California Credit Union San Diego CA | Best Auto Loans & Mortgage Refinance

Introduction

At California, located at 2550 5Th Ave Ste 100, San Diego, CA 92103, we pride ourselves on being a trusted financial partner for our community since 1933. With over 196,473 members and assets totaling an impressive $5,134,469,225, we are dedicated to providing personalized banking services that cater to your needs. Our commitment goes beyond just numbers. We offer a range of financial products, including checking and savings accounts, auto loans, mortgage refinancing, personal loans, and business banking options. Whether you're looking to buy your first home or expand your business, we have the resources to help you succeed. Our total deposits stand at $648,852,129, reflecting the trust our members place in us. While members can visit us at our branch for in-person service or to use our ATM facilities, official correspondence should be sent to our mailing address: PO Box 85833, San Diego, CA 92186. Under the leadership of our CEO Steven O'Connell and Board President Walton Greene, we ensure that every member receives the support they deserve. With a net worth of $467,195,510 and cash reserves of $39,002,394, we are well-equipped to meet the financial demands of our diverse membership. Our team of 527 employees is here to guide you through every step of your financial journey. Join us today! Visit our website at ccu.com or call us at 800-848-5654 to learn more about how we can help you achieve your financial goals. Your future starts here with California Credit Union!

Branch History & Mission

At California, we take pride in our rich history and unwavering commitment to the communities we serve. Established in 1933, our branch has grown alongside San Diego, evolving to meet the diverse financial needs of our members. Nestled at 2550 5Th Ave Ste 100, San Diego, CA 92103, we are conveniently located near many local landmarks, making it easy for you to visit us. Over the years, California has expanded its services and embraced advancements in technology to ensure that our members have access to modern banking solutions. With total assets exceeding $5.1 billion and a membership base of over 196,000 individuals, we stand as a pillar of support for families and businesses in our community. Our mission is clear: to provide exceptional financial services while fostering a sense of belonging among our members. We believe in empowering individuals through personal banking options such as checking and savings accounts, auto loans, mortgage financing, and credit cards with rewards. Our focus extends beyond mere transactions; we strive to enhance the lives of those we serve by supporting local initiatives and partnerships that uplift our neighborhoods. While members can visit us at our physical location, official correspondence should be sent to PO Box 85833, San Diego, CA 92186. We understand the importance of accessibility and offer services like online banking and mobile payments to keep you connected wherever you are. California is dedicated to being more than just a bank; we're a community partner. Our outreach efforts aim to make a difference in people's lives by providing resources and support for various community programs. Join us at California today! Experience firsthand how we can help you achieve your financial goals while being part of something bigger a supportive community focused on growth and prosperity for all. For inquiries or assistance, please reach out at 800-848-5654 during our operating hours: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 2 PM. We look forward to welcoming you!

Branch Location & Accessibility

Accessibility Features

Our location is designed with accessibility in mind. We offer ADA-compliant features, including ramps and spacious parking to ensure everyone can visit us comfortably. Plus, we provide ATM services for quick cash withdrawals or balance checks whenever you need them.

Operating Hours

We understand that life can get busy, so we're here when you need us. Our lobby hours are Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 2 PM. This means you can easily drop by before work or during your lunch break!

Services Offered

At California, we offer a wide range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgages, we've got you covered. Our friendly staff is always ready to assist you with any questions or concerns. While members can visit us at 2550 5Th Ave Ste 100 San Diego Ca 92103, official correspondence should be sent to our mailing address: PO Box 85833, San Diego, CA 92186. We invite you to explore all that California has to offer! Call us at (800) 848-5654 or visit us today we're excited to help you on your financial journey!

Member Eligibility

At California, we believe that everyone deserves a supportive financial community, and becoming a member is the first step toward enjoying all the benefits we offer. If you live, work, or attend school in the area, you're already eligible to join us! We welcome individuals who are looking for a friendly and personalized banking experience. The process is straightforward simply visit our website at https://www.ccu.com/join/ for detailed information about eligibility criteria. You'll find that joining us opens up a world of opportunities, including competitive rates on loans, access to online banking, and personalized service from our dedicated team. To get started with your membership at California, head over to our account opening page here: https://www.ccu.com/join/. If you have any questions or need assistance, feel free to call us at (800) 848-5654. We're excited to help you take this important step towards better financial health! Our branch is conveniently located at 2550 5Th Ave Ste 100 San Diego Ca 92103, ready to serve you.

Business Banking & Commercial Services

Lending Solutions for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $765 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $240 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $413,773,027, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services that Matter

In addition to loans, our merchant services simplify payment processing so you can focus on what you do best running your business. Imagine being able to accept payments easily from customers anywhere at any time. Our services streamline transactions, enhance customer satisfaction, and ultimately boost your bottom line. Discover how California can be your partner in progress. Visit us at 2550 5Th Ave Ste 100 San Diego Ca 92103 or call us at (800) 848-5654 to learn more about our comprehensive business banking solutions!

Comprehensive List Of Services

Business Banking Services

For entrepreneurs and small business owners, our Business Banking solutions are tailored to support your growth. From Merchant Services that simplify transactions to various types of Business Loans, we are here to help you succeed in your venture.

Digital Convenience

In today's fast-paced world, having access to banking at your fingertips is essential. That's why at California, we offer robust Online & Mobile Banking services that let you manage your accounts anytime, anywhere. You can easily check your balance, transfer funds, and pay bills with just a few taps on your smartphone or computer. Additionally, our ATM & Cash Withdrawal Services ensure you have easy access to cash whenever you need it.

Local Support

If you're ever in need of assistance or have questions about any of our services, don't hesitate to reach out! You can call us at (800) 848-5654 during our operating hours: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 2 PM. At California, we pride ourselves on being more than just a credit union; we're part of the community. Explore all that we have to offer and see how we can help you achieve your financial goals today! Visit us online at 5th & Laurel or stop by for a chat we're excited to meet you!

Personal Banking Solutions

When it comes to personal banking, we understand that every member's needs are different. Our Checking & Savings Accounts offer flexibility and ease, allowing you to manage your finances effortlessly. If you're dreaming of a new car, our Auto Loans & Vehicle Financing options provide competitive rates that can help you hit the road without breaking the bank. For those looking to settle into a new home or refinance their current mortgage, our Mortgage Loans & Refinancing services are designed with you in mind. Additionally, if you find yourself needing extra funds, our Personal Loans & Debt Consolidation services can assist in managing your expenses effectively. And don't forget about our Credit Cards with Rewards, which allow you to earn points on your purchases while enjoying great benefits.

Digital & Online Banking

Key Services at Your Fingertips

With our online banking platform, accessible at https://www.ccu.com/, you can take control of your accounts anytime, anywhere. Whether you're checking your balance, transferring funds, or paying bills, our 24/7 online banking services ensure you have the tools you need right when you need them. Our mobile application further enhances your banking experience, allowing you to manage your accounts on the go. With features like mobile payments, you can make purchases quickly and securely directly from your smartphone. Plus, with person-to-person transfers, sending money to friends or family is as simple as a few taps on your screen.

Safety and Accessibility

We prioritize your security. While we currently do not offer electronic signature authorization, our systems are built with robust security measures to protect your personal information during every transaction. Additionally, for those who prefer going paperless, e-statements are available. They provide a convenient way to keep track of your finances while being environmentally friendly. At California, we're committed to making banking accessible for everyone. Our user-friendly interface ensures that whether you're tech-savvy or new to online banking, you'll find everything easy to navigate. Experience the future of banking with us at California your financial partner dedicated to helping you manage your money effortlessly and securely!

Financial Strength

At California, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that you want to ensure your money is in safe hands, and we are here to deliver that assurance. With a net worth of $467,195,510, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.08% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,177,299,189 in share certificates and $799,334,024 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $286,696,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $296,329,148 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to lending is reflected in our $20,736 in used auto loans and $3,101,496,759 in total loans and leases, supporting our members' financial goals across various sectors. Our $5,538,680 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 477 full-time employees and 50 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts have reached an impressive 269,326, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, California is your trusted partner. Visit us at 2550 5Th Ave Ste 100 San Diego Ca 92103 or call (800) 848-5654 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $374,576,166 in used vehicle loans and $163,022,500 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, making it easier than ever to secure the wheels you want.

Business Financing

For business owners looking for capital to grow and expand, our outstanding commercial loans totaling $413,773,027 provide the support you need to take your business further. We understand the unique challenges faced by entrepreneurs and aim to offer solutions that work for you. If you're interested in any of our loan products or would like more information about refinancing options and eligibility requirements, don't hesitate to reach out. You can contact us at (800) 848-5654, or visit us at 2550 5Th Ave Ste 100 San Diego Ca 92103 in San Diego, CA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you navigate your financial journey today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $325,320,391, make buying or refinancing simple. We guide you through the process, ensuring you have access to competitive rates and flexible terms.

Unsecured Credit Card Loans

Managing day-to-day expenses can sometimes be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $44,147,777 in loans helping members manage their finances effectively. These credit cards are designed with your needs in mind, providing convenience and purchasing power when you need it most.

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers tailored to their needs. Each loan comparison reflects genuine offers from legitimate financial institutions, fostering trust in the information provided.

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions swiftly. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials illustrate the effectiveness and reliability of this tool. Ready to find the best rates for your needs? Compare real-time loan offers today at LendMesh. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

CALIFORNIA FEDERAL CREDIT UNION - San Diego, CA

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans

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Loan rates in San Diego, CA (92103)