California Credit Union Chula Vista CA | Affordable Auto Loans & Business Banking

Introduction

Welcome to California, your trusted financial partner located at 45 N Broadway, Chula Vista, CA 91910. Since our establishment in 1933, we have been dedicated to serving our community with integrity and care. With a strong membership of 196,473 individuals and total assets exceeding $5.13 billion, we pride ourselves on providing personalized financial solutions tailored to meet the needs of our members. At California, we understand that every financial journey is unique. Whether you're looking for personal banking options like checking and savings accounts, seeking financing for a new vehicle, or planning your dream home with our mortgage loans, we're here to help you every step of the way. Our commitment extends beyond just loans; we also offer business banking services designed to support local entrepreneurs and businesses. Our leadership team, headed by CEO Steven O'Connell and Board President Walton Greene, is passionate about fostering a welcoming environment where members feel valued and understood. With a dedicated staff of 527 employees, we're ready to assist you with any questions or concerns you may have. While members can visit us at 45 N Broadway, official correspondence should be sent to PO Box 85833, San Diego, CA 92186. If you're curious about our extensive range of services or would like more information about becoming a member, please don't hesitate to reach out at 619-656-7273. Join us today at California Credit Union where your financial well-being is our priority! For more details about our offerings and how we can assist you, visit us online at ccu.com. We look forward to welcoming you into our community!

Branch History & Mission

Welcome to the heart of Chula Vista, where the story of California Credit Union began in 1933. Over the decades, we have built a legacy rooted in community support and financial empowerment. Our branch, located at 45 N Broadway, Chula Vista, CA 91910, has been a steadfast partner for generations, helping our members navigate their financial journeys. From our humble beginnings, we have grown to serve over 196,473 members, providing them with a range of services designed to meet their needs. Today, we proudly hold total assets of $5,134,469,225, reflecting our commitment to sound financial management and growth. Our mission is clear: we are here to offer personalized financial solutions while actively contributing to the well-being of our local community. At California Credit Union, we believe that access to quality banking should be available to everyone. That's why we focus not only on providing essential financial services like checking and savings accounts but also on supporting initiatives that uplift our neighborhoods. Our mission statement emphasizes this dual commitment: empowering individuals through accessible banking services while fostering community development. In addition to our extensive array of personal banking options such as auto loans, mortgages, and credit cards we continually strive to enhance our digital offerings. Members can enjoy features like online banking and mobile payments for convenience and accessibility. We take pride in ensuring our facilities comply with ADA standards so everyone can benefit from our services comfortably. While members can visit us at 45 N Broadway, official correspondence should be sent to PO Box 85833, San Diego, CA 92186 if necessary. We invite you to connect with us during our operating hours: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 2 PM. You can reach us at (619) 656-7273 for any inquiries or assistance. As we continue to grow and evolve alongside our community, we invite you to become part of the California family. Join us today and experience the difference a member-focused credit union can make in your life! Explore your eligibility here or open an account now. Together, let's build a brighter financial future!

Branch Location & Accessibility

Accessibility Features

We prioritize accessibility for all members. Our branch is ADA compliant, featuring ramps and other accommodations to ensure everyone can access our services comfortably.

Convenient Location

Our branch is just a stone's throw away from local favorites like the Chula Vista Center and nearby parks, making it easy to combine banking with your daily errands. With ample parking available, you can visit us hassle-free.

Get in Touch!

Have questions or need assistance? Feel free to call us at 619-656-7273. We're here to help you navigate your financial options. Come by and see how we can assist you today!

Operating Hours

We understand that life can be busy. That's why we offer flexible operating hours: Monday through Thursday from 9 AM to 5 PM, Friday until 6 PM, and Saturday from 9 AM to 2 PM. This way, you can find a time that fits your schedule.

Services Offered

At the California Credit Union South Bay branch, we provide a range of services tailored to meet your needs. From personal banking options like checking and savings accounts to auto loans and credit cards with rewards our offerings are designed to support your financial journey. Plus, with ATM availability on-site, accessing cash is quick and easy! While members can visit us at 45 N Broadway for all banking needs, any official correspondence should be sent to our mailing address: PO Box 85833, San Diego, CA 92186.

Member Eligibility

Becoming a member of California is like joining a family that truly cares about your financial well-being. If you live, work, or worship in the Chula Vista area, or if you are related to someone who is already a member, you're welcome to join us! We believe everyone deserves access to financial services that support their goals and dreams. At California, we offer a wide range of benefits tailored just for you, from competitive loan rates to personalized banking services. Getting started is simple! You can find all the details on our eligibility criteria by visiting this link. If you're ready to take the next step, you can open an account easily through the same page. Our team is here to assist you; feel free to call us at (619) 656-7273 if you have any questions. Join us at our branch located at 45 N Broadway Chula Vista Ca 91910, and experience how being part of California can make a positive difference in your financial journey.

Business Banking & Commercial Services

Merchant Services that Matter

When it comes to managing daily operations, our merchant services are designed to simplify transactions. Imagine a busy café owner who can easily accept payments on-the-go or a retail store that benefits from integrated point-of-sale solutions. These tools not only enhance customer experiences but also streamline accounting processes, allowing you to focus more on what you do best running your business. Visit us at 45 N Broadway Chula Vista Ca 91910 in Chula Vista, CA to learn how we can help your business thrive! For more information, call us at (619) 656-7273 or explore our services online at https://www.ccu.com/.

Supporting Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $765 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $240 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $413,773,027, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about buying a new car? Our auto loans provide flexible financing options that can help you drive away in your dream vehicle without breaking the bank. We understand how important it is for our members to have reliable transportation, so we make the loan process straightforward and transparent.

Business Banking Solutions

If you're a small business owner, we have tailored solutions just for you! From merchant services that simplify transactions to business loans that fuel growth, we are committed to supporting local businesses in achieving their goals.

Convenient Access and Support

We know convenience is key in today's fast-paced world. That's why California offers ATM services for easy cash withdrawals and balance checks whenever you need them. Plus, our friendly staff is always ready to assist you during operating hours: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 2 PM. Ready to explore all that California has to offer? Give us a call at (619) 656-7273 or visit us at 45 N Broadway Chula Vista Ca 91910 in Chula Vista, CA. Join us today and experience the difference of community-focused banking!

Credit Cards with Rewards

For those who love earning rewards while they spend, our credit cards come with attractive benefits. Use them for everyday purchases and watch as points accumulate toward exciting rewards making every dollar spent work harder for you.

Mortgage Loans & Refinancing

Owning a home is a major milestone, and at California, we want to help you achieve that goal. Our mortgage loans come with competitive rates and personalized service, making homeownership accessible for everyone. If you already have a mortgage but want to save on monthly payments, ask us about refinancing options tailored just for you.

Personal Banking

Whether you're looking to open a checking or savings account, our personal banking services are designed with you in mind. Imagine having easy access to your funds and the ability to manage your money effortlessly through our online and mobile banking platforms. With features like e-statements and person-to-person payments, staying on top of your finances has never been easier.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way, and when it does, we're here to help. Our personal loans offer quick access to funds for emergencies or big purchases. Additionally, if you're looking to simplify your finances, consider our debt consolidation options which can help you manage multiple debts into one manageable payment.

Digital & Online Banking

Key Features

With our 24/7 online banking services, you can easily check your balance, review transactions, and transfer money between accounts with just a few clicks. Need to send money to a friend or family member? Our person-to-person transfers make it simple and fast. Plus, enjoy the flexibility of mobile payments right from your smartphone making purchases has never been easier! For those who prefer accessing their financial information on the move, our mobile application is available for download. The app brings all the features of our online banking right to your fingertips. You can deposit checks, pay bills, and even manage your e-statements without stepping foot in a branch all while ensuring that your personal information is safe.

Security and Convenience

We prioritize your security with every transaction you make. Although we currently do not offer electronic signature authorization for certain processes, rest assured that our systems are designed with advanced protection measures to keep your data safe. Our e-statements provide an eco-friendly way to stay organized and informed about your account activity without the hassle of paper statements piling up. You'll receive timely updates directly to your inbox, helping you track your finances more efficiently. At California, we believe in making banking easy so you can focus on what matters most in life. Join us today and experience the freedom of managing your finances digitally!

Financial Strength

At California, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are dedicated to maintaining a strong financial foundation to serve you better. With a net worth of $467,195,510, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $908 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,177,299,189 in share certificates and $799,334,024 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $286,696,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $296,329,148 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to you is reflected in our lending capacity: with $20,736 in used auto loans and $3,101,496,759 in total loans and leases, we support your financial goals across various sectors. Our operations reflect efficiency; our $0 shows that we are well-positioned to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 477 full-time employees and 50 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand at 269,326, showcasing a strong and growing member base that trusts us with their finances. The funds available for lending and investments amount to $0, which further enhances our ability to meet your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, California is your trusted partner. Visit us at 45 N Broadway Chula Vista Ca 91910 or call (619) 656-7273 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $374,576,166 in used vehicle loans and $163,022,500 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new vehicle or a reliable used one, our team is here to assist you every step of the way.

Business Loans

For business owners, our outstanding commercial loans totaling $413,773,027 provide the capital needed to grow and expand your business. We recognize that every business has its own set of challenges and opportunities, and we're here to support you with tailored financial solutions.

Credit Lines and Unsecured Loans

For those needing extra flexibility, we offer total credit lines amounting to $2,087,705,692. Additionally, we also provide flexible terms on unsecured credit card loans, with a total of $44,147,777 in loans helping members manage their finances effectively. This can be particularly useful for covering unexpected expenses or consolidating debt.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $325,320,391, make buying or refinancing simple. We are dedicated to finding the best mortgage solution for your unique situation.

Refinancing Options

If you're considering refinancing any existing loans or exploring eligibility options for our services, our knowledgeable staff at California will guide you through the process. We aim to simplify your borrowing experience while ensuring you get the best deal possible. For more information about our loan offerings or to speak with one of our experts, feel free to reach out at (619) 656-7273 or visit us at our branch located at 45 N Broadway Chula Vista Ca 91910 in Chula Vista, CA. Your financial journey is important to us, and we're here to help you every step of the way. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Aggregator

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that all offers displayed are fair and transparent, helping users to compare rates without hidden agendas.

Take Action Today

Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

California

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans