California Credit Union Downey CA | Best Auto Loans & Business Banking

Introduction

Welcome to California, your trusted financial partner located at 9300 Imperial Hwy, Downey, CA 90242. Established in 1933, we take pride in serving our growing community of 196,473 members with dedication and care. As a member-owned credit union, we focus on providing exceptional financial services tailored to meet your needs. At California, we understand that every member's journey is unique. That's why we offer a wide range of services including checking and savings accounts, auto loans, mortgage refinancing, personal loans, and even business banking solutions. With over $5.1 billion in total assets and $648.9 million in total deposits, you can trust that your finances are in safe hands. Our commitment goes beyond just numbers; it's about building relationships. Under the leadership of our CEO, Steven O'Connell, and Board President, Walton Greene, our team of 527 dedicated employees works tirelessly to ensure you receive personalized service every time you visit us or reach out by phone at 800-334-8788. While you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to 9300 IMPERIAL HWY, DOWNEY, CA 90242-2813 if different from our physical location. Ready to experience the difference? Join us today at California Credit Union and let us help you achieve your financial goals!

Branch History & Mission

Welcome to California in beautiful Downey, CA! Established in 1933, our branch has been a cornerstone of the community for decades. We opened our doors with a vision to provide accessible and reliable financial services to our growing number of members, and today, we proudly serve a total membership of 196,473. Located at 9300 Imperial Hwy Downey Ca 90242, we are nestled in the heart of Downey, just a stone's throw away from local landmarks that make this city special. Our mission at California is simple yet powerful: to empower our members by offering exceptional financial products and services while fostering a sense of community. We believe that banking should not only be about numbers; it should also be about people. Over the years, we have achieved remarkable milestones, including reaching total assets of $5,134,469,225. Our commitment to serving you goes beyond traditional banking; we strive to be an active participant in the community. Through partnerships and outreach initiatives, we aim to uplift those around us and support local causes that resonate with our members. At California, we understand that convenience matters. That's why we offer various services tailored to meet your needs, including personal banking options like checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. While our branch does not have an ATM or drive-thru service, we ensure that you can manage your finances easily through online and mobile banking platforms. We are dedicated to ensuring all members feel welcome and supported. Our facilities adhere to ADA compliance standards, making it easier for everyone to access our services. In addition, if you need to send official correspondence, please address it to our mailing address: 9300 IMPERIAL HWY, DOWNEY, CA 90242-2813. Our operating hours are designed with your schedule in mind: Monday through Thursday from 9 AM to 5 PM and Friday from 9 AM to 6 PM. If you have any questions or need assistance, don't hesitate to reach out at (800) 334-8788. Join us at California become part of a community-focused organization where your voice matters. Experience the benefits of membership today by visiting us or exploring more about what we offer on our website here. Together, let's build a brighter financial future!

Branch Location & Accessibility

Welcome to the California Credit Union branch located at 9300 Imperial Hwy, Downey, CA 90242! We're conveniently situated for our members in Los Angeles County and surrounding areas. Whether you're heading to a local event or just passing by, our friendly team is here to assist you with all your banking needs. While you can visit us at our Downey branch, if you need to send any official correspondence, please use our mailing address: 9300 IMPERIAL HWY, DOWNEY, CA 90242-2813. Our location is easily accessible, with ample parking available for your convenience. We prioritize accessibility for all members and visitors. Our branch meets ADA compliance standards, ensuring that everyone can enter and navigate comfortably. We invite you to stop by during our welcoming operating hours: Monday through Thursday from 9 AM to 5 PM and Friday from 9 AM to 6 PM. If you have questions or need assistance, don't hesitate to reach out at 800-334-8788. Though we currently do not have ATM services or drive-thru banking available at this location, our dedicated staff is ready to help with various services including personal banking options such as checking and savings accounts, auto loans, mortgages, credit cards with rewards, and more. Visit us today at California Credit Union in Downey your trusted partner for financial success!

Member Eligibility

At California, we believe that joining our community is more than just opening an account it's about becoming part of a family that supports each other. If you live, work, worship, or attend school in the area, you're likely eligible for membership with us! We welcome individuals from various backgrounds and are committed to providing you with a range of services tailored to meet your needs. Becoming a member means gaining access to personalized banking solutions, competitive rates on loans, and a friendly team dedicated to your financial success. To learn more about the specific eligibility criteria, feel free to visit this link. Ready to get started? Opening an account at California is simple and straightforward. Just give us a call at (800) 334-8788 or visit us at our branch located at 9300 Imperial Hwy Downey Ca 90242. We can't wait to help you embark on your financial journey with us!

Business Banking & Commercial Services

Loan Options That Empower Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $765 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $240 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $413,773,027, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Simplify Transactions

In addition to loans, our merchant services simplify the way you do business. Picture this: a bustling café where customers can easily pay with their mobile devices while enjoying their morning coffee. Our payment processing solutions make transactions quick and easy, allowing you to focus on what matters most serving your customers and growing your brand. Visit us at 9300 Imperial Hwy Downey Ca 90242 in Downey, CA, or call us at (800) 334-8788 to learn how we can partner with you on your journey toward success.

Comprehensive List Of Services

Convenient Digital Banking Features

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking options that allow you to manage your accounts anytime, anywhere. With features such as mobile payments and person-to-person transfers, you'll find it easy to stay on top of your finances without missing a beat.

Empowering Businesses

For our local business members, we offer specialized banking solutions including merchant services and business loans. We recognize the hard work it takes to run a business, and we're here to support you every step of the way. Imagine having the financial backing needed to expand your operations or invest in new equipment all made easier with our tailored services.

Home Sweet Home Financing

If you're thinking about buying a home or refinancing your current mortgage, our mortgage loans offer competitive rates and flexible terms. We want to help turn your homeownership dreams into reality. Picture yourself settling into your new home, made possible by the straightforward mortgage process we provide.

Personal Banking Made Simple

We understand that managing your finances can sometimes feel overwhelming. That's why our personal banking services are designed with you in mind. From checking and savings accounts that help you manage your day-to-day expenses to auto loans and vehicle financing that get you on the road, we have your back. Imagine driving away in your dream car, knowing you've secured a great loan rate through us!

Rewarding Credit Card Options

Looking for a credit card that rewards your spending? Our credit cards come with benefits that can enhance your purchasing power while offering perks that suit your lifestyle. Whether you're shopping for groceries or planning a trip, our rewards program makes every purchase count.

Support for Your Personal Goals

Need extra cash for a special project or looking to consolidate debt? Our personal loans are designed for various needs, allowing you to tackle financial challenges head-on. With options like debt consolidation, you can simplify your payments and reduce stress.

Visit Us Today!

We're excited to serve you at Downey! If you have questions about any of our services or need assistance with your financial goals, don't hesitate to reach out at (800) 334-8788. Let's work together toward achieving your financial aspirations!

Digital & Online Banking

Convenient Features for You

Our online banking platform offers a variety of features tailored to meet your needs. You can view e-statements with just a click, making it simple to keep track of your transactions without the clutter of paper statements yes, we offer e-statements! If you prefer mobile payments, you're in luck! Our mobile payments feature allows you to make quick and easy transactions right from your smartphone. For those who like to manage their finances on the move, our mobile application is available for download. It provides a user-friendly interface where you can check balances, pay bills, and transfer funds instantly. And if you need to send money to friends or family, our person-to-person transfer service makes it straightforward and hassle-free.

Security You Can Trust

At California, security is a top priority. While we currently do not offer electronic signature authorization for documents, rest assured that our online services employ strong security measures to protect your information. Your peace of mind is essential as you navigate your financial journey. With real-time account management tools at your fingertips, handling your banking needs has never been easier. Whether you're checking balances, paying bills, or transferring money, everything is just a few taps away. Explore all that our digital banking options have to offer by visiting us at https://www.ccu.com/ and experience the convenience today!

Financial Strength

Committed to Growth

With $296,329,148 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, with $20,736 in used auto loans and $3,101,496,759 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 477 full-time employees and 50 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Member-Centric Focus

Members' savings are secured through $1,177,299,189 in share certificates and $799,334,024 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $286,696,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $467,195,510, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $908 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trust Built on Transparency

Net Shares (Funds available for lending and investments): $0. Total Share and Deposit Accounts: 269,326, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, California is your trusted partner. Visit us at 9300 Imperial Hwy Downey Ca 90242 or call (800) 334-8788 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $374,576,166 in used vehicle loans and $163,022,500 in new vehicle loans already helping members get on the road. Whether you're interested in a brand-new model or a reliable used vehicle, we've got you covered.

Business Loans

For business owners, our outstanding commercial loans totaling $413,773,027 provide the capital needed to grow and expand. We're committed to supporting local businesses and helping them thrive in today's competitive market.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $325,320,391, make buying or refinancing simple. We know that purchasing a home is a significant step, and our team is dedicated to guiding you through the process smoothly.

Refinancing Options

If you're considering refinancing any existing loans, our team can assist you in exploring various options tailored to your situation. We're here to ensure you find the best terms possible. Our branch is located at 9300 Imperial Hwy Downey Ca 90242, Downey, CA, and we invite you to reach out for more information at (800) 334-8788. Our operating hours are Monday through Thursday from 9 AM to 5 PM and Friday from 9 AM to 6 PM. At California, we pride ourselves on providing personalized service and lending solutions that meet the diverse needs of our members. Let us help you take the next step toward achieving your financial goals today!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $44,147,777 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits that can enhance your purchasing power while giving you peace of mind.

Loan Aggregator

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This means that every offer you see is based on reliable and current information, ensuring fair and transparent offers. LendMesh stands out in several key ways: - Verified Data: All loan offers come from legitimate financial institutions, ensuring transparency throughout the comparison process. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions. Our goal is to provide unbiased results so users can trust the information they receive. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, users can make informed decisions without delay. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the impact of using this tool effectively. Ready to make a smart financial decision? Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

California

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans