California Coast Credit Union San Diego CA | Best Auto Loans & Rewards Cards

Introduction

Welcome to California Coast, your trusted financial partner located at the heart of the Sdsu Conrad Prebys Aztec Student Union in beautiful San Diego, CA 92182. Since our establishment in 1929, we have been dedicated to serving our members with personalized banking solutions and community-focused service. With a total membership of over 206,000, we pride ourselves on being a credit union that truly understands and meets the needs of our diverse community. At California Coast, our commitment goes beyond just numbers. We manage assets totaling an impressive $3,400,571,279, ensuring that we are well-equipped to support your financial goals, whether that's obtaining a loan for your dream car or saving for a future home. Our members benefit from total deposits of $210,204,145, reflecting the trust and reliability you can expect when banking with us. Our leadership team is here to guide you every step of the way. Under the direction of CEO Todd Lane and Board President Steve McMahon, our experienced staff is dedicated to providing exceptional service. We employ over 556 professionals who are passionate about helping you achieve your financial aspirations. While you can visit us at our branch for all your banking needs, please note that official correspondence should be directed to our mailing address: P.O. Box 502080, San Diego, CA 92150-2080. We invite you to discover more about what California Coast has to offer by visiting our website at calcoastcu.org. Whether you're interested in personal loans, mortgage options, or business banking services, we're here to help. Feel free to reach out at (858) 495-1600 or stop by during our lobby hours from Monday to Friday between 9 AM and 5 PM. Join us today and experience how California Coast is committed to making a positive impact in your financial journey!

Branch History & Mission

Welcome to California Coast, where our commitment to community and financial well-being has been flourishing since we opened our doors in 1929. Located at the Sdsu Conrad Prebys Aztec Student Union Ste 140 in San Diego, CA, our branch serves as a hub for over 206,000 members who trust us with their financial needs. With total assets of over $3.4 billion, we have grown into a reliable resource for individuals and families looking to achieve their financial goals. Our journey began nearly a century ago with a simple mission: to provide accessible and affordable financial services to our community. Over the years, we have embraced the changing landscape of banking while staying true to our core values of integrity, service, and dedication. Today, California Coast stands as a symbol of support for students and residents alike, offering services that include personal banking, auto loans, mortgages, credit cards with rewards, and business banking solutions. At California Coast, we believe in making banking easy and convenient. Our operating hours from Monday to Friday, 9 AM to 5 PM ensure that you can visit us when it suits you best. While members can find us at our branch address, official correspondence should be sent to P.O. Box 502080 in San Diego, CA 92150-2080. Our mission extends beyond mere transactions; we aim to uplift our community through partnerships and outreach initiatives. We actively engage with local organizations to support educational programs and community events that foster growth and development. In an age where technology plays a vital role in everyday life, California Coast has made significant strides in digital banking solutions. Our online banking platform allows members to manage their accounts easily from anywhere. We also offer mobile payments and e-statements for added convenience. Accessibility is important to us; therefore, we ensure ADA compliance across our services. As part of our commitment to customer service, we proudly feature ATM availability for quick cash access at your convenience. Although we do not currently offer drive-thru banking or shared service centers at this location, our team is always ready to assist you in person or via phone at 858-495-1600. Join us on this journey towards financial empowerment! Experience the benefits of membership with California Coast and become part of a community-focused organization dedicated to helping you succeed. Visit us today or explore more about membership options on our website at California Coast. Together, let's build a brighter financial future!

Branch Location & Accessibility

Accessibility Features

We understand that accessibility is important to all our members. Our branch is designed with features that ensure everyone can visit comfortably. There are ramps available and our facility complies with ADA standards, making it easy for all visitors to access our services without any hassle.

Operating Hours

We're here for you Monday through Friday from 9 AM to 5 PM. Our friendly team is ready to assist with all your banking needs during these hours. Feel free to drop in or call us at 858-495-1600 if you have any questions or need assistance.

Parking & Nearby Landmarks

Parking is available nearby, allowing you to stop by with ease. Plus, being close to popular spots like the student union means you can combine errands with a quick coffee run or a visit to the bookstore.

Services Offered

At California Coast, we offer a variety of services tailored for both students and community members alike. From personal banking solutions like checking and savings accounts to auto loans and credit cards with rewards, we strive to meet your financial needs. You'll also find ATM availability on-site for quick cash withdrawals and balance checks. We invite you to stop by our branch today! Whether you're opening an account or just need some advice on your finances, our team is eager to help you navigate your options. Visit us soon and experience the friendly service that makes California Coast a trusted partner in your financial journey!

Member Eligibility

At California Coast, we believe that everyone deserves a place in our supportive community. Becoming a member is simple and welcoming! If you live, work, or go to school in certain areas of California, you're likely eligible to join us. We also extend membership to family members of existing members, making it easy for your loved ones to enjoy the benefits we offer together. To check the full eligibility details, feel free to visit our website at http://www.calcoastcu.org/membership-benefits/. Joining California Coast means more than just having a bank account; it's about being part of a community that prioritizes your financial well-being. You'll enjoy access to various services including personal banking, loans, and online banking tools tailored to fit your needs. Ready to take the next step? Opening an account is straightforward just head over to this link for more information or give us a call at (858) 495-1600 if you have any questions. We're excited to welcome you into our family at California Coast, located at Sdsu Conrad Prebys Aztec Student Union Ste 140, San Diego, CA 92182!

Business Banking & Commercial Services

Lending Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $106 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $273,626,903, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer comprehensive merchant services designed to make transactions easier for you and your customers. From payment processing solutions that allow you to accept credit and debit cards to online invoicing systems, our services streamline your day-to-day operations. By partnering with us, you gain access to tools that not only save time but also enhance customer satisfaction. Located conveniently at Sdsu Conrad Prebys Aztec Student Union Ste 140 San Diego Ca 92182 in San Diego, CA, our team is ready to assist you with all your business banking needs. Reach out today at (858) 495-1600 and discover how we can help your business grow!

Comprehensive List Of Services

Business Banking Solutions

For entrepreneurs and small business owners, California Coast offers robust business banking services including merchant services and business loans. We understand how crucial it is to have financial support when running a business, so our team is ready to help you find the right solutions.

Convenient Access Anytime

Accessing your funds has never been easier with our ATM services available at various locations. You can make cash withdrawals or check balances without any hassle. Plus, with features like person-to-person payments through our mobile app, sending money to friends or family is just a few taps away. We invite you to explore all that California Coast has to offer by visiting us at Sdsu Conrad Prebys Aztec Student Union Ste 140, or give us a call at 858-495-1600. Your financial goals are within reach let's achieve them together! For more information about our services, feel free to visit our website here.

Credit Cards with Benefits

Don't forget about our credit cards with rewards! These cards not only help you build credit but also earn points for every purchase perfect for those who love to shop or travel.

Financing Your Dreams

Looking to purchase a vehicle? Our auto loans and vehicle financing options make it easier than ever to drive off in the car of your dreams. We understand that buying a car can be a big commitment, which is why we offer competitive rates and flexible terms that cater to your budget. Additionally, if you're considering buying a home or refinancing an existing mortgage, our mortgage loans provide the support you need every step of the way.

Personal Banking Made Easy

Managing your money should be straightforward and accessible. That's why we offer personal banking services that include checking and savings accounts designed to fit your lifestyle. With online and mobile banking options, you can easily track your finances, pay bills, and transfer money at your convenience. Imagine being able to check your balance or deposit a check from the comfort of your own home or while on the go this is all possible with California Coast.

Simplifying Personal Loans

Life can throw unexpected expenses your way, and that's where our personal loans come into play. Whether it's for debt consolidation or covering unforeseen costs, we provide personalized loan options that can help alleviate financial stress.

Digital & Online Banking

Enjoy Secure and User-Friendly Banking

Your security is our top priority. We employ robust measures to protect your information while ensuring that our services remain user-friendly. With features like secure logins and transaction alerts, you can feel confident knowing that your personal data is safe. In conclusion, California Coast's digital and online banking options are crafted to fit your lifestyle making it simple for you to manage your finances effectively. Explore all these services today by visiting https://www.calcoastcu.org/!

Key Features of Our Digital Banking Services

With our online banking platform, accessible at https://www.calcoastcu.org/, you can check balances, pay bills, and transfer money anytime, day or night. Our 24/7 online banking services ensure you have real-time access to your accounts whenever you need it. Plus, with electronic signature authorization available, signing documents is quick and hassle-free no need for printing or mailing! For those who prefer paperless solutions, we offer e-statements so you can view your account statements online instead of waiting for them in the mail. It's not only eco-friendly but also allows you to keep track of your finances more efficiently.

Mobile Banking Made Easy

Our mobile application makes banking even more accessible. You can make mobile payments easily and securely right from your smartphone. Want to send money to a friend? Our person-to-person transfer feature lets you do just that in a few taps.

Financial Strength

At California Coast, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that your trust is built on our financial health and performance. That's why we want to share how our robust financial standing supports you. With a net worth of $440,048,118, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1292 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $869,867,890 in share certificates and $931,369,924 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $51,539,224, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $344,339,647 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is impressive as well; with $24,022 in used auto loans and over $2.28 billion in total loans and leases available to help you achieve your financial goals. Our operational efficiency is reflected in our net income of $0, which allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 531 full-time employees and 25 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts: 461,358, showing a strong and growing member base that trusts us with their finances. This foundation gives us the strength to support you at every stage of your journey. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, California Coast is your trusted partner. Visit us at Sdsu Conrad Prebys Aztec Student Union Ste 140 San Diego Ca 92182 or call 858-495-1600 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $404,647,400 in used vehicle loans and $383,522,079 in new vehicle loans already helping members get on the road. We provide flexible terms to make financing your next vehicle as easy as possible.

Credit Lines

For those seeking extra flexibility in managing their finances, our total credit lines amount to $1,747,051,904. This can be an excellent choice for ongoing expenses or emergency funds. If you're considering refinancing your existing loans or exploring eligibility options for any of our products, our dedicated team at California Coast is ready to assist you. We prioritize transparency and support throughout the lending process. For more information about our loan offerings and how they can fit into your financial plan, feel free to contact us at 858-495-1600, or visit us at Sdsu Conrad Prebys Aztec Student Union Ste 140 San Diego Ca 92182. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step towards achieving your financial goals!

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $366,658,382, making buying or refinancing simple. Our team is here to guide you through every step of the mortgage process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $81,737,644 in loans helping members manage their finances effectively. This option allows you to handle unexpected expenses or make larger purchases without needing collateral.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This approach guarantees that all offers are fair and transparent, allowing users to make informed decisions without any hidden surprises.