California Credit Union Chula Vista CA | Quick Personal Loans & ATM Access

Introduction

Welcome to California, your trusted financial partner located at 884 Eastlake Pkwy Ste 1615, Chula Vista, CA 91914. Since our establishment in 1933, we have proudly served our community with dedication and integrity. With a strong membership base of 196,473 individuals, we are committed to making a positive impact on your financial journey. At California, we believe that everyone deserves access to reliable banking services. Our total assets of over $5.13 billion reflect our stability and ability to support our members' needs. We offer a wide range of services including personal banking, auto loans, mortgage refinancing, and business banking solutions tailored just for you. With $648,852,129 in total deposits and a net worth of $467,195,510, you can trust that your money is in safe hands. Led by our CEO, Steven O'Connell, and Board President, Walton Greene, our team of 527 employees is always ready to assist you. Whether you visit us in person or connect through our online services at www.ccu.com, we strive to provide exceptional service every step of the way. While members can visit us at 884 Eastlake Pkwy Ste 1615, official correspondence should be sent to our mailing address: PO Box 85833, San Diego, CA 92186. We invite you to explore all that California has to offer. Contact us today at 619-621-6010 or stop by during our operating hours: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 2 PM. Let's take the next step toward your financial goals together!

Branch History & Mission

Welcome to California, a proud member of the community since 1933. Located at 884 Eastlake Pkwy Ste 1615, Chula Vista, CA 91914, our branch has grown and evolved alongside the vibrant neighborhoods we serve. With a commitment to fostering financial wellness, we now proudly support a membership base of over 196,000 individuals and families. Our journey began in the heart of Chula Vista with a simple yet powerful mission: to provide accessible and affordable financial services tailored to the needs of our members. Over the decades, we've expanded our offerings while remaining true to our roots empowering people through knowledge and support. From humble beginnings, we've grown into a credit union with total assets exceeding $5.13 billion, ensuring that we can meet the diverse needs of our members today and in the future. At California, we believe that banking should be more than just transactions; it should build relationships. Our mission is to enrich the lives of our members by offering personal banking options like checking and savings accounts, auto loans, mortgages, personal loans, business banking solutions, and more. We are dedicated to providing not only financial services but also community support through outreach programs and partnerships that uplift those around us. While you can visit us at our branch location for all your banking needs, please note that official correspondence should be directed to our mailing address: PO Box 85833, San Diego, CA 92186. Our commitment extends beyond traditional banking hours. We're here for you Monday through Thursday from 9 AM to 5 PM, on Friday from 9 AM to 6 PM, and Saturday from 9 AM to 2 PM. Plus, with ATM availability right at your fingertips, managing your finances has never been easier. We take pride in being ADA compliant and continuously improving our digital capabilities so that every member can access their accounts anytime and anywhere. Whether it's through online banking or mobile payments, we strive to make your experience as convenient as possible. Join us on this journey! At California, we invite you to become part of a community-focused credit union that prioritizes your financial health. Experience firsthand how we're committed to making a positive impact in your life and within Chula Vista. For more information about membership or services we offer, please call us at 619-621-6010 or visit our website at ccu.com. Together, let's create a brighter financial future!

Branch Location & Accessibility

Get in Touch

Our friendly team is ready to assist you! If you have questions or need more information about our services, feel free to call us at 619-621-6010. We invite you to stop by California Credit Union at Eastlake today your financial journey starts here!

Operating Hours

We want to make banking as convenient as possible for you. Our lobby hours are Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 2 PM. Whether you need assistance during the week or prefer a Saturday visit, we're here for you!

Parking and Accessibility

At our branch, we understand that accessibility is key. We offer ample parking space right outside our entrance, ensuring a hassle-free visit. Our facility is designed with ADA compliance in mind, featuring ramps and accessible entrances to accommodate all visitors comfortably.

Services Offered

California Credit Union is proud to offer a variety of services tailored to meet your financial needs. From personal banking options such as checking and savings accounts to auto loans and mortgage refinancing, we have something for everyone. We also provide online and mobile banking solutions so you can manage your finances on the go. Plus, with ATM availability right on-site, accessing your funds has never been easier. While members can visit us at our branch address for all their banking needs, please note that official correspondence should be sent to PO Box 85833, San Diego, CA 92186 if it differs from your visit.

Member Eligibility

At California, we believe that everyone deserves a chance to be part of a supportive community that prioritizes your financial well-being. Joining us is simple! If you live, work, worship, or attend school in the Chula Vista area, you are likely eligible for membership. We also welcome family members of current members, creating a network that feels like home. By becoming a member of California, you'll gain access to a range of personalized financial services designed just for you, from checking and savings accounts to competitive loan options. Ready to take the first step? Opening an account is straightforward and can be done in person at our branch located at 884 Eastlake Pkwy Ste 1615 Chula Vista Ca 91914 or online through our website. If you have any questions about eligibility or the account opening process, don't hesitate to call us at (619) 621-6010. For more detailed information on membership criteria, check out our eligibility page at https://www.ccu.com/join/. We're excited to welcome you into our family!

Business Banking & Commercial Services

Business Loan Options

Imagine having the funds to take on that new project or invest in equipment that can enhance your operations. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $765 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $240 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $413,773,027, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's marketplace, having efficient payment processing is crucial. Our merchant services simplify transactions, allowing you to focus on what matters most growing your business. Whether you're a local retail shop or a service provider, our tailored solutions make accepting payments easy and secure. Visit us at 884 Eastlake Pkwy Ste 1615 Chula Vista Ca 91914 in Chula Vista, CA, or give us a call at (619) 621-6010 to learn how our business banking and commercial services can benefit you!

Comprehensive List Of Services

Business Banking Services

For entrepreneurs and small business owners, we provide comprehensive business banking solutions including merchant services and business loans. We believe in supporting local businesses because they contribute significantly to our community's growth.

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why California offers robust online and mobile banking options. With features like mobile payments and person-to-person transfers, managing your money has never been easier. Plus, with ATM access available for quick cash withdrawals and balance checks, you'll always have control over your finances right at your fingertips.

Credit Cards with Benefits

We also offer credit cards with rewards that give back every time you spend. Imagine earning points on purchases that can lead to travel rewards or cash back it's just one more way we strive to enhance your banking experience.

Financial Support When You Need It

Life can throw unexpected expenses your way, and that's where our personal loans and debt consolidation options come into play. If you're feeling overwhelmed by bills or simply need some extra cash for a project, we're here to provide solutions that work for you.

Home Financing Made Easy

Thinking about buying a home or refinancing? Our mortgage loans offer competitive rates and flexible terms tailored to your specific situation. We take pride in making home ownership accessible, so you can turn your dream into reality.

Personal Banking Solutions

Managing your finances should be straightforward, which is why our personal banking services are crafted with you in mind. Whether you're looking to open a checking or savings account, our friendly staff can guide you through the process, ensuring you find the right fit for your lifestyle. For those planning to purchase a vehicle, our auto loans and vehicle financing options make it easier than ever to drive away in the car you want without breaking the bank.

We're Here for You

Whether you're stopping by our branch or accessing services from home via our website at Eastlake, we're committed to making banking easy and accessible for everyone. Have questions? Don't hesitate to reach out! Call us at (619) 621-6010, and let us help you explore how we can support your financial goals. We invite you to visit us soon and discover all the ways California can assist you on your financial journey!

Digital & Online Banking

Key Services Offered

Explore our comprehensive online banking platform at https://www.ccu.com/. Here, you can easily access your account information 24/7, making it simple to check balances, pay bills, and transfer money whenever you need to. No need to wait for bank hours; our online banking service is always available. For those who prefer using their smartphones, our mobile application brings all these features right to your fingertips. You can make mobile payments effortlessly and even send money directly to friends with our person-to-person transfer feature. Whether you're splitting a dinner bill or sending a birthday gift, it's quick and easy!

Security and Accessibility

We prioritize your security with robust protection measures in place. While we currently do not offer electronic signature authorization, rest assured that our systems are designed to keep your information safe. Plus, you can opt for e-statements to stay organized without the clutter of paper. Our commitment to accessibility ensures that managing your finances is straightforward. From checking transactions to setting up recurring payments, everything is designed with you in mind. In summary, whether you're at home or out and about, California provides the tools you need for real-time account management and financial peace of mind. Dive into the world of digital banking today and experience how easy it can be!

Financial Strength

Growing Membership Base

Total Share and Deposit Accounts: 269,326, showing a strong and growing member base that trusts us with their finances. This growth reflects the confidence our community has placed in us as their trusted financial partner. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, California is your trusted partner. Visit us at 884 Eastlake Pkwy Ste 1615 Chula Vista Ca 91914 or call (619) 621-6010 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 477 full-time employees and 50 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting in Member Services

With $296,329,148 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our $20,736 in used auto loans and $3,101,496,759 in total loans and leases mean our lending capacity supports your financial goals across various sectors.

Security for Your Savings

Members' savings are secured through $1,177,299,189 in share certificates and $799,334,024 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $286,696,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $467,195,510, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $908 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $374,576,166 in used vehicle loans and $163,022,500 in new vehicle loans already helping members get on the road. Our financing options make it easier than ever to drive away with confidence.

Business Loans

For business owners, our outstanding commercial loans totaling $413,773,027 provide the capital needed to grow and expand. We know that every business is unique, which is why we work closely with you to tailor our loan offerings to meet your specific needs.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $325,320,391, make buying or refinancing simple. Whether you're a first-time buyer or looking to refinance an existing loan, we're here to guide you through the process.

Refinancing Options

If you're considering refinancing any existing loans, we can assist you with that too! Our team is here to help you explore eligibility options and find solutions that can potentially lower your monthly payments or reduce your overall interest costs. Visit us at 884 Eastlake Pkwy Ste 1615 Chula Vista Ca 91914 in Chula Vista, CA, or give us a call at (619) 621-6010 to learn more about how we can support your financial journey. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let's work together towards achieving your financial goals!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $44,147,777 in loans helping members manage their finances effectively. These cards come with competitive interest rates and rewards programs designed to fit your lifestyle.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With a user-friendly interface and comprehensive data, LendMesh allows borrowers to easily compare options that suit their financial needs. LendMesh ensures accurate loan comparisons by sourcing its data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards. This adherence to regulatory guidelines means users can trust that the information they receive is based on the latest results (Source: https://www.ncua.gov), ensuring fair and transparent offers. One of the standout features of LendMesh is its commitment to verified data. Loan offers are sourced from legitimate financial institutions, which promotes transparency in the lending process. Additionally, LendMesh does not prioritize lenders based on paid promotions this means that users receive unbiased results without influence from advertisers. With real-time rate comparisons, LendMesh provides up-to-date loan rates from multiple institutions, helping users make informed decisions quickly and confidently. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" For anyone looking to secure the best loan rates available, comparing options with LendMesh is an efficient first step. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

California

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans