California Credit Union San Diego CA | Best Auto Loans & Mortgage Refinancing

Introduction

Welcome to California, your trusted partner in financial services located at 9119 Clairemont Mesa Blvd, San Diego, CA 92123. Since our establishment in 1933, we've been dedicated to serving our community and helping our members achieve their financial goals. With a robust membership of 196,473 individuals and total assets exceeding $5.13 billion, we are committed to providing reliable banking solutions tailored to your needs. At California, we understand that every member has unique financial aspirations. That's why we offer a diverse range of services, including checking and savings accounts, auto loans, mortgage options, personal loans, and business banking solutions. Whether you're looking to finance a new vehicle or consolidate debt, our experienced team is here to guide you through the process. Our leadership team is passionate about fostering a strong community spirit. Under the guidance of CEO Steven O'Connell and Board President Walton Greene, we strive to create an environment where our members feel valued and supported. With 527 employees dedicated to serving you, we work hard every day to ensure your experience with us is positive. While you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to our mailing address: PO Box 85833, San Diego, CA 92186. With over $648 million in deposits and a net worth of $467 million, California is not just a credit union; we are a pillar of stability in the San Diego community. We invite you to explore our offerings further by visiting our website at www.ccu.com or giving us a call at 619-656-7211. Join us today and discover how California can help you reach your financial dreams!

Branch History & Mission

At California Credit Union, our journey began in 1933 with a simple yet powerful vision: to support our members and the community. Over the years, we have grown from a small group of dedicated individuals into a thriving credit union serving over 196,000 members in San Diego and beyond. Our branch, located at 9119 Clairemont Mesa Blvd, San Diego, CA 92123, is proud to be a part of this rich legacy. From our humble beginnings, we have continuously evolved to meet the changing needs of our members. In addition to traditional banking services, we now offer a wide range of financial products including auto loans, mortgages, personal loans, and business banking solutions. With total assets exceeding $5.1 billion, we are committed to providing competitive rates and exceptional service to help you achieve your financial goals. Our mission at California Credit Union goes beyond just banking. We believe in making a positive impact in our community. We actively participate in local events and initiatives that uplift those around us. Whether it's through financial literacy programs or partnerships with local charities, we strive to empower our members and neighbors alike. While you can visit us at our branch for all your banking needs, official correspondence should be sent to PO Box 85833, San Diego, CA 92186 if you wish to reach us by mail. We are open Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 2 PM for your convenience. Additionally, our drive-thru service and ATM availability make accessing your funds easier than ever. As we embrace digital advancements such as online banking and mobile payments, we ensure that all our services remain accessible and user-friendly for everyone. We prioritize ADA compliance so that all members feel welcome and included at California Credit Union. Join us today and become part of a credit union that values community support as much as it does financial success. Experience the benefits of membership where your financial well-being is our top priority! For more information or to open an account, please call us at 619-656-7211 or visit our website.

Branch Location & Accessibility

Welcome to the California Credit Union branch located at 9119 Clairemont Mesa Blvd, San Diego, CA 92123. Our convenient location makes it easy for you to access all the banking services you need. Whether you're coming from nearby landmarks like the Clairemont Town Square or the scenic Mission Bay Park, you'll find us just a short drive away. While members can visit us at our branch address, official correspondence should be sent to PO Box 85833, San Diego, CA 92186. We prioritize accessibility, ensuring that our branch is compliant with ADA standards, featuring ramps and ample parking for your convenience. Our operating hours are designed to fit your busy schedule. We're open Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 2 PM. This flexibility allows you to plan your visits around your commitments easily. At California Credit Union, we offer a range of services including personal banking options such as checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. For quick transactions, our drive-thru banking service is available for deposits and withdrawals. Plus, enjoy ATM access for cash withdrawals and balance checks anytime you need. If you have any questions or would like more information about our services, don't hesitate to give us a call at 619-656-7211. We invite you to stop by and see how we can help meet your financial needs!

Member Eligibility

Becoming a member of California feels like joining a family where your financial well-being is the top priority. To qualify for membership, you simply need to live, work, or worship in the area, or be a relative of an existing member. This means that if you're part of our community in any way, we want you on board! By joining California, you'll gain access to a variety of services tailored just for you, including competitive loan rates and personalized banking solutions that truly make a difference. Getting started is easy! You can find all the eligibility details at https://www.ccu.com/join/, which provides up-to-date information about who can join us. If you're ready to open your account, just head over to https://www.ccu.com/join/. For any questions or assistance, feel free to reach out to us at (619) 656-7211. We can't wait to welcome you into our community at 9119 Clairemont Mesa Blvd San Diego Ca 92123!

Business Banking & Commercial Services

Commercial Loans That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $765 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $240 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $413,773,027, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Simplify Transactions

Imagine running your business with payment processing solutions that make transactions easy for you and your customers. Our merchant services provide quick and reliable options to accept payments, whether in-store or online. This means you can focus on what you do best growing your business while we handle the financial details. Located at 9119 Clairemont Mesa Blvd San Diego Ca 92123 in San Diego, CA, our team is ready to help you navigate your financial goals. Call us at (619) 656-7211 or visit us today to explore how we can partner with you for success!

Comprehensive List Of Services

Business Banking Services

For entrepreneurs and business owners, we offer specialized business banking services including merchant services and business loans. Our goal is to help you grow your business by providing the financial resources you need.

Convenient Digital Banking Features

In today's fast-paced world, convenience is key. That's why we provide online and mobile banking solutions that allow you to access your accounts anytime, anywhere. From checking balances to making transfers or paying bills, everything is just a click away. You can also take advantage of our ATM and cash withdrawal services for easy access to your funds.

Drive-Thru & ATM Access

For those times when you need quick service, our drive-thru banking offers deposits, withdrawals, and simple transactions without leaving your vehicle. Additionally, our ATMs are available for basic access like withdrawals and balance checks whenever you need them. At California, we believe in making banking easy and accessible for everyone in our community. Whether you're a first-time member or have been with us for years, we're here to serve you with dedication and care. If you'd like to learn more about how we can assist you with any of these services or if you're ready to take the next step in your financial journey, don't hesitate to reach out! Give us a call at (619) 656-7211 or visit us at Kearny Mesa today!

Empowering Your Financial Future

If you're facing debt challenges, our personal loans and debt consolidation services can help put you back on track. We work closely with you to create a plan that suits your financial situation and goals. And when it comes to everyday spending, our credit cards with rewards allow you to earn points on purchases while enjoying added benefits.

Home Financing Made Easy

Buying a home is one of the most significant decisions you'll ever make, and we're here to support you through every step of the process. Our mortgage loans and refinancing options cater to various budgets and lifestyles, ensuring that you find the right fit for your family. Plus, our experienced team is always available to answer any questions you may have along the way.

Personal Banking Solutions

Whether you're looking to open a checking or savings account, our personal banking services are designed with you in mind. With flexible options, you can easily manage your money while earning interest on your savings. If you're in the market for a new vehicle, consider our auto loans and vehicle financing options. We offer competitive rates that make purchasing or leasing your dream car more attainable.

Digital & Online Banking

Key Features

We're proud to offer e-statements for those who prefer a paperless approach. This feature not only helps the environment but also allows you to easily track your transactions and manage your finances more efficiently. If you're on the go, our mobile application makes it even easier to handle your banking needs right from your smartphone. You'll find that making mobile payments is quick and hassle-free. Need to send money to a friend or family member? Our person-to-person transfer service lets you do just that, ensuring funds are sent swiftly without the need for cash or checks.

Security and Ease of Use

Your security is our priority. While we currently do not support electronic signature authorization, rest assured that all our digital services are designed with robust security measures in place. We aim to provide an easy-to-use experience so you can focus on what matters most managing your finances effectively. In short, with the digital banking options at California, you can enjoy real-time account management while feeling safe and secure. Experience the convenience today by visiting us online!

Financial Strength

Growing Trust Among Members

We have built a strong community with a total of 269,326 share accounts, showing that our growing member base trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, California is your trusted partner. Visit us at 9119 Clairemont Mesa Blvd San Diego Ca 92123 or call (619) 656-7211 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Member-Centric Savings Options

Members' savings are secured through $1,177,299,189 in share certificates and $799,334,024 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $286,696,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 477 full-time employees and 50 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment in Member Services

With $296,329,148 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our ability to offer $20,736 in used auto loans and $3,101,496,759 in total loans and leases supports our members' financial goals across various sectors.

Strong Financial Health

With a net worth of $467,195,510, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $908 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $374,576,166 in used vehicle loans and $163,022,500 in new vehicle loans already helping members get on the road. We make it easy to finance your next vehicle with flexible terms and competitive rates.

Business Financing

For business owners, our outstanding commercial loans totaling $413,773,027 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to enhance your existing operations, we have financing solutions tailored to your business needs. At California, we're dedicated to helping you navigate through various financing options and are here to assist you at every step of the way. If you're considering refinancing or exploring eligibility options, our team is ready to help you understand what's available. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. For any questions or to discuss how we can help you with your loan needs, please reach out to us at (619) 656-7211 or visit us at our branch located at 9119 Clairemont Mesa Blvd San Diego Ca 92123 in San Diego, CA.

Mortgage Options

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $325,320,391, make buying or refinancing simple. We provide guidance throughout the process to ensure you find the best solution for your housing needs.

Unsecured Credit Card Loans

Managing finances can be challenging, which is why we also offer flexible terms on unsecured credit card loans, with a total of $44,147,777 in loans helping members manage their finances effectively. Whether it's for everyday expenses or unexpected costs, our credit cards are designed to provide convenience and peace of mind.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. You can trust that the information presented reflects genuine options available to you. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. This means you can compare loans without worrying about hidden agendas or favoritism. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, users can make informed decisions quickly. Knowing you're getting the best rate possible saves you both time and money. Thousands of users trust LendMesh for their loan comparisons. One member shared their experience: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Ready to find the best loan rates? Compare real-time loan offers today at LendMesh and discover options tailored to your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Ensuring Accurate Loan Comparisons

LendMesh prioritizes accuracy and transparency in its loan comparisons. The data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that users receive fair and transparent offers every time they search for a loan.

California

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans