California Credit Union La Mesa CA | Low Mortgage Rates & Auto Loans

Introduction

Welcome to California, your trusted credit union nestled in the heart of La Mesa at 7968 El Cajon Blvd, CA 91942. Established in 1933, we have proudly served our community for decades, fostering financial growth and stability for over 196,000 members. As a member-focused institution, we believe in building lasting relationships while providing exceptional services tailored to your needs. At California, we understand that financial security is vital. That's why we've grown our total assets to an impressive $5,134,469,225, ensuring that your savings are safe with us. With total deposits reaching $648,852,129, our members can trust that their hard-earned money is managed responsibly. Our commitment to you is reflected not only in our numbers but also in the personal service you receive from our dedicated team of 527 employees, led by CEO Steven O'Connell and Board President Walton Greene. Our wide range of offerings includes everything from personal banking accounts to auto loans and business financing solutions. Whether you're looking to buy a new car or need assistance with a mortgage, we're here to help every step of the way. Plus, enjoy modern conveniences like online and mobile banking that make managing your finances easier than ever. While members can visit us at our branch location, official correspondence should be sent to PO Box 85833, San Diego, CA 92186. We invite you to explore the many ways California Credit Union can support your financial journey. For more information or assistance, feel free to call us at 619-656-7191 or visit our website at www.ccu.com. Join us today and experience the difference!

Branch History & Mission

At California Credit Union, we take pride in our rich history and commitment to serving the community of La Mesa, California. Founded in 1933, our branch has grown from humble beginnings to a trusted financial partner for over 196,000 members. Located at 7968 El Cajon Blvd, La Mesa, CA 91942, we are at the heart of a vibrant neighborhood where our members can easily access essential banking services. Our mission is simple yet profound: to empower our members by providing exceptional financial services while fostering a strong sense of community. We understand that every member's journey is unique, and we strive to offer personalized solutions that meet their individual needs. From checking and savings accounts to auto loans and mortgages, our range of services is designed to help our members achieve their financial goals. Throughout the years, we have achieved significant milestones. With total assets exceeding $5.1 billion, California Credit Union stands as a pillar of financial stability and trust in the community. Our commitment goes beyond just numbers; it's about making a real impact in people's lives through education, outreach programs, and partnerships with local organizations. While members can visit us at 7968 El Cajon Blvd, official correspondence should be sent to PO Box 85833, San Diego, CA 92186. We are open Monday through Thursday from 9:00 AM to 5:00 PM, Friday until 6:00 PM, and Saturday from 9:00 AM to 2:00 PM. Although we currently do not have a drive-thru service, we offer convenient ATM access for quick transactions. As part of our dedication to modern banking practices, we have embraced digital advancements such as online and mobile banking. Members can manage their accounts from anywhere while enjoying features like mobile payments and person-to-person transfers. We invite you to join California Credit Union and experience firsthand how we can support your financial journey. Together, let's build a brighter future for you and our community! If you're ready to become a member or want more information about what we offer, please call us at 619-656-7191 or visit our website at www.ccu.com.

Branch Location & Accessibility

Come Visit Us!

We invite you to stop by and see how we can assist you with your financial needs. Feel free to call us at 619-656-7191 if you have any questions or want more information about our services. We look forward to welcoming you at California Credit Union's La Mesa branch!

Convenient Access

Getting to us is a breeze! Our location offers ample parking spaces, making it easy for you to stop by. We are also committed to accessibility; the branch is equipped with features like ramps and ADA-compliant entrances, ensuring that everyone can visit us comfortably.

Operating Hours

Our doors are open with flexible hours to accommodate your busy schedule. Visit us Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 2 PM. Whether you're banking during the week or over the weekend, we're here when you need us.

Services Offered

At our La Mesa branch, we offer a variety of services tailored just for you ranging from personal checking and savings accounts to auto loans and mortgage refinancing. You can also take advantage of our credit cards with rewards and business banking services if you're a local entrepreneur. Plus, we have an ATM available for quick cash withdrawals and balance checks whenever you need it. While members can visit us at 7968 El Cajon Blvd, official correspondence should be sent to our mailing address: PO Box 85833, San Diego, CA 92186.

Member Eligibility

Becoming a member of California feels like joining a close-knit family that truly cares about your financial well-being. If you're looking to enjoy the benefits of personalized service and community support, you may be eligible to join us! Membership is open to individuals who live, work, or worship in our community, as well as those related to current members. This means whether you're starting your first savings account or seeking a loan for your dream car, we are here for you every step of the way. The advantages of being part of California include access to competitive rates, exceptional service, and a variety of financial products tailored just for you. Getting started is simple! Just visit us at 7968 El Cajon Blvd La Mesa Ca 91942 or check out our eligibility details at https://www.ccu.com/join/. If you have any questions, feel free to reach out at (619) 656-7191. We're excited to welcome you into our community and help you achieve your financial goals!

