California Coast Credit Union Santee CA | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to California Coast, your trusted credit union located at 9808 Mission Gorge Rd Ste A, Santee, CA 92071. Since our establishment in 1929, we have dedicated ourselves to serving the community with personalized financial solutions. With over 206,000 members counting on us, we pride ourselves on being more than just a financial institution; we're a part of your journey toward financial wellness. At California Coast, we understand that every member has unique needs. That's why we offer a wide range of services including checking and savings accounts, auto loans, mortgages, and personal loans. Our total assets stand at an impressive $3.4 billion, demonstrating our commitment to providing stability and support for our members. We also manage $210 million in deposits, reflecting the trust you place in us. Our leadership team is here for you. Under the guidance of CEO Todd Lane and Board President Steve McMahon, we continuously strive to enhance our services and ensure that your banking experience is smooth and rewarding. Whether you're looking for assistance with loans or simply want to explore your banking options, our friendly staff is ready to help. While you can visit us at our Santee branch for all your banking needs, please note that official correspondence should be sent to the same address: 9808 Mission Gorge Rd Ste A, Santee, CA 92071. Ready to take the next step? Feel free to call us at (858) 495-1600 or visit our website at California Coast. Join us today and experience the difference of banking with a community-focused credit union!

Branch History & Mission

Welcome to California Coast, a credit union with a rich history and a strong commitment to its community. Founded in 1929, we have proudly served the residents of Santee, CA, for over nine decades. Our branch is located at 9808 Mission Gorge Rd Ste A, Santee, CA 92071, a convenient spot that is easily accessible to our members. As we continue to grow, we now boast a vibrant membership of 206,167 individuals who trust us with their financial needs. Throughout our journey, California Coast has evolved significantly. We started as a small cooperative aiming to provide affordable financial services to our community. Over the years, we have expanded our offerings while staying true to our mission: to enhance the lives of our members through exceptional financial services and community support. With total assets reaching an impressive $3,400,571,279, we are equipped to offer a wide range of products including checking and savings accounts, auto loans, mortgages, personal loans, and business banking services. Our mission goes beyond just banking; it reflects our dedication to making a positive impact in Santee and beyond. We believe in empowering our members through education and support while actively participating in local events and initiatives. From partnering with schools to sponsoring community programs, California Coast is deeply invested in fostering growth and prosperity within our neighborhoods. While members can visit us at 9808 Mission Gorge Rd Ste A, official correspondence should be sent to the same address as our mailing address: 9808 Mission Gorge Rd Ste A, Santee, CA 92071. Our branch features both ATM availability and drive-thru banking for your convenience. We are here for you during our operating hours: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 2 PM. At California Coast, we are proud of our digital advancements that make banking easier than ever. Whether you prefer online banking or using our mobile app for transactions on-the-go, we ensure that your banking experience is simple and user-friendly. Join us today at California Coast and experience the difference that comes with being part of a member-focused credit union dedicated not just to your financial success but also to uplifting the entire community. Visit us online at calcoastcu.org or call us at 858-495-1600 for more information about how you can become a member today!

Branch Location & Accessibility

Welcome to the California Coast branch located at 9808 Mission Gorge Rd Ste A in beautiful Santee, CA! Our location is designed with your convenience in mind, making it easy for you to access all your banking needs. Nestled near popular spots like the Santee Trolley Square, we're just a short drive away from shopping and dining options, perfect for a quick stop after running errands. At our Santee branch, we prioritize accessibility. We have ample parking available and our facilities are compliant with ADA standards, ensuring that everyone can enjoy a comfortable visit. Whether you prefer to walk in or use our drive-thru service for quick transactions, we have you covered. Our friendly team is here to assist you during our operating hours: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 2 PM. If you ever need assistance or have questions about our services, don't hesitate to call us at 858-495-1600. As a member of California Coast Credit Union, you'll enjoy access to various services including personal banking solutions like checking and savings accounts, auto loans, mortgages, credit cards with rewards, and more. Plus, with ATM availability right here at the branch, withdrawing cash or checking your balance is quick and easy! While members can visit us at our branch address mentioned above for all banking needs, any official correspondence should be sent to the same address as well. We're excited to serve you and look forward to seeing you soon! Come by today or give us a call we're here to help!

Member Eligibility

At California Coast, we believe that everyone deserves a chance to be part of a supportive community that puts your financial well-being first. Joining us is straightforward! If you live, work, worship, or attend school in our local area, you're likely eligible for membership. We welcome individuals from various backgrounds and circumstances, making it easy for you to find a place with us where you can thrive. For more detailed information on specific eligibility criteria, feel free to visit our website at http://www.calcoastcu.org/membership-benefits/. Once you've confirmed your eligibility, opening an account is just a click away! Simply head over to our account opening page at https://calcoastcu.mortgagewebcenter.com/account/login?returnurl=%2fapplynow&_ga=2.210847829.1947839381.1603723635-939147346.1597771707 to get started. Our friendly team is also here to assist you if you have any questions don't hesitate to reach out at (858) 495-1600. Join the California Coast family today and experience the benefits of being a member in a community-focused credit union.

Business Banking & Commercial Services

Merchant Services That Matter

In today's fast-paced world, having reliable merchant services can make all the difference. Imagine being able to accept payments quickly and securely, whether you're at a storefront or on the go. Our merchant services provide just that ensuring your customers have easy ways to pay while you focus on what you do best: running your business. Located conveniently at 9808 Mission Gorge Rd Ste A Santee Ca 92071 in Santee, CA, we invite you to explore how our business banking solutions can help fuel your success. For more information, give us a call at (858) 495-1600 or visit our website at California Coast.

Tailored Business Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $106 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $273,626,903, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For entrepreneurs in our community, California Coast offers comprehensive business banking solutions. From merchant services that facilitate smooth transactions for your customers to business loans that fuel growth opportunities, we support local businesses in achieving their ambitions.

Convenient Banking Options

To make banking easier for you, we provide basic drive-thru banking services for quick deposits and withdrawals without leaving your vehicle. Plus, if you prefer doing things digitally, our online and mobile banking features ensure that access is at your fingertips anytime you need it. If you have questions or want more information about any of these services, don't hesitate to reach out! You can call us at 858-495-1600, or visit us at our branch located at 9808 Mission Gorge Rd Ste A, Santee, CA 92071. Join us today and discover how California Coast can support your financial journey!

Credit Cards with Benefits

Our credit cards come with rewards that add value to every purchase you make. Whether it's cashback on groceries or points towards travel, having the right card can enhance your everyday spending experience.

Loans Tailored for Your Needs

Looking to purchase a new car or refinance your home? Our auto loans and vehicle financing options are designed with competitive rates to make your dream car a reality. If you're considering buying a home, our mortgage loans and refinancing services provide flexible solutions tailored to fit your budget. Need extra funds for other expenses? Our personal loans and debt consolidation products can help simplify your finances by combining multiple debts into one manageable payment.

Personal Banking Solutions

Whether you're looking to open a checking or savings account, our personal banking services have got you covered. Imagine being able to manage your funds with ease through online and mobile banking. You can check your balances, transfer money, and even pay bills right from your smartphone. For those unexpected moments when you need cash quickly, our ATM services are readily available for withdrawals and balance checks.

Digital & Online Banking

Key Features for You

We prioritize security without sacrificing convenience. Our electronic signature authorization makes it easy to complete transactions securely online. You can also sign up for e-statements, which provide a quick and environmentally friendly way to keep track of your financial activity. No more paper clutter! For those who love using their phones for everyday tasks, our mobile application is a game-changer. With just a few taps, you can make mobile payments and even conduct person-to-person transfers effortlessly. Imagine splitting dinner bills or sending money to friends without needing cash it's that simple! Whether you're at home or out and about in Santee, managing your finances has never been easier with California Coast. Our digital banking options help you stay in control while providing peace of mind knowing your information is secure. Experience the convenience today by visiting us online!

Financial Strength

Commitment to Growth and Innovation

With $344,339,647 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $24,022 in used auto loans and $2,285,428,185 in total loans and leases.

Growing Member Base

We have a strong member base with 461,358 total share accounts that trust us with their finances. This reflects the growing confidence in our ability to manage their money safely and effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, California Coast is your trusted partner. Visit us at 9808 Mission Gorge Rd Ste A Santee Ca 92071 or call (858) 495-1600 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Member-Centric Savings Options

Members' savings are secured through $869,867,890 in share certificates and $931,369,924 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $51,539,224, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our performance reflects our operational efficiency with a net income of $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 531 full-time employees and 25 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Position

With a net worth of $440,048,118, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,292 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $404,647,400 in used vehicle loans and $383,522,079 in new vehicle loans already helping members get on the road. We offer financing options for both new and used vehicles, making it easier for you to find the perfect fit for your lifestyle. Plus, our refinancing options can help you lower your monthly payments if you're currently financing elsewhere.

Business Financing

For business owners, our outstanding commercial loans totaling $273,626,903 provide the capital needed to grow and expand. We understand the unique challenges faced by businesses today and are dedicated to offering tailored solutions that can help you succeed. At California Coast in Santee, CA (9808 Mission Gorge Rd Ste A), we're committed to supporting our members' financial journeys. For more information or assistance with our loan products, feel free to reach out at 858-495-1600. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $366,658,382, make buying or refinancing simple. Whether you're purchasing your first home or looking to refinance an existing mortgage, our team is here to guide you through the process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $81,737,644 in loans helping members manage their finances effectively. These credit cards provide an easy way to handle daily expenses while building your credit history.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. This transparency is vital for consumers looking to secure the best possible deal for their financial needs. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to quality means users can trust that the offers they see are fair and reflect current market conditions. One of the key benefits of using LendMesh is its focus on verified data. Loan offers come exclusively from legitimate financial institutions, ensuring transparency throughout the comparison process. Additionally, LendMesh does not feature sponsored listings; lenders are not prioritized based on paid promotions. Instead, the goal is to provide unbiased results that empower users to make informed decisions. With real-time rate comparisons available from multiple institutions, users can quickly assess their options. Thousands of users have already turned to LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" If you're ready to take control of your financial future and discover the best loan rates available, compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.