefit of mobile payments, allowing for quick transactions using your smartphone. Whether you're shopping or dining out, paying with just a tap makes life easier. In summary, California offers a comprehensive suite of digital banking services tailored to fit your lifestyle. With easy access to online banking and a host of features designed with you in mind, managing your finances has never been more straightforward. Visit us at https://www.ccu.com/ today to get started!

Online Banking Services

With 24/7 online banking available at https://www.ccu.com/, accessing your accounts has never been easier. You can check your balance, transfer funds, and pay bills without leaving your couch. No more waiting in line; everything is just a click away! Plus, if you prefer to manage your finances on your phone, our mobile application provides all the same features right in your pocket.

Financial Strength

Commitment to Operational Efficiency

Our $5,538,680 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 477 full-time employees and 50 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Membership Base

Total Share and Deposit Accounts: 269,326, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $0. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, California is your trusted partner. Visit us at 9420 Mira Mesa Blvd San Diego Ca 92126 or call (619) 656-7216 to learn more about how we can help you achieve your financial goals.

Reinventing Member Services

With $296,329,148 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is also robust; with $20,736 in used auto loans and $3,101,496,759 in total loans and leases, we support our members' financial goals across various sectors.

Secure Savings Opportunities

Members' savings are secured through $1,177,299,189 in share certificates and $799,334,024 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $286,696,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Foundation

With a net worth of $467,195,510, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.08% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $374,576,166 in used vehicle loans and $163,022,500 in new vehicle loans already helping members get on the road. Whether you're looking for a reliable used vehicle or a brand-new model, we have options that can fit your budget.

Credit Lines and Unsecured Credit Cards

For those who need flexibility, our total credit lines amounting to $2,087,705,692 can provide the support necessary for unexpected expenses or planned purchases. Additionally, we also offer flexible terms on unsecured credit card loans, with a total of $44,147,777 helping members manage their finances effectively. These products are designed with your needs in mind, offering convenience and peace of mind.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We provide Junior Lien 1-4 Family Residential Properties loans totaling $325,320,391, designed to help you secure the home you've always wanted. Our team is here to guide you through each step of the process, ensuring you find the best terms available.

Refinancing Options

If you're considering refinancing any existing loans, our team at California is here to assist you with that as well. We can help you explore eligibility options that might lead to lower monthly payments or better interest rates based on your current situation. At California, we prioritize transparency and accessibility in all our offerings. Our branch located at 9420 Mira Mesa Blvd San Diego Ca 92126 in San Diego, CA, is ready to assist you every step of the way. You can reach us at (619) 656-7216 for more information or visit us during our operating hours: Monday - Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 2 PM. For more detailed information about our loan offerings and eligibility criteria, please visit us online at https://www.ccu.com/. Your financial journey starts here! All performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Aggregator

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CALIFORNIA FEDERAL CREDIT UNION - San Diego, CA

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans

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