California Coast Credit Union San Diego CA | Quick Personal Loans & Business Banking

Introduction

Welcome to California Coast at our Scripps Ranch branch, located conveniently at 9825 Mira Mesa Blvd, San Diego, CA 92131. Since our establishment in 1929, we've proudly served over 206,000 members, providing reliable financial solutions that empower individuals and families in our community. With total assets exceeding $3.4 billion, we are committed to supporting your financial journey through a range of services tailored just for you. At California Coast, we understand that banking is about more than just numbers; it's about building relationships and creating a sense of belonging. Our dedicated team, led by CEO Todd Lane and Board President Steve McMahon, works tirelessly to ensure that each member feels valued and supported. Whether you're looking for personal banking options like checking and savings accounts, auto loans, or even mortgage refinancing, we're here to help you achieve your financial goals. While members can visit us at our Scripps Ranch branch, official correspondence should be sent to the same address: 9825 Mira Mesa Blvd, San Diego, CA 92131. For any inquiries or assistance, don't hesitate to reach out at (858) 495-1600. As a member-focused credit union with total loans amounting to 110,750 and deposits of over $210 million, we prioritize your needs above all else. Our commitment to exceptional service is reflected in our financial health boasting a net worth of $440 million and cash reserves of $23 million ready to serve you better. Join us today at California Coast and experience the difference a supportive community can make in your financial life! Explore our offerings at calcoastcu.org or call us for more information. Your journey toward financial empowerment starts here!

Branch History & Mission

At California Coast, we take pride in our rich legacy of serving the community since 1929. Established in the heart of San Diego at 9825 Mira Mesa Blvd, our branch has grown alongside its members, evolving to meet their needs while maintaining a commitment to outstanding service. With a total membership of 206,167, we have become a trusted financial partner for many families and businesses in the region. Over the decades, California Coast has continuously expanded its offerings. We have embraced advancements in technology to provide our members with convenient services such as online banking and mobile payments. Our commitment to accessibility includes ADA-compliant facilities, ensuring that everyone can benefit from our services. Our mission is straightforward yet impactful: to empower our members through personalized financial solutions while actively supporting our community. We believe that strong communities foster strong individuals, which is why we engage in various outreach programs and partnerships that enhance local well-being. While you can visit us at 9825 Mira Mesa Blvd, San Diego, CA 92131 for all your banking needs, please note that any official correspondence should be directed to the same address. We're here to assist you during our operating hours Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 2 PM. You can also reach us at (858) 495-1600. California Coast proudly holds assets totaling $3,400,571,279. This strong financial foundation allows us to offer a range of products from personal loans and credit cards with rewards to mortgage loans and business banking solutions designed to help you achieve your financial goals. Join us at California Coast where we prioritize your needs and strive to make a positive impact in San Diego. Experience the benefits of membership today by visiting our website at calcoastcu.org or stopping by our branch!

Branch Location & Accessibility

Convenient Access and Features

Our branch is designed with your convenience in mind. With ample parking available, you can easily stop by without worrying about finding a spot. Plus, we are ADA compliant, ensuring that all our members have access to our services. We offer flexible operating hours to fit your busy schedule. Our lobby is open Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 2 PM. Need assistance? Feel free to call us at 858-495-1600 during these hours.

Services Offered

At California Coast, we provide a range of services tailored to meet your financial needs. From checking and savings accounts to auto loans, mortgage options, and credit cards with rewards there's something for everyone! While we currently do not have drive-thru banking or shared service centers available, our ATM is ready for use whenever you need cash or want to check your balance.

Visit Us Today!

Whether you're a long-time member or considering joining our community, we invite you to visit us at California Coast. Experience personalized service and find out how we can help you achieve your financial goals. Don't hesitate to reach out with any questions or just stop by; we look forward to welcoming you!

Member Eligibility

At California Coast, we believe that becoming a member is like joining a family where support and community come first. If you're looking to join us at our branch located at 9825 Mira Mesa Blvd, San Diego, CA 92131, you'll find that eligibility is quite welcoming! Generally, membership is open to those who live, work, or go to school in the areas we serve. Additionally, family members of existing members can also join in on the benefits. For more detailed information about specific eligibility criteria and to see if you qualify, feel free to check out our website at this link. Opening an account with us is straightforward and designed to be inclusive for everyone. You can begin the process by visiting this page, or simply give us a call at 858-495-1600 if you have any questions or need assistance. We're excited to welcome you into the California Coast family!

Business Banking & Commercial Services

Business Loans That Drive Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $106 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $273,626,903, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services for Everyday Needs

In addition to loans, we offer merchant services that simplify payment processing, allowing you to focus on what you do best running your business. Imagine being able to accept payments seamlessly from customers while managing your cash flow more effectively. Our services help streamline transactions so you can spend less time worrying about finances and more time serving your clients. Visit us at 9825 Mira Mesa Blvd San Diego Ca 92131 in San Diego, CA or call us at (858) 495-1600 to learn how our business banking solutions can empower your success today!

Comprehensive List Of Services

Business Banking Services

For our business members, California Coast offers essential banking services like merchant services and business loans. We understand that running a business is demanding; that's why our services are geared toward helping you succeed. From managing cash flow to securing funding for growth, we've got you covered.

Digital Banking Features

In today's fast-paced world, convenience is key. Our online and mobile banking platforms allow you to manage your accounts anytime, anywhere. You can easily withdraw cash from our ATMs or use basic ATM services for balance checks making banking feel effortless.

Flexible Loan Options

We understand that life can throw unexpected expenses your way. That's why we provide personal loans and debt consolidation options that give you the flexibility you need. With straightforward terms and clear communication, we make borrowing simple and stress-free. Don't forget about our credit cards with rewards! Earn points on everyday purchases that can be redeemed for exciting experiences or cash back another way we help you make the most out of your spending.

Get In Touch

If you're ready to explore what California Coast has to offer or have any questions about our services at 9825 Mira Mesa Blvd San Diego CA 92131, please don't hesitate to reach out! Call us at 858-495-1600 or visit us online at calcoastcu.org. We look forward to helping you achieve your financial goals!

Personal Banking Solutions

Our personal banking services include checking and savings accounts tailored for individuals and families. Imagine having easy access to your funds with online and mobile banking at your fingertips. You can check balances, transfer money, and pay bills from wherever you are, making everyday banking convenient. When it comes to financing, we offer competitive auto loans and vehicle financing options. Whether you're buying a new car or refinancing an existing loan, our rates are designed to keep your budget on track. If you're considering home ownership or want to lower your current mortgage payments, our mortgage loans and refinancing solutions can help turn those dreams into reality.

Digital & Online Banking

Enjoy the Benefits of Mobile Banking

Our mobile payments feature means you can shop confidently without needing cash or cards in hand. Simply use your mobile device for quick and easy transactions wherever you are. Whether it's paying for groceries or splitting a bill with friends, our mobile banking tools keep you connected and in control. In summary, at California Coast, we prioritize providing user-friendly features that make banking straightforward. From electronic signatures to real-time account management, we have everything you need to manage your finances effectively. Join us today and experience the ease of digital banking!

Key Features for Your Convenience

With our online banking platform, you can access your accounts anytime and anywhere. Need to check your balance or transfer funds? It's all just a click away. Our mobile application allows you to perform these tasks right from your smartphone, making banking simple and accessible. Plus, with person-to-person transfers, sending money to friends or family is quick and hassle-free. Worried about security? You can rest easy knowing that our electronic signature authorization ensures that your transactions are safe and secure. And if you prefer going paperless, we offer e-statements that allow you to view your account statements online whenever you need them.

Financial Strength

Growing Community Trust

With total share accounts reaching 461,358, we show a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving or borrowing or planning for the future, California Coast is your trusted partner. Visit us at 9825 Mira Mesa Blvd San Diego CA 92131 or call us at 858-495-1600 to learn more about how we can help you achieve your financial goals.

Member Savings Secured

Members' savings are secured through $869,867,890 in share certificates and $931,369,924 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $51,539,224, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our net income of $0 for this period; however, this gives us room for strategic planning aimed at enhancing your experience even further. We also take pride in having 531 full-time employees and 25 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Reinvesting for Better Services

With $344,339,647 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our total loans and leases amount to $2,285,428,185, including $24,022 in used auto loans. This capacity supports your financial goals across various sectors.

Solid Foundation

With a net worth of $440,048,118, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1292 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $404,647,400 in used vehicle loans and $383,522,079 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, we have options that fit your budget.

Business Loans

For business owners looking to grow and expand, our outstanding commercial loans totaling $273,626,903 provide the capital needed to take your business to the next level. At California Coast located at 9825 Mira Mesa Blvd San Diego Ca 92131, we are committed to helping our members navigate their financial journeys. If you're interested in refinancing or want to learn more about eligibility options for any of our loan products, please don't hesitate to reach out. You can contact us at (858) 495-1600 for more information or visit our website at calcoastcu.org. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Credit Lines and Unsecured Loans

For those needing flexibility in managing expenses or unexpected costs, we also offer credit lines with a total of $1,747,051,904 available. Additionally, our flexible terms on unsecured credit card loans amounting to $81,737,644 help members manage their finances effectively without putting down collateral.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $366,658,382, make buying or refinancing simple. We provide support throughout the mortgage process so you can feel confident in your investment.

Loan Aggregator

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