Business Banking & Commercial Services

Merchant Services Made Easy

In addition to loans, we offer comprehensive merchant services that simplify transactions for your business. Imagine effortlessly processing payments from customers while keeping track of sales all through one reliable platform. This means you can focus on what you do best: running your business. Visit us at 7968 El Cajon Blvd La Mesa Ca 91942 in La Mesa, CA, or call us at (619) 656-7191 to learn how our business banking solutions can help you thrive!

Tailored Loan Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $765 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $240 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $413,773,027, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For our business members, we offer merchant services and business loans that can help take your enterprise to the next level. Running a business is challenging; let us handle the financial side so you can focus on what matters most your customers.

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why we've invested in online and mobile banking services, allowing you to manage your accounts from anywhere. Whether it's checking balances, transferring funds, or making payments, everything is just a click away. Plus, with ATM access for cash withdrawals and balance checks available at various locations, getting cash is easier than ever.

Get Started Today!

We invite you to visit us at 7968 El Cajon Blvd La Mesa Ca 91942 in La Mesa, CA or give us a call at (619) 656-7191 to learn more about how our services can benefit you. At California, we're committed to helping you succeed financially let's start this journey together! For more information about joining us and accessing these fantastic services, check out our website.

Home Financing Options

Thinking about buying a home? Our mortgage loans and refinancing options can guide you through the process smoothly. We know that purchasing a home is one of the biggest decisions you'll make, so our team is here to support you every step of the way.

Personal Banking Solutions

Starting with personal banking, we offer checking and savings accounts that make it easy for you to manage your day-to-day finances. Imagine having an account that not only keeps your money safe but also earns you interest over time. For those planning to buy a car or needing vehicle financing, our auto loans provide flexible options and competitive rates to suit your budget.

Personal Loans and Credit Cards

If you're facing unexpected expenses or want to consolidate debt, our personal loans are here for you. Additionally, our credit cards come with rewards that can help you earn while spending think cashback on groceries or travel points for your next vacation!

Digital & Online Banking

Convenient Account Management

Stay updated with your account activities by opting for e-statements. This feature allows you to receive your monthly statements electronically, helping you stay organized while reducing paper clutter. If you're someone who enjoys using mobile payment options, you'll be pleased to know that we support mobile payments too! Our commitment at California is to provide you with a user-friendly experience so that managing your finances feels less like a chore and more like a breeze. Join us today and discover how easy it can be to take control of your financial journey!

Key Features

With 24/7 online banking services, you can check your balance, pay bills, and transfer money all from the comfort of your device. Need to send money to a friend? Our person-to-person transfer feature makes it easy to send cash instantly with just a few taps. Plus, with our mobile application available for download, banking has never been more straightforward. Security is a top priority for us. We take every precaution to keep your information safe while you bank online. While we currently do not support electronic signature authorization, rest assured that all transactions are protected with advanced security measures.

Financial Strength

At California, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that trust is built on transparency and reliability, which is why we are proud to share our financial strength with you. With a net worth of $467,195,510, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $908 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,177,299,189 in share certificates and $799,334,024 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $286,696,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to our members is reflected in our robust earnings as well. With $296,329,148 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $20,736 in used auto loans and $3,101,496,759 in total loans and leases, our lending capacity supports your financial goals across various sectors. Even though our net income stands at $0, it reflects our operational efficiency and commitment to providing competitive loan rates and solid financial products for our members. We also take pride in having 477 full-time employees and 50 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. As part of our dedication to being a reliable partner in your financial journey, we have a strong base of members who trust us with their finances reflected in our total share accounts of 269,326. This growing membership is the backbone of our operations. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, California is your trusted partner. Visit us at 7968 El Cajon Blvd La Mesa Ca 91942 or call (619) 656-7191 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $374,576,166 in used vehicle loans and $163,022,500 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable pre-owned vehicle, we have options that fit your budget and lifestyle.

Business Financing

For business owners, our outstanding commercial loans totaling $413,773,027 provide the capital needed to grow and expand. We work closely with entrepreneurs to understand their unique needs and offer tailored financing solutions that can help foster growth.

Get Started Today

Our knowledgeable staff at California is here to guide you through every step of the lending process. Whether you're ready to apply for a loan or just exploring your options, give us a call at (619) 656-7191 or visit us at our branch located at 7968 El Cajon Blvd La Mesa Ca 91942 in La Mesa, CA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step towards achieving your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $325,320,391, make buying or refinancing simple. We provide clear terms and competitive interest rates, ensuring you have the support needed to navigate the home-buying process confidently.

Refinancing Options

If you're considering refinancing any existing loans, we have options available that may allow you to lower your monthly payments or consolidate debt into one manageable loan. Be sure to ask our team for details on eligibility and how we can assist you in achieving better financial health.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $44,147,777 in loans helping members manage their finances effectively. Our credit cards come with various rewards and benefits designed to make everyday purchases more rewarding while keeping your spending under control.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to verified data means that every loan offer displayed is both fair and transparent. Users can trust that they are looking at legitimate options tailored to their financial needs.

California

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans