California Coast Credit Union San Diego CA | Cheap Mortgage Refinance & Rewards Cards

Introduction

Welcome to California Coast at our Mira Mesa branch, located at 8220 Mira Mesa Blvd Ste D, San Diego, CA 92126. Since our establishment in 1929, we have proudly served our community by providing exceptional financial services and fostering a sense of belonging among our 206,167 members. With a solid foundation built on trust and reliability, we are committed to helping you achieve your financial goals. At California Coast, we understand that every member's needs are unique. That's why we offer a range of services including checking and savings accounts, auto loans, mortgage options, personal loans, and business banking solutions. Our total assets stand at an impressive $3.4 billion, allowing us to support our members with confidence. We also have $210 million in deposits and a net worth of $440 million, showcasing our strong financial stability. Our leadership team is dedicated to your success. Under the guidance of CEO Todd Lane and Board President Steve McMahon, we strive to create a welcoming environment where every member feels valued. Our knowledgeable staff is here to assist you with any inquiries or services you may need. You can reach us at (858) 495-1600 during our operating hours Monday through Thursday from 9 AM to 5 PM, Friday until 6 PM, and Saturday from 9 AM to 2 PM. While you can visit us at our Mira Mesa branch for all your banking needs, please note that official correspondence should be directed to the same address: 8220 Mira Mesa Blvd Ste D, San Diego, CA 92126. Join us today to discover how California Coast can empower your financial journey! For more information or to open an account online, visit our website at California Coast. We look forward to serving you!

Branch History & Mission

Join Us

Our branch operates Monday through Friday from 9 AM to 5 PM and Saturdays from 9 AM to 2 PM. We offer convenient ATM services for quick access to your funds. Although we do not have drive-thru banking available at this location, we encourage you to explore our shared service center for additional support. As we look toward the future, we invite you to become part of the California Coast family. Experience personalized service and join a community-focused credit union committed to your financial well-being. Together, let's build brighter futures! For more information about membership benefits or how to open an account with us today, please visit our website.

Our Mission

At California Coast, our mission goes beyond just banking; it's about building relationships and strengthening communities. We believe in empowering individuals through financial education and services tailored to their unique circumstances. Our goal is not only to help you achieve your financial aspirations but also to give back through various community outreach initiatives. We are proud to partner with local organizations and participate in events that foster growth and development within Mira Mesa and beyond. Every loan issued and account opened helps fund projects that uplift those around us, making a tangible difference in people's lives. While members can visit us at 8220 Mira Mesa Blvd Ste D, official correspondence should be sent to 8220 Mira Mesa Blvd Ste D, San Diego, CA 92126.

Our Story

California Coast began with a simple mission: to provide accessible financial services to our community. From humble beginnings nearly a century ago, we have continuously adapted to meet the needs of our members. As we expanded our offerings, we embraced innovations that enhance convenience like online banking and mobile payments while maintaining a personal touch that defines our service. In our journey, we've celebrated numerous milestones. Our commitment to inclusivity and accessibility is reflected in our adherence to ADA compliance and the introduction of digital tools designed for everyone. Whether you're visiting us in person or utilizing our online resources, we strive to make every interaction seamless and supportive.

Branch Location & Accessibility

Convenient Access

At California Coast, we prioritize convenience and accessibility for all our members. Our branch features ADA-compliant entry points and ample parking space, ensuring everyone can visit us without hassle. While you're here, you can take advantage of our ATM services available on-site for quick cash withdrawals or balance checks. Unfortunately, we do not have drive-thru banking at this location, but our friendly staff is always ready to assist you inside.

Operating Hours

We understand that your time is valuable. That's why our lobby hours are designed to fit your busy schedule. We are open Monday through Thursday from 9 AM to 5 PM, and on Friday from 9 AM to 6 PM. For those who prefer a Saturday visit, we're here from 9 AM until 2 PM. Feel free to call us at 858-495-1600 if you have any questions about our services or hours.

Services Offered

At our California Coast branch, you'll find a variety of banking services tailored to meet your needs. From personal banking options like checking and savings accounts to auto loans and mortgages, we strive to provide solutions that make managing your finances easier. Plus, as a shared service center, we allow partner credit union members to complete basic transactions such as deposits and withdrawals. While members can visit us at 8220 Mira Mesa Blvd Ste D San Diego Ca 92126, official correspondence should be sent to the same address for consistency: 8220 Mira Mesa Blvd Ste D, San Diego, CA 92126.

Visit Us Today!

We invite you to stop by and discover how California Coast can help you achieve your financial goals. Whether you're looking for advice on loans or simply need assistance with your account, our knowledgeable team is ready and eager to help. Come see us today!

Member Eligibility

Becoming a member of California Coast is like joining a family that cares about your financial well-being. Located at 8220 Mira Mesa Blvd Ste D San Diego Ca 92126, we welcome anyone who shares our values and wants to benefit from our community-focused services. Whether you're a resident, a student, or work in the area, you may be eligible for membership! We believe in making banking accessible for everyone, and our friendly team is here to guide you through the process. If you're curious about the specific eligibility criteria, feel free to check out more details on our website at http://www.calcoastcu.org/membership-benefits/. Opening an account with us is simple and straightforward. You can begin your journey toward financial empowerment by visiting our account opening page at https://calcoastcu.mortgagewebcenter.com/account/login?returnurl=%2fapplynow&_ga=2.210847829.1947839381.1603723635-939147346.1597771707 or giving us a call at (858) 495-1600. We're excited to have you join us and look forward to supporting your financial goals!

Business Banking & Commercial Services

Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $106 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $273,626,903, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services designed to make transactions smoother for your business. Picture this: you're at a bustling trade show and need to process payments quickly. Our merchant services ensure that you can accept payments seamlessly whether through credit cards, mobile wallets, or online transactions allowing you to focus on what matters most: growing your business. Visit us at 8220 Mira Mesa Blvd Ste D San Diego Ca 92126 in San Diego, CA, or call us at (858) 495-1600 to learn how we can partner with you for success!

Comprehensive List Of Services

Business Banking Services

If you are a business owner, California Coast offers specialized business banking services that include merchant services and business loans to help grow your enterprise. We understand the unique challenges businesses face and aim to provide solutions that work for you.

Digital Banking Convenience

In today's fast-paced world, managing finances digitally is essential. With our online and mobile banking features, you can access your accounts anytime, anywhere. Check balances, transfer funds, and pay bills quickly all at your fingertips! Need cash? Our ATM services allow you quick withdrawals and balance checks without hassle.

Loans Made Easy

For those looking for additional financing options, our personal loans can assist with everything from unexpected expenses to debt consolidation. Plus, our credit cards come with rewards that can benefit your everyday spending. We strive to make borrowing simple and accessible so that you can focus on what truly matters in your life.

Personal Banking Solutions

Starting with personal banking, we offer checking and savings accounts designed for convenience and growth. Imagine having a secure place for your money while also earning interest. Our auto loans make purchasing a car straightforward and affordable, ensuring you can get behind the wheel without stress. If you're considering homeownership or refinancing, our mortgage loans provide competitive rates and flexible options tailored to your situation.

Shared Branching and Accessibility

We also participate in basic shared branch transactions for partner credit union members, making it easier than ever for our community to access their funds. This means deposits and withdrawals can be made at various locations beyond just our branch. At California Coast, we pride ourselves on being more than just a financial institution; we are a community partner invested in your financial well-being. Our friendly staff is always ready to assist you whether you're visiting us in person or reaching out via phone at 858-495-1600. Ready to explore how California Coast can help you achieve your financial goals? Visit us today or check out our website at calcoastcu.org for more information about membership benefits or to open an account online!

Digital & Online Banking

Key Features

With our 24/7 online banking services available at https://www.calcoastcu.org/, you can check your account balance, pay bills, and transfer funds anytime you need. No more rushing to the bank before closing time! Our mobile application makes it even simpler to manage your finances from anywhere. Just download it, log in, and you're ready to go. Need to send money to a friend? Our person-to-person transfers let you do just that with ease. Plus, with the option for electronic signature authorization, signing documents is a breeze no need for paperwork or waiting around!

Security and Convenience

We know security is a top concern when it comes to online banking. That's why our system is equipped with advanced security measures to keep your information safe. You can also opt for e-statements, reducing clutter while giving you quick access to your financial records. And if you're someone who prefers using mobile payments, we've got you covered! Our mobile payments feature allows you to make transactions directly from your smartphone no cash or cards needed. At California Coast, we're committed to providing accessible and user-friendly services that empower you to take control of your finances easily and securely. Explore all the benefits of digital banking today!

Financial Strength

At California Coast, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand how important it is for you to feel secure in your financial institution, which is why we are proud to share the robust health of our credit union. With a net worth of $440,048,118, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,292 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $869,867,890 in share certificates and $931,369,924 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $51,539,224, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $344,339,647 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is also impressive; with $24,022 in used auto loans and $2,285,428,185 in total loans and leases, we support members' financial goals across various sectors. Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 531 full-time employees and 25 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share and Deposit Accounts: 461,358, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, California Coast is your trusted partner. Visit us at 8220 Mira Mesa Blvd Ste D San Diego Ca 92126 or call (858) 495-1600 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $404,647,400 in used vehicle loans and $383,522,079 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable pre-owned vehicle, we have options tailored for you.

Business Loans

For business owners, our outstanding commercial loans totaling $273,626,903 provide the capital needed to grow and expand your operations. We are committed to supporting local businesses with competitive rates and personalized service.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $366,658,382, make buying or refinancing simple. We provide competitive rates and flexible terms to help you secure the perfect home for you and your family.

Refinancing Options

If you're considering refinancing existing loans or want to know about eligibility options for any of our products, our team is ready to assist you. We strive to make the process straightforward and beneficial for all our members. Visit us at our branch located at 8220 Mira Mesa Blvd Ste D San Diego CA 92126, or give us a call at 858-495-1600. We're here Monday through Thursday from 9 AM to 5 PM and Saturday from 9 AM to 2 PM. For more information on membership benefits and eligibility options, check out our website. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore how California Coast can help you navigate your financial needs today!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $81,737,644 in loans helping members manage their finances effectively. This can be an excellent option for those looking to consolidate debt or cover unexpected expenses without the need for collateral.

Loan Aggregator

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that the offers presented are fair and transparent, allowing users to trust the information they receive.