California Credit Union San Diego CA | Convenient ATM Access & Services

Introduction

Welcome to California Credit Union, where our commitment to our members is as strong as the vibrant community we serve in San Diego, CA. Established in 1933, we have grown alongside our members, now proudly serving over 196,000 individuals and families. Our branch is located at 5898 Copley Dr, San Diego, CA 92111, a place where you can feel confident that your financial needs are in good hands. At California Credit Union, we understand that every member's journey is unique. That's why we've built a solid foundation of trust and reliability, reflected in our impressive total assets of $5,134,469,225 and total deposits amounting to $648,852,129. With a net worth of $467,195,510 and cash in hand totaling $39,002,394, we are well-equipped to help you achieve your financial goals. We offer a wide range of services tailored to meet your needs, from personal loans to business solutions. In fact, we currently manage 88,545 loans and leases for our members! Under the leadership of our CEO Steven O'Connell and Board President Walton Greene, our dedicated team of 527 employees works tirelessly to ensure that each member feels valued and understood. While members can visit us at our branch for all their banking needs, official correspondence should be sent to our mailing address: PO Box 85833, San Diego, CA 92186. We invite you to reach out by phone at (858) 769-7600 during our operating hours from Monday to Friday between 9 AM and 5 PM. Join us today and discover how California Credit Union can support you on your financial journey. Visit us online at ccu.com or come see us in person! Your future starts here.

Branch History & Mission

Looking Ahead

As we continue into the future, California Credit Union remains dedicated to enhancing the member experience through ongoing innovations in digital banking services like online banking and mobile payments. Our goal is to make your financial journey as smooth as possible while ensuring compliance with ADA standards for accessibility. We invite you to join California Credit Union today! Experience firsthand how we can help you achieve your financial goals while being part of a community-oriented organization that truly cares. For more information or to become a member, please visit us online at www.ccu.com or give us a call at 858-769-7600. Join us on this exciting journey toward financial empowerment!

Our Evolution

California Credit Union has always aimed to provide accessible financial services while fostering a sense of belonging among our members. Over the decades, we've expanded our offerings and embraced technological advancements to improve service delivery. Today, we proudly manage total assets of over $5.1 billion, enabling us to support a wide range of financial needs from auto loans to personal banking services. Our branch is easily accessible at its address, where you can find us during our operating hours from Monday to Friday, 9:00 AM to 5:00 PM. While members can visit us at our branch location, official correspondence should be sent to PO Box 85833, San Diego, CA 92186 if needed.

Our Mission

At the heart of California Credit Union is our mission: to empower individuals and families through quality financial services while actively contributing to the well-being of our communities. We believe in building strong relationships with our members based on trust and transparency. As a member-focused organization, we strive to offer competitive rates on loans and deposits while providing exceptional customer service that meets the diverse needs of all who walk through our doors. We also recognize the importance of community support and engagement. Through various outreach programs and partnerships with local organizations, we are committed to making a positive impact in San Diego and beyond.

Branch Location & Accessibility

Convenient Access and Parking

Finding us is a breeze! We offer ample parking space right outside the branch, so you can visit us without any hassle. Plus, our location is designed with accessibility in mind, featuring ADA-compliant entrances and ramps, ensuring everyone can access our services comfortably.

Get in Touch

We're just a phone call away at 858-769-7600 if you have questions or need assistance before visiting us. While members can visit us at 5898 Copley Dr San Diego Ca 92111, official correspondence should be sent to PO Box 85833, San Diego, CA 92186. We invite you to come see us at our San Diego branch today! Experience friendly service and discover how we can help meet your financial goals.

Operating Hours That Fit Your Schedule

Our lobby is open Monday through Friday from 9:00 AM to 5:00 PM, providing flexibility for you to drop by when it suits you best. Whether you're stopping in for a quick transaction or seeking assistance with your accounts, our dedicated staff is here during these hours to provide personalized service.

Services Offered

While we currently focus on ATM services at this location offering basic ATM access for withdrawals and balance checks our team can guide you on all the other services available through California. If you need anything beyond what we provide at the ATM, don't hesitate to reach out!

Member Eligibility

Welcome to the community at California! Joining us is a straightforward and welcoming process designed for everyone who shares our mission of financial well-being. To become a member, you'll need to meet some basic eligibility requirements, which are detailed on our website at https://www.ccu.com/join/. Generally, if you live or work in the area, or are associated with specific organizations we partner with, you're likely to qualify. Becoming a member means gaining access to a variety of benefits designed to support your financial goals, from competitive loan rates to personalized service. Opening an account is as easy as visiting us at 5898 Copley Dr San Diego Ca 92111, or you can start the process online by checking out the information available at https://www.ccu.com/join/. If you have any questions or need assistance, feel free to reach out to us at (858) 769-7600. We can't wait to welcome you into our family!

Business Banking & Commercial Services

Merchant Services That Make a Difference

In addition to loans, we offer merchant services that simplify transactions for your business. Imagine a local café seamlessly accepting payments from customers using mobile wallets or credit cards. Our merchant services not only speed up the checkout process but also enhance customer satisfaction, allowing you to focus on what you do best running your business. Located conveniently at 5898 Copley Dr San Diego Ca 92111 in San Diego, CA, we invite you to explore how our business banking services can empower your enterprise. For more information, call us at (858) 769-7600 or visit us online at https://www.ccu.com/. Let's work together to achieve your business goals!

Tailored Lending Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $765 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $240 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $413,773,027, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Accessibility and Support

We pride ourselves on being accessible and responsive. If you have questions about any of our services or need assistance with your account, don't hesitate to reach out. You can contact us at (858) 769-7600 during our lobby hours from Monday to Friday, 9 AM to 5 PM. Our team is always happy to help you find the best solutions for your financial needs. In conclusion, whether you're looking for straightforward ATM access or robust online banking tools, California has something for everyone. We invite you to visit us at 5898 Copley Dr San Diego Ca 92111 in San Diego, CA or explore more about what we offer by visiting our website. Join us today and experience the difference in community-focused banking!

Community-Focused Services

Our goal at California is not just to serve but also to empower our members. We know that everyone's financial journey is different, which is why we strive to offer personalized support and guidance. Whether you're saving for a new home, planning a family vacation, or just trying to make sense of your monthly budget, we're here to help every step of the way.

Digital Banking Features

In today's fast-paced world, having the ability to bank on-the-go is crucial. At San Diego, we provide digital banking options that make it easy for you to manage your finances from anywhere. With features such as online banking and mobile payments, you can pay bills, transfer money between accounts, and keep an eye on your budget right from your smartphone or computer.

Everyday Banking Solutions

We understand that managing finances can sometimes feel overwhelming. That's why we offer essential services like ATM access, where you can easily withdraw cash or check your balance without any hassle. Whether you need quick cash for a coffee run or want to keep track of your spending, our ATM services are designed for your convenience.

Digital & Online Banking

Key Features

One of the standout features at California is our e-statements service. Gone are the days of waiting for paper statements in the mail; with e-statements, you can view and manage your financial documents anytime. Plus, our mobile application makes banking on-the-go even simpler. Whether you're out running errands or relaxing at home, you can handle your finances right from your smartphone. For those who enjoy making quick payments or sharing money with friends and family, our person-to-person transfer feature is perfect. You can send money instantly without needing cash or checks. And if you're into mobile payments, you'll appreciate our integration with popular platforms that make transactions fast and easy.

Security and Accessibility

Security is a top priority at California. While we do not currently offer electronic signature authorization for transactions, rest assured that all your information is protected with the latest encryption technologies. We want you to feel confident when accessing your accounts online. Whether you're tech-savvy or just starting out with online banking, California provides tools that are both accessible and straightforward. Our commitment to helping you manage your money efficiently means you can focus on what really matters in life while knowing your finances are safe and sound. Explore all these features and more by visiting us at https://www.ccu.com/. Join us today and experience the convenience of modern banking at California!

Financial Strength

Commitment to Reinvestment

With $296,329,148 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $20,736 in used auto loans and $3,101,496,759 in total loans and leases.

Growing Member Base

We have a strong community presence with a total of 269,326 share accounts, showing a growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, California is your trusted partner. Visit us at 5898 Copley Dr San Diego Ca 92111 or call (858) 769-7600 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Member-Centric Savings Opportunities

Members' savings are secured through $1,177,299,189 in share certificates and $799,334,024 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $286,696,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our commitment to operational efficiency is reflected in our $0. This allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 477 full-time employees and 50 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Capital Foundation

With a net worth of $467,195,510, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $908 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $374,576,166 in used vehicle loans and $163,022,500 in new vehicle loans already helping members get on the road. Whether you are purchasing a brand-new vehicle or a reliable used one, our flexible terms can cater to your needs.

Business Loans

For business owners, our outstanding commercial loans totaling $413,773,027 provide the capital needed to grow and expand your business. We understand the unique challenges entrepreneurs face and strive to support them through tailored lending options.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $325,320,391, make buying or refinancing simple. We provide various mortgage solutions to fit different financial situations, ensuring you can find the right loan for your new home.

Refinancing Options

If you're considering refinancing existing debts or loans, we have various options available to help reduce your monthly payments or lower your interest rates. Our team can guide you through eligibility requirements and help determine the best path forward for your financial situation. At California, we're committed to providing personalized service and competitive rates on all our loan products. If you're interested in learning more about any of these offerings or exploring eligibility options, feel free to reach out at (858) 769-7600 during our operating hours from Monday to Friday, 9:00 AM to 5:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step toward achieving your financial dreams!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $44,147,777 in loans helping members manage their finances effectively. These loans are designed to give you the purchasing power you need without requiring collateral.

Loan Aggregator

Benefits of Using LendMesh

Verified Data: All loan offers on LendMesh come from legitimate financial institutions. This means you can trust that the information you see is accurate and reliable, giving you peace of mind as you make your decision. No Sponsored Listings: Unlike many comparison tools, LendMesh does not prioritize lenders based on paid promotions. Our goal is to provide unbiased results, ensuring that every user receives an equal opportunity to find the best loan for their needs. Real-Time Rate Comparisons: LendMesh provides up-to-date loan rates from multiple institutions, allowing users to make informed decisions quickly and confidently. Thousands of users trust LendMesh for their loan comparisons. One member shared their experience: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

California

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans