California Credit Union Covina CA | Best Auto Loans & Quick Personal Loans

Introduction

Welcome to California Credit Union, your trusted financial partner located at 800 S Barranca Ave Ste 110, Covina, CA 91723. Since our establishment in 1933, we've dedicated ourselves to serving the community and supporting our members with personalized banking solutions. With a proud membership of 196,473, we strive to empower individuals and families to achieve their financial goals. At California Credit Union, we believe in building strong relationships with our members. That's why we offer a range of services tailored to meet your needs, including checking and savings accounts, auto loans, mortgages, and business banking options. Our total assets stand at an impressive $5,134,469,225, ensuring that we have the resources to provide you with quality service. Our leadership team is committed to your success. Under the guidance of CEO Steven O'Connell and Board President Walton Greene, we focus on fostering a supportive environment for all our members. With 527 employees ready to assist you, we are here to help you navigate your financial journey. While you can reach us at our Covina branch for all your banking needs, please note that official correspondence should be sent to our mailing address: 800 S BARRANCA AVE STE 100, COVINA, CA 91723-3684. We invite you to explore what California Credit Union can do for you. Feel free to call us at 800-334-8788 or visit our website at ccu.com for more information. Join us today and experience the difference of being part of a credit union that truly cares about its members!

Branch History & Mission

Community Commitment

Our commitment extends beyond banking services; we believe in giving back to the communities that support us. Through partnerships with local organizations and initiatives aimed at enhancing quality of life in Covina and surrounding areas, we work tirelessly to make a positive impact. Additionally, as part of embracing modern advancements in banking, we've implemented user-friendly digital tools that allow members easy access to their accounts anytime and anywhere. Whether it's online banking or mobile payments, we're here to serve you better. We invite you to join us on this journey. Experience firsthand how California can make a difference in your financial life. Together, let's build a brighter future for you and your family! For any inquiries or assistance, don't hesitate to reach out at 800-334-8788 during our operating hours: Monday-Thursday from 9 AM-5 PM, Friday from 9 AM-6 PM, and Saturday from 9 AM-1 PM. Your community bank awaits!

Our Mission

At California, our mission is clear: we strive to enhance the lives of our members through exceptional financial services and community support. We believe that by offering personalized solutions tailored to each member's unique situation, we can help them achieve their goals whether that's buying a home, financing a vehicle, or saving for retirement. We also recognize that financial education plays a crucial role in building strong communities. That's why we actively engage in outreach programs designed to inform and empower individuals about managing their finances wisely. While members can visit us at 800 S Barranca Ave Ste 110, official correspondence should be sent to 800 S BARRANCA AVE STE 100, COVINA, CA 91723-3684.

Our Story

The journey of California began with a simple yet powerful idea: to provide accessible and affordable financial services to those in need. From our humble beginnings, we have evolved significantly, adapting to the changing needs of our community while maintaining our core values of integrity and service. Each milestone in our history reflects our commitment to empowering individuals and families through sound financial practices. As we grew, so did our offerings. Today, we provide a wide array of services including personal banking, auto loans, mortgages, business loans, and more. We are proud to be a member-driven organization that prioritizes the needs of our community over profit margins.

Branch Location & Accessibility

Accessibility Features

At our Covina branch, we prioritize accessibility for all members. The location is fully compliant with ADA standards, ensuring everyone can easily navigate our facility. You'll find ample parking available for both regular and accessible vehicles, so visiting us is hassle-free.

Call to Action

If you have any questions or need assistance, don't hesitate to reach out! Give us a call at (800) 334-8788 or drop by our branch today. We look forward to welcoming you into the California Credit Union family!

Operating Hours

We understand that life can get busy! That's why we offer flexible operating hours to suit your schedule. Our lobby is open Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM. Feel free to stop by during these hours, and our friendly staff will be ready to assist you with any banking inquiries.

Services Offered

While you're here, take advantage of our wide range of services designed for your financial well-being. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we cater to various needs. If you're interested in business banking services or online and mobile banking options, we've got you covered as well!

Member Eligibility

Becoming a member of California is like joining a close-knit community where your financial well-being matters. We welcome individuals who live, work, or go to school in our service area, along with their family members. This means that if you're connected to someone who qualifies, you can also enjoy the benefits of membership! At California, we're dedicated to providing personalized services and products tailored just for you, whether it's checking and savings accounts, auto loans, or mortgage options. Getting started is easy! You can find all the details about eligibility on our website at https://www.ccu.com/join/ . If you're ready to open an account or have any questions, feel free to reach out to us at (800) 334-8788. Our friendly team at our branch located at 800 S Barranca Ave Ste 110 Covina Ca 91723 is here to help guide you through every step of the process. Join us today and experience the difference of being a valued member of California!

Business Banking & Commercial Services

Merchant Services That Empower

In addition to loans, we offer merchant services that simplify payment processing. Imagine a busy day at your café; having efficient payment solutions means you can focus on serving customers rather than managing transactions. Our services streamline operations, letting you accept payments seamlessly while enhancing customer satisfaction. Whether you're looking for financial products tailored to your business or need reliable merchant services, California is here to help. Visit us at 800 S Barranca Ave Ste 110 Covina Ca 91723 in Covina, CA, or call us at (800) 334-8788 to learn more about how we can support your business goals!

Tailored Business Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $765 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $240 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $413,773,027, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about buying a new car? Our auto loans and vehicle financing options make it easy to get behind the wheel. We offer competitive rates and flexible terms to help you find the perfect loan that fits within your budget. Whether it's a brand-new model or a reliable used car, we're here to assist you every step of the way.

Business Banking

For entrepreneurs and small business owners, California offers robust business banking services including merchant services and business loans. As your partner in growth, we want to see your venture thrive. With tailored financing options, we help turn your ideas into reality.

Convenient Access

We recognize how important convenience is in today's fast-paced world. That's why we ensure that all these services are easily accessible through our online and mobile banking features. You can handle transactions whenever it suits you no need for long lines or waiting hours! We invite you to visit us at 800 S Barranca Ave Ste 110 Covina Ca 91723 in Covina, CA or give us a call at (800) 334-8788 if you have any questions about our services. At California, we're committed to supporting you on your financial journey every step of the way!

Credit Cards with Rewards

With our credit cards featuring rewards programs, you can earn points on purchases for things you already buy! From cash back offers to travel rewards, enjoy benefits that enhance your spending power while keeping track of expenses easily through our online banking system.

Mortgage Loans & Refinancing

If homeownership is on your mind, explore our mortgage loans and refinancing options. We know how daunting it can be to navigate the housing market, so our team is here to guide you through the process. Picture yourself moving into a home that perfectly suits your family's needs, with financing options designed to make that dream achievable.

Personal Banking

We understand that everyone's banking needs are unique. That's why we offer personal banking services like checking and savings accounts that help you manage everyday expenses while also saving for those special moments. Imagine having easy access to your funds anytime you need them through our online and mobile banking platforms. With just a few clicks or taps, you can check your balance, transfer money, or pay bills right from the comfort of your home.

Personal Loans & Debt Consolidation

Life can sometimes throw unexpected expenses your way. That's where our personal loans come in handy. Whether you're looking to consolidate debt or cover an emergency expense, we provide straightforward lending solutions that help ease financial stress without complicated terms.

Digital & Online Banking

Key Features

With our 24/7 online banking services, you have the freedom to check your balances, transfer funds, and pay bills at your own pace. No more rushing to the bank before closing time! Plus, our mobile application allows you to manage your money right from your smartphone, putting all the tools you need at your fingertips. We also make it easy for you to handle transactions with person-to-person transfers. Whether you're splitting a dinner bill or sending money to a friend, it's quick and hassle-free. If you prefer paperless options, you can opt for e-statements, which provide a secure way to review your account statements without cluttering your mailbox.

Security and User Experience

Your safety is our top priority. While we don't currently offer electronic signature authorization, rest assured that all transactions made through our platforms are protected with robust security measures. Our user-friendly interface ensures that navigating through your accounts is simple, even if you're not tech-savvy. And if you're always on the go, you'll love our mobile payments feature. This allows you to make purchases directly from your phone, providing an extra layer of convenience when you're out and about. In summary, at California, we are committed to providing you with accessible, secure, and easy-to-use digital banking services that enhance how you manage your finances. Join us today and experience the difference!

Financial Strength

Commitment to Growth

Our financial strength is evident in our operations as well. With $296,329,148 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Moreover, with $20,736 in used auto loans and $3,101,496,759 in total loans and leases, our lending capacity supports members' financial goals across various sectors.

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, California is your trusted partner. Visit us at 800 S Barranca Ave Ste 110 Covina Ca 91723 or call (800) 334-8788 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our commitment to operational efficiency is reflected in our $0. This allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 477 full-time employees and 50 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Additionally, with total share accounts reaching 269,326, it's clear that more members trust us with their finances every day.

Secure Savings Options

Members' savings are secured through $1,177,299,189 in share certificates and $799,334,024 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $286,696,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Foundation

With a net worth of $467,195,510, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $908 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $374,576,166 in used vehicle loans and $163,022,500 in new vehicle loans already helping members get on the road. Whether you are purchasing a brand-new model or a reliable pre-owned vehicle, our financing options are designed to fit your budget and lifestyle.

Business Financing

For business owners, our outstanding commercial loans totaling $413,773,027 provide the capital needed to grow and expand. We understand the unique challenges of running a business and are committed to supporting your financial journey. At California, we believe that finding the right loan should be straightforward. If you're considering refinancing your existing loans or want to learn more about eligibility options, our dedicated team is here to guide you every step of the way. For any questions or additional information about our loan offerings, feel free to reach out at (800) 334-8788 during our operating hours: Monday-Thursday 9 am-5 pm, Friday 9 am-6 pm, and Saturday 9 am-1 pm. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We're excited to help you take the next step towards achieving your financial goals!

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $44,147,777 in loans helping members manage their finances effectively. These cards come with competitive rates and benefits, giving you peace of mind when making purchases or handling unexpected expenses.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $325,320,391, make buying or refinancing simple. We provide personalized service to help you navigate the process, ensuring that your dream of owning a home becomes a reality.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This adherence to established regulations ensures that users receive fair and transparent offers tailored to their needs.

CALIFORNIA CREDIT UNION - Covina, CA

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans