California Credit Union Pasadena CA | Best Auto Loans & Mobile Banking

Introduction

Welcome to California, your trusted partner in financial growth and community support since 1933! Located at 527 S Lake Ave Ste 100, Pasadena, CA 91101, we pride ourselves on fostering strong relationships with our 196,473 members. Our commitment to providing exceptional service and tailored financial solutions is evident through our impressive portfolio of $5,134,469,225 in total assets and over $648,852,129 in deposits. At California Credit Union, we understand that every member's journey is unique. That's why we offer a variety of services including personal banking options like checking and savings accounts, auto loans, mortgage refinancing, credit cards with rewards, and business banking solutions. With a robust lending portfolio of 88,545 loans and leases, we're here to help you achieve your financial goals. While members can visit us at our Pasadena branch for personalized service, official correspondence should be sent to our mailing address at 527 S LAKE AVE, PASADENA, CA 91101-3535. Whether you're looking for guidance on managing your finances or exploring loan options, our dedicated team led by CEO Steven O'Connell and Board President Walton Greene is ready to assist you. With a net worth of $467,195,510 and cash reserves totaling $39,002,394, we are well-equipped to meet the needs of our community. Our experienced staff of 527 employees is committed to ensuring that your experience with us is nothing short of excellent. Ready to take the next step? Don't hesitate to reach out! Call us at 800-334-8788 or visit our website at ccu.com to learn more about how we can serve you better. Together, let's build a brighter financial future!

Branch History & Mission

Welcome to California Credit Union, a cornerstone of financial service in Pasadena, CA since 1933. With nearly 90 years of dedicated service, we have grown from a small community credit union into a trusted institution with over 196,000 members and total assets reaching an impressive $5,134,469,225. Our journey began with a simple mission: to provide accessible and affordable financial solutions to our community. Located at 527 S Lake Ave Ste 100, Pasadena, CA 91101, our branch is conveniently situated near local landmarks that make it easy for members to visit us. While you can find us at this address for all your banking needs, please note that official correspondence should be directed to our mailing address: 527 S LAKE AVE, PASADENA, CA 91101-3535. At California Credit Union, our mission is clear: we aim to empower our members through personalized financial services while fostering community development. We believe in providing not just banking solutions but also support that enriches the lives of those we serve. Our range of services includes personal banking options like checking and savings accounts, auto loans, mortgage loans, and business banking solutions. Over the years, we have embraced innovation and technology to enhance member experiences. Our commitment to customer satisfaction is reflected in our comprehensive online and mobile banking platforms. Whether it's making deposits or managing accounts on-the-go, we ensure that banking is convenient and accessible. We are proud of our partnerships within the community and actively engage in outreach programs that support local initiatives. Our dedication goes beyond financial transactions; we strive to make a positive impact on the lives of our members and the surrounding community. Our operating hours are designed to accommodate your busy schedule: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM. Unfortunately, we do not offer ATM or drive-thru services at this location. However, our friendly staff is always ready to assist you inside the branch. Join us at California Credit Union where we prioritize your financial well-being and work together toward a prosperous future. Experience the benefits of membership today reach out or visit us at our Pasadena branch! For any inquiries or assistance, feel free to call us at 800-334-8788. We look forward to welcoming you!

Branch Location & Accessibility

Accessibility Features

Our branch is designed with accessibility in mind. We offer ADA-compliant facilities, ensuring that everyone can navigate comfortably. There's ample parking available nearby, making your visit hassle-free. While we do not have a drive-thru service or ATM on-site, our team is always ready to assist you inside the branch.

Operating Hours

We understand that your time is valuable. That's why we offer flexible operating hours to fit your schedule. You can visit us Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM. Feel free to drop by during these hours or give us a call at 800-334-8788 if you have any questions or need assistance before your visit.

Services Offered

At our California credit union branch, we provide a range of services tailored to meet your financial needs. From checking and savings accounts to auto loans and mortgages, we are committed to helping you achieve your financial goals. Our knowledgeable staff can guide you through our offerings, including personal loans and credit cards with rewards. While members can visit us at 527 S Lake Ave Ste 100 for all their banking needs, official correspondence should be sent to our mailing address at 527 S LAKE AVE, PASADENA, CA 91101-3535. We invite you to stop by and discover how we can help you with your banking needs today!

Member Eligibility

Joining the friendly community at California is an exciting opportunity to access a range of financial services tailored to meet your needs. To become a member, you just need to meet a few simple criteria. Generally, individuals who live, work, or worship in the area, as well as family members of existing members, are welcome to join us. We believe in making banking accessible for everyone, so we encourage you to explore our eligibility details at https://www.ccu.com/join/. Once you're ready to take that step toward membership, opening an account is straightforward! You can visit us at our branch located at 527 S Lake Ave Ste 100 Pasadena Ca 91101, or simply give us a call at (800) 334-8788 for more information. We're here to guide you through the process and help you enjoy all the benefits that come with being part of the California family. For more details on how to get started, check out our account opening page at https://www.ccu.com/join/. Welcome aboard!

Business Banking & Commercial Services

Merchant Services that Make a Difference

In addition to loans, we provide merchant services that make running your business easier. From simple payment processing to advanced e-commerce solutions, our services are designed to help you streamline transactions and improve customer satisfaction. Picture your customers checking out seamlessly this not only enhances their experience but can also boost your sales. Located at 527 S Lake Ave Ste 100 Pasadena Ca 91101 in Pasadena, CA, we're here to partner with you on your journey. For more information, call us at (800) 334-8788 or visit our website at https://www.ccu.com/. Let's grow together!

Our Commitment to Supporting Businesses

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $765 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $240 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $413,773,027, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Convenient Digital Access

In addition to traditional banking services, we prioritize convenience through our Online & Mobile Banking features. You can access all of these services right from your smartphone or computer! Send money easily with person-to-person payments or withdraw cash without visiting a physical ATM it's all about making banking work for you. No matter where you are in life whether it's saving for college, buying a house, or starting a business California is here to help every step of the way. If you have any questions or need assistance, feel free to call us at (800) 334-8788 or visit us during our operating hours: Monday-Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM. Join us at Pasadena, where your financial success is our priority!

Home Financing Made Easy

Thinking about buying a home? Our Mortgage Loans & Refinancing options provide tailored solutions for first-time buyers and seasoned homeowners alike. Picture unlocking the door to your dream home with a mortgage that suits your financial situation perfectly.

Managing Debt Responsibly

In today's world, managing debt can be overwhelming. That's why we offer Personal Loans & Debt Consolidation services designed to simplify repayment processes. Our team is here to help you create a manageable plan that allows you to regain control over your finances.

Personal Banking Solutions

For those looking to manage their everyday finances, we offer a variety of Personal Banking options. Our checking and savings accounts help you keep track of your money while earning interest on your savings. Imagine easily accessing your funds through our online and mobile banking platforms, where you can check balances, transfer money, and pay bills all from the comfort of your home or on the go. If you're considering purchasing a new car or refinancing an existing one, our Auto Loans & Vehicle Financing services make it simple to get behind the wheel. With competitive rates and flexible terms, you'll find a loan that fits your budget.

Rewards with Every Purchase

When it comes to credit cards, our offerings include Credit Cards with Rewards that let you earn points for every dollar spent. Whether you're planning a family vacation or just want to enjoy some extra perks, our rewards program adds value to your purchases.

Supporting Local Businesses

For entrepreneurs and small businesses, we provide comprehensive Business Banking services that include merchant services and business loans. These resources empower local businesses like yours to thrive in the community.

Digital & Online Banking

Key Features for Your Convenience

Our online banking platform makes it easy to view your account balances, transfer funds, and pay bills all with just a few clicks. You can also enjoy the convenience of e-statements, which are available for your review anytime, helping you reduce clutter while keeping your financial records organized. If you need to send money quickly to friends or family, our person-to-person transfer service allows you to do so effortlessly. For those who prefer managing their finances on the go, our mobile application is here to help. Available for download, it provides all the essential features right in your pocket whether you're making mobile payments or checking transactions on the fly. Plus, with our electronic signature authorization not required, you can enjoy a straightforward experience without unnecessary hurdles.

Security You Can Trust

We prioritize your security with advanced measures designed to protect your personal information. Our online banking platform uses strong encryption technology to ensure that every transaction is safe and secure. You can bank confidently knowing that your financial data is in good hands. In summary, at California, our digital and online banking services are tailored for ease-of-use and accessibility. From viewing e-statements to sending money through our mobile app, we're committed to providing you with the tools you need to manage your finances effectively whenever and wherever you need them. Visit us at https://www.ccu.com/ today to explore these features further!

Financial Strength

At California, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. With our strong foundation, you can trust that your finances are in good hands. With a net worth of $467,195,510, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $908 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,177,299,189 in share certificates and $799,334,024 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $286,696,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $296,329,148 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to lending is reflected in our $20,736 in used auto loans and $3,101,496,759 in total loans and leases, supporting members' financial goals across various sectors. Our operational efficiency is evident with a net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 477 full-time employees and 50 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $0. Total Share and Deposit Accounts: 269,326, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, California is your trusted partner. Visit us at 527 S Lake Ave Ste 100 Pasadena Ca 91101 or call (800) 334-8788 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $374,576,166 in used vehicle loans and $163,022,500 in new vehicle loans already helping members get on the road. Whether you're considering a brand-new model or a reliable used vehicle, our financing options can make the process smooth and straightforward.

Business Financing

For business owners, our outstanding commercial loans totaling $413,773,027 provide the capital needed to grow and expand. Whether you're looking to invest in new equipment or need working capital for daily operations, our team is here to support your business goals. At California, we pride ourselves on providing personalized service and clear information about each loan product. If you have any questions about eligibility or want to learn more about refinancing options, don't hesitate to reach out. You can contact us at (800) 334-8788 for assistance or visit us at our branch located at 527 S Lake Ave Ste 100 Pasadena Ca 91101 in Pasadena, CA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore how our loan offerings can fit into your financial plans today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $325,320,391, make buying or refinancing simple. We aim to provide competitive rates and flexible terms that suit your situation. If you're interested in refinancing your current mortgage, we also have options available to help reduce your monthly payments.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $44,147,777 in loans helping members manage their finances effectively. These cards can be an excellent way to build credit while enjoying rewards and benefits tailored to your spending habits.

Loan Aggregator

Benefits of Using LendMesh

LendMesh offers several key advantages that build trust and reliability: - Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in the options presented. - No Sponsored Listings: Unlike many comparison tools, LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results for users. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, users can quickly assess their options and choose the best fit for their needs. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This type of feedback highlights how effective the platform can be in guiding borrowers toward better financial decisions. For those ready to start comparing loans today, visit LendMesh and discover the best rates tailored to your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers. Each lender's information is regularly updated, allowing users to rely on current rates and terms when making their decisions.

California

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans