California Coast Credit Union San Diego CA | Top Credit Cards & Business Banking

Introduction

At California Coast, we believe in building a strong financial foundation for our community. Located at 9201 Spectrum Branch Suite 100, San Diego, CA 92123, our Spectrum Center Branch has been serving members since 1929. Over the years, we have grown to support 206,167 members with a commitment to personalized service and reliable financial solutions. With total assets exceeding $3.4 billion and total deposits amounting to $210,204,145, we stand as a pillar of trust within the San Diego area. Our team, led by CEO Todd Lane and Board President Steve McMahon, is dedicated to helping you achieve your financial goals. Whether you are looking for auto loans, mortgage financing, or business banking services, our wide range of offerings is tailored to meet your needs. We currently manage over 110,750 loans and leases while maintaining a solid net worth of $440,048,118. While members can visit us at our main location in Spectrum Center, official correspondence should be sent to the same address. We also offer convenient access through online banking and mobile applications for those who prefer managing their finances on-the-go. We invite you to experience the California Coast difference where member satisfaction is our top priority. Feel free to call us at 858-495-1600 or visit our website at calcoastcu.org for more information on how we can assist you today!

Branch History & Mission

Community Focus

California Coast is not just a credit union; we're an active participant in the San Diego community. Over the years, we've partnered with local organizations and charities to support initiatives that uplift those around us. Whether it's through financial literacy programs or community events, we aim to make a positive impact where it matters most. While members can visit us at 9201 Spectrum Branch Suite 100 for their banking needs, official correspondence should be sent to the same address as there is no separate mailing address. Join us today and discover how California Coast can help you achieve your financial goals while being part of a community-focused institution. Together, let's build a brighter future! For more information or assistance, feel free to call us at 858-495-1600 or visit our website at California Coast.

Our Mission

At California Coast, our mission is simple yet powerful: to enhance the financial well-being of our members while fostering community growth. We believe in putting people before profits. Our focus is not just on transactions but on building lasting relationships with each member who walks through our doors or connects with us online. We are proud to offer modern conveniences such as online and mobile banking services that ensure you can manage your finances anytime and anywhere. Our commitment to accessibility includes features like ADA compliance and ATM availability at our location. While we don't currently provide drive-thru service or shared service centers, we strive to meet your needs through personalized support during our operating hours of 9 AM to 6 PM from Monday through Friday.

Branch Location & Accessibility

Welcome to the California Coast Spectrum Center Branch, where convenience meets community! Located at 9201 Spectrum Branch Suite 100 in beautiful San Diego, CA, our branch is easily accessible for all your banking needs. Whether you're a longtime member or considering joining us, you'll find that we are just a stone's throw away from popular local landmarks like the Spectrum Shopping Center, making it easy to stop by while you run your errands. Our branch is designed with your comfort in mind. Parking is readily available, and our facility complies with ADA standards, featuring ramps for easy access. We aim to create a welcoming environment for everyone, so you can feel at home when you visit us. We're proud to serve our members during convenient hours Monday through Friday from 9 am to 6 pm so you can drop by after work or during your lunch break. Our friendly staff is here to assist you with personal banking services like checking and savings accounts, auto loans, mortgage options, and more. For those on the go, we also provide ATM services for quick cash withdrawals and balance checks. While we don't have drive-thru banking at this location, our team is always ready to help inside the branch. If you need to send us official correspondence, please direct it to the same address: 9201 Spectrum Branch Suite 100, San Diego, CA 92123. Feel free to reach out to us at 858-495-1600 if you have any questions or need assistance. We look forward to welcoming you to the California Coast family!

Member Eligibility

At California Coast, we believe that everyone deserves a chance to be part of a supportive community that cares about their financial well-being. Becoming a member is simple and welcoming! If you live, work, or go to school in the areas we serve, you're likely eligible to join us. We pride ourselves on offering an array of financial services tailored to meet your needs, from personal banking to auto loans and more. To find the detailed eligibility criteria, feel free to check out our website at http://www.calcoastcu.org/membership-benefits/. Once you confirm your eligibility, opening an account is just as easy! You can get started by visiting us at 9201 Spectrum Branch Suite 100 San Diego Ca 92123 or calling us at (858) 495-1600 during our operating hours from 9 AM to 6 PM, Monday through Friday. For those ready to take the next step, you can also apply online through this link: https://calcoastcu.mortgagewebcenter.com/account/login?returnurl=%2fapplynow&_ga=2.210847829.1947839381.1603723635-939147346.1597771707. We can't wait for you to join our community at California Coast!

Business Banking & Commercial Services

Loan Options That Fuel Growth

Imagine being able to seize new opportunities with confidence. Our commercial loan products can provide that boost. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $106 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $273,626,903, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Transactions Easy

In addition to our loan options, we offer comprehensive merchant services that simplify payment processing. Picture this: your customers can pay quickly and securely using various methods right at their fingertips. This not only enhances customer satisfaction but also helps streamline your operations. Located at 9201 Spectrum Branch Suite 100 San Diego Ca 92123 in San Diego, CA, we're here to help your business thrive. For more information, call us at (858) 495-1600 or visit us online at https://www.calcoastcu.org/. Let's work together towards your business success!

Comprehensive List Of Services

Business Banking Services

For entrepreneurs, California Coast offers robust business banking solutions, including merchant services and business loans. Whether you're just starting out or looking to expand, our support can help your business thrive in today's competitive market.

Digital Banking Convenience

In today's fast-paced world, convenience matters. That's why we offer comprehensive online and mobile banking features. With just a few taps on your smartphone, you can manage your accounts, transfer money, and make payments anytime, anywhere. Our ATM services ensure that accessing cash is never a hassle whether you're making withdrawals or checking your balance. At California Coast, we're committed to meeting the financial needs of our community in San Diego. If you're ready to explore how our services can benefit you or if you have any questions about what we offer, don't hesitate to reach out! Call us at 858-495-1600 or visit us online at California Coast. Your journey towards better financial health starts here!

Flexible Loan Choices

Sometimes life throws unexpected expenses your way. That's why we provide personal loans and debt consolidation options that allow you to cover those costs with ease. You can also take advantage of our credit cards with rewards, giving you the opportunity to earn points on purchases while managing your spending effectively.

Home Financing Options

Buying a home is one of life's biggest milestones, and we're here to help with our comprehensive mortgage loans and refinancing services. Our team can guide you through the mortgage process so that you can find the right fit for your budget and lifestyle.

Personal Banking Solutions

Whether you're just starting out or looking to manage your finances more effectively, our personal banking options are designed for you. We offer checking and savings accounts that help you save for the future while enjoying easy access to your funds. If you're considering purchasing a car, our auto loans and vehicle financing make it straightforward to drive away in your dream vehicle without breaking the bank.

Digital & Online Banking

Convenient Online Services

With our online banking platform, accessible at https://www.calcoastcu.org/, you can easily view your account balances, transfer funds, and pay bills all from the comfort of your home or on the go. Our 24/7 online banking services allow you to stay in control of your finances whenever it suits you. Plus, if you're looking to sign documents quickly, our electronic signature authorization makes it easy to complete transactions without any hassle.

E-Statements and Mobile Features

Say goodbye to paper clutter with our e-statements availability! Enjoy the ease of accessing your statements digitally while helping the environment. And if you're on the move, our mobile application puts banking right in your pocket. You can even make mobile payments, ensuring that paying for everyday purchases is quick and simple.

Person-to-Person Transfers Made Easy

Sending money to friends or family? Our person-to-person transfer feature allows you to quickly send funds with just a few taps on your smartphone. It's fast, secure, and incredibly user-friendly perfect for those times when you need to split a bill or send a gift.

Security You Can Trust

Your security is our priority. We employ top-notch security measures to protect your information while you bank online or through our mobile app. Rest assured that your data is safe while you enjoy all the conveniences that come with modern banking. At California Coast, we are committed to providing accessible and easy-to-use digital solutions that enhance your banking experience. Whether you're managing accounts from home or making payments on-the-go, we've got you covered!

Financial Strength

Commitment to Growth

With $344,339,647 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports your financial goals across various sectors with $24,022 in used auto loans and a total of $2,285,428,185 in loans and leases. Our operational efficiency is evident in our net income of $0, which means we can keep providing competitive loan rates and solid financial products for our members without compromising on quality or service.

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, California Coast is your trusted partner. Visit us at 9201 Spectrum Branch Suite 100 San Diego CA 92123 or call 858-495-1600 to learn more about how we can help you achieve your financial goals.

Dedicated Team

We also take pride in having 531 full-time employees and 25 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Total Share Accounts stand at 461,358, showing a strong and growing member base that trusts us with their finances.

Secure Savings Opportunities

Members' savings are secured through $869,867,890 in share certificates and $931,369,924 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $51,539,224, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Foundation

With a net worth of $440,048,118, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1292 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Information

If you're considering refinancing options or want to learn more about eligibility requirements, our team is ready to assist you. We believe that every member deserves the chance to explore their financial possibilities. You can reach us at (858) 495-1600, or visit us at our branch located at 9201 Spectrum Branch Suite 100 San Diego CA 92123. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Whether you're looking for an auto loan, mortgage options, or credit lines that suit your lifestyle, California Coast is committed to providing competitive rates and personalized service. Let us help you take the next step toward your financial future!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $404,647,400 in used vehicle loans and $383,522,079 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new vehicle or opting for a reliable used option, we have financing solutions designed just for you.

Credit Lines

For those looking for added flexibility in managing finances, our total credit lines amount to $1,747,051,904. This provides an excellent resource for both planned purchases and unexpected expenses.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $366,658,382, make buying or refinancing simple. We understand that navigating the housing market can be challenging, so our team is here to guide you through every step of the process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $81,737,644 in loans helping members manage their finances effectively. This option allows you to handle everyday expenses while enjoying the benefits that come with being a member.

Loan Aggregator

